NASDAQ:KSPI Joint Stock Company Kaspi.kz (KSPI) Stock Price, News & Analysis $89.91 +1.27 (+1.43%) Closing price 11/13/2026 04:00 PM EasternExtended Trading$89.53 -0.38 (-0.42%) As of 11/13/2026 07:57 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Joint Stock Company Kaspi.kz Stock (NASDAQ:KSPI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get KSPI alerts:Sign Up Key Stats Today's Range$88.38▼$89.9250-Day Range$87.90▼$107.5352-Week Range$68.59▼$109.94Volume521,631 shsAverage Volume500,465 shsMarket Capitalization$17.09 billionP/E Ratio7.80Dividend Yield9.54%Price Target$105.33Consensus RatingHold Company Overview Joint Stock Company Kaspi.kz is a Kazakhstan-based technology and financial services company that operates a digital ecosystem through its Kaspi.kz super app. Its services connect consumers, merchants and financial institutions across everyday shopping and financial activities. The company’s offerings include an online marketplace, digital payments and financial products such as consumer loans, deposits and merchant services. It also provides services such as travel booking through its platform. Kaspi.kz serves customers and businesses primarily in Kazakhstan. The company’s roots date to the development of its banking business, and it has since expanded into digital commerce and payments. Mikhail Lomtadze is its chief executive officer, and Vyacheslav Kim serves as chairman.AI Generated. May Contain Errors. Read More Joint Stock Company Kaspi.kz Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks69th Percentile Overall ScoreKSPI MarketRank™: 3.468356092435 of 5 starsJoint Stock Company Kaspi.kz scored higher than 69% of companies evaluated by MarketBeat, and ranked 160th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.1 / 5Analyst RatingHold Consensus RatingJoint Stock Company Kaspi.kz has received a consensus rating of Hold. The company's average rating score is 2.20, and is based on no strong buy ratings, 1 buy rating, 4 hold ratings, and no sell ratings.Upside PotentialJoint Stock Company Kaspi.kz has a consensus price target of $105.33, representing about 17.2% upside from its current price of $89.91.Amount of Analyst CoverageJoint Stock Company Kaspi.kz has only been the subject of 3 research reports in the past 90 days.Read more about Joint Stock Company Kaspi.kz's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Joint Stock Company Kaspi.kz is 7.80, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.41.Price to Earnings Ratio vs. SectorThe P/E ratio of Joint Stock Company Kaspi.kz is 7.80, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.73.Price to Book Value per Share RatioJoint Stock Company Kaspi.kz has a P/B Ratio of 3.46. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.38% of the float of Joint Stock Company Kaspi.kz has been sold short.Short Interest Ratio / Days to CoverJoint Stock Company Kaspi.kz has a short interest ratio ("days to cover") of 1.61, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Joint Stock Company Kaspi.kz has recently decreased by 4.20%, indicating that investor sentiment is improving. Dividend1.7 / 5Dividend StrengthWeak Dividend LeadershipJoint Stock Company Kaspi.kz is a leading dividend payer. It pays a dividend yield of 9.68%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthJoint Stock Company Kaspi.kz does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Joint Stock Company Kaspi.kz is 78.14%. Payout ratios above 75% are not desirable because they may not be sustainable.Read more about Joint Stock Company Kaspi.kz's dividend. News and Social Media3.3 / 5News Sentiment0.23 News SentimentJoint Stock Company Kaspi.kz has a news sentiment score of 0.23. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 14 news articles for Joint Stock Company Kaspi.kz this week, compared to 2 articles on an average week.Search Interest7 people have searched for KSPI on MarketBeat in the last 30 days. MarketBeat Follows2 people have added Joint Stock Company Kaspi.kz to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days. Company Ownership0.4 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Joint Stock Company Kaspi.kz insiders have not sold or bought any company stock.Percentage Held by Institutions32.20% of the stock of Joint Stock Company Kaspi.kz is held by institutions.Read more about Joint Stock Company Kaspi.kz's insider trading history. Receive KSPI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Joint Stock Company Kaspi.kz and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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Elon’s Gift…James Altucher points to Elon Musk's latest FCC filing as a potential turning point for retirees relying on Social Security. While seniors are getting a raise of about $75 a month, SpaceX turned 4,400 people into millionaires overnight, and Tesla created so many that the press coined the term 'Teslanaires.' By Altucher's estimates, Musk has created around 100,000 millionaires so far. He believes this filing could produce 1.8 million more.November 14 at 1:00 AM | Paradigm Press (Ad)Kaspi.kz: Bottom Line Support From Rate Cuts In Kazakhstan Deferred To Q4November 10, 2026 | seekingalpha.comKaspi Bank : Notice of EGM of Kaspi.kz JSC shareholders on December 9November 10, 2026 | marketscreener.comMJoint Stock Company Kaspi.kz Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2026November 10, 2026 | marketscreener.comMJoint Stock Company Kaspi.kz (KSPI) Q3 2026 Earnings Call TranscriptNovember 9, 2026 | seekingalpha.comJoint Stock Company Kaspi.kz 2026 Q3 - Results - Earnings Call PresentationNovember 9, 2026 | seekingalpha.comSee More Headlines KSPI Stock Analysis - Frequently Asked Questions How have KSPI shares performed this year? Joint Stock Company Kaspi.kz's stock was trading at $78.13 on January 1st, 2026. Since then, KSPI stock has increased by 15.1% and is now trading at $89.91. How were Joint Stock Company Kaspi.kz's earnings last quarter? Joint Stock Company Kaspi.kz Sponsored ADR (NASDAQ:KSPI) announced its quarterly earnings results on Friday, March, 13th. The company reported $2.80 earnings per share for the quarter, missing analysts' consensus estimates of $3.10 by $0.30. The company had revenue of $2.18 billion for the quarter, compared to analysts' expectations of $2.40 billion. Joint Stock Company Kaspi.kz had a trailing twelve-month return on equity of 40.31% and a net margin of 24.04%. Read the conference call transcript. When did Joint Stock Company Kaspi.kz IPO? Joint Stock Company Kaspi.kz (KSPI) raised $1 billion in an IPO on Friday, January 19th 2024. The company issued 11,300,000 shares at a price of $92.00 per share. Who are Joint Stock Company Kaspi.kz's major shareholders? Top institutional shareholders of Joint Stock Company Kaspi.kz include North of South Capital LLP (0.53%), Russell Investments Group Ltd. (0.19%), Sumitomo Mitsui Trust Group Inc. (0.07%) and Marshall Wace LLP (0.01%). How do I buy shares of Joint Stock Company Kaspi.kz? Shares of KSPI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Joint Stock Company Kaspi.kz own? Based on aggregate information from My MarketBeat watchlists, some other companies that Joint Stock Company Kaspi.kz investors own include Broadcom (AVGO), Uber Technologies (UBER), UnitedHealth Group (UNH), CrowdStrike (CRWD), NVIDIA (NVDA), ASML (ASML) and Salesforce (CRM). Company Calendar Record date for 9/10 Dividend9/10/2026Ex-Dividend for 9/10 Dividend9/10/2026Dividend Payable9/10/2026Today11/13/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (1d) 1-Year History Nov 25 Feb 26 May 26 Aug 26 Nov 26 KSPI's financial health is in the Green zone, according to TradeSmith. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNASDAQ:KSPI Previous SymbolNASDAQ:KSPI CIK1985487 Webwww.ir.kaspi.kz Phone+77273306710FaxN/AEmployees14,008Year FoundedN/APrice Target and Rating Average Price Target for Joint Stock Company Kaspi.kz$105.33 High Price Target$115.00 Low Price Target$100.00 Potential Upside/Downside+17.2%Consensus RatingHold Rating Score (0-4)2.20 Research Coverage5 Analysts Profitability EPS (Trailing Twelve Months)$10.98 Trailing P/E Ratio7.80 Forward P/E RatioN/A P/E GrowthN/ANet Income$2.04 billion Net Margins24.04% Pretax Margin29.73% Return on Equity40.31% Return on Assets9.54% Debt Debt-to-Equity RatioN/A Current Ratio0.99 Quick Ratio0.99 Sales & Book Value Annual Sales$7.70 billion Price / Sales2.22 Cash Flow$10.88 per share Price / Cash Flow8.26 Book Value$25.99 per share Price / Book3.46Miscellaneous Outstanding Shares190,030,000Free FloatN/AMarket Cap$17.09 billion OptionableOptionable Beta1.07 7 Blue-Chip Stocks to Add To Your Forever PortfolioA strong long-term portfolio starts with companies that can survive recessions, inflation, changing consumer habits, and shifting market leadership. 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