NASDAQ:OSBC Old Second Bancorp (OSBC) Stock Price, News & Analysis $25.58 +0.05 (+0.20%) Closing price 09/11/2026 04:00 PM EasternExtended Trading$25.58 0.00 (0.00%) As of 09/11/2026 04:51 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Old Second Bancorp Stock (NASDAQ:OSBC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Old Second Bancorp alerts:Sign Up Key Stats Today's Range$25.33▼$25.8250-Day Range$22.71▼$25.9152-Week Range$16.65▼$26.06Volume381,365 shsAverage Volume371,399 shsMarket Capitalization$1.30 billionP/E Ratio14.70Dividend Yield1.09%Price Target$25.40Consensus RatingModerate Buy Company Overview Old Second Bancorp, Inc. is the holding company for Old Second National Bank, a community bank headquartered in Aurora, Illinois. Founded in 1871, the bank serves individuals, businesses, municipalities and nonprofit organizations primarily across the greater Chicago metropolitan area and surrounding communities in northern Illinois. Old Second National Bank provides a range of commercial and retail banking services, including checking and savings accounts, certificates of deposit, consumer loans, residential mortgages, commercial real estate financing and business loans. Its offerings also include treasury management, online and mobile banking, cash management and other deposit and payment services. Through its banking and wealth-management operations, the company also provides trust, investment and financial-planning services to individuals and institutions. Old Second Bancorp is led by President and Chief Executive Officer James A. Wick and operates as a locally focused financial institution emphasizing relationship banking and support for businesses and communities in its service area.AI Generated. May Contain Errors. Read More Old Second Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks73rd Percentile Overall ScoreOSBC MarketRank™: Old Second Bancorp scored higher than 73% of companies evaluated by MarketBeat, and ranked 365th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.4 / 5Analyst RatingModerate Buy Consensus RatingOld Second Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.71, and is based on no strong buy ratings, 5 buy ratings, 2 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Old Second Bancorp is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageOld Second Bancorp has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Old Second Bancorp's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth7.73% Earnings GrowthEarnings for Old Second Bancorp are expected to grow by 7.73% in the coming year, from $2.20 to $2.37 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Old Second Bancorp is 14.70, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 42.46.Price to Earnings Ratio vs. SectorThe P/E ratio of Old Second Bancorp is 14.70, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.91.Price to Book Value per Share RatioOld Second Bancorp has a P/B Ratio of 1.50. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Old Second Bancorp's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted4.08% of the float of Old Second Bancorp has been sold short.Short Interest Ratio / Days to CoverOld Second Bancorp has a short interest ratio ("days to cover") of 5.55.Change versus previous monthShort interest in Old Second Bancorp has recently increased by 9.51%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldOld Second Bancorp pays a meaningful dividend of 1.09%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthOld Second Bancorp has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Old Second Bancorp is 16.09%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Old Second Bancorp will have a dividend payout ratio of 11.81% next year. This indicates that Old Second Bancorp will be able to sustain or increase its dividend.Read more about Old Second Bancorp's dividend. News and Social Media3.8 / 5News Sentiment1.01 News SentimentOld Second Bancorp has a news sentiment score of 1.01. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.88 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 7 news articles for Old Second Bancorp this week, compared to 2 articles on an average week.Search Interest3 people have searched for OSBC on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days. Company Ownership1.6 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Old Second Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $3,809,117.00 in company stock.Percentage Held by Insiders3.60% of the stock of Old Second Bancorp is held by insiders.Percentage Held by Institutions67.76% of the stock of Old Second Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Old Second Bancorp's insider trading history. Receive OSBC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Old Second Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. OSBC Stock News HeadlinesOld Second Bancorp Inc.: O2 Sponsor Finance Hires Kyle Bucsa as Assistant Vice PresidentSeptember 9 at 2:38 PM | finanznachrichten.deOld Second Bancorp (NASDAQ:OSBC) Director Hugh Mclean Sells 25,000 SharesSeptember 9 at 4:22 AM | insidertrades.comThey're not buying gold. They're buying this.Bank of America raised its stake in a small gold company by 139%. Jane Street increased its position by 159%, and Millennium by 122%. Kopernik Global made it their largest holding, owning roughly 8% of the company. It holds rights to an 88 million ounce deposit with existing roads, power, and permits that never expire. Market cap sits near $4 billion against a deposit worth hundreds of billions at current gold prices.September 12 at 1:00 AM | Behind the Markets (Ad)Old Second Bancorp (NASDAQ:OSBC) Insider Darin Patrick Campbell Sells 24,000 Shares of StockSeptember 4, 2026 | insidertrades.comInsider Selling: Old Second Bancorp (NASDAQ:OSBC) CEO Sells $494,605.93 in StockAugust 14, 2026 | insidertrades.comOld Second Bancorp (NASDAQ:OSBC) CEO James Eccher Sells 55,687 SharesAugust 13, 2026 | insidertrades.comOld Second projects net interest margin around 5.18% in Q3 and 5.15% in Q4 as buybacks continueJuly 23, 2026 | seekingalpha.comOld Second Bancorp Inc (OSBC) Q2 2026 Earnings Call Highlights: Strong Net Interest Margin and ...July 23, 2026 | finance.yahoo.comSee More Headlines OSBC Stock Analysis - Frequently Asked Questions How have OSBC shares performed this year? Old Second Bancorp's stock was trading at $19.50 at the beginning of the year. Since then, OSBC shares have increased by 31.2% and is now trading at $25.58. How were Old Second Bancorp's earnings last quarter? Old Second Bancorp, Inc. (NASDAQ:OSBC) released its earnings results on Wednesday, July, 22nd. The financial services provider reported $0.55 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.55 by $0.01. Old Second Bancorp had a net margin of 20.22% and a trailing twelve-month return on equity of 12.79%. Read the conference call transcript. Who are Old Second Bancorp's major shareholders? Old Second Bancorp's top institutional investors include BlackRock Inc. (8.36%), Davis Asset Management L.P. (3.54%), California State Teachers Retirement System (2.35%) and The Manufacturers Life Insurance Company (1.72%). Insiders that own company stock include James Eccher, Darin Patrick Campbell, John Ladowicz, Hugh H Mclean, Gary S Collins, Richard A Gartelmann Jr, Billy J Jr Lyons and Rocks Patti Temple. View institutional ownership trends. How do I buy shares of Old Second Bancorp? Shares of OSBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Old Second Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Old Second Bancorp investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Adobe (ADBE), ServiceNow (NOW) and Netflix (NFLX). Company Calendar Last Earnings7/22/2026Record date for 8/10 Dividend7/31/2026Ex-Dividend for 8/10 Dividend7/31/2026Dividend Payable8/10/2026Today9/12/2026Next Earnings (Estimated)10/21/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (13m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 OSBC's financial health is in the Green zone, according to TradeSmith. OSBC has been in this zone for over 13 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:OSBC CIK357173 Webwww.oldsecond.com Phone(630) 892-0202Fax630-892-9630Employees1,062Year Founded1871Price Target and Rating Average Price Target for Old Second Bancorp$25.40 High Price Target$30.00 Low Price Target$23.00 Potential Upside/Downside-0.7%Consensus RatingModerate Buy Rating Score (0-4)2.71 Research Coverage7 Analysts Profitability EPS (Trailing Twelve Months)$1.74 Trailing P/E Ratio14.70 Forward P/E Ratio11.63 P/E GrowthN/ANet Income$80.31 million Net Margins20.22% Pretax Margin27.18% Return on Equity12.79% Return on Assets1.65% Debt Debt-to-Equity Ratio0.08 Current Ratio0.91 Quick Ratio0.91 Sales & Book Value Annual Sales$401.54 million Price / Sales3.24 Cash Flow$2.07 per share Price / Cash Flow12.37 Book Value$17.03 per share Price / Book1.50Miscellaneous Outstanding Shares50,880,000Free Float49,044,000Market Cap$1.30 billion OptionableOptionable Beta0.70 Social Links Options Trading Made Easy - Download NowLearn the basics of options trading and how to use them to boost returns and manage risk with this free report from MarketBeat. Click the link below to get your free copy.Get This Free Report This page (NASDAQ:OSBC) was last updated on 9/12/2026 by MarketBeat.com Staff. From Our PartnersElon Musk to Trigger Next AI Wave on November 11th?Jeff Brown picked Nvidia in 2016, before shares surged 37,800 percent. Now he's identified another AI company ...Brownstone Research | SponsoredWhy I'm NOT Buying the SpaceX IPO (And What I'm Buying Instead)Don't buy Nvidia... Not when the AI companies that will define the next decade are selling for pennies. You wo...Decentralized Masters | SponsoredGold led me to Mount RushmoreA small miner just hit on gold in the hills surrounding Mount Rushmore, thanks to a breakthrough new technolog...Stansberry Research | SponsoredThis 38 Dollar Fund Holds Every Major AI Stock and Pays WeeklyThe biggest AI stocks like Nvidia, CrowdStrike, and Palantir now trade for hundreds of dollars a share. One fu...Investors Alley | SponsoredMusk says UBI is coming. I say it's already here.Elon Musk says AI could make money irrelevant by 2036. One income program already exists today, funded not by ...Freedom Financial | SponsoredThe income “unicorn” Todd Phillips has been waiting 2 years to see againRetirement income specialist Todd Phillips once tracked an unusual income vehicle nicknamed the 10.3 percent U...Eagle Publishing | Sponsoredyour job is on the listThe CEO of one of the largest AI labs on earth said it plainly: AI could wipe out half of all entry-level whit...Behind the Markets | SponsoredWhat Is A Roth Conversion, And How Do I Set One Up?A Roth conversion moves money from a traditional IRA or employer plan into a Roth IRA, triggering income tax t...SmartAsset | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Old Second Bancorp, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Old Second Bancorp With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.