SoFi Technologies (NASDAQ:SOFI) Stock Sees Heavy Call Option Buying

Key Points

• Heavy call-option activity: Traders purchased 451,283 SoFi call options, about 26% above the typical volume, signaling elevated investor interest in the stock.
• Insiders have been selling: Executives Kelli Keough and Jeremy Rishel sold shares under pre-arranged Rule 10b5-1 plans; insiders have sold 51,067 shares worth approximately $891,000 over the past 90 days.
• Mixed outlook from Wall Street: SoFi reported better-than-expected quarterly earnings and 42.5% year-over-year revenue growth, but analyst sentiment remains “Hold,” with a consensus price target of $22.20 versus a recent share price of $15.09.

SoFi Technologies, Inc. (NASDAQ:SOFI - Get Free Report) was the recipient of unusually large options trading activity on Thursday. Traders purchased 451,283 call options on the company. This is an increase of approximately 26% compared to the typical volume of 358,676 call options.

Insider Buying and Selling

In other SoFi Technologies news, EVP Kelli Keough sold 11,286 shares of SoFi Technologies stock in a transaction that occurred on Thursday, August 20th. The shares were sold at an average price of $18.00, for a total transaction of $203,148.00. Following the transaction, the executive vice president directly owned 356,442 shares of the company's stock, valued at $6,415,956. The trade was a 3.07% decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which is accessible through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CTO Jeremy Rishel sold 18,624 shares of SoFi Technologies stock in a transaction on Monday, September 21st. The shares were sold at an average price of $17.50, for a total transaction of $325,920.00. Following the transaction, the chief technology officer owned 912,650 shares in the company, valued at $15,971,375. The trade was a 2.00% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last ninety days, insiders have sold 51,067 shares of company stock worth $890,716. 2.50% of the stock is currently owned by corporate insiders.

Hedge Funds Weigh In On SoFi Technologies

A number of large investors have recently bought and sold shares of SOFI. Assenagon Asset Management S.A. increased its holdings in shares of SoFi Technologies by 7.7% during the third quarter. Assenagon Asset Management S.A. now owns 23,509 shares of the company's stock valued at $370,000 after purchasing an additional 1,675 shares during the period. Lodestone Wealth Management LLC raised its position in shares of SoFi Technologies by 11.5% during the 3rd quarter. Lodestone Wealth Management LLC now owns 12,075 shares of the company's stock worth $190,000 after buying an additional 1,244 shares in the last quarter. Seelaus Asset Management LLC increased its stake in shares of SoFi Technologies by 16.1% during the third quarter. Seelaus Asset Management LLC now owns 12,753 shares of the company's stock valued at $200,000 after acquiring an additional 1,772 shares during the period. First Citizens Bank & Trust Co. bought a new stake in SoFi Technologies during the third quarter worth approximately $445,000. Finally, Fearless Solutions LLC dba Best Invest lifted its position in SoFi Technologies by 38.6% in the third quarter. Fearless Solutions LLC dba Best Invest now owns 15,811 shares of the company's stock worth $249,000 after purchasing an additional 4,401 shares during the period. Institutional investors own 38.43% of the company's stock.

SoFi Technologies Stock Performance

NASDAQ:SOFI traded up $0.87 during trading hours on Thursday, reaching $15.09. 62,578,762 shares of the stock were exchanged, compared to its average volume of 64,109,383. The company has a quick ratio of 0.10, a current ratio of 0.74 and a debt-to-equity ratio of 0.30. The firm has a 50 day simple moving average of $17.23 and a 200-day simple moving average of $17.12. SoFi Technologies has a 52 week low of $13.86 and a 52 week high of $32.73. The stock has a market capitalization of $19.49 billion, a P/E ratio of 31.44, a P/E/G ratio of 1.27 and a beta of 2.33.

SoFi Technologies (NASDAQ:SOFI - Get Free Report) last issued its quarterly earnings results on Wednesday, July 29th. The company reported $0.12 earnings per share for the quarter, beating analysts' consensus estimates of $0.11 by $0.01. The business had revenue of $1.21 billion during the quarter, compared to the consensus estimate of $1.11 billion. SoFi Technologies had a return on equity of 6.22% and a net margin of 14.78%. The business's quarterly revenue was up 42.5% on a year-over-year basis. During the same period in the previous year, the business earned $0.08 EPS. SoFi Technologies has set its FY 2026 guidance at 0.600-0.600 EPS. As a group, sell-side analysts forecast that SoFi Technologies will post 0.60 earnings per share for the current fiscal year.

Wall Street Analysts Forecast Growth

SOFI has been the subject of a number of analyst reports. Mizuho decreased their price target on SoFi Technologies from $29.00 to $22.00 and set an "outperform" rating for the company in a report on Friday, July 31st. Scotiabank began coverage on SoFi Technologies in a report on Wednesday, September 2nd. They issued a "sector outperform" rating and a $25.00 price target for the company. Loop Capital began coverage on SoFi Technologies in a research note on Tuesday, September 8th. They set a "hold" rating and a $22.00 price objective for the company. Keefe, Bruyette & Woods restated an "underperform" rating on shares of SoFi Technologies in a report on Monday. Finally, The Goldman Sachs Group set a $15.00 price objective on SoFi Technologies in a report on Tuesday. One research analyst has rated the stock with a Strong Buy rating, nine have issued a Buy rating, eleven have issued a Hold rating and three have assigned a Sell rating to the company's stock. According to MarketBeat.com, the company presently has an average rating of "Hold" and a consensus price target of $22.20.

Trending Headlines about SoFi Technologies

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: New bullish analyst coverage: StoneX initiated coverage with a “Buy” rating, citing an attractive valuation after SoFi’s 2026 selloff. Benchmark Co. also upgraded the stock to “strong buy,” providing positive sentiment and potential support for a rebound. StoneX Initiates SoFi Technologies At Buy
• Positive Sentiment: Strong business momentum: SoFi reportedly posted record loan originations, deposits and member growth. One Wall Street analyst believes the shares could potentially double in 2027 if the company continues converting that growth into earnings and broader financial-services expansion. SoFi Technologies Imploded in 2026
• Neutral Sentiment: Valuation debate: Coverage suggests SoFi may be roughly 10% below fair value, but investors remain focused on whether its growth justifies the valuation amid a sharp year-to-date decline. Heavy investor searches indicate elevated attention, not necessarily a fundamental change. SoFi Faces Inflation Pressure
• Negative Sentiment: Higher-rate pressure: Rising long-term yields and inflation concerns are tightening lending spreads and weighing on fintech and banking stocks, offsetting the positive impact of the analyst upgrades. SoFi Falls Despite StoneX Buy Initiation
• Negative Sentiment: Potentially fragile rebound: Technical analysis warns that the current rally could be a “dead cat bounce,” while the stock recently reached a 52-week low. This signals continued volatility and skepticism despite improving operating metrics. SOFI Rally Could Be a Dead Cat Bounce

SoFi Technologies Company Profile

SoFi Technologies, Inc is a financial technology company that provides digital financial services through its SoFi platform. Founded in 2011 as a student-loan refinancing business, the company has expanded into a broader digital banking and personal-finance provider serving consumers primarily in the United States.

SoFi offers products including personal loans, student-loan refinancing, home loans, checking and savings accounts, credit cards, investment accounts, and financial-planning tools.

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