NASDAQ:LKFN Lakeland Financial (LKFN) Stock Price, News & Analysis $61.60 -1.77 (-2.79%) Closing price 08/1/2025 04:00 PM EasternExtended Trading$61.61 +0.01 (+0.02%) As of 08/1/2025 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Lakeland Financial Stock (NASDAQ:LKFN) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Lakeland Financial alerts:Sign Up Key Stats Today's Range$61.38▼$63.0550-Day Range$58.26▼$67.8252-Week Range$50.00▼$78.61Volume181,574 shsAverage Volume206,262 shsMarket Capitalization$1.57 billionP/E Ratio16.78Dividend Yield3.25%Price Target$70.00Consensus RatingModerate Buy Company Overview Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. Its loan products include commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans. The company also provides retail and merchant credit card services; corporate treasury management, wealth advisory, and trust services; retail brokerage services, including various financial and investment products, such as annuities and life insurance; and mobile business banking and on-line treasury management services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. The company was founded in 1872 and is headquartered in Warsaw, Indiana. Read More Lakeland Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks69th Percentile Overall ScoreLKFN MarketRank™: Lakeland Financial scored higher than 69% of companies evaluated by MarketBeat, and ranked 479th out of 919 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.3 / 5Analyst RatingModerate Buy Consensus RatingLakeland Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.Amount of Analyst CoverageLakeland Financial has only been the subject of 2 research reports in the past 90 days.Read more about Lakeland Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth5.41% Earnings GrowthEarnings for Lakeland Financial are expected to grow by 5.41% in the coming year, from $3.70 to $3.90 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Lakeland Financial is 16.78, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.09.Price to Earnings Ratio vs. SectorThe P/E ratio of Lakeland Financial is 16.78, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.74.Price to Book Value per Share RatioLakeland Financial has a P/B Ratio of 2.22. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted9.14% of the float of Lakeland Financial has been sold short.Short Interest Ratio / Days to CoverLakeland Financial has a short interest ratio ("days to cover") of 13.4, which indicates bearish sentiment.Change versus previous monthShort interest in Lakeland Financial has recently decreased by 2.59%, indicating that investor sentiment is improving. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldLakeland Financial pays a meaningful dividend of 3.16%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthLakeland Financial has been increasing its dividend for 14 years.Dividend CoverageThe dividend payout ratio of Lakeland Financial is 54.50%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Lakeland Financial will have a dividend payout ratio of 51.28% next year. This indicates that Lakeland Financial will be able to sustain or increase its dividend.Read more about Lakeland Financial's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted9.14% of the float of Lakeland Financial has been sold short.Short Interest Ratio / Days to CoverLakeland Financial has a short interest ratio ("days to cover") of 13.4, which indicates bearish sentiment.Change versus previous monthShort interest in Lakeland Financial has recently decreased by 2.59%, indicating that investor sentiment is improving. News and Social Media3.2 / 5News Sentiment0.74 News SentimentLakeland Financial has a news sentiment score of 0.74. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 15 news articles for Lakeland Financial this week, compared to 3 articles on an average week.Search Interest3 people have searched for LKFN on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.MarketBeat Follows1 people have added Lakeland Financial to their MarketBeat watchlist in the last 30 days. Company Ownership3.3 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Lakeland Financial insiders have bought 167.23% more of their company's stock than they have sold. Specifically, they have bought $499,454.00 in company stock and sold $186,900.00 in company stock.Percentage Held by InsidersOnly 3.00% of the stock of Lakeland Financial is held by insiders.Percentage Held by Institutions81.15% of the stock of Lakeland Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Lakeland Financial's insider trading history. Receive LKFN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Lakeland Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address LKFN Stock News HeadlinesLakeland Financial Corporation (NASDAQ:LKFN) SVP Sells $20,100.00 in StockAugust 1 at 6:40 AM | insidertrades.comLakeland Financial (NASDAQ:LKFN) Receives Market Perform Rating from Keefe, Bruyette & WoodsJuly 29, 2025 | americanbankingnews.comTrump wipes out trillions overnight…Is there anybody more powerful than Donald Trump right now? In a single tariff announcement, he wiped out nearly $5 trillion in wealth from the S&P 500 and $6.4 trillion from the Dow Jones… Not to mention the countless trillions of dollars lost in every market around the world… leaving the major political powers scrambling in fear of Trump’s next move. | Porter & Company (Ad)Lakeland Financial (LKFN) Gets Price Target Boost from Analyst | LKFN Stock NewsJuly 28, 2025 | gurufocus.comLakeland Financial shares rise as Q2 earnings beat estimatesJuly 26, 2025 | za.investing.comLake City Bank’s (NASDAQ:LKFN) Q2 Earnings Results: Revenue In Line With ExpectationsJuly 26, 2025 | finance.yahoo.comLakeland Financial shares climb 2.1% as Q2 earnings top estimatesJuly 26, 2025 | msn.comLakeland Financial Achieves Record Q2 Earnings GrowthJuly 25, 2025 | tipranks.comSee More Headlines LKFN Stock Analysis - Frequently Asked Questions How have LKFN shares performed this year? Lakeland Financial's stock was trading at $68.76 at the start of the year. Since then, LKFN stock has decreased by 10.4% and is now trading at $61.60. How were Lakeland Financial's earnings last quarter? Lakeland Financial Corporation (NASDAQ:LKFN) released its quarterly earnings results on Friday, July, 25th. The financial services provider reported $1.04 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.93 by $0.11. The financial services provider earned $63.36 million during the quarter, compared to analysts' expectations of $67.02 million. Lakeland Financial had a trailing twelve-month return on equity of 13.57% and a net margin of 22.55%. Who are Lakeland Financial's major shareholders? Lakeland Financial's top institutional investors include Copeland Capital Management LLC (2.70%), Envestnet Asset Management Inc. (0.51%), Rosenthal Henry Capital Advisors Inc. (0.17%) and Sippican Capital Advisors (0.09%). Insiders that own company stock include Michael L Kubacki, M Scott Welch, Brian J Smith, Lisa M O'neill, Eric H Ottinger, Robert E Bartels Jr, Steven D Ross, Melinda Jo Truex, Emily E Pichon, Blake Augsburger, David M Findlay, Kristin Pruitt, Kyra E Clark, James Rickard Donovan, Stephanie R Leniski, Donald Robinson-Gay, Jonathan P Steiner and Brok A Lahrman. View institutional ownership trends. How do I buy shares of Lakeland Financial? Shares of LKFN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Lakeland Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Lakeland Financial investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), DiamondRock Hospitality (DRH) and iShares Micro-Cap ETF (IWC). Company Calendar Record date for 5/5 Dividend4/25/2025Ex-Dividend for 5/5 Dividend4/25/2025Dividend Payable5/05/2025Last Earnings7/25/2025Record date for 8/5 Dividend7/25/2025Ex-Dividend for 8/5 Dividend7/25/2025Today8/02/2025Dividend Payable8/05/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - MIDWEST Sub-IndustryRegional Banks Current SymbolNASDAQ:LKFN CIK721994 Webwww.lakecitybank.com Phone(574) 267-6144Fax574-267-6063Employees650Year Founded1872Price Target and Rating Average Price Target for Lakeland Financial$70.00 High Price Target$72.00 Low Price Target$68.00 Potential Upside/Downside+13.6%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage2 Analysts Profitability EPS (Trailing Twelve Months)$3.67 Trailing P/E Ratio16.78 Forward P/E Ratio16.65 P/E GrowthN/ANet Income$93.48 million Net Margins22.55% Pretax Margin27.21% Return on Equity13.57% Return on Assets1.39% Debt Debt-to-Equity Ratio0.01 Current Ratio0.89 Quick Ratio0.89 Sales & Book Value Annual Sales$430 million Price / Sales3.66 Cash Flow$3.82 per share Price / Cash Flow16.14 Book Value$27.78 per share Price / Book2.22Miscellaneous Outstanding Shares25,560,000Free Float24,790,000Market Cap$1.57 billion OptionableOptionable Beta0.62 Social Links 7 Stocks That Could Be Bigger Than Tesla, Nvidia, and GoogleLooking for the next FAANG stock before everyone has heard about it? 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