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Toast (TOST) Competitors

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$32.14 +0.20 (+0.64%)
Closing price 09/11/2026 03:58 PM Eastern
Extended Trading
$32.20 +0.05 (+0.17%)
As of 09/11/2026 07:58 PM Eastern
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TOST vs. XYZ, PYPL, CPAY, FISV, and CRCL

Should you buy Toast stock or one of its competitors? Toast's main competitors and comparable companies include Block (XYZ), PayPal (PYPL), Corpay (CPAY), Fiserv (FISV), and Circle Internet Group (CRCL). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "transaction & payment processing services" industry.

How does Toast compare to Block?

Toast (NYSE:TOST) and Block (NYSE:XYZ) are both large-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, valuation, earnings, dividends, institutional ownership, media sentiment, risk and profitability.

82.9% of Toast shares are owned by institutional investors. Comparatively, 70.4% of Block shares are owned by institutional investors. 10.0% of Toast shares are owned by insiders. Comparatively, 11.4% of Block shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

In the previous week, Toast had 5 more articles in the media than Block. MarketBeat recorded 11 mentions for Toast and 6 mentions for Block. Toast's average media sentiment score of 0.89 beat Block's score of -0.41 indicating that Toast is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Toast
5 Very Positive mention(s)
3 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Block
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Toast has a beta of 1.72, meaning that its share price is 72% more volatile than the broader market. Comparatively, Block has a beta of 2.52, meaning that its share price is 152% more volatile than the broader market.

Toast presently has a consensus price target of $39.12, indicating a potential upside of 21.69%. Block has a consensus price target of $95.42, indicating a potential upside of 20.41%. Given Toast's higher possible upside, research analysts clearly believe Toast is more favorable than Block.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Toast
0 Sell rating(s)
11 Hold rating(s)
16 Buy rating(s)
0 Strong Buy rating(s)
2.59
Block
0 Sell rating(s)
9 Hold rating(s)
29 Buy rating(s)
4 Strong Buy rating(s)
2.88

Toast has a net margin of 7.14% compared to Block's net margin of 1.43%. Toast's return on equity of 23.90% beat Block's return on equity.

Company Net Margins Return on Equity Return on Assets
Toast7.14% 23.90% 15.77%
Block 1.43%8.10%4.53%

Block has higher revenue and earnings than Toast. Toast is trading at a lower price-to-earnings ratio than Block, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Toast$6.80B2.43$342M$0.7841.21
Block$24.19B1.97$1.31B$0.56141.52

Summary

Toast beats Block on 9 of the 17 factors compared between the two stocks.

How does Toast compare to PayPal?

PayPal (NASDAQ:PYPL) and Toast (NYSE:TOST) are both large-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their profitability, valuation, risk, dividends, institutional ownership, media sentiment, analyst recommendations and earnings.

PayPal has a net margin of 14.36% compared to Toast's net margin of 7.14%. PayPal's return on equity of 24.39% beat Toast's return on equity.

Company Net Margins Return on Equity Return on Assets
PayPal14.36% 24.39% 6.06%
Toast 7.14%23.90%15.77%

PayPal has higher revenue and earnings than Toast. PayPal is trading at a lower price-to-earnings ratio than Toast, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PayPal$33.17B1.39$5.23B$5.2910.16
Toast$6.80B2.43$342M$0.7841.21

PayPal has a beta of 1.28, indicating that its stock price is 28% more volatile than the broader market. Comparatively, Toast has a beta of 1.72, indicating that its stock price is 72% more volatile than the broader market.

PayPal presently has a consensus target price of $56.03, indicating a potential upside of 4.30%. Toast has a consensus target price of $39.12, indicating a potential upside of 21.69%. Given Toast's stronger consensus rating and higher possible upside, analysts clearly believe Toast is more favorable than PayPal.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PayPal
4 Sell rating(s)
34 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.11
Toast
0 Sell rating(s)
11 Hold rating(s)
16 Buy rating(s)
0 Strong Buy rating(s)
2.59

In the previous week, PayPal had 34 more articles in the media than Toast. MarketBeat recorded 45 mentions for PayPal and 11 mentions for Toast. Toast's average media sentiment score of 0.89 beat PayPal's score of 0.60 indicating that Toast is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
PayPal
22 Very Positive mention(s)
6 Positive mention(s)
9 Neutral mention(s)
3 Negative mention(s)
1 Very Negative mention(s)
Positive
Toast
5 Very Positive mention(s)
3 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

68.3% of PayPal shares are held by institutional investors. Comparatively, 82.9% of Toast shares are held by institutional investors. 0.6% of PayPal shares are held by company insiders. Comparatively, 10.0% of Toast shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Toast beats PayPal on 10 of the 16 factors compared between the two stocks.

How does Toast compare to Corpay?

Corpay (NYSE:CPAY) and Toast (NYSE:TOST) are both large-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, institutional ownership, profitability, media sentiment, risk, valuation and earnings.

Corpay has higher earnings, but lower revenue than Toast. Corpay is trading at a lower price-to-earnings ratio than Toast, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Corpay$4.53B5.93$1.07B$16.4324.88
Toast$6.80B2.43$342M$0.7841.21

Corpay currently has a consensus price target of $438.93, suggesting a potential upside of 7.39%. Toast has a consensus price target of $39.12, suggesting a potential upside of 21.69%. Given Toast's higher probable upside, analysts clearly believe Toast is more favorable than Corpay.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Corpay
0 Sell rating(s)
3 Hold rating(s)
12 Buy rating(s)
0 Strong Buy rating(s)
2.80
Toast
0 Sell rating(s)
11 Hold rating(s)
16 Buy rating(s)
0 Strong Buy rating(s)
2.59

Corpay has a net margin of 22.72% compared to Toast's net margin of 7.14%. Corpay's return on equity of 42.18% beat Toast's return on equity.

Company Net Margins Return on Equity Return on Assets
Corpay22.72% 42.18% 6.34%
Toast 7.14%23.90%15.77%

Corpay has a beta of 0.87, suggesting that its stock price is 13% less volatile than the broader market. Comparatively, Toast has a beta of 1.72, suggesting that its stock price is 72% more volatile than the broader market.

98.8% of Corpay shares are owned by institutional investors. Comparatively, 82.9% of Toast shares are owned by institutional investors. 5.2% of Corpay shares are owned by company insiders. Comparatively, 10.0% of Toast shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

In the previous week, Toast had 1 more articles in the media than Corpay. MarketBeat recorded 11 mentions for Toast and 10 mentions for Corpay. Toast's average media sentiment score of 0.89 beat Corpay's score of 0.85 indicating that Toast is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Corpay
6 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Toast
5 Very Positive mention(s)
3 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Toast beats Corpay on 9 of the 16 factors compared between the two stocks.

How does Toast compare to Fiserv?

Fiserv (NASDAQ:FISV) and Toast (NYSE:TOST) are both large-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, valuation, media sentiment, profitability, institutional ownership, risk, dividends and earnings.

In the previous week, Fiserv had 3 more articles in the media than Toast. MarketBeat recorded 14 mentions for Fiserv and 11 mentions for Toast. Fiserv's average media sentiment score of 1.23 beat Toast's score of 0.89 indicating that Fiserv is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Fiserv
10 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Toast
5 Very Positive mention(s)
3 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Fiserv has a net margin of 13.42% compared to Toast's net margin of 7.14%. Toast's return on equity of 23.90% beat Fiserv's return on equity.

Company Net Margins Return on Equity Return on Assets
Fiserv13.42% 15.80% 5.12%
Toast 7.14%23.90%15.77%

91.0% of Fiserv shares are held by institutional investors. Comparatively, 82.9% of Toast shares are held by institutional investors. 0.1% of Fiserv shares are held by insiders. Comparatively, 10.0% of Toast shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Fiserv has higher revenue and earnings than Toast. Fiserv is trading at a lower price-to-earnings ratio than Toast, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Fiserv$20.87B1.31$3.48B$5.219.90
Toast$6.80B2.43$342M$0.7841.21

Fiserv has a beta of 0.8, suggesting that its stock price is 20% less volatile than the broader market. Comparatively, Toast has a beta of 1.72, suggesting that its stock price is 72% more volatile than the broader market.

Fiserv presently has a consensus target price of $74.20, suggesting a potential upside of 43.85%. Toast has a consensus target price of $39.12, suggesting a potential upside of 21.69%. Given Fiserv's higher possible upside, equities research analysts plainly believe Fiserv is more favorable than Toast.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Fiserv
4 Sell rating(s)
25 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.06
Toast
0 Sell rating(s)
11 Hold rating(s)
16 Buy rating(s)
0 Strong Buy rating(s)
2.59

Summary

Fiserv and Toast tied by winning 8 of the 16 factors compared between the two stocks.

How does Toast compare to Circle Internet Group?

Toast (NYSE:TOST) and Circle Internet Group (NYSE:CRCL) are both large-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, risk, earnings, institutional ownership, media sentiment, profitability, dividends and analyst recommendations.

In the previous week, Circle Internet Group had 9 more articles in the media than Toast. MarketBeat recorded 20 mentions for Circle Internet Group and 11 mentions for Toast. Toast's average media sentiment score of 0.89 beat Circle Internet Group's score of 0.44 indicating that Toast is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Toast
5 Very Positive mention(s)
3 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Circle Internet Group
6 Very Positive mention(s)
1 Positive mention(s)
8 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

82.9% of Toast shares are owned by institutional investors. 10.0% of Toast shares are owned by company insiders. Comparatively, 10.9% of Circle Internet Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Toast presently has a consensus price target of $39.12, indicating a potential upside of 21.69%. Circle Internet Group has a consensus price target of $99.67, indicating a potential upside of 9.95%. Given Toast's stronger consensus rating and higher possible upside, equities research analysts plainly believe Toast is more favorable than Circle Internet Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Toast
0 Sell rating(s)
11 Hold rating(s)
16 Buy rating(s)
0 Strong Buy rating(s)
2.59
Circle Internet Group
4 Sell rating(s)
12 Hold rating(s)
10 Buy rating(s)
1 Strong Buy rating(s)
2.30

Circle Internet Group has a net margin of 15.53% compared to Toast's net margin of 7.14%. Toast's return on equity of 23.90% beat Circle Internet Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Toast7.14% 23.90% 15.77%
Circle Internet Group 15.53%13.58%0.58%

Toast has a beta of 1.72, meaning that its share price is 72% more volatile than the broader market. Comparatively, Circle Internet Group has a beta of 0.59, meaning that its share price is 41% less volatile than the broader market.

Toast has higher revenue and earnings than Circle Internet Group. Toast is trading at a lower price-to-earnings ratio than Circle Internet Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Toast$6.80B2.43$342M$0.7841.21
Circle Internet Group$2.91B7.92-$69.51M$1.4662.09

Summary

Toast beats Circle Internet Group on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding TOST and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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TOST vs. The Competition

MetricToastFinancial Services IndustryFinance SectorNYSE Exchange
Market Cap$16.42B$27.58B$13.99B$23.20B
Dividend YieldN/A6.11%5.94%3.56%
P/E Ratio41.2119.6125.6728.71
Price / Sales2.43440.50506.9194.45
Price / Cash37.19175.0340.1633.82
Price / Book8.903.232.754.74
Net Income$342M$1.11B$1.32B$1.07B
7 Day Performance-5.29%-0.82%-1.17%-2.00%
1 Month Performance-5.85%12.31%0.25%-2.69%
1 Year Performance-19.64%-12.29%9.27%10.45%

Toast Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
TOST
Toast
4.3459 of 5 stars
$32.14
+0.6%
$39.12
+21.7%
-21.2%$16.42B$6.80B41.216,500
XYZ
Block
4.7151 of 5 stars
$79.89
-0.3%
$95.42
+19.4%
+6.7%$48.10B$24.19B142.9810,205
PYPL
PayPal
3.8122 of 5 stars
$52.54
-1.2%
$56.03
+6.6%
-20.1%$44.99B$33.17B9.9423,800
CPAY
Corpay
3.4851 of 5 stars
$408.29
+0.3%
$438.93
+7.5%
+30.5%$26.80B$4.53B24.8411,800
FISV
Fiserv
4.6323 of 5 stars
$49.08
-3.5%
$74.20
+51.2%
-61.9%$26.10B$20.87B9.4238,000

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This page (NYSE:TOST) was last updated on 9/12/2026 by MarketBeat.com Staff.
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