NASDAQ:OPRT Oportun Financial (OPRT) Stock Price, News & Analysis $5.81 -0.32 (-5.22%) Closing price 08/1/2025 04:00 PM EasternExtended Trading$5.82 +0.01 (+0.09%) As of 08/1/2025 07:14 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Oportun Financial Stock (NASDAQ:OPRT) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Oportun Financial alerts:Sign Up Key Stats Today's Range$5.66▼$5.9550-Day Range$5.81▼$7.6952-Week Range$2.37▼$9.24Volume614,176 shsAverage Volume525,970 shsMarket Capitalization$254.88 millionP/E RatioN/ADividend YieldN/APrice Target$9.33Consensus RatingModerate Buy Company Overview Oportun Financial Corporation provides financial services. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Carlos, California. Read More Oportun Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks80th Percentile Overall ScoreOPRT MarketRank™: Oportun Financial scored higher than 80% of companies evaluated by MarketBeat, and ranked 355th out of 919 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.3 / 5Analyst RatingModerate Buy Consensus RatingOportun Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 3 hold ratings, and no sell ratings.Amount of Analyst CoverageOportun Financial has only been the subject of 2 research reports in the past 90 days.Read more about Oportun Financial's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth50.00% Earnings GrowthEarnings for Oportun Financial are expected to grow by 50.00% in the coming year, from $0.94 to $1.41 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Oportun Financial is -5.19, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Oportun Financial is -5.19, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioOportun Financial has a P/B Ratio of 0.59. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Oportun Financial's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted4.29% of the outstanding shares of Oportun Financial have been sold short.Short Interest Ratio / Days to CoverOportun Financial has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Oportun Financial has recently increased by 43.51%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldOportun Financial does not currently pay a dividend.Dividend GrowthOportun Financial does not have a long track record of dividend growth. Sustainability and ESG0.8 / 5Environmental Score-0.08 Percentage of Shares Shorted4.29% of the outstanding shares of Oportun Financial have been sold short.Short Interest Ratio / Days to CoverOportun Financial has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Oportun Financial has recently increased by 43.51%, indicating that investor sentiment is decreasing significantly. News and Social Media1.7 / 5News Sentiment0.06 News SentimentOportun Financial has a news sentiment score of 0.06. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.78 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Oportun Financial this week, compared to 3 articles on an average week.Search Interest2 people have searched for OPRT on MarketBeat in the last 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Oportun Financial insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 9.30% of the stock of Oportun Financial is held by insiders.Percentage Held by Institutions82.70% of the stock of Oportun Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Oportun Financial's insider trading history. Receive OPRT Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Oportun Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address OPRT Stock News HeadlinesOportun to Report Second Quarter 2025 Financial Results on Wednesday, August 6, 2025July 23, 2025 | globenewswire.comOportun Named to the CNBC World’s Top Fintech Companies 2025 ListJuly 16, 2025 | finance.yahoo.comThis Social Security Shift Could Boost Benefits by 400%If you currently collect Social Security—or plan to in the future—this may be one of the most important updates you'll ever see. A new initiative, linked to President Trump's Executive Order #14196, has the potential to do more than just protect Social Security from collapse... According to renowned investor Louis Navellier, it could increase benefits by as much as 400%.August 2 at 2:00 AM | InvestorPlace (Ad)Oportun Named to the CNBC World's Top Fintech Companies 2025 ListJuly 16, 2025 | globenewswire.comOportun Enters Cooperation Agreement with Findell CapitalJuly 14, 2025 | globenewswire.comStrength Seen in Oportun Financial (OPRT): Can Its 8.6% Jump Turn into More Strength? - NasdaqJuly 9, 2025 | nasdaq.comOportun Issues Letter Urging Stockholders to Vote for Director Nominees Raul Vazquez and Carlos MinettiJuly 9, 2025 | globenewswire.comOportun Board of Directors Reiterates Importance of CEO Raul Vazquez’s Continued Stewardship on the BoardJuly 7, 2025 | finance.yahoo.comSee More Headlines OPRT Stock Analysis - Frequently Asked Questions How have OPRT shares performed this year? Oportun Financial's stock was trading at $3.88 on January 1st, 2025. Since then, OPRT stock has increased by 49.7% and is now trading at $5.81. How were Oportun Financial's earnings last quarter? Oportun Financial Corporation (NASDAQ:OPRT) issued its quarterly earnings data on Wednesday, February, 12th. The company reported $0.44 earnings per share for the quarter, topping analysts' consensus estimates of $0.12 by $0.32. Oportun Financial had a negative net margin of 4.31% and a positive trailing twelve-month return on equity of 10.12%. Read the conference call transcript. When did Oportun Financial IPO? Oportun Financial (OPRT) raised $101 million in an initial public offering (IPO) on Thursday, September 26th 2019. The company issued 6,300,000 shares at a price of $15.00-$17.00 per share. Barclays, J.P. Morgan, Jefferies and Keefe, Bruyette & Woods (A Stifel Company) acted as the underwriters for the IPO and JMP Securities and BTIG were co-managers. Who are Oportun Financial's major shareholders? Oportun Financial's top institutional investors include Acuitas Investments LLC (1.69%), Summa Corp. (1.29%) and GWN Securities Inc. (0.04%). Insiders that own company stock include Raul Vazquez, Patrick Kirscht, Casey Mueller, Jonathan Aaron Coblentz, R Neil Williams and Mohit Daswani. View institutional ownership trends. How do I buy shares of Oportun Financial? Shares of OPRT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Oportun Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Oportun Financial investors own include Waste Connections (WCN), AU Optronics (AUOTY), The RMR Group (RMR), DiamondRock Hospitality (DRH), American Water Works (AWK), Triple Flag Precious Metals (TFPM) and Voyager Therapeutics (VYGR). Company Calendar Last Earnings2/12/2025Today8/02/2025Next Earnings (Estimated)8/06/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - MISC SVCS Sub-IndustryBanking Current SymbolNASDAQ:OPRT CIK1538716 Webwww.oportun.com Phone650-810-8823FaxN/AEmployees2,429Year FoundedN/APrice Target and Rating Average Price Target for Oportun Financial$9.33 High Price Target$10.00 Low Price Target$8.00 Potential Upside/Downside+60.6%Consensus RatingModerate Buy Rating Score (0-4)2.67 Research Coverage6 Analysts Profitability EPS (Trailing Twelve Months)($1.12) Trailing P/E RatioN/A Forward P/E Ratio6.18 P/E GrowthN/ANet Income-$78.68 million Net Margins-4.31% Pretax Margin-7.25% Return on Equity10.12% Return on Assets1.10% Debt Debt-to-Equity Ratio7.08 Current RatioN/A Quick RatioN/A Sales & Book Value Annual Sales$1.00 billion Price / Sales0.25 Cash Flow$1.84 per share Price / Cash Flow3.15 Book Value$9.83 per share Price / Book0.59Miscellaneous Outstanding Shares43,870,000Free Float39,790,000Market Cap$254.88 million OptionableOptionable Beta1.23 Social Links Beginner's Guide To Retirement StocksEnter your email address and we'll send you MarketBeat's list of seven best retirement stocks and why they should be in your portfolio. Get This Free Report This page (NASDAQ:OPRT) was last updated on 8/2/2025 by MarketBeat.com Staff From Our PartnersElon’s Secret Social Security BombshellTo All Americans Born Before April 16th, 1963: Did Trump Just Give The Green Light To Radically RE-DO Social S...Banyan Hill Publishing | SponsoredIs Elon's empire crumbling?The Tesla Shock Nobody Sees Coming While headlines scream "Tesla is doomed"... Jeff Brown has uncovered ...Brownstone Research | SponsoredMan Who Called Nvidia at $1.10 Says Buy This Now...In 2004, one man called Nvidia before just about anyone knew it existed. Now, this same guy says a new comp...The Oxford Club | SponsoredWhy AMZN, GOOG, MSFT might destroy NVDAInvesting Legend Hints the End May be Near for These 3 Iconic Stocks Futurist Eric Fry say Amazon, Tesla an...InvestorPlace | SponsoredJeff Bezos Launches "ChatGPT Killer"?Amazon just launched Nova—its secretive new AI system designed to rival ChatGPT. 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