LCNB (LCNB) Stock Price, News & Analysis

Company Overview

LCNB Corporation is a bank holding company headquartered in Lebanon, Ohio. Through its principal subsidiary, LCNB National Bank, the company provides community banking services to individuals, families, businesses and organizations.

LCNB National Bank offers deposit accounts, residential and commercial real estate lending, consumer loans, business financing and other credit products. Its services also include online and mobile banking, treasury management, wealth management, trust services and investment services.

The bank primarily serves communities in southwestern and central Ohio, with additional operations in northern Kentucky. LCNB has a history rooted in community banking and emphasizes relationship-based service through its branch network and digital banking channels.

Key Stats

• Today's Range: $18.45 to $18.78
• 50-Day Range: $18.41 to $20.41
• 52-Week Range: $14.31 to $21.32
• Volume: 13,461 shs
• Average Volume: 32,334 shs
• Market Capitalization: $264.10 million
• P/E Ratio: 10.71
• Dividend Yield: 4.75%
• Price Target: $20.00
• Consensus Rating: Hold

LCNB Stock Analysis - MarketRank™

LCNB scored higher than 91% of companies evaluated by MarketBeat, and ranked 165th out of 853 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Hold

Consensus Rating

LCNB has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on no strong buy ratings, 1 buy rating, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for LCNB is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

LCNB has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 5.78%

Earnings Growth

Earnings for LCNB are expected to grow by 5.78% in the coming year, from $1.73 to $1.83 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of LCNB is 10.71, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.05.

Price to Earnings Ratio vs. Sector

The P/E ratio of LCNB is 10.71, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.74.

Price to Book Value per Share Ratio

LCNB has a P/B Ratio of 0.96. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.08% of the float of LCNB has been sold short.

Short Interest Ratio / Days to Cover

LCNB has a short interest ratio ("days to cover") of 4.22.

Change versus previous month

Short interest in LCNB has recently decreased by 19.52%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Leadership

LCNB is a leading dividend payer. It pays a dividend yield of 4.65%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

LCNB has been increasing its dividend for 7 years.

Dividend Coverage

The dividend payout ratio of LCNB is 50.87%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, LCNB will have a dividend payout ratio of 48.09% next year. This indicates that LCNB will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.56

News Sentiment

LCNB has a news sentiment score of 0.56. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for LCNB this week, compared to 1 article on an average week.

Company Ownership

• Score: 3.5 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

2 insiders have purchased shares of LCNB in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $17,611.00 in company stock, which represents 0.0067% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, LCNB insiders have bought more of their company's stock than they have sold. Specifically, they have bought $17,611.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

5.67% of the stock of LCNB is held by insiders.

Percentage Held by Institutions

34.73% of the stock of LCNB is held by institutions.

Company Calendar

• Last Earnings: 7/15/2026
• Record date for 9/15 Dividend: 9/01/2026
• Ex-Dividend for 9/15 Dividend: 9/01/2026
• Dividend Payable: 9/15/2026
• Today: 10/10/2026
• Next Earnings (Estimated): 10/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:LCNB
• CIK: 1074902
• Web: www.lcnb.com
• Phone: (513) 932-1414
• Fax: 513-933-5262
• Employees: 363
• Year Founded: 1877

Price Target and Rating

• Average Price Target for LCNB: $20.00
• High Price Target: $20.00
• Low Price Target: $20.00
• Potential Upside/Downside: +8.0%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.73
• Trailing P/E Ratio: 10.71
• Forward P/E Ratio: 10.71
• P/E Growth: N/A
• Net Income: $23.12 million
• Net Margins: 19.69%
• Pretax Margin: 24.03%
• Return on Equity: 8.92%
• Return on Assets: 1.10%

Debt

• Debt-to-Equity Ratio: 0.37
• Current Ratio: 0.94
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $124.52 million
• Price / Sales: 2.12
• Cash Flow: $1.64 per share
• Price / Cash Flow: 11.30
• Book Value: $19.31 per share
• Price / Book: 0.96

Miscellaneous

• Outstanding Shares: 14,260,000
• Free Float: 13,447,000
• Market Cap: $264.10 million
• Optionable: Optionable
• Beta: 0.57