RLI (RLI) Stock Price, News & Analysis

Company Overview

RLI Corporation, founded in 1965 and headquartered in Peoria, Illinois, is a specialty insurer focused on providing property and casualty insurance and surety products through its primary subsidiary, RLI Insurance Company. Originally established to serve small commercial risks, RLI has grown into a diversified carrier known for underwriting niche and hard-to-place risks. The company’s conservative approach to risk management and emphasis on disciplined underwriting have been central to its growth and reputation in the specialty insurance sector.

RLI’s business is organized around three key operating segments: Casualty, Property, and Surety. The Casualty segment offers coverages such as general liability, commercial auto, and professional liability for small to medium-sized businesses. The Property segment provides a range of commercial property and inland marine policies, including excess and surplus lines solutions. In the Surety segment, RLI issues contract and commercial surety bonds supporting construction projects, court obligations, and other performance guarantees.

The company distributes its products primarily through wholesale brokers and managing general agents, enabling it to access specialized markets across all 50 states. In addition to its U.S. headquarters, RLI maintains regional offices in major metropolitan areas and a branch in Dublin, Ireland, to support its international surety business. RLI’s focus on targeted specialty markets and close broker relationships allows the company to offer tailored solutions that meet the unique needs of its clients.

Leadership at RLI has been guided by a commitment to financial strength, prudent risk selection, and superior customer service. Since 2005, William H. Shenkir has served as President and Chief Executive Officer, overseeing strategic initiatives and fostering a corporate culture centered on underwriting excellence. Under his stewardship, RLI continues to balance growth with disciplined capital management, positioning the company as a respected player in the specialty insurance industry.

Key Stats

• Today's Range: $70.16 to $71.70
• 50-Day Range: $70.34 to $77.20
• 52-Week Range: $68.50 to $91.15
• Volume: 559,230 shs
• Average Volume: 387,894 shs
• Market Capitalization: $6.58 billion
• P/E Ratio: 23.59
• Dividend Yield: 0.89%
• Price Target: $78.60
• Consensus Rating: Hold

RLI Stock Analysis - MarketRank™

RLI scored higher than 74% of companies evaluated by MarketBeat, and ranked 283rd out of 938 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.1 / 5
• Analyst Rating: Hold

Consensus Rating

RLI has received a consensus rating of Hold. The company's average rating score is 2.14, and is based on 2 buy ratings, 4 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

RLI has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: 0.65%

Earnings Growth

Earnings for RLI are expected to grow by 0.65% in the coming year, from $3.08 to $3.10 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of RLI is 23.59, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.54.

Price to Earnings Ratio vs. Sector

The P/E ratio of RLI is 23.59, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 20.08.

Price to Book Value per Share Ratio

RLI has a P/B Ratio of 4.32. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.83% of the float of RLI has been sold short.

Short Interest Ratio / Days to Cover

RLI has a short interest ratio ("days to cover") of 4.

Change versus previous month

Short interest in RLI has recently decreased by 6.29%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

RLI has a dividend yield of 0.89%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

RLI has been increasing its dividend for 51 years.

Dividend Coverage

The dividend payout ratio of RLI is 21.05%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, RLI will have a dividend payout ratio of 20.65% next year. This indicates that RLI will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 1.8 / 5
• Environmental Score: -0.45

Percentage of Shares Shorted

1.83% of the float of RLI has been sold short.

Short Interest Ratio / Days to Cover

RLI has a short interest ratio ("days to cover") of 4.

Change versus previous month

Short interest in RLI has recently decreased by 6.29%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 1.43

News Sentiment

RLI has a news sentiment score of 1.43. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for RLI this week, compared to 9 articles on an average week.

Search Interest

2 people have searched for RLI on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added RLI to their MarketBeat watchlist in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, RLI insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 2.16% of the stock of RLI is held by insiders.

Percentage Held by Institutions

77.89% of the stock of RLI is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

RLI Stock Analysis - Frequently Asked Questions

How have RLI shares performed this year?

RLI's stock was trading at $82.4150 at the beginning of the year. Since then, RLI stock has decreased by 13.0% and is now trading at $71.70.

How were RLI's earnings last quarter?

RLI Corp. (NYSE:RLI) posted its quarterly earnings data on Wednesday, April, 23rd. The insurance provider reported $0.92 earnings per share for the quarter, beating analysts' consensus estimates of $0.88 by $0.04. The firm's revenue for the quarter was down 8.3% on a year-over-year basis.
Read the conference call transcript.

When did RLI's stock split?

RLI shares split before market open on Thursday, January 16th 2025.The 2-1 split was announced on Thursday, November 7th 2024. The newly created shares were issued to shareholders after the market closes on Wednesday, January 15th 2025. An investor that had 100 shares of stock prior to the split would have 200 shares after the split.

Does RLI have any subsidiaries?

RLI subsidiaries include these companies: Amphenol (Ningde) Electronics Co. Ltd.

Who are RLI's major shareholders?

Top institutional investors of RLI include Confluence Investment Management LLC (0.04%). Insiders that own company stock include Michael J Stone, Jeffrey D Fick, Craig W Kliethermes, Michael E Angelina, Robert P Restrepo Jr, Jordan W Graham and David B Duclos.
View institutional ownership trends.

How do I buy shares of RLI?

Shares of RLI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of RLI own?

Based on aggregate information from My MarketBeat watchlists, some other companies that RLI investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), NVIDIA (NVDA), Meta Platforms (META), Home Depot (HD), Netflix (NFLX) and Visa (V).

Company Calendar

• Last Earnings: 4/23/2025
• Record date for 6/20 Dividend: 5/30/2025
• Ex-Dividend for 6/20 Dividend: 5/30/2025
• Dividend Payable: 6/20/2025
• Today: 7/03/2025
• Next Earnings (Confirmed): 7/21/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:RLI
• CIK: 84246
• Web: www.rlicorp.com
• Phone: (309) 692-1000
• Fax: 309-692-1068
• Employees: 1,147
• Year Founded: 1965

Price Target and Rating

• Average Stock Price Target: $78.60
• High Stock Price Target: $91.00
• Low Stock Price Target: $61.00
• Potential Upside/Downside: +9.9%
• Consensus Rating: Hold
• Rating Score (0-4): 2.14
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.04
• Trailing P/E Ratio: 23.52
• Forward P/E Ratio: 23.21
• P/E Growth: N/A
• Net Income: $345.78 million
• Net Margins: 16.22%
• Pretax Margin: 19.97%
• Return on Equity: 16.26%
• Return on Assets: 4.63%

Debt

• Debt-to-Equity Ratio: 0.06
• Current Ratio: 0.35
• Quick Ratio: 0.35

Sales & Book Value

• Annual Sales: $1.77 billion
• Price / Sales: 3.71
• Cash Flow: $2.98 per share
• Price / Cash Flow: 24.02
• Book Value: $16.61 per share
• Price / Book: 4.30

Miscellaneous

• Outstanding Shares: 91,770,000
• Free Float: 89,791,000
• Market Cap: $6.56 billion
• Optionable: Optionable
• Beta: 0.67