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Joint Stock Company Kaspi.kz (KSPI) Competitors

Joint Stock Company Kaspi.kz logo
$105.55 +1.85 (+1.78%)
As of 08/21/2026 04:00 PM Eastern

KSPI vs. SYF, SOFI, ALLY, FCFS, and OMF

Should you buy Joint Stock Company Kaspi.kz stock or one of its competitors? Joint Stock Company Kaspi.kz's main competitors and comparable companies include Synchrony Financial (SYF), SoFi Technologies (SOFI), Ally Financial (ALLY), FirstCash (FCFS), and OneMain (OMF). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Joint Stock Company Kaspi.kz compare to Synchrony Financial?

Joint Stock Company Kaspi.kz (NASDAQ:KSPI) and Synchrony Financial (NYSE:SYF) are both large-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, media sentiment, earnings, risk and valuation.

32.2% of Joint Stock Company Kaspi.kz shares are held by institutional investors. Comparatively, 96.5% of Synchrony Financial shares are held by institutional investors. 0.4% of Synchrony Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Joint Stock Company Kaspi.kz has a beta of 0.97, indicating that its share price is 3% less volatile than the broader market. Comparatively, Synchrony Financial has a beta of 1.32, indicating that its share price is 32% more volatile than the broader market.

Joint Stock Company Kaspi.kz has a net margin of 24.00% compared to Synchrony Financial's net margin of 15.44%. Joint Stock Company Kaspi.kz's return on equity of 40.69% beat Synchrony Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Joint Stock Company Kaspi.kz24.00% 40.69% 9.54%
Synchrony Financial 15.44%23.09%2.98%

Synchrony Financial has higher revenue and earnings than Joint Stock Company Kaspi.kz. Synchrony Financial is trading at a lower price-to-earnings ratio than Joint Stock Company Kaspi.kz, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Joint Stock Company Kaspi.kz$7.70B2.61$2.04B$10.989.61
Synchrony Financial$22.60B1.14$3.55B$9.768.15

Joint Stock Company Kaspi.kz currently has a consensus target price of $103.50, indicating a potential downside of 1.94%. Synchrony Financial has a consensus target price of $87.89, indicating a potential upside of 10.51%. Given Synchrony Financial's stronger consensus rating and higher probable upside, analysts plainly believe Synchrony Financial is more favorable than Joint Stock Company Kaspi.kz.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Joint Stock Company Kaspi.kz
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Synchrony Financial
0 Sell rating(s)
7 Hold rating(s)
12 Buy rating(s)
0 Strong Buy rating(s)
2.63

In the previous week, Synchrony Financial had 19 more articles in the media than Joint Stock Company Kaspi.kz. MarketBeat recorded 21 mentions for Synchrony Financial and 2 mentions for Joint Stock Company Kaspi.kz. Synchrony Financial's average media sentiment score of 1.28 beat Joint Stock Company Kaspi.kz's score of 0.55 indicating that Synchrony Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Joint Stock Company Kaspi.kz
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Synchrony Financial
18 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Joint Stock Company Kaspi.kz pays an annual dividend of $6.97 per share and has a dividend yield of 6.6%. Synchrony Financial pays an annual dividend of $1.36 per share and has a dividend yield of 1.7%. Joint Stock Company Kaspi.kz pays out 63.5% of its earnings in the form of a dividend. Synchrony Financial pays out 13.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Synchrony Financial has raised its dividend for 4 consecutive years.

Summary

Synchrony Financial beats Joint Stock Company Kaspi.kz on 12 of the 19 factors compared between the two stocks.

How does Joint Stock Company Kaspi.kz compare to SoFi Technologies?

Joint Stock Company Kaspi.kz (NASDAQ:KSPI) and SoFi Technologies (NASDAQ:SOFI) are both large-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, dividends, profitability, institutional ownership, risk, analyst recommendations, earnings and media sentiment.

32.2% of Joint Stock Company Kaspi.kz shares are owned by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are owned by institutional investors. 2.5% of SoFi Technologies shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Joint Stock Company Kaspi.kz presently has a consensus target price of $103.50, suggesting a potential downside of 1.94%. SoFi Technologies has a consensus target price of $22.42, suggesting a potential upside of 18.54%. Given SoFi Technologies' higher possible upside, analysts clearly believe SoFi Technologies is more favorable than Joint Stock Company Kaspi.kz.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Joint Stock Company Kaspi.kz
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
SoFi Technologies
3 Sell rating(s)
10 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.24

Joint Stock Company Kaspi.kz has higher revenue and earnings than SoFi Technologies. Joint Stock Company Kaspi.kz is trading at a lower price-to-earnings ratio than SoFi Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Joint Stock Company Kaspi.kz$7.70B2.61$2.04B$10.989.61
SoFi Technologies$3.61B6.76$481.32M$0.4839.40

Joint Stock Company Kaspi.kz has a net margin of 24.00% compared to SoFi Technologies' net margin of 14.78%. Joint Stock Company Kaspi.kz's return on equity of 40.69% beat SoFi Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
Joint Stock Company Kaspi.kz24.00% 40.69% 9.54%
SoFi Technologies 14.78%6.22%1.22%

In the previous week, SoFi Technologies had 44 more articles in the media than Joint Stock Company Kaspi.kz. MarketBeat recorded 46 mentions for SoFi Technologies and 2 mentions for Joint Stock Company Kaspi.kz. SoFi Technologies' average media sentiment score of 0.85 beat Joint Stock Company Kaspi.kz's score of 0.55 indicating that SoFi Technologies is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Joint Stock Company Kaspi.kz
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
SoFi Technologies
24 Very Positive mention(s)
9 Positive mention(s)
8 Neutral mention(s)
2 Negative mention(s)
1 Very Negative mention(s)
Positive

Joint Stock Company Kaspi.kz has a beta of 0.97, meaning that its stock price is 3% less volatile than the broader market. Comparatively, SoFi Technologies has a beta of 2.17, meaning that its stock price is 117% more volatile than the broader market.

Summary

SoFi Technologies beats Joint Stock Company Kaspi.kz on 9 of the 16 factors compared between the two stocks.

How does Joint Stock Company Kaspi.kz compare to Ally Financial?

Joint Stock Company Kaspi.kz (NASDAQ:KSPI) and Ally Financial (NYSE:ALLY) are both large-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, risk, earnings, dividends, analyst recommendations, institutional ownership, profitability and media sentiment.

In the previous week, Ally Financial had 13 more articles in the media than Joint Stock Company Kaspi.kz. MarketBeat recorded 15 mentions for Ally Financial and 2 mentions for Joint Stock Company Kaspi.kz. Ally Financial's average media sentiment score of 1.24 beat Joint Stock Company Kaspi.kz's score of 0.55 indicating that Ally Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Joint Stock Company Kaspi.kz
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Ally Financial
14 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

32.2% of Joint Stock Company Kaspi.kz shares are held by institutional investors. Comparatively, 88.8% of Ally Financial shares are held by institutional investors. 0.5% of Ally Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Joint Stock Company Kaspi.kz has higher earnings, but lower revenue than Ally Financial. Joint Stock Company Kaspi.kz is trading at a lower price-to-earnings ratio than Ally Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Joint Stock Company Kaspi.kz$7.70B2.61$2.04B$10.989.61
Ally Financial$7.91B1.65$852M$4.2410.13

Joint Stock Company Kaspi.kz currently has a consensus target price of $103.50, suggesting a potential downside of 1.94%. Ally Financial has a consensus target price of $53.64, suggesting a potential upside of 24.87%. Given Ally Financial's stronger consensus rating and higher probable upside, analysts clearly believe Ally Financial is more favorable than Joint Stock Company Kaspi.kz.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Joint Stock Company Kaspi.kz
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Ally Financial
0 Sell rating(s)
2 Hold rating(s)
14 Buy rating(s)
0 Strong Buy rating(s)
2.88

Joint Stock Company Kaspi.kz has a beta of 0.97, meaning that its share price is 3% less volatile than the broader market. Comparatively, Ally Financial has a beta of 1.1, meaning that its share price is 10% more volatile than the broader market.

Joint Stock Company Kaspi.kz has a net margin of 24.00% compared to Ally Financial's net margin of 16.75%. Joint Stock Company Kaspi.kz's return on equity of 40.69% beat Ally Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Joint Stock Company Kaspi.kz24.00% 40.69% 9.54%
Ally Financial 16.75%11.75%0.79%

Joint Stock Company Kaspi.kz pays an annual dividend of $6.97 per share and has a dividend yield of 6.6%. Ally Financial pays an annual dividend of $1.20 per share and has a dividend yield of 2.8%. Joint Stock Company Kaspi.kz pays out 63.5% of its earnings in the form of a dividend. Ally Financial pays out 28.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Ally Financial beats Joint Stock Company Kaspi.kz on 11 of the 18 factors compared between the two stocks.

How does Joint Stock Company Kaspi.kz compare to FirstCash?

Joint Stock Company Kaspi.kz (NASDAQ:KSPI) and FirstCash (NASDAQ:FCFS) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, institutional ownership, media sentiment, profitability, earnings, valuation, dividends and analyst recommendations.

Joint Stock Company Kaspi.kz currently has a consensus price target of $103.50, indicating a potential downside of 1.94%. FirstCash has a consensus price target of $249.00, indicating a potential upside of 10.53%. Given FirstCash's stronger consensus rating and higher probable upside, analysts clearly believe FirstCash is more favorable than Joint Stock Company Kaspi.kz.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Joint Stock Company Kaspi.kz
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
FirstCash
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80

Joint Stock Company Kaspi.kz pays an annual dividend of $6.97 per share and has a dividend yield of 6.6%. FirstCash pays an annual dividend of $1.68 per share and has a dividend yield of 0.7%. Joint Stock Company Kaspi.kz pays out 63.5% of its earnings in the form of a dividend. FirstCash pays out 19.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. FirstCash has increased its dividend for 8 consecutive years.

Joint Stock Company Kaspi.kz has a beta of 0.97, meaning that its share price is 3% less volatile than the broader market. Comparatively, FirstCash has a beta of 0.53, meaning that its share price is 47% less volatile than the broader market.

32.2% of Joint Stock Company Kaspi.kz shares are owned by institutional investors. Comparatively, 80.3% of FirstCash shares are owned by institutional investors. 2.9% of FirstCash shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Joint Stock Company Kaspi.kz has a net margin of 24.00% compared to FirstCash's net margin of 9.42%. Joint Stock Company Kaspi.kz's return on equity of 40.69% beat FirstCash's return on equity.

Company Net Margins Return on Equity Return on Assets
Joint Stock Company Kaspi.kz24.00% 40.69% 9.54%
FirstCash 9.42%19.65%8.38%

In the previous week, FirstCash had 14 more articles in the media than Joint Stock Company Kaspi.kz. MarketBeat recorded 16 mentions for FirstCash and 2 mentions for Joint Stock Company Kaspi.kz. FirstCash's average media sentiment score of 0.71 beat Joint Stock Company Kaspi.kz's score of 0.55 indicating that FirstCash is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Joint Stock Company Kaspi.kz
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
FirstCash
10 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Joint Stock Company Kaspi.kz has higher revenue and earnings than FirstCash. Joint Stock Company Kaspi.kz is trading at a lower price-to-earnings ratio than FirstCash, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Joint Stock Company Kaspi.kz$7.70B2.61$2.04B$10.989.61
FirstCash$3.66B2.67$330.38M$8.7625.72

Summary

FirstCash beats Joint Stock Company Kaspi.kz on 11 of the 19 factors compared between the two stocks.

How does Joint Stock Company Kaspi.kz compare to OneMain?

OneMain (NYSE:OMF) and Joint Stock Company Kaspi.kz (NASDAQ:KSPI) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their analyst recommendations, earnings, risk, valuation, profitability, media sentiment, institutional ownership and dividends.

OneMain has a beta of 1.21, suggesting that its share price is 21% more volatile than the broader market. Comparatively, Joint Stock Company Kaspi.kz has a beta of 0.97, suggesting that its share price is 3% less volatile than the broader market.

Joint Stock Company Kaspi.kz has higher revenue and earnings than OneMain. OneMain is trading at a lower price-to-earnings ratio than Joint Stock Company Kaspi.kz, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OneMain$5.46B1.33$783M$6.649.53
Joint Stock Company Kaspi.kz$7.70B2.61$2.04B$10.989.61

OneMain pays an annual dividend of $4.20 per share and has a dividend yield of 6.6%. Joint Stock Company Kaspi.kz pays an annual dividend of $6.97 per share and has a dividend yield of 6.6%. OneMain pays out 63.3% of its earnings in the form of a dividend. Joint Stock Company Kaspi.kz pays out 63.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. OneMain has raised its dividend for 5 consecutive years. OneMain is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, OneMain had 1 more articles in the media than Joint Stock Company Kaspi.kz. MarketBeat recorded 3 mentions for OneMain and 2 mentions for Joint Stock Company Kaspi.kz. OneMain's average media sentiment score of 1.08 beat Joint Stock Company Kaspi.kz's score of 0.55 indicating that OneMain is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OneMain
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Joint Stock Company Kaspi.kz
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Joint Stock Company Kaspi.kz has a net margin of 24.00% compared to OneMain's net margin of 13.92%. Joint Stock Company Kaspi.kz's return on equity of 40.69% beat OneMain's return on equity.

Company Net Margins Return on Equity Return on Assets
OneMain13.92% 23.49% 2.92%
Joint Stock Company Kaspi.kz 24.00%40.69%9.54%

85.8% of OneMain shares are owned by institutional investors. Comparatively, 32.2% of Joint Stock Company Kaspi.kz shares are owned by institutional investors. 0.3% of OneMain shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

OneMain currently has a consensus price target of $68.40, indicating a potential upside of 8.13%. Joint Stock Company Kaspi.kz has a consensus price target of $103.50, indicating a potential downside of 1.94%. Given OneMain's stronger consensus rating and higher probable upside, analysts plainly believe OneMain is more favorable than Joint Stock Company Kaspi.kz.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OneMain
1 Sell rating(s)
3 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.58
Joint Stock Company Kaspi.kz
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Summary

OneMain beats Joint Stock Company Kaspi.kz on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding KSPI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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KSPI vs. The Competition

MetricJoint Stock Company Kaspi.kzConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$19.71B$7.33B$13.81B$12.76B
Dividend Yield6.72%12.30%5.89%11.09%
P/E Ratio9.619.1829.6024.19
Price / Sales2.6178.62522.10109.85
Price / Cash9.6611.6438.3153.23
Price / Book3.502.752.186.37
Net Income$2.04B$442.63M$1.31B$347.74M
7 Day Performance6.94%-0.52%-0.34%0.06%
1 Month Performance20.89%0.81%1.75%2.86%
1 Year Performance14.06%8.87%10.30%17.13%

Joint Stock Company Kaspi.kz Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
KSPI
Joint Stock Company Kaspi.kz
3.8122 of 5 stars
$105.55
+1.8%
$103.50
-1.9%
+15.5%$19.71B$7.70B9.6114,008
SYF
Synchrony Financial
4.5294 of 5 stars
$80.73
-0.3%
$87.89
+8.9%
+11.7%$26.36B$22.60B8.2720,000
SOFI
SoFi Technologies
3.9143 of 5 stars
$18.31
+0.1%
$22.42
+22.4%
-18.9%$23.62B$3.61B38.156,100
ALLY
Ally Financial
4.996 of 5 stars
$43.62
-2.9%
$53.64
+23.0%
+11.8%$13.66B$9.63B10.2910,300
FCFS
FirstCash
3.5885 of 5 stars
$216.24
+0.7%
$249.00
+15.1%
+62.4%$9.31B$3.66B24.6822,000

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This page (NASDAQ:KSPI) was last updated on 8/22/2026 by MarketBeat.com Staff.
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