Pinnacle Financial Partners (NYSE:PNFP) Rating Increased to Hold at Wall Street Zen

Key Points

• Wall Street Zen upgraded Pinnacle Financial Partners from a "sell" to a "hold," while the consensus across analysts is a Moderate Buy with an average price target of $113.81.
• Pinnacle beat Q1 estimates (EPS $2.39 vs. $2.30; revenue $1.22B vs. $1.20B) and management outlined 2026 targets of ~9–11% loan growth and $5.0–$5.2B in adjusted revenue as it integrates Synovus.
• The company's CFO purchased 1,000 shares recently (raising his stake ~2.06%), insiders own 1.46% of shares and institutional investors hold ~87.4%, indicating heavy institutional ownership alongside insider buying.

Pinnacle Financial Partners (NYSE:PNFP - Get Free Report) was upgraded by stock analysts at Wall Street Zen from a "sell" rating to a "hold" rating in a note issued to investors on Sunday.

PNFP has been the topic of a number of other research reports. Keefe, Bruyette & Woods lifted their price objective on shares of Pinnacle Financial Partners from $95.00 to $100.00 and gave the stock a "market perform" rating in a research report on Friday, January 9th. Citigroup lifted their price objective on shares of Pinnacle Financial Partners from $118.00 to $122.00 and gave the stock a "buy" rating in a research report on Monday, January 26th. Weiss Ratings started coverage on shares of Pinnacle Financial Partners in a research report on Monday, March 9th. They issued a "hold (c+)" rating on the stock. Piper Sandler lifted their price objective on shares of Pinnacle Financial Partners from $120.00 to $122.00 and gave the stock an "overweight" rating in a research report on Wednesday, January 28th. Finally, TD Cowen raised shares of Pinnacle Financial Partners to a "strong-buy" rating in a research report on Monday, April 13th. Two analysts have rated the stock with a Strong Buy rating, ten have given a Buy rating and seven have assigned a Hold rating to the stock. According to data from MarketBeat, the stock currently has an average rating of "Moderate Buy" and an average target price of $113.81.

Pinnacle Financial Partners Stock Down 3.3%

PNFP opened at $95.76 on Friday. The company has a debt-to-equity ratio of 0.42, a current ratio of 0.90 and a quick ratio of 0.89. Pinnacle Financial Partners has a fifty-two week low of $81.08 and a fifty-two week high of $120.46. The firm has a market cap of $7.43 billion, a P/E ratio of 13.28, a P/E/G ratio of 0.33 and a beta of 1.00.

Pinnacle Financial Partners (NYSE:PNFP - Get Free Report) last issued its quarterly earnings data on Wednesday, April 22nd. The company reported $2.39 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $2.30 by $0.09. Pinnacle Financial Partners had a net margin of 15.02% and a return on equity of 10.61%. The firm had revenue of $1.22 billion for the quarter, compared to the consensus estimate of $1.20 billion. Sell-side analysts predict that Pinnacle Financial Partners will post 10.3 earnings per share for the current year.

Insiders Place Their Bets

In related news, CFO Andrew J. Jr. Gregory bought 1,000 shares of the company's stock in a transaction on Thursday, February 12th. The shares were bought at an average price of $94.52 per share, with a total value of $94,520.00. Following the transaction, the chief financial officer owned 49,485 shares in the company, valued at approximately $4,677,322.20. This trade represents a 2.06% increase in their ownership of the stock. The acquisition was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Corporate insiders own 1.46% of the company's stock.

Institutional Trading of Pinnacle Financial Partners

Large investors have recently bought and sold shares of the stock. Northwestern Mutual Wealth Management Co. lifted its stake in shares of Pinnacle Financial Partners by 1.6% in the 4th quarter. Northwestern Mutual Wealth Management Co. now owns 7,377 shares of the company's stock valued at $704,000 after purchasing an additional 116 shares during the period. Villanova Investment Management Co LLC lifted its stake in shares of Pinnacle Financial Partners by 0.4% in the 4th quarter. Villanova Investment Management Co LLC now owns 28,511 shares of the company's stock valued at $2,720,000 after purchasing an additional 118 shares during the period. Profund Advisors LLC lifted its stake in shares of Pinnacle Financial Partners by 4.6% in the 3rd quarter. Profund Advisors LLC now owns 2,895 shares of the company's stock valued at $272,000 after purchasing an additional 127 shares during the period. Diversified Trust Co. lifted its stake in shares of Pinnacle Financial Partners by 0.3% in the 4th quarter. Diversified Trust Co. now owns 54,349 shares of the company's stock valued at $5,185,000 after purchasing an additional 137 shares during the period. Finally, Whittier Trust Co. lifted its stake in shares of Pinnacle Financial Partners by 10.1% in the 4th quarter. Whittier Trust Co. now owns 1,521 shares of the company's stock valued at $145,000 after purchasing an additional 140 shares during the period. Hedge funds and other institutional investors own 87.40% of the company's stock.

Pinnacle Financial Partners News Summary

Here are the key news stories impacting Pinnacle Financial Partners this week:

• Positive Sentiment: JPMorgan raised its price target to $120 and kept an "overweight" rating, implying roughly 25% upside from the current price — a clear analyst endorsement. JPMorgan raises PT to $120 - Benzinga
• Positive Sentiment: Q1 results beat expectations: EPS $2.39 vs. $2.30 consensus and revenue $1.22B vs. $1.20B — demonstrates underlying profitability and margin stability. BusinessWire Q1 press release
• Positive Sentiment: Management outlined 2026 loan growth of ~9%–11% and adjusted revenue of $5.0B–$5.2B while integrating Synovus — a concrete growth plan tied to the merger. Pinnacle outlines 2026 loan growth and revenue - Seeking Alpha
• Positive Sentiment: Recruiting momentum: 50 new revenue-producing team members added in 1Q26, supporting future fee and deposit growth. Recruiting growth article - Yahoo Finance
• Neutral Sentiment: Company said it updated FY2026 EPS guidance in its filing/press log, but the entry lacked a reported EPS figure — investors need the detailed guidance release to assess impact.
• Neutral Sentiment: Earnings call transcript, slide deck and industry deep-dive articles provide more color on merger synergies and expense savings; useful for modeling but not new headline catalysts. Q1 earnings call transcript - Seeking Alpha

About Pinnacle Financial Partners

Pinnacle Financial Partners NYSE: PNFP is a bank holding company headquartered in Nashville, Tennessee, that provides a broad range of commercial and consumer banking services. Founded in 2000, the company operates through a network of banking offices and digital channels to serve individuals, small and middle-market businesses, and institutional clients. Pinnacle’s business model emphasizes relationship-based banking and tailored financial solutions for commercial borrowers and deposit customers.

The company’s product and service offerings include commercial and residential lending, treasury and payment solutions, deposit accounts, mortgage services, and cash management.

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