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NASDAQ:OCFC

OceanFirst Financial (OCFC) Stock Price, News & Analysis

OceanFirst Financial logo
$18.13 -0.12 (-0.66%)
Closing price 04:00 PM Eastern
Extended Trading
$18.12 -0.01 (-0.06%)
As of 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About OceanFirst Financial Stock (NASDAQ:OCFC)

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Key Stats

Today's Range
$18.12
$18.49
50-Day Range
$18.13
$20.25
52-Week Range
$17.05
$20.61
Volume
831,632 shs
Average Volume
864,695 shs
Market Capitalization
$1.75 billion
P/E Ratio
21.33
Dividend Yield
4.41%
Price Target
$21.50
Consensus Rating
Hold

Company Overview

OceanFirst Financial Corp. is the bank holding company for OceanFirst Bank, a community-focused financial institution headquartered in Toms River, New Jersey. OceanFirst Bank provides banking and financial services to individuals, families, businesses and nonprofit organizations through its branch network and digital banking platforms.

The bank’s products and services include checking and savings accounts, certificates of deposit, residential mortgages, home equity loans, consumer lending, commercial real estate financing, business loans and lines of credit. It also provides treasury management, cash management and other deposit and payment services for commercial customers, along with wealth management and investment services.

OceanFirst traces its history to 1902 and has expanded through organic growth and acquisitions. The company primarily serves communities in New Jersey and parts of eastern Pennsylvania, with a focus on relationship-based community banking. Christopher D. Maher serves as OceanFirst Financial’s president and chief executive officer.

AI Generated. May Contain Errors.

OceanFirst Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
86th Percentile Overall Score

OCFC MarketRank™: 

OceanFirst Financial scored higher than 86% of companies evaluated by MarketBeat, and ranked 236th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    OceanFirst Financial has received a consensus rating of Hold. The company's average rating score is 2.17, and is based on no strong buy ratings, 1 buy rating, 5 hold ratings, and no sell ratings.

  • Upside Potential

    OceanFirst Financial has a consensus price target of $21.50, representing about 18.6% upside from its current price of $18.13.

  • Amount of Analyst Coverage

    OceanFirst Financial has only been the subject of 2 research reports in the past 90 days.

  • Read more about OceanFirst Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for OceanFirst Financial are expected to grow by 29.83% in the coming year, from $1.81 to $2.35 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of OceanFirst Financial is 21.33, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 42.31.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of OceanFirst Financial is 21.33, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.55.

  • Price to Book Value per Share Ratio

    OceanFirst Financial has a P/B Ratio of 0.63. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about OceanFirst Financial's valuation and earnings.
  • Percentage of Shares Shorted

    5.16% of the float of OceanFirst Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    OceanFirst Financial has a short interest ratio ("days to cover") of 4.66.
  • Change versus previous month

    Short interest in OceanFirst Financial has recently increased by 14.51%, indicating that investor sentiment is decreasing significantly.
  • Dividend Leadership

    OceanFirst Financial is a leading dividend payer. It pays a dividend yield of 4.38%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    OceanFirst Financial does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of OceanFirst Financial is 94.12%. Payout ratios above 75% are not desirable because they may not be sustainable.

  • Dividend Sustainability

    Based on earnings estimates, OceanFirst Financial will have a dividend payout ratio of 34.04% next year. This indicates that OceanFirst Financial will be able to sustain or increase its dividend.

  • Read more about OceanFirst Financial's dividend.
  • News Sentiment

    OceanFirst Financial has a news sentiment score of 1.48. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.82 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 2 news articles for OceanFirst Financial this week, compared to 3 articles on an average week.
  • Search Interest

    Only 1 people have searched for OCFC on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, OceanFirst Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,305,187.00 in company stock.

  • Percentage Held by Insiders

    5.40% of the stock of OceanFirst Financial is held by insiders.

  • Percentage Held by Institutions

    70.98% of the stock of OceanFirst Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about OceanFirst Financial's insider trading history.
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OCFC Stock News Headlines

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OCFC Stock Analysis - Frequently Asked Questions

OceanFirst Financial's stock was trading at $17.95 on January 1st, 2026. Since then, OCFC shares have increased by 1.0% and is now trading at $18.13.

OceanFirst Financial Corp. (NASDAQ:OCFC) announced its earnings results on Thursday, July, 30th. The savings and loans company reported $0.43 earnings per share for the quarter, beating the consensus estimate of $0.43 by $0.00. The savings and loans company earned $131.33 million during the quarter, compared to analyst estimates of $135.63 million. OceanFirst Financial had a trailing twelve-month return on equity of 5.34% and a net margin of 6.38%.
Read the conference call transcript
.

Top institutional investors of OceanFirst Financial include BlackRock Inc. (17.26%), Wellington Management Group LLP (4.26%), Bank of New York Mellon Corp (1.12%) and Bank of America Corp DE (0.54%). Insiders that own company stock include Joseph M Jr Murphy, Brian Schaeffer, Anthony Giordano III, John F Barros, Robert C Garrett and John R Buran.
View institutional ownership trends
.

Shares of OCFC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that OceanFirst Financial investors own include JPMorgan Chase & Co. (JPM), Tesla (TSLA), Advanced Micro Devices (AMD), Meta Platforms (META), Alphabet (GOOG), Home Depot (HD) and NVIDIA (NVDA).

Company Calendar

Last Earnings
7/30/2026
Record date for 8/21 Dividend
8/10/2026
Ex-Dividend for 8/21 Dividend
8/10/2026
Dividend Payable
8/21/2026
Today
9/17/2026
Next Earnings (Estimated)
10/28/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:OCFC
CIK
1004702
Employees
954
Year Founded
1902

Price Target and Rating

High Price Target
$23.00
Low Price Target
$20.00
Potential Upside/Downside
+18.6%
Consensus Rating
Hold
Rating Score (0-4)
2.17
Research Coverage
6 Analysts

Profitability

EPS (Trailing Twelve Months)
$0.85
Trailing P/E Ratio
21.33
Forward P/E Ratio
10.02
P/E Growth
N/A
Net Income
$70.98 million
Net Margins
6.38%
Pretax Margin
8.51%
Return on Equity
5.34%
Return on Assets
0.59%

Debt

Debt-to-Equity Ratio
0.97
Current Ratio
0.92
Quick Ratio
0.92

Sales & Book Value

Annual Sales
$687.16 million
Price / Sales
2.55
Cash Flow
$1.47 per share
Price / Cash Flow
12.35
Book Value
$28.97 per share
Price / Book
0.63

Miscellaneous

Outstanding Shares
96,640,000
Free Float
91,426,000
Market Cap
$1.75 billion
Optionable
Optionable
Beta
0.97

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This page (NASDAQ:OCFC) was last updated on 9/17/2026 by MarketBeat.com Staff.
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