MidWestOne Financial Group (MOFG) Stock Price, News & Analysis

Company Overview

MidWestOne Financial Group, Inc. is a bank holding company headquartered in Iowa City, Iowa. Through its principal subsidiary, MidWestOne Bank, the company provides community banking services to individuals, families, farmers and businesses.

MidWestOne Bank offers a range of deposit products, including checking and savings accounts, certificates of deposit and cash-management services. Its lending activities include commercial, agricultural, residential real estate and consumer loans. The bank also provides wealth management, trust, investment and retirement-planning services.

The company serves customers through a network of banking offices in Iowa, Minnesota, Wisconsin and Florida. MidWestOne Bank traces its roots to Iowa City and has expanded its presence through organic growth and acquisitions while maintaining a community-banking focus.

Key Stats

• Today's Range: $49.31 to $49.31
• 50-Day Range: $49.31 to $49.31
• 52-Week Range: $25.75 to $49.69
• Volume: N/A
• Average Volume: 177,266 shs
• Market Capitalization: $1.02 billion
• P/E Ratio: 17.55
• Dividend Yield: 1.97%
• Price Target: $50.00
• Consensus Rating: Hold

MidWestOne Financial Group Stock Analysis - MarketRank™

MidWestOne Financial Group scored higher than 41% of companies evaluated by MarketBeat, and ranked 666th out of 853 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Hold

Consensus Rating

MidWestOne Financial Group has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on no strong buy ratings, 1 buy rating, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for MidWestOne Financial Group is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

MidWestOne Financial Group has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.69%

Earnings Growth

Earnings for MidWestOne Financial Group are expected to grow by 9.69% in the coming year, from $3.20 to $3.51 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of MidWestOne Financial Group is 17.55, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.00.

Price to Earnings Ratio vs. Sector

The P/E ratio of MidWestOne Financial Group is 17.55, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.72.

Price to Book Value per Share Ratio

MidWestOne Financial Group has a P/B Ratio of 1.83. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for MOFG.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

MidWestOne Financial Group pays a meaningful dividend of 1.97%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

MidWestOne Financial Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of MidWestOne Financial Group is 34.52%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, MidWestOne Financial Group will have a dividend payout ratio of 27.64% next year. This indicates that MidWestOne Financial Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: N/A

News Sentiment

MidWestOne Financial Group has a news sentiment score of 0.68. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.57 average news sentiment score of Finance companies.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, MidWestOne Financial Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

2.50% of the stock of MidWestOne Financial Group is held by insiders.

Percentage Held by Institutions

65.42% of the stock of MidWestOne Financial Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 10/23/2025
• Today: 10/10/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:MOFG
• CIK: 1412665
• Web: www.midwestonefinancial.com
• Phone: (319) 356-5800
• Fax: 319-356-5849
• Employees: 730
• Year Founded: 1934

Price Target and Rating

• Average Price Target for MidWestOne Financial Group: $50.00
• High Price Target: $50.00
• Low Price Target: $50.00
• Potential Upside/Downside: +1.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.81
• Trailing P/E Ratio: 17.55
• Forward P/E Ratio: 15.41
• P/E Growth: N/A
• Net Income: -$60.29 million
• Net Margins: 16.66%
• Pretax Margin: 21.31%
• Return on Equity: 10.22%
• Return on Assets: 0.96%

Debt

• Debt-to-Equity Ratio: 0.16
• Current Ratio: 0.85
• Quick Ratio: 0.85

Sales & Book Value

• Annual Sales: $238.84 million
• Price / Sales: 4.26
• Cash Flow: $2.20 per share
• Price / Cash Flow: 22.44
• Book Value: $26.94 per share
• Price / Book: 1.83

Miscellaneous

• Outstanding Shares: 20,634,000
• Free Float: 20,118,000
• Market Cap: $1.02 billion
• Optionable: No Data
• Beta: 1.07