Prudential Financial (PRU) Stock Price, News & Analysis

Company Overview

Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. It operates through PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses segments. The PGIM segment offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its general account. The Retirement Strategies segment provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; develops and distributes individual variable and fixed annuity products. The Group Insurance segment offers various group life, and long-term and short-term group disability, as well as group corporate-, bank-, and trust-owned life insurance in the United States primarily for institutional clients for use in connection with employee and membership benefits plans; sells accidental death and dismemberment, and other supplemental health solutions; and plan administration services in connection with its insurance coverages. The Individual Life segment develops and distributes variable life, universal life, and term life insurance products. The International Businesses segment develops and distributes life insurance, retirement products, investment products, and certain accident and health products; and advisory services. The company provides its products and services to individual and institutional customers through its proprietary and third-party distribution networks. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.

Key Stats

• Today's Range: $103.92 to $105.63
• 50-Day Range: $100.64 to $109.60
• 52-Week Range: $90.38 to $130.55
• Volume: 1.47 million shs
• Average Volume: 1.79 million shs
• Market Capitalization: $37.05 billion
• P/E Ratio: 23.34
• Dividend Yield: 5.13%
• Price Target: $121.75
• Consensus Rating: Hold

Prudential Financial Stock Analysis - MarketRank™

Prudential Financial scored higher than 96% of companies evaluated by MarketBeat, and ranked 154th out of 1,837 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.0 / 5
• Analyst Rating: Hold

Consensus Rating

Prudential Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on 1 buy rating, 9 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Prudential Financial has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.20%

Earnings Growth

Earnings for Prudential Financial are expected to grow by 6.20% in the coming year, from $14.36 to $15.25 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Prudential Financial is 23.32, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.45.

Price to Earnings Ratio vs. Sector

The P/E ratio of Prudential Financial is 23.32, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.47.

Price to Earnings Growth Ratio

Prudential Financial has a PEG Ratio of 0.95. PEG Ratios around 1 indicate that a company is correctly valued.

Price to Book Value per Share Ratio

Prudential Financial has a P/B Ratio of 1.33. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.61% of the float of Prudential Financial has been sold short.

Short Interest Ratio / Days to Cover

Prudential Financial has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Prudential Financial has recently decreased by 3.72%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Prudential Financial is a leading dividend payer. It pays a dividend yield of 5.23%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Prudential Financial has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Prudential Financial is 119.73%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, Prudential Financial will have a dividend payout ratio of 35.41% next year. This indicates that Prudential Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.6 / 5
• Environmental Score: -0.36

Percentage of Shares Shorted

1.61% of the float of Prudential Financial has been sold short.

Short Interest Ratio / Days to Cover

Prudential Financial has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Prudential Financial has recently decreased by 3.72%, indicating that investor sentiment is improving.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 1.29

News Sentiment

Prudential Financial has a news sentiment score of 1.29. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.97 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 24 news articles for Prudential Financial this week, compared to 21 articles on an average week.

Search Interest

18 people have searched for PRU on MarketBeat in the last 30 days. This is an increase of 38% compared to the previous 30 days.

MarketBeat Follows

Only 3 people have added Prudential Financial to their MarketBeat watchlist in the last 30 days. This is a decrease of -75% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Prudential Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $48,000,010.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 0.25% of the stock of Prudential Financial is held by insiders.

Percentage Held by Institutions

56.83% of the stock of Prudential Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PRU Stock Analysis - Frequently Asked Questions

How have PRU shares performed this year?

Prudential Financial's stock was trading at $118.53 at the beginning of the year. Since then, PRU stock has decreased by 11.3% and is now trading at $105.1650.

How were Prudential Financial's earnings last quarter?

Prudential Financial, Inc. (NYSE:PRU) issued its earnings results on Wednesday, July, 30th. The financial services provider reported $3.58 earnings per share (EPS) for the quarter, beating the consensus estimate of $3.22 by $0.36. Prudential Financial's revenue was down 2.5% on a year-over-year basis.
Read the conference call transcript.

Does Prudential Financial have any subsidiaries?

Prudential Financial subsidiaries include these companies: Green Harvest Asset Management LLC, Montana Capital Partners, ASSURANCE, Gibraltar BSN Life Berhad, AIG Edison, AIG Star, Yamato Life, and more.

Who are Prudential Financial's major shareholders?

Top institutional investors of Prudential Financial include Vanguard Group Inc. (12.07%), Geode Capital Management LLC (2.67%), Legal & General Group Plc (0.75%) and Bank of New York Mellon Corp (0.61%). Insiders that own company stock include Pgim Strategic Investments, In, Insurance Co Of Ame Prudential, Prudential Financial Inc, Robert Falzon, Kenneth Tanji, Andrew F Sullivan, Ann M Kappler, Timothy L Schmidt, Caroline Feeney, Robert Axel, Terence Harvey, Daniel Lougher and Amber Banfield.
View institutional ownership trends.

How do I buy shares of Prudential Financial?

Shares of PRU stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Prudential Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Prudential Financial investors own include Chevron (CVX), Bristol Myers Squibb (BMY), AbbVie (ABBV), NVIDIA (NVDA), Comcast (CMCSA), Meta Platforms (META) and Pfizer (PFE).

Company Calendar

• Record date for 6/12 Dividend: 5/20/2025
• Ex-Dividend for 6/12 Dividend: 5/20/2025
• Dividend Payable: 6/12/2025
• Last Earnings: 7/30/2025
• Today: 8/12/2025
• Record date for 9/11 Dividend: 8/19/2025
• Ex-Dividend for 9/11 Dividend: 8/19/2025
• Dividend Payable: 9/11/2025
• Next Earnings (Estimated): 10/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - MULTI LINE
• Sub-Industry: Life & Health Insurance
• Current Symbol: NYSE:PRU
• CIK: 1137774
• Web: www.prudential.com
• Phone: (973) 802-6000
• Fax: 973-802-7277
• Employees: 38,196
• Year Founded: 1875

Price Target and Rating

• Average Price Target for Prudential Financial: $121.75
• High Price Target: $152.00
• Low Price Target: $101.00
• Potential Upside/Downside: +15.6%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 11 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.51
• Trailing P/E Ratio: 23.36
• Forward P/E Ratio: 7.33
• P/E Growth: 0.95
• Net Income: $2.73 billion
• Net Margins: 2.75%
• Pretax Margin: 3.47%
• Return on Equity: 15.80%
• Return on Assets: 0.64%

Debt

• Debt-to-Equity Ratio: 0.60
• Current Ratio: 0.16
• Quick Ratio: 0.16

Sales & Book Value

• Annual Sales: $68.05 billion
• Price / Sales: 0.54
• Cash Flow: $14.23 per share
• Price / Cash Flow: 7.40
• Book Value: $79.18 per share
• Price / Book: 1.33

Miscellaneous

• Outstanding Shares: 352,000,000
• Free Float: 351,120,000
• Market Cap: $37.07 billion
• Optionable: Optionable
• Beta: 1.07