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NASDAQ:OSBC

Old Second Bancorp (OSBC) Stock Price, News & Analysis

Old Second Bancorp logo
$25.58 +0.05 (+0.20%)
Closing price 09/11/2026 04:00 PM Eastern
Extended Trading
$25.58 0.00 (0.00%)
As of 09/11/2026 04:51 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Old Second Bancorp Stock (NASDAQ:OSBC)

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Key Stats

Today's Range
$25.33
$25.82
50-Day Range
$22.71
$25.91
52-Week Range
$16.65
$26.06
Volume
381,365 shs
Average Volume
371,399 shs
Market Capitalization
$1.30 billion
P/E Ratio
14.70
Dividend Yield
1.09%
Price Target
$25.40
Consensus Rating
Moderate Buy

Company Overview

Old Second Bancorp, Inc. is the holding company for Old Second National Bank, a community bank headquartered in Aurora, Illinois. Founded in 1871, the bank serves individuals, businesses, municipalities and nonprofit organizations primarily across the greater Chicago metropolitan area and surrounding communities in northern Illinois.

Old Second National Bank provides a range of commercial and retail banking services, including checking and savings accounts, certificates of deposit, consumer loans, residential mortgages, commercial real estate financing and business loans. Its offerings also include treasury management, online and mobile banking, cash management and other deposit and payment services.

Through its banking and wealth-management operations, the company also provides trust, investment and financial-planning services to individuals and institutions. Old Second Bancorp is led by President and Chief Executive Officer James A. Wick and operates as a locally focused financial institution emphasizing relationship banking and support for businesses and communities in its service area.

AI Generated. May Contain Errors.

Old Second Bancorp Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
73rd Percentile Overall Score

OSBC MarketRank™: 

Old Second Bancorp scored higher than 73% of companies evaluated by MarketBeat, and ranked 365th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Old Second Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.71, and is based on no strong buy ratings, 5 buy ratings, 2 hold ratings, and no sell ratings.

  • Upside/Downside

    The consensus price target for Old Second Bancorp is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    Old Second Bancorp has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about Old Second Bancorp's stock forecast and price target.
  • Earnings Growth

    Earnings for Old Second Bancorp are expected to grow by 7.73% in the coming year, from $2.20 to $2.37 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Old Second Bancorp is 14.70, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 42.46.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Old Second Bancorp is 14.70, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.91.

  • Price to Book Value per Share Ratio

    Old Second Bancorp has a P/B Ratio of 1.50. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Old Second Bancorp's valuation and earnings.
  • Percentage of Shares Shorted

    4.08% of the float of Old Second Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    Old Second Bancorp has a short interest ratio ("days to cover") of 5.55.
  • Change versus previous month

    Short interest in Old Second Bancorp has recently increased by 9.51%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Old Second Bancorp pays a meaningful dividend of 1.09%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Old Second Bancorp has only been increasing its dividend for 1 years.

  • Dividend Coverage

    The dividend payout ratio of Old Second Bancorp is 16.09%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Old Second Bancorp will have a dividend payout ratio of 11.81% next year. This indicates that Old Second Bancorp will be able to sustain or increase its dividend.

  • Read more about Old Second Bancorp's dividend.
  • News Sentiment

    Old Second Bancorp has a news sentiment score of 1.01. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.88 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 7 news articles for Old Second Bancorp this week, compared to 2 articles on an average week.
  • Search Interest

    3 people have searched for OSBC on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Old Second Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $3,809,117.00 in company stock.

  • Percentage Held by Insiders

    3.60% of the stock of Old Second Bancorp is held by insiders.

  • Percentage Held by Institutions

    67.76% of the stock of Old Second Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Old Second Bancorp's insider trading history.
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OSBC Stock News Headlines

They're not buying gold. They're buying this.
Bank of America raised its stake in a small gold company by 139%. Jane Street increased its position by 159%, and Millennium by 122%. Kopernik Global made it their largest holding, owning roughly 8% of the company. It holds rights to an 88 million ounce deposit with existing roads, power, and permits that never expire. Market cap sits near $4 billion against a deposit worth hundreds of billions at current gold prices.tc pixel
See More Headlines

OSBC Stock Analysis - Frequently Asked Questions

Old Second Bancorp's stock was trading at $19.50 at the beginning of the year. Since then, OSBC shares have increased by 31.2% and is now trading at $25.58.

Old Second Bancorp, Inc. (NASDAQ:OSBC) released its earnings results on Wednesday, July, 22nd. The financial services provider reported $0.55 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.55 by $0.01. Old Second Bancorp had a net margin of 20.22% and a trailing twelve-month return on equity of 12.79%.
Read the conference call transcript
.

Old Second Bancorp's top institutional investors include BlackRock Inc. (8.36%), Davis Asset Management L.P. (3.54%), California State Teachers Retirement System (2.35%) and The Manufacturers Life Insurance Company (1.72%). Insiders that own company stock include James Eccher, Darin Patrick Campbell, John Ladowicz, Hugh H Mclean, Gary S Collins, Richard A Gartelmann Jr, Billy J Jr Lyons and Rocks Patti Temple.
View institutional ownership trends
.

Shares of OSBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Old Second Bancorp investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Adobe (ADBE), ServiceNow (NOW) and Netflix (NFLX).

Company Calendar

Last Earnings
7/22/2026
Record date for 8/10 Dividend
7/31/2026
Ex-Dividend for 8/10 Dividend
7/31/2026
Dividend Payable
8/10/2026
Today
9/12/2026
Next Earnings (Estimated)
10/21/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:OSBC
CIK
357173
Employees
1,062
Year Founded
1871

Price Target and Rating

High Price Target
$30.00
Low Price Target
$23.00
Potential Upside/Downside
-0.7%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.71
Research Coverage
7 Analysts

Profitability

EPS (Trailing Twelve Months)
$1.74
Trailing P/E Ratio
14.70
Forward P/E Ratio
11.63
P/E Growth
N/A
Net Income
$80.31 million
Net Margins
20.22%
Pretax Margin
27.18%
Return on Equity
12.79%
Return on Assets
1.65%

Debt

Debt-to-Equity Ratio
0.08
Current Ratio
0.91
Quick Ratio
0.91

Sales & Book Value

Annual Sales
$401.54 million
Price / Sales
3.24
Cash Flow
$2.07 per share
Price / Cash Flow
12.37
Book Value
$17.03 per share
Price / Book
1.50

Miscellaneous

Outstanding Shares
50,880,000
Free Float
49,044,000
Market Cap
$1.30 billion
Optionable
Optionable
Beta
0.70

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This page (NASDAQ:OSBC) was last updated on 9/12/2026 by MarketBeat.com Staff.
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