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OppFi (NYSE:OPFI) CEO Todd Schwartz Acquires 60,000 Shares

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Key Points

  • CEO Todd Schwartz bought 60,000 OppFi shares at an average price of $7.05, investing $423,000 and increasing his stake by 13.83% to 493,733 shares.
  • OppFi’s latest quarter fell short of expectations, with EPS of $0.33 versus $0.44 expected and revenue of $86.17 million versus $155.89 million forecast. Fiscal 2026 EPS guidance was set at $1.34–$1.51.
  • Analyst sentiment remains mixed: OppFi has an average “Hold” rating and a $10.25 price target, though several firms recently lowered their targets while retaining neutral or outperform ratings.
  • Interested in OppFi? Here are five stocks we like better.

OppFi Inc. (NYSE:OPFI - Get Free Report) CEO Todd Schwartz bought 60,000 shares of the stock in a transaction that occurred on Wednesday, August 12th. The shares were purchased at an average price of $7.05 per share, for a total transaction of $423,000.00. Following the completion of the acquisition, the chief executive officer owned 493,733 shares of the company's stock, valued at $3,480,817.65. The trade was a 13.83% increase in their position. The acquisition was disclosed in a legal filing with the SEC, which is accessible through the SEC website.

OppFi Price Performance

NYSE OPFI traded up $0.26 on Wednesday, hitting $6.85. 1,777,805 shares of the stock were exchanged, compared to its average volume of 908,521. The company has a market capitalization of $583.69 million, a PE ratio of 3.62 and a beta of 1.77. The business's fifty day moving average is $9.04 and its 200 day moving average is $8.84. OppFi Inc. has a 52 week low of $6.50 and a 52 week high of $12.45.

OppFi (NYSE:OPFI - Get Free Report) last announced its quarterly earnings data on Monday, August 10th. The company reported $0.33 EPS for the quarter, missing analysts' consensus estimates of $0.44 by ($0.11). The firm had revenue of $86.17 million during the quarter, compared to the consensus estimate of $155.89 million. OppFi had a net margin of 16.64% and a return on equity of 33.50%. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. Analysts predict that OppFi Inc. will post 1.43 EPS for the current fiscal year.

Analysts Set New Price Targets

A number of research analysts recently weighed in on OPFI shares. Citigroup reissued a "market outperform" rating on shares of OppFi in a report on Tuesday. Wall Street Zen cut shares of OppFi from a "strong-buy" rating to a "buy" rating in a research report on Saturday. Citizens Jmp decreased their price objective on shares of OppFi from $15.00 to $11.00 and set a "market outperform" rating on the stock in a report on Tuesday. Stephens dropped their price objective on shares of OppFi from $11.00 to $9.50 and set an "equal weight" rating on the stock in a research report on Tuesday. Finally, Weiss Ratings restated a "hold (c)" rating on shares of OppFi in a research note on Friday, August 7th. Two equities research analysts have rated the stock with a Buy rating and three have issued a Hold rating to the company's stock. Based on data from MarketBeat.com, OppFi has an average rating of "Hold" and an average price target of $10.25.

Check Out Our Latest Analysis on OPFI

Hedge Funds Weigh In On OppFi

Large investors have recently made changes to their positions in the company. Quarry LP boosted its stake in OppFi by 669.2% in the 3rd quarter. Quarry LP now owns 3,492 shares of the company's stock valued at $40,000 after purchasing an additional 3,038 shares during the period. Russell Investments Group Ltd. increased its position in OppFi by 217.6% during the 2nd quarter. Russell Investments Group Ltd. now owns 4,681 shares of the company's stock worth $65,000 after buying an additional 3,207 shares during the period. Quantbot Technologies LP lifted its holdings in shares of OppFi by 20.8% during the second quarter. Quantbot Technologies LP now owns 8,663 shares of the company's stock worth $121,000 after buying an additional 1,494 shares in the last quarter. Kemnay Advisory Services Inc. acquired a new stake in shares of OppFi during the fourth quarter worth $95,000. Finally, Jain Global LLC bought a new stake in shares of OppFi in the fourth quarter valued at about $112,000. Institutional investors own 7.10% of the company's stock.

Key Headlines Impacting OppFi

Here are the key news stories impacting OppFi this week:

  • Positive Sentiment: Despite recent estimate reductions, analysts continue to see substantial potential upside. Stephens lowered its price target from $11.00 to $9.50 while assigning an “equal weight” rating, and Citizens JMP cut its target from $15.00 to $11.00 but retained a “market outperform” rating. Benzinga analyst price target reports
  • Neutral Sentiment: Stonegate Capital Partners said OppFi’s second-quarter results weaken the near-term earnings outlook but do not alter its longer-term investment thesis. The firm’s coverage update suggests investors may need to look beyond the current slowdown for the company’s growth case. Stonegate Capital Partners OppFi 2Q26 coverage update
  • Neutral Sentiment: OppFi reported increased assets and reduced debt in its second-quarter filing, which could support balance-sheet flexibility. However, these positives have not offset concerns about weaker operating performance. OppFi Q2 2026 Form 10-Q filing
  • Negative Sentiment: Second-quarter EPS came in at $0.33, below the $0.44 analyst consensus, while revenue of $86.17 million was far below the $155.89 million estimate. Lower loan originations pressured earnings, and the company’s fiscal 2026 guidance of $1.34-$1.51 EPS was viewed as disappointing. OppFi lower originations and guidance article
  • Negative Sentiment: Northland Securities reduced EPS estimates across late 2026, 2027 and 2028, including FY2027 from $2.41 to $2.15 and FY2028 from $2.91 to $2.65. The broad revisions reinforce concerns that weaker originations and near-term profitability may persist. MarketBeat OppFi analyst estimates

About OppFi

(Get Free Report)

OppFi NYSE: OPFI is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.

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