Pathward Financial (NASDAQ:CASH) Releases Quarterly Earnings Results, Meets Expectations

Key Points

• Pathward Financial reported $3.35 EPS for the quarter, matching analysts' estimates, with revenue of $276.3M (up 5.1% year-over-year) and updated FY2026 guidance to $8.55–$9.05 EPS.
• Shares traded up about 0.7% to $98.51 after the report, and the company paid a quarterly dividend of $0.05 (annualized $0.20, ~0.2% yield).
• Analysts maintain a consensus "Buy" rating with an average price target of $103.50 following several upgrades, while the CEO sold shares and institutional investors now own about 92.66% of the stock.

Pathward Financial (NASDAQ:CASH - Get Free Report) released its quarterly earnings data on Wednesday. The savings and loans company reported $3.35 earnings per share for the quarter, hitting analysts' consensus estimates of $3.35, FiscalAI reports. Pathward Financial had a return on equity of 22.76% and a net margin of 22.95%.The firm had revenue of $276.30 million during the quarter, compared to analyst estimates of $272.04 million. During the same quarter in the prior year, the company posted $3.11 earnings per share. The business's quarterly revenue was up 5.1% compared to the same quarter last year. Pathward Financial updated its FY 2026 guidance to 8.550-9.050 EPS.

Pathward Financial Trading Up 0.7%

Shares of NASDAQ CASH traded up $0.72 during midday trading on Wednesday, reaching $98.51. 183,243 shares of the stock were exchanged, compared to its average volume of 259,397. Pathward Financial has a twelve month low of $65.87 and a twelve month high of $101.26. The company has a debt-to-equity ratio of 0.04, a quick ratio of 0.79 and a current ratio of 0.81. The stock has a market capitalization of $2.14 billion, a P/E ratio of 12.04 and a beta of 0.74. The company has a 50 day simple moving average of $92.36 and a 200 day simple moving average of $81.00.

Pathward Financial Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Wednesday, April 1st. Shareholders of record on Thursday, March 12th were issued a $0.05 dividend. This represents a $0.20 annualized dividend and a yield of 0.2%. The ex-dividend date was Thursday, March 12th. Pathward Financial's payout ratio is presently 2.44%.

Analysts Set New Price Targets

CASH has been the topic of several recent analyst reports. Keefe, Bruyette & Woods raised shares of Pathward Financial from a "market perform" rating to an "outperform" rating and set a $100.00 target price on the stock in a research note on Friday, January 23rd. Weiss Ratings raised shares of Pathward Financial from a "hold (c+)" rating to a "buy (b-)" rating in a research report on Monday, January 26th. Piper Sandler started coverage on Pathward Financial in a report on Thursday, March 12th. They issued an "overweight" rating and a $107.00 price objective for the company. Finally, Wall Street Zen downgraded Pathward Financial from a "buy" rating to a "hold" rating in a report on Saturday, January 31st. Three investment analysts have rated the stock with a Buy rating, According to data from MarketBeat.com, Pathward Financial has a consensus rating of "Buy" and an average price target of $103.50.

Insider Activity at Pathward Financial

In related news, CEO Brett L. Pharr sold 15,641 shares of Pathward Financial stock in a transaction that occurred on Monday, February 23rd. The shares were sold at an average price of $93.88, for a total value of $1,468,377.08. Following the completion of the sale, the chief executive officer owned 78,261 shares in the company, valued at approximately $7,347,142.68. This trade represents a 16.66% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Corporate insiders own 1.43% of the company's stock.

Hedge Funds Weigh In On Pathward Financial

Several institutional investors have recently modified their holdings of CASH. Seros Financial LLC purchased a new stake in shares of Pathward Financial during the third quarter worth approximately $481,003,000. Revolve Wealth Partners LLC purchased a new position in Pathward Financial during the 4th quarter worth approximately $267,437,000. Goldman Sachs Group Inc. boosted its holdings in shares of Pathward Financial by 30.9% in the fourth quarter. Goldman Sachs Group Inc. now owns 247,832 shares of the savings and loans company's stock valued at $17,596,000 after acquiring an additional 58,510 shares during the period. Invesco Ltd. boosted its stake in shares of Pathward Financial by 2.9% during the fourth quarter. Invesco Ltd. now owns 215,833 shares of the savings and loans company's stock worth $15,324,000 after buying an additional 6,162 shares during the period. Finally, Millennium Management LLC increased its holdings in shares of Pathward Financial by 181.6% in the fourth quarter. Millennium Management LLC now owns 204,437 shares of the savings and loans company's stock valued at $14,515,000 after purchasing an additional 131,847 shares during the period. Institutional investors and hedge funds own 92.66% of the company's stock.

Pathward Financial Company Profile

Pathward Financial NASDAQ: CASH is a U.S.-based financial services company that operates through its wholly owned subsidiary, Pathward Bank. The company provides a range of banking and payment solutions designed for consumers, small businesses, community banks and fintech partners. Core offerings include deposit accounts, consumer and commercial lending, debit and prepaid card programs, digital banking platforms and treasury management services.

Through its banking charter, Pathward Financial delivers customizable payment solutions, including prepaid cards, payroll cards and benefit disbursement programs.