AMERISAFE (NASDAQ:AMSF) Share Price Crosses Below Fifty Day Moving Average After Earnings Miss

Key Points

• AMERISAFE shares fell below their 50-day moving average, trading as low as $22.35 after the company reported quarterly EPS of $0.40, below the $0.48 consensus estimate. Revenue also missed expectations, coming in at $76.67 million versus $84.72 million.
• The company declared a quarterly dividend of $0.41 per share, equal to $1.64 annually and an approximately 7.1% yield. The dividend is payable December 11 to shareholders of record December 4.
• Analyst sentiment remains mixed, with an average “Hold” rating and a $34 target price; recent firms lowered their price targets amid concerns about rising commission costs, weaker new-business volumes and declining earnings.

AMERISAFE, Inc. (NASDAQ:AMSF - Get Free Report) crossed below its fifty day moving average during trading on Thursday following a dissappointing earnings announcement. The stock has a fifty day moving average of $25.00 and traded as low as $22.35. AMERISAFE shares last traded at $23.09, with a volume of 654,862 shares trading hands.

The insurance provider reported $0.40 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.48 by ($0.08). AMERISAFE had a net margin of 12.10% and a return on equity of 13.98%. The firm had revenue of $76.67 million for the quarter, compared to analyst estimates of $84.72 million.

AMERISAFE Dividend Announcement

The firm also recently announced a quarterly dividend, which will be paid on Friday, December 11th. Investors of record on Friday, December 4th will be paid a dividend of $0.41 per share. This represents a $1.64 dividend on an annualized basis and a yield of 7.1%. The ex-dividend date of this dividend is Friday, December 4th. AMERISAFE's dividend payout ratio is presently 76.28%.

Trending Headlines about AMERISAFE

Here are the key news stories impacting AMERISAFE this week:

• Positive Sentiment: AMERISAFE declared a quarterly dividend of $0.41 per share, or $1.64 annualized, supporting an approximately 7.1% yield. The dividend is payable December 11 to shareholders of record December 4. AMERISAFE dividend announcement
• Positive Sentiment: Operating performance improved, with reported operating profit rising sharply and revenue increasing year over year, suggesting stronger underlying profitability despite weaker reported earnings. AMERISAFE Q3 2026 earnings report
• Neutral Sentiment: Citizens JMP maintained a “market outperform” rating but lowered its price target from $40 to $35, reflecting reduced expectations following the quarterly top- and bottom-line misses. Citizens JMP AMERISAFE price-target update
• Negative Sentiment: Third-quarter adjusted earnings were approximately $0.40 per share, below consensus estimates near $0.47–$0.48 and down from $0.55 a year earlier. Revenue of roughly $76.7 million also missed estimates of approximately $84.7 million. AMERISAFE Q3 earnings and revenue miss
• Negative Sentiment: Commission costs increased even as new-business volumes declined, raising concerns about expense efficiency and premium growth. Net income and operating cash flow also weakened, adding to pressure on the stock. AMERISAFE commission costs and new-business report

Analyst Upgrades and Downgrades

AMSF has been the subject of several research analyst reports. Truist Financial reduced their price target on shares of AMERISAFE from $32.00 to $27.00 and set a "hold" rating for the company in a report on Tuesday, October 13th. Morgan Stanley set a $40.00 price objective on shares of AMERISAFE in a report on Monday, October 12th. Zacks Research raised shares of AMERISAFE from a "strong sell" rating to a "hold" rating in a research report on Monday, September 28th. Wall Street Zen lowered shares of AMERISAFE from a "hold" rating to a "sell" rating in a research note on Tuesday, October 20th. Finally, Citigroup reiterated a "market outperform" rating on shares of AMERISAFE in a report on Monday, October 12th. Two equities research analysts have rated the stock with a Buy rating, two have assigned a Hold rating and one has given a Sell rating to the stock. Based on data from MarketBeat, the stock has an average rating of "Hold" and an average target price of $34.00.

Institutional Inflows and Outflows

Several large investors have recently added to or reduced their stakes in AMSF. Global Retirement Partners LLC acquired a new stake in AMERISAFE in the second quarter valued at $26,000. Parallel Advisors LLC grew its position in shares of AMERISAFE by 5,714.3% in the 1st quarter. Parallel Advisors LLC now owns 814 shares of the insurance provider's stock valued at $27,000 after acquiring an additional 800 shares during the period. Allworth Financial LP acquired a new position in shares of AMERISAFE during the 2nd quarter worth about $38,000. Versant Capital Management Inc increased its stake in shares of AMERISAFE by 978.4% during the 3rd quarter. Versant Capital Management Inc now owns 1,650 shares of the insurance provider's stock worth $39,000 after purchasing an additional 1,497 shares during the last quarter. Finally, Quantbot Technologies LP acquired a new position in shares of AMERISAFE during the 2nd quarter worth about $49,000. Institutional investors and hedge funds own 97.41% of the company's stock.

AMERISAFE Stock Performance

The stock's fifty day moving average price is $25.00 and its 200-day moving average price is $31.07. The company has a market capitalization of $428.00 million, a P/E ratio of 10.74 and a beta of 0.24.

About AMERISAFE

AMERISAFE, Inc is a specialty workers' compensation insurance company serving small and midsized businesses. The company focuses on employers in industries with elevated workplace risks, including construction, trucking, logging, agriculture, manufacturing, and maritime operations.

Through its insurance subsidiaries, AMERISAFE provides workers' compensation coverage designed to protect businesses from costs associated with workplace injuries and occupational illnesses. Its services also include workplace safety and loss-control support, claims management, medical cost containment, and premium audit services.

Headquartered in DeRidder, Louisiana, AMERISAFE primarily serves employers in the southeastern and south-central United States.

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