Mvb Financial (MVBF) Stock Price, News & Analysis

Company Overview

MVB Financial Corp. operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients. The company operates through three segments: CoRe Banking, Mortgage Banking, and The Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. The company also provides debit cards; cashier's checks; safe deposit rental facilities; and non-deposit investment services, as well as financial technology (Fintech) banking services. In addition, it offers fintech solutions for the gaming, payments, banking-as-a-service, and digital asset sectors; fraud prevention services for merchants, credit agencies, Fintech companies, and other vendors; and digital products and web and mobile applications for forward-thinking community banks, credit unions, digital banks, and Fintech companies. It operates full-service branches in West Virginia and Virginia. MVB Financial Corp. was founded in 1997 and is based in Fairmont, West Virginia.

Key Stats

• Today's Range: $23.60 to $24.45
• 50-Day Range: $20.99 to $24.81
• 52-Week Range: $15.59 to $25.13
• Volume: 40,587 shs
• Average Volume: 55,379 shs
• Market Capitalization: $310.61 million
• P/E Ratio: 18.77
• Dividend Yield: 2.79%
• Price Target: $25.67
• Consensus Rating: Buy

Mvb Financial Stock Analysis - MarketRank™

Mvb Financial scored higher than 88% of companies evaluated by MarketBeat, and ranked 195th out of 941 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

Mvb Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Mvb Financial has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 78.57%

Earnings Growth

Earnings for Mvb Financial are expected to grow by 78.57% in the coming year, from $1.40 to $2.50 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Mvb Financial is 18.77, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 270.85.

Price to Earnings Ratio vs. Sector

The P/E ratio of Mvb Financial is 18.77, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 228.59.

Price to Book Value per Share Ratio

Mvb Financial has a P/B Ratio of 1.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.29% of the float of Mvb Financial has been sold short.

Short Interest Ratio / Days to Cover

Mvb Financial has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Mvb Financial has recently decreased by 8.13%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Mvb Financial pays a meaningful dividend of 2.85%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Mvb Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Mvb Financial is 52.31%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Mvb Financial will have a dividend payout ratio of 27.20% next year. This indicates that Mvb Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.4 / 5
• Environmental Score: -0.88

Percentage of Shares Shorted

1.29% of the float of Mvb Financial has been sold short.

Short Interest Ratio / Days to Cover

Mvb Financial has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Mvb Financial has recently decreased by 8.13%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 0.99

News Sentiment

Mvb Financial has a news sentiment score of 0.99. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.18 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Mvb Financial this week, compared to 1 article on an average week.

MarketBeat Follows

1 people have added Mvb Financial to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Mvb Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

11.66% of the stock of Mvb Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

52.72% of the stock of Mvb Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MVBF Stock Analysis - Frequently Asked Questions

How have MVBF shares performed this year?

Mvb Financial's stock was trading at $20.70 on January 1st, 2025. Since then, MVBF stock has increased by 17.9% and is now trading at $24.40.

How were Mvb Financial's earnings last quarter?

Mvb Financial Corp. (NASDAQ:MVBF) released its quarterly earnings results on Monday, July, 28th. The company reported $0.15 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.31 by $0.16. The company earned $33.72 million during the quarter, compared to analysts' expectations of $35.80 million. Mvb Financial had a net margin of 7.84% and a trailing twelve-month return on equity of 5.60%.

Who are Mvb Financial's major shareholders?

Mvb Financial's top institutional shareholders include TimesSquare Capital Management LLC (4.58%), Geode Capital Management LLC (2.14%), Fourthstone LLC (2.04%) and American Century Companies Inc. (0.85%). Insiders that own company stock include Larry F Mazza, Donald T Robinson, Craig Bradley Greathouse, Michael Louis Giorgio, Joseph Ryan Rodriguez and Victor Ray Maculaitis.
View institutional ownership trends.

How do I buy shares of Mvb Financial?

Shares of MVBF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Mvb Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Mvb Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

• Ex-Dividend for 6/15 Dividend: 5/30/2025
• Record date for 6/15 Dividend: 6/01/2025
• Dividend Payable: 6/15/2025
• Last Earnings: 7/28/2025
• Ex-Dividend for 9/15 Dividend: 8/29/2025
• Today: 8/30/2025
• Record date for 9/15 Dividend: 9/01/2025
• Dividend Payable: 9/15/2025
• Next Earnings (Estimated): 10/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:MVBF
• CIK: 1277902
• Web: www.mvbbanking.com
• Phone: (304) 363-4800
• Fax: N/A
• Employees: 460
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Mvb Financial: $25.67
• High Price Target: $27.00
• Low Price Target: $25.00
• Potential Upside/Downside: +5.2%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.30
• Trailing P/E Ratio: 18.77
• Forward P/E Ratio: 17.43
• P/E Growth: N/A
• Net Income: $20.09 million
• Net Margins: 7.84%
• Pretax Margin: 10.54%
• Return on Equity: 5.60%
• Return on Assets: 0.53%

Debt

• Debt-to-Equity Ratio: 0.24
• Current Ratio: 0.93
• Quick Ratio: 0.93

Sales & Book Value

• Annual Sales: $228.76 million
• Price / Sales: 1.36
• Cash Flow: $2.19 per share
• Price / Cash Flow: 11.16
• Book Value: $23.75 per share
• Price / Book: 1.03

Miscellaneous

• Outstanding Shares: 12,730,000
• Free Float: 11,247,000
• Market Cap: $310.61 million
• Optionable: Optionable
• Beta: 1.01