Unum Group (UNM) Stock Price, News & Analysis

Company Overview

Unum Group is an insurance holding company that provides employee benefits and related services, primarily to employers and their workers. Its offerings include group disability and life insurance, accident and critical illness coverage, and services that help employers manage employee leave and workplace absence.

Through its Unum and Colonial Life businesses, the company also provides voluntary benefits that employees can elect through their workplaces. In the United Kingdom, Unum offers workplace benefits including income protection, life insurance and critical illness coverage.

The company traces its roots to 1848, when Union Mutual was established in Maine. Unum Group was formed in 1999 through the merger of Unum Corporation and Provident Companies. It serves customers in the United States and the United Kingdom.

Key Stats

• Today's Range: $73.39 to $76.98
• 50-Day Range: $73.72 to $96.36
• 52-Week Range: $69.02 to $96.77
• Volume: 3.87 million shs
• Average Volume: 1.57 million shs
• Market Capitalization: $12.12 billion
• P/E Ratio: 54.31
• Dividend Yield: 2.64%
• Price Target: $96.92
• Consensus Rating: Moderate Buy

Unum Group Stock Analysis - MarketRank™

Unum Group scored higher than 97% of companies evaluated by MarketBeat, and ranked 49th out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Unum Group has received a consensus rating of Moderate Buy. The company's average rating score is 2.57, and is based on no strong buy ratings, 8 buy ratings, 6 hold ratings, and no sell ratings.

Upside Potential

Unum Group has a consensus price target of $96.92, representing about 26.6% upside from its current price of $76.58.

Amount of Analyst Coverage

Unum Group has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 11.53%

Earnings Growth

Earnings for Unum Group are expected to grow by 11.53% in the coming year, from $8.41 to $9.38 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Unum Group is 54.31, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 26.50.

Price to Earnings Ratio vs. Sector

The P/E ratio of Unum Group is 54.31, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 21.24.

Price to Earnings Growth Ratio

Unum Group has a PEG Ratio of 0.88. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Unum Group has a P/B Ratio of 1.15. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.15% of the float of Unum Group has been sold short.

Short Interest Ratio / Days to Cover

Unum Group has a short interest ratio ("days to cover") of 2.83, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Unum Group has recently increased by 10.28%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Unum Group pays a meaningful dividend of 2.22%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Unum Group has been increasing its dividend for 16 years.

Dividend Coverage

The dividend payout ratio of Unum Group is 143.26%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, Unum Group will have a dividend payout ratio of 21.54% next year. This indicates that Unum Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: 0.26

News Sentiment

Unum Group has a news sentiment score of 0.26. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.59 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 32 news articles for Unum Group this week, compared to 6 articles on an average week.

Search Interest

4 people have searched for UNM on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.

MarketBeat Follows

7 people have added Unum Group to their MarketBeat watchlist in the last 30 days. This is an increase of 600% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Unum Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $988,396.00 in company stock.

Percentage Held by Insiders

1.00% of the stock of Unum Group is held by insiders.

Percentage Held by Institutions

86.57% of the stock of Unum Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 8/14 Dividend: 7/24/2026
• Ex-Dividend for 8/14 Dividend: 7/24/2026
• Dividend Payable: 8/14/2026
• Record date for 11/20 Dividend: 10/30/2026
• Ex-Dividend for 11/20 Dividend: 10/30/2026
• Last Earnings: 11/03/2026
• Today: 11/07/2026
• Dividend Payable: 11/20/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Life & Health Insurance
• Current Symbol: NYSE:UNM
• CIK: 5513
• Web: www.unum.com
• Phone: (423) 294-1011
• Fax: 615-238-9898
• Employees: 10,910
• Year Founded: 1848

Price Target and Rating

• Average Price Target for Unum Group: $96.92
• High Price Target: $123.00
• Low Price Target: $77.00
• Potential Upside/Downside: +26.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.57
• Research Coverage: 14 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.41
• Trailing P/E Ratio: 54.31
• Forward P/E Ratio: 8.16
• P/E Growth: 0.88
• Net Income: $738.50 million
• Net Margins: 5.26%
• Pretax Margin: 6.78%
• Return on Equity: 12.60%
• Return on Assets: 2.18%

Debt

• Debt-to-Equity Ratio: 0.35
• Current Ratio: 0.34
• Quick Ratio: 0.34

Sales & Book Value

• Annual Sales: $13.08 billion
• Price / Sales: 0.93
• Cash Flow: $7.64 per share
• Price / Cash Flow: 10.02
• Book Value: $66.45 per share
• Price / Book: 1.15

Miscellaneous

• Outstanding Shares: 158,310,000
• Free Float: 156,724,000
• Market Cap: $12.12 billion
• Optionable: Optionable
• Beta: 0.25