Primerica, Inc. (NYSE:PRI) Given Consensus Rating of "Hold" by Analysts

Key Points

• Primerica has a consensus analyst rating of “Hold”, with five hold ratings and three buy ratings, and an average price target of $293.60.
• The company delivered a strong Q1 earnings beat, posting $5.96 EPS and $872.3 million in revenue, both above estimates, while record ISP sales supported growth.
• Despite the upbeat quarter, management trimmed its term life outlook to roughly flat to down 2% for 2026, suggesting softer growth ahead even as Primerica raised its quarterly dividend to $1.20 per share.

Shares of Primerica, Inc. (NYSE:PRI - Get Free Report) have been assigned an average rating of "Hold" from the eight brokerages that are presently covering the company, MarketBeat reports. Five research analysts have rated the stock with a hold rating and three have issued a buy rating on the company. The average twelve-month price target among brokers that have covered the stock in the last year is $293.60.

PRI has been the topic of a number of recent research reports. Keefe, Bruyette & Woods restated a "hold" rating and set a $290.00 price objective on shares of Primerica in a research report on Thursday, March 26th. Zacks Research lowered Primerica from a "strong-buy" rating to a "hold" rating in a research report on Tuesday, February 24th. Morgan Stanley dropped their target price on Primerica from $292.00 to $285.00 and set an "equal weight" rating for the company in a research report on Tuesday, March 3rd. Weiss Ratings restated a "buy (b-)" rating on shares of Primerica in a research report on Wednesday. Finally, TD Cowen restated a "buy" rating on shares of Primerica in a research report on Wednesday, January 28th.

More Primerica News

Here are the key news stories impacting Primerica this week:

• Positive Sentiment: Primerica reported Q1 earnings of $5.96 per share, topping estimates of $5.45, while revenue of $872.3 million also beat expectations. The company said its investment and savings product (ISP) sales hit a record, which supports growth momentum. Article: Should Primerica’s (PRI) Strong Q1 Beat and Record ISP Sales Prompt Action From Investors?
• Positive Sentiment: The company also raised its quarterly dividend to $1.20 per share, reinforcing capital return to shareholders.
• Neutral Sentiment: Primerica’s earnings release and presentation highlighted continued profitability and strong returns, but much of the market focus is now on whether recent momentum can continue through the rest of the year. Article: Primerica, Inc. 2026 Q1 - Results - Earnings Call Presentation
• Negative Sentiment: Management trimmed its term life policy outlook, projecting 2026 policies to be roughly flat to down 2%. That signals softer growth in a key business line and may limit enthusiasm despite the earnings beat. Article: Primerica tops Q1 estimates, trims term life outlook
• Negative Sentiment: Primerica’s guidance suggests middle-income affordability pressures could weigh on demand, which may temper expectations for near-term policy growth. Article: Primerica earnings up next as middle-income pressures loom

Primerica Stock Down 0.2%

PRI stock opened at $274.11 on Monday. Primerica has a 52 week low of $230.09 and a 52 week high of $288.03. The company has a fifty day simple moving average of $261.66 and a two-hundred day simple moving average of $260.30. The firm has a market capitalization of $8.68 billion, a P/E ratio of 11.49 and a beta of 0.91.

Primerica (NYSE:PRI - Get Free Report) last released its quarterly earnings data on Wednesday, May 6th. The financial services provider reported $5.96 EPS for the quarter, beating the consensus estimate of $5.45 by $0.51. Primerica had a net margin of 22.99% and a return on equity of 32.32%. The business had revenue of $872.30 million during the quarter, compared to analyst estimates of $855.36 million. During the same quarter last year, the business earned $5.02 earnings per share. Primerica's quarterly revenue was up 8.6% compared to the same quarter last year. As a group, analysts anticipate that Primerica will post 23.84 EPS for the current year.

Primerica Dividend Announcement

The business also recently announced a quarterly dividend, which will be paid on Friday, June 12th. Stockholders of record on Thursday, May 21st will be paid a dividend of $1.20 per share. This represents a $4.80 dividend on an annualized basis and a dividend yield of 1.8%. The ex-dividend date of this dividend is Thursday, May 21st. Primerica's payout ratio is currently 20.13%.

Insider Transactions at Primerica

In other news, CEO Glenn J. Williams sold 2,500 shares of the company's stock in a transaction dated Tuesday, February 17th. The shares were sold at an average price of $256.41, for a total value of $641,025.00. Following the transaction, the chief executive officer directly owned 27,392 shares in the company, valued at approximately $7,023,582.72. This represents a 8.36% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is accessible through the SEC website. Also, President Peter W. Schneider sold 1,800 shares of the business's stock in a transaction that occurred on Tuesday, March 10th. The shares were sold at an average price of $252.38, for a total value of $454,284.00. Following the completion of the sale, the president owned 11,611 shares of the company's stock, valued at $2,930,384.18. The trade was a 13.42% decrease in their position. The disclosure for this sale is available in the SEC filing. Corporate insiders own 0.63% of the company's stock.

Institutional Trading of Primerica

Large investors have recently modified their holdings of the company. Vista Investment Partners II LLC bought a new stake in shares of Primerica in the fourth quarter valued at about $1,685,000. First Trust Advisors LP raised its holdings in shares of Primerica by 12.4% in the third quarter. First Trust Advisors LP now owns 492,083 shares of the financial services provider's stock valued at $136,597,000 after acquiring an additional 54,158 shares in the last quarter. M&T Bank Corp raised its holdings in shares of Primerica by 1,155.8% in the fourth quarter. M&T Bank Corp now owns 32,137 shares of the financial services provider's stock valued at $8,303,000 after acquiring an additional 29,578 shares in the last quarter. Prana Capital Management LP raised its holdings in shares of Primerica by 22.8% in the third quarter. Prana Capital Management LP now owns 66,916 shares of the financial services provider's stock valued at $18,575,000 after acquiring an additional 12,432 shares in the last quarter. Finally, Moran Wealth Management LLC raised its holdings in shares of Primerica by 168.6% in the fourth quarter. Moran Wealth Management LLC now owns 20,522 shares of the financial services provider's stock valued at $5,302,000 after acquiring an additional 12,881 shares in the last quarter. Hedge funds and other institutional investors own 90.88% of the company's stock.

About Primerica

Primerica, Inc is a financial services company that focuses on delivering term life insurance and investment products to middle-income households in the United States and Canada. The firm operates a network of independent, licensed representatives who provide personalized guidance on coverage needs, retirement planning, and wealth accumulation. Primerica's core mission is to help clients obtain affordable life insurance protection while also offering a suite of savings and investment solutions designed for long-term financial security.

In addition to term life insurance, Primerica offers a range of financial products and services that include mutual funds, annuities, auto and home insurance through partner carriers, and personal lending solutions such as secured and unsecured loans.

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.