Safety Insurance Group (SAFT) Stock Price, News & Analysis

Company Overview

Safety Insurance Group, Inc. is a publicly traded property and casualty insurance holding company incorporated in Massachusetts in 1994. Its principal subsidiary, Safety Insurance Company, traces its roots back to 1923 and has since evolved into a regional personal lines insurer. The company is headquartered in Boston, Massachusetts, and trades on the Nasdaq under the symbol SAFT.

Safety Insurance Group focuses primarily on private passenger automobile and homeowners insurance products, along with dwelling fire, umbrella liability, and certain commercial auto coverages. Its policies are underwritten through a network of independent insurance agents, allowing the company to serve individuals, families and small businesses with tailored personal lines solutions. The group concentrates its operations in the New England region, chiefly in Massachusetts, New Hampshire, Maine and Rhode Island.

The company emphasizes disciplined underwriting and prudent risk management to maintain long-term profitability. It invests in technology and customer service platforms designed to streamline the policyholder experience, from initial quote through claims handling. Safety Insurance Group’s leadership team comprises seasoned insurance professionals with deep experience in regional markets and personal lines underwriting strategy.

Over its history, Safety Insurance Group has pursued measured growth and has remained committed to serving New England communities. By balancing conservative underwriting with investments in digital capabilities and agent partnerships, the company aims to sustain stable results and maintain strong customer relationships in its targeted markets.

Key Stats

• Today's Range: $75.98 to $77.44
• 50-Day Range: $68.19 to $77.47
• 52-Week Range: $67.04 to $81.49
• Volume: 53,328 shs
• Average Volume: 95,237 shs
• Market Capitalization: $1.13 billion
• P/E Ratio: 18.27
• Dividend Yield: 4.77%
• Price Target: N/A
• Consensus Rating: Hold

Safety Insurance Group Stock Analysis - MarketRank™

Safety Insurance Group scored higher than 67% of companies evaluated by MarketBeat, and ranked 421st out of 877 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.4 / 5
• Analyst Rating: Hold

Consensus Rating

Safety Insurance Group has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Safety Insurance Group has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 42.11%

Earnings Growth

Earnings for Safety Insurance Group are expected to grow by 42.11% in the coming year, from $4.75 to $6.75 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Safety Insurance Group is 18.25, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 46.27.

Price to Earnings Ratio vs. Sector

The P/E ratio of Safety Insurance Group is 18.25, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.61.

Price to Book Value per Share Ratio

Safety Insurance Group has a P/B Ratio of 1.29. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.75% of the float of Safety Insurance Group has been sold short.

Short Interest Ratio / Days to Cover

Safety Insurance Group has a short interest ratio ("days to cover") of 1.92, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Safety Insurance Group has recently increased by 26.33%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Safety Insurance Group is a leading dividend payer. It pays a dividend yield of 4.75%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Safety Insurance Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Safety Insurance Group is 87.00%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, Safety Insurance Group will have a dividend payout ratio of 54.52% next year. This indicates that Safety Insurance Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: N/A

News Sentiment

Safety Insurance Group has a news sentiment score of 0.91. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.66 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Safety Insurance Group this week, compared to 1 article on an average week.

Search Interest

6 people have searched for SAFT on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Safety Insurance Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

2.20% of the stock of Safety Insurance Group is held by insiders.

Percentage Held by Institutions

81.04% of the stock of Safety Insurance Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 5/06/2026
• Record date for 6/12 Dividend: 6/01/2026
• Ex-Dividend for 6/12 Dividend: 6/01/2026
• Dividend Payable: 6/12/2026
• Today: 7/06/2026
• Next Earnings (Estimated): 8/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:SAFT
• CIK: 1172052
• Web: www.safetyinsurance.com
• Phone: (617) 951-0600
• Fax: 617-603-4837
• Employees: 550
• Year Founded: 1979

Profitability

• EPS (Trailing Twelve Months): $4.23
• Trailing P/E Ratio: 18.29
• Forward P/E Ratio: 16.29
• P/E Growth: N/A
• Net Income: $99.25 million
• Net Margins: 4.94%
• Pretax Margin: 6.31%
• Return on Equity: 6.31%
• Return on Assets: 2.29%

Debt

• Debt-to-Equity Ratio: 0.06
• Current Ratio: 0.39
• Quick Ratio: 0.39

Sales & Book Value

• Annual Sales: $1.26 billion
• Price / Sales: 0.90
• Cash Flow: $6.03 per share
• Price / Cash Flow: 12.83
• Book Value: $59.91 per share
• Price / Book: 1.29

Miscellaneous

• Outstanding Shares: 14,680,000
• Free Float: 14,360,000
• Market Cap: $1.14 billion
• Optionable: Optionable
• Beta: 0.21