Plumas Bancorp (PLBC) Stock Price, News & Analysis

Company Overview

Plumas Bancorp is the bank holding company for Plumas Bank, a community banking institution serving businesses, individuals and organizations in Northern California and Northwestern Nevada. The company is headquartered in Reno, Nevada, and operates through a network of branches and other banking offices in the region.

Plumas Bank provides a range of deposit and lending products, including checking and savings accounts, certificates of deposit, commercial and small-business loans, agricultural financing, residential real estate loans and consumer credit. Its services also include online and mobile banking, cash-management and treasury services, merchant services, and other solutions designed to support business and personal financial needs.

Plumas Bank was founded in 1980 in Quincy, California, and has historically emphasized relationship-based community banking. Plumas Bancorp's common stock trades on the Nasdaq Capital Market under the symbol “PLBC.”

Key Stats

• Today's Range: $62.00 to $63.45
• 50-Day Range: $60.82 to $63.57
• 52-Week Range: $39.80 to $64.00
• Volume: 72,417 shs
• Average Volume: 49,766 shs
• Market Capitalization: $438.76 million
• P/E Ratio: 12.41
• Dividend Yield: 2.09%
• Price Target: $68.25
• Consensus Rating: Buy

Plumas Bancorp Stock Analysis - MarketRank™

Plumas Bancorp scored higher than 57% of companies evaluated by MarketBeat, and ranked 601st out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Buy

Consensus Rating

Plumas Bancorp has received a consensus rating of Buy. The company's average rating score is 3.25, and is based on 1 strong buy rating, 3 buy ratings, no hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Plumas Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Plumas Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 2.25%

Earnings Growth

Earnings for Plumas Bancorp are expected to grow by 2.25% in the coming year, from $5.77 to $5.90 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Plumas Bancorp is 12.41, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.85.

Price to Earnings Ratio vs. Sector

The P/E ratio of Plumas Bancorp is 12.41, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.12.

Price to Book Value per Share Ratio

Plumas Bancorp has a P/B Ratio of 1.68. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.06% of the float of Plumas Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Plumas Bancorp has a short interest ratio ("days to cover") of 6.59.

Change versus previous month

Short interest in Plumas Bancorp has recently increased by 9.07%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Plumas Bancorp pays a meaningful dividend of 2.13%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Plumas Bancorp has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Plumas Bancorp is 25.98%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Plumas Bancorp will have a dividend payout ratio of 22.37% next year. This indicates that Plumas Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.74

News Sentiment

Plumas Bancorp has a news sentiment score of 0.74. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.60 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for Plumas Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Plumas Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $73,800.00 in company stock.

Percentage Held by Insiders

7.40% of the stock of Plumas Bancorp is held by insiders.

Percentage Held by Institutions

41.68% of the stock of Plumas Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 8/17 Dividend: 8/03/2026
• Ex-Dividend for 8/17 Dividend: 8/03/2026
• Dividend Payable: 8/17/2026
• Today: 10/21/2026
• Last Earnings: 10/21/2026
• Next Earnings (Estimated): 10/21/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:PLBC
• CIK: 1168455
• Web: www.plumasbank.com
• Phone: (775) 786-0907
• Fax: 530-283-3557
• Employees: 250
• Year Founded: 1980

Price Target and Rating

• Average Price Target for Plumas Bancorp: $66.33
• High Price Target: $69.00
• Low Price Target: $64.00
• Potential Upside/Downside: +5.2%
• Consensus Rating: Buy
• Rating Score (0-4): 3.25
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.08
• Trailing P/E Ratio: 12.41
• Forward P/E Ratio: 10.93
• P/E Growth: N/A
• Net Income: $29.62 million
• Net Margins: 27.39%
• Pretax Margin: 36.47%
• Return on Equity: 15.41%
• Return on Assets: 1.80%

Debt

• Debt-to-Equity Ratio: 0.06
• Current Ratio: 0.86
• Quick Ratio: 0.86

Sales & Book Value

• Annual Sales: $106.78 million
• Price / Sales: 4.11
• Cash Flow: $5.70 per share
• Price / Cash Flow: 11.07
• Book Value: $37.53 per share
• Price / Book: 1.68

Miscellaneous

• Outstanding Shares: 6,959,000
• Free Float: 6,444,000
• Market Cap: $438.76 million
• Optionable: Not Optionable
• Beta: 0.59