MFA Financial (MFA) Stock Price, News & Analysis

Company Overview

MFA Financial, Inc., headquartered in New York City, is a real estate investment trust that specializes in investing in residential mortgage loans and mortgage-related securities. The company’s primary objective is to generate attractive risk-adjusted returns through net interest income and capital appreciation. As a mortgage REIT, MFA Financial focuses on constructing a diversified portfolio of agency and non-agency residential mortgage assets, leveraging its expertise in acquiring, financing and servicing mortgage products.

MFA Financial’s investment portfolio encompasses a wide range of mortgage instruments, including adjustable-rate and fixed-rate mortgage loans, interest-only securities, and agency mortgage-backed securities guaranteed by government-sponsored entities. The company engages in mortgage banking activities such as loan origination, securitization and servicing, seeking to optimize portfolio yields while managing liquidity and interest rate exposure. MFA Financial employs a disciplined risk management framework that emphasizes scenario analysis, hedging strategies and active portfolio monitoring to navigate changing market conditions.

Established in the mid-1980s, MFA Financial has evolved to become a leading residential mortgage REIT. Over the years, the company has expanded its operations through strategic acquisitions and organic growth, adapting its investment approach to shifting regulatory and interest rate environments. MFA Financial’s status as a REIT enables it to deliver income-oriented returns to shareholders while complying with the regulatory requirements governing real estate investment trusts.

Operating primarily within the United States, MFA Financial sources mortgage assets across diverse geographic markets and channels, including correspondent, wholesale and retail relationships. The company’s leadership team comprises mortgage finance and investment professionals with deep experience in credit analysis, securitization and portfolio management. Through a commitment to rigorous research and disciplined execution, MFA Financial aims to maintain durable capital structures and sustainable distributions for its investors.

Key Stats

• Today's Range: $9.07 to $9.30
• 50-Day Range: $9.05 to $9.86
• 52-Week Range: $8.80 to $10.56
• Volume: 1.60 million shs
• Average Volume: 1.54 million shs
• Market Capitalization: $935.84 million
• P/E Ratio: 9.21
• Dividend Yield: 15.63%
• Price Target: $10.46
• Consensus Rating: Hold

MFA Financial Stock Analysis - MarketRank™

MFA Financial scored higher than 83% of companies evaluated by MarketBeat, and ranked 185th out of 843 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Hold

Consensus Rating

MFA Financial has received a consensus rating of Hold. The company's average rating score is 2.38, and is based on no strong buy ratings, 4 buy ratings, 3 hold ratings, and 1 sell rating.

Upside Potential

MFA Financial has a consensus price target of $10.46, representing about 13.5% upside from its current price of $9.21.

Amount of Analyst Coverage

MFA Financial has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of MFA Financial is 9.21, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.55.

Price to Earnings Ratio vs. Sector

The P/E ratio of MFA Financial is 9.21, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.16.

Price to Book Value per Share Ratio

MFA Financial has a P/B Ratio of 0.52. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.43% of the float of MFA Financial has been sold short.

Short Interest Ratio / Days to Cover

MFA Financial has a short interest ratio ("days to cover") of 2.17, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MFA Financial has recently decreased by 15.00%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

MFA Financial is a leading dividend payer. It pays a dividend yield of 15.91%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

MFA Financial has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of MFA Financial is 165.52%. Payout ratios above 75% are not desirable because they may not be sustainable.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: -0.16

News Sentiment

MFA Financial has a news sentiment score of -0.16. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.75 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 8 news articles for MFA Financial this week, compared to 2 articles on an average week.

Search Interest

4 people have searched for MFA on MarketBeat in the last 30 days. This is an increase of 33% compared to the previous 30 days.

MarketBeat Follows

3 people have added MFA Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 50% compared to the previous 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, MFA Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

1.02% of the stock of MFA Financial is held by insiders.

Percentage Held by Institutions

65.28% of the stock of MFA Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 5/05/2026
• Record date for 7/31 Dividend: 6/30/2026
• Ex-Dividend for 7/31 Dividend: 6/30/2026
• Dividend Payable: 7/31/2026
• Today: 8/08/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Mortgage Real Estate Investment Trusts (REITs)
• Sub-Industry: Mortgage REITs
• Current Symbol: NYSE:MFA
• CIK: 1055160
• Web: www.mfafinancial.com
• Phone: (212) 207-6400
• Fax: 212-207-6420
• Employees: 350
• Year Founded: N/A

Price Target and Rating

• Average Price Target for MFA Financial: $10.46
• High Price Target: $11.00
• Low Price Target: $10.00
• Potential Upside/Downside: +13.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.38
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.87
• Trailing P/E Ratio: 9.21
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $176.78 million
• Net Margins: 19.38%
• Pretax Margin: 17.81%
• Return on Equity: 7.55%
• Return on Assets: 1.07%

Debt

• Debt-to-Equity Ratio: 6.25
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $745.06 million
• Price / Sales: 1.26
• Cash Flow: $1.34 per share
• Price / Cash Flow: 6.89
• Book Value: $17.88 per share
• Price / Book: 0.52

Miscellaneous

• Outstanding Shares: 101,600,000
• Free Float: 100,560,000
• Market Cap: $935.84 million
• Optionable: Optionable
• Beta: 1.42