Kingstone Companies (KINS) Stock Price, News & Analysis

Company Overview

Kingstone Companies, Inc. is a publicly traded property and casualty insurance holding company whose primary focus lies in personal and commercial insurance products. Through its wholly owned subsidiary, Kingstone Insurance Company, the firm underwrites a broad portfolio of property and casualty lines, including private passenger auto, homeowners, inland marine, umbrella, and various small‐commercial coverage options. Distribution is handled predominantly through a network of independent agents, allowing Kingstone to maintain strong broker relationships and responsive service for policyholders.

The company was incorporated in Delaware in 2010 and commenced operations following the acquisition of Kingstone Insurance Company in early 2011. Since then, Kingstone has expanded its underwriting platform and product mix, securing ratings from industry observers such as A.M. Best. In December 2016, the holding company completed its initial public offering on the NASDAQ, under the ticker symbol “KINS,” positioning itself to access capital markets and support future growth initiatives.

Kingstone concentrates its underwriting and service operations primarily in New York State, with selected offerings extending into neighboring Connecticut. By specializing in regional markets, the company leverages local market expertise, granular risk assessment, and tailored pricing models. Its product suite targets individuals seeking personal auto and homeowners policies, as well as small businesses requiring commercial general liability, commercial auto, and property coverage.

Leadership at Kingstone includes Nancy E. Martin, who serves as President and Chief Executive Officer, and Andrew E. Bowman, Chief Financial Officer. Under their stewardship, the company emphasizes disciplined underwriting practices, loss control services, and customer‐centric claims management. Kingstone continues to explore opportunities for prudent expansion while maintaining its commitment to policyholder satisfaction and financial stability.

Key Stats

• Today's Range: $15.94 to $16.37
• 50-Day Range: $14.08 to $18.64
• 52-Week Range: $13.08 to $19.42
• Volume: 128,600 shs
• Average Volume: 81,009 shs
• Market Capitalization: $235.30 million
• P/E Ratio: 7.56
• Dividend Yield: 1.23%
• Price Target: N/A
• Consensus Rating: Hold

Kingstone Companies Stock Analysis - MarketRank™

Kingstone Companies scored higher than 81% of companies evaluated by MarketBeat, and ranked 270th out of 873 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.2 / 5
• Analyst Rating: Hold

Consensus Rating

Kingstone Companies has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Kingstone Companies has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 15.38%

Earnings Growth

Earnings for Kingstone Companies are expected to grow by 15.38% in the coming year, from $2.60 to $3.00 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Kingstone Companies is 7.56, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.69.

Price to Earnings Ratio vs. Sector

The P/E ratio of Kingstone Companies is 7.56, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.20.

Price to Book Value per Share Ratio

Kingstone Companies has a P/B Ratio of 1.87. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.35% of the float of Kingstone Companies has been sold short.

Short Interest Ratio / Days to Cover

Kingstone Companies has a short interest ratio ("days to cover") of 2.79, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Kingstone Companies has recently decreased by 14.82%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Kingstone Companies pays a meaningful dividend of 1.23%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Kingstone Companies does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Kingstone Companies is 9.30%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Kingstone Companies will have a dividend payout ratio of 6.67% next year. This indicates that Kingstone Companies will be able to sustain or increase its dividend.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 3.2 / 5
• Insider Trading: Acquiring Shares

Net Insider Buying

Over the last three months, insiders have purchased a net $410,377.00 in company stock, which represents 0.1744% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Kingstone Companies insiders have bought 168.88% more of their company's stock than they have sold. Specifically, they have bought $653,377.00 in company stock and sold $243,000.00 in company stock.

Percentage Held by Insiders

5.10% of the stock of Kingstone Companies is held by insiders.

Percentage Held by Institutions

14.91% of the stock of Kingstone Companies is held by institutions.

Company Calendar

• Last Earnings: 5/07/2026
• Record date for 5/26 Dividend: 5/11/2026
• Ex-Dividend for 5/26 Dividend: 5/11/2026
• Dividend Payable: 5/26/2026
• Today: 6/21/2026
• Next Earnings (Estimated): 8/06/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Insurance
• Current Symbol: NASDAQ:KINS
• CIK: 33992
• Web: www.kingstonecompanies.com
• Phone: (845) 802-7900
• Fax: 845-853-1890
• Employees: 90
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $2.15
• Trailing P/E Ratio: 7.56
• Forward P/E Ratio: 6.25
• P/E Growth: N/A
• Net Income: $40.77 million
• Net Margins: 13.86%
• Pretax Margin: 17.37%
• Return on Equity: 28.63%
• Return on Assets: 7.23%

Debt

• Debt-to-Equity Ratio: 0.04
• Current Ratio: 0.35
• Quick Ratio: 0.35

Sales & Book Value

• Annual Sales: $214.87 million
• Price / Sales: 1.10
• Cash Flow: $2.97 per share
• Price / Cash Flow: 5.47
• Book Value: $8.68 per share
• Price / Book: 1.87

Miscellaneous

• Outstanding Shares: 14,480,000
• Free Float: 13,746,000
• Market Cap: $235.30 million
• Optionable: Optionable
• Beta: 0.46