NASDAQ:UNTY Unity Bancorp (UNTY) Stock Price, News & Analysis $43.36 +0.33 (+0.77%) Closing price 05/23/2025 04:00 PM EasternExtended Trading$43.40 +0.04 (+0.08%) As of 05/23/2025 04:04 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Unity Bancorp Stock (NASDAQ:UNTY) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Unity Bancorp alerts:Sign Up Key Stats Today's Range$42.38▼$43.5950-Day Range$38.73▼$45.5452-Week Range$25.60▼$51.22Volume54,608 shsAverage Volume30,143 shsMarket Capitalization$434.94 millionP/E Ratio10.68Dividend Yield1.29%Price Target$52.50Consensus RatingBuy Company OverviewUnity Bancorp, Inc. operates as a bank holding company for Unity Bank that provides range of commercial and retail banking services to individuals, small and medium sized businesses, and professional communities. It offers personal and business checking accounts, time deposits, money market accounts, savings accounts, and retirement accounts, as well as noninterest and interest-bearing demand deposits. The company also provides small business administration loans; commercial loans; and residential mortgage and consumer loans, including residential real estate, home equity lines and loans, and residential construction lines, as well as personal loans. In addition, it offers credit and debit cards, wire transfer, safe deposit box, automated teller, and internet and mobile banking services; and automated clearing house origination and remote deposit capture services. Unity Bancorp, Inc. was incorporated in 1991 and is headquartered in Clinton, New Jersey.Read More… Unity Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks85th Percentile Overall ScoreUNTY MarketRank™: Unity Bancorp scored higher than 85% of companies evaluated by MarketBeat, and ranked 242nd out of 911 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.5 / 5Analyst RatingBuy Consensus RatingUnity Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.Amount of Analyst CoverageUnity Bancorp has only been the subject of 1 research reports in the past 90 days.Read more about Unity Bancorp's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth12.63% Earnings GrowthEarnings for Unity Bancorp are expected to grow by 12.63% in the coming year, from $4.83 to $5.44 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Unity Bancorp is 10.68, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.51.Price to Earnings Ratio vs. SectorThe P/E ratio of Unity Bancorp is 10.68, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.25.Price to Book Value per Share RatioUnity Bancorp has a P/B Ratio of 1.67. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Unity Bancorp's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.74% of the float of Unity Bancorp has been sold short.Short Interest Ratio / Days to CoverUnity Bancorp has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Unity Bancorp has recently decreased by 34.34%, indicating that investor sentiment is improving significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldUnity Bancorp pays a meaningful dividend of 1.23%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUnity Bancorp has been increasing its dividend for 12 years.Dividend CoverageThe dividend payout ratio of Unity Bancorp is 13.15%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Unity Bancorp will have a dividend payout ratio of 10.29% next year. This indicates that Unity Bancorp will be able to sustain or increase its dividend.Read more about Unity Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.74% of the float of Unity Bancorp has been sold short.Short Interest Ratio / Days to CoverUnity Bancorp has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Unity Bancorp has recently decreased by 34.34%, indicating that investor sentiment is improving significantly. News and Social Media1.9 / 5News Sentiment0.38 News SentimentUnity Bancorp has a news sentiment score of 0.38. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.99 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Unity Bancorp this week, compared to 2 articles on an average week. Company Ownership3.3 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Unity Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $54,960.00 in company stock.Percentage Held by Insiders29.68% of the stock of Unity Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions42.31% of the stock of Unity Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Unity Bancorp's insider trading history. Receive UNTY Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Unity Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address UNTY Stock News HeadlinesUnity Bancorp, Inc. (NASDAQ:UNTY) Director Donald E. Jr. Souders Sells 1,333 Shares of StockApril 26, 2025 | insidertrades.comUnity Bancorp declares dividend for shareholdersMay 23 at 6:58 PM | investing.comWhite House to reset Social Security?Elon Musk's parting DOGE gift looks set to shock America... A single announcement by July 22nd could soon bring Elon Musk's DOGE operation to its final, dramatic conclusion - with huge consequences for millions of investors. So if you have any money in the market... you're almost out of time to prepare. This plan has already been put in place... and can operate even if Elon's long gone from Washington. May 25, 2025 | Altimetry (Ad)Unity Bancorp Announces Second Quarter DividendMay 22 at 4:00 PM | globenewswire.comUnity Bancorp, Inc. (UNTY): A Bull Case TheoryMay 14, 2025 | finance.yahoo.comUnity Bancorp, Inc. (UNTY): A Bull Case TheoryMay 13, 2025 | msn.comUnity Bank Recognized Again on Hovde Group’s High-Performer ListApril 22, 2025 | finance.yahoo.comUnity Bank Recognized Again on Hovde Group's High-Performer ListApril 22, 2025 | globenewswire.comSee More Headlines UNTY Stock Analysis - Frequently Asked Questions How have UNTY shares performed this year? Unity Bancorp's stock was trading at $43.61 on January 1st, 2025. Since then, UNTY shares have decreased by 0.6% and is now trading at $43.36. View the best growth stocks for 2025 here. How were Unity Bancorp's earnings last quarter? Unity Bancorp, Inc. (NASDAQ:UNTY) released its quarterly earnings data on Friday, April, 11th. The financial services provider reported $1.13 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $1.12 by $0.01. The financial services provider earned $29.35 million during the quarter, compared to analysts' expectations of $28.81 million. Unity Bancorp had a trailing twelve-month return on equity of 15.08% and a net margin of 25.24%. Who are Unity Bancorp's major shareholders? Top institutional investors of Unity Bancorp include Wellington Management Group LLP (2.51%), Pacific Ridge Capital Partners LLC (1.59%), Royce & Associates LP (1.45%) and American Century Companies Inc. (1.38%). Insiders that own company stock include David D Dallas, James A Hughes, Wayne Courtright, Mark S Brody, John J Kauchak, Peter E Maricondo, Mary E Gross, David G Bove, Donald E Jr Souders, Vincent Geraci, George Boyan, James Joseph Donovan and Minsu Kim. View institutional ownership trends. How do I buy shares of Unity Bancorp? Shares of UNTY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Unity Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Unity Bancorp investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), ServiceNow (NOW), Adobe (ADBE) and Arista Networks (ANET). Company Calendar Record date for 3/28 Dividend3/14/2025Ex-Dividend for 3/28 Dividend3/14/2025Dividend Payable3/28/2025Last Earnings4/11/2025Today5/24/2025Record date for 6/20 Dividend6/06/2025Ex-Dividend for 6/20 Dividend6/06/2025Dividend Payable6/20/2025Next Earnings (Estimated)7/11/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:UNTY CIK920427 Webwww.unitybank.com Phone(908) 730-7630Fax908-730-9430Employees230Year FoundedN/APrice Target and Rating Average Stock Price Target$52.50 High Stock Price Target$55.00 Low Stock Price Target$50.00 Potential Upside/Downside+21.1%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage2 Analysts Profitability EPS (Most Recent Fiscal Year)$4.26 Trailing P/E Ratio10.68 Forward P/E Ratio8.98 P/E GrowthN/ANet Income$41.45 million Net Margins25.24% Pretax Margin32.62% Return on Equity15.08% Return on Assets1.59% Debt Debt-to-Equity Ratio0.97 Current Ratio1.16 Quick Ratio1.16 Sales & Book Value Annual Sales$109.74 million Price / Sales3.96 Cash Flow$3.82 per share Price / Cash Flow11.35 Book Value$25.99 per share Price / Book1.67Miscellaneous Outstanding Shares10,031,000Free Float7,102,000Market Cap$434.94 million OptionableOptionable Beta0.69 Social Links A Beginner's Guide to Investing in CannabisUnlock your free copy of MarketBeat's comprehensive guide to pot stock investing and discover which cannabis companies are poised for growth. 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