HarborOne Bancorp (HONE) Stock Price, News & Analysis

Company Overview

HarborOne Bancorp is the bank holding company for HarborOne Bank, a mutual community bank headquartered in Brockton, Massachusetts. Established in 2005 as Brockton Bancorp, the organization rebranded to HarborOne Bancorp in 2014 to reflect its growing regional presence. Over time, HarborOne has concentrated on blending traditional community banking values with modern digital capabilities, positioning itself as a locally focused institution with a broad range of financial solutions.

In the consumer banking segment, HarborOne offers a full suite of deposit products including checking and savings accounts, money market funds and certificates of deposit. The company also specializes in residential mortgage lending, home equity lines of credit and auto financing, catering to the needs of individuals and families throughout eastern Massachusetts and parts of Connecticut and Rhode Island. Digital banking tools such as mobile deposit, online bill pay and person-to-person payments complement its branch network, ensuring a seamless customer experience.

On the commercial side, HarborOne delivers tailored services for small and medium-sized enterprises, nonprofits and professional practices. Business offerings encompass commercial real estate loans, SBA lending, equipment financing and working capital lines. The bank’s treasury management platform provides ACH origination, wire transfers and merchant acquiring services, while its trust and wealth management division supports corporate fiduciary requirements and high-net-worth personal portfolios. This diversified approach helps local businesses manage cash flow, optimize receivables and plan for growth.

Under the leadership of Mark A. Toy, President and Chief Executive Officer, HarborOne emphasizes community involvement and economic development. The bank maintains partnerships with municipal agencies, nonprofit organizations and local chambers of commerce, sponsoring financial education programs and small business workshops. Through strategic branch openings and selective acquisitions, HarborOne continues to extend its reach across New England, guided by a commitment to personalized service and regional prosperity.

Key Stats

• Today's Range: $12.10 to $12.25
• 50-Day Range: $10.97 to $12.29
• 52-Week Range: $8.89 to $14.00
• Volume: 203,690 shs
• Average Volume: 233,285 shs
• Market Capitalization: $525.58 million
• P/E Ratio: 19.37
• Dividend Yield: 2.95%
• Price Target: $13.00
• Consensus Rating: Moderate Buy

HarborOne Bancorp Stock Analysis - MarketRank™

HarborOne Bancorp scored higher than 68% of companies evaluated by MarketBeat, and ranked 514th out of 906 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

HarborOne Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on no buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

HarborOne Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 21.69%

Earnings Growth

Earnings for HarborOne Bancorp are expected to grow by 21.69% in the coming year, from $0.83 to $1.01 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of HarborOne Bancorp is 19.37, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.14.

Price to Earnings Ratio vs. Sector

The P/E ratio of HarborOne Bancorp is 19.37, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.01.

Price to Book Value per Share Ratio

HarborOne Bancorp has a P/B Ratio of 0.93. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.82% of the float of HarborOne Bancorp has been sold short.

Short Interest Ratio / Days to Cover

HarborOne Bancorp has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in HarborOne Bancorp has recently increased by 15.13%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

HarborOne Bancorp pays a meaningful dividend of 2.96%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

HarborOne Bancorp has been increasing its dividend for 5 years.

Dividend Coverage

The dividend payout ratio of HarborOne Bancorp is 57.14%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, HarborOne Bancorp will have a dividend payout ratio of 35.64% next year. This indicates that HarborOne Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.82% of the float of HarborOne Bancorp has been sold short.

Short Interest Ratio / Days to Cover

HarborOne Bancorp has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in HarborOne Bancorp has recently increased by 15.13%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 1.89

News Sentiment

HarborOne Bancorp has a news sentiment score of 1.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.76 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for HarborOne Bancorp this week, compared to 2 articles on an average week.

MarketBeat Follows

Only 1 people have added HarborOne Bancorp to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, HarborOne Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 4.82% of the stock of HarborOne Bancorp is held by insiders.

Percentage Held by Institutions

65.01% of the stock of HarborOne Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

HONE Stock Analysis - Frequently Asked Questions

How have HONE shares performed this year?

HarborOne Bancorp's stock was trading at $11.83 at the beginning of the year. Since then, HONE shares have increased by 3.1% and is now trading at $12.20.

How were HarborOne Bancorp's earnings last quarter?

HarborOne Bancorp, Inc. (NASDAQ:HONE) announced its earnings results on Thursday, April, 24th. The financial services provider reported $0.14 earnings per share for the quarter, missing the consensus estimate of $0.17 by $0.03. The financial services provider had revenue of $41.36 million for the quarter, compared to the consensus estimate of $36.01 million. HarborOne Bancorp had a trailing twelve-month return on equity of 4.33% and a net margin of 8.13%.

How do I buy shares of HarborOne Bancorp?

Shares of HONE stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of HarborOne Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that HarborOne Bancorp investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Tesla (TSLA), Netflix (NFLX), JPMorgan Chase & Co. (JPM) and Alphabet (GOOG).

Company Calendar

• Record date for 4/23 Dividend: 4/09/2025
• Ex-Dividend for 4/23 Dividend: 4/09/2025
• Dividend Payable: 4/23/2025
• Last Earnings: 4/24/2025
• Record date for 7/23 Dividend: 7/09/2025
• Ex-Dividend for 7/23 Dividend: 7/09/2025
• Today: 7/10/2025
• Dividend Payable: 7/23/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:HONE
• CIK: 1769617
• Web: www.harborone.com
• Phone: (508) 895-1000
• Fax: N/A
• Employees: 640
• Year Founded: N/A

Price Target and Rating

• Average Price Target for HarborOne Bancorp: $13.00
• High Price Target: $13.00
• Low Price Target: $13.00
• Potential Upside/Downside: +6.4%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.63
• Trailing P/E Ratio: 19.39
• Forward P/E Ratio: 14.72
• P/E Growth: N/A
• Net Income: $27.41 million
• Net Margins: 8.13%
• Pretax Margin: 10.04%
• Return on Equity: 4.33%
• Return on Assets: 0.44%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.00
• Quick Ratio: 1.00

Sales & Book Value

• Annual Sales: $318.33 million
• Price / Sales: 1.65
• Cash Flow: $0.70 per share
• Price / Cash Flow: 17.53
• Book Value: $13.05 per share
• Price / Book: 0.94

Miscellaneous

• Outstanding Shares: 43,080,000
• Free Float: 40,999,000
• Market Cap: $526.18 million
• Optionable: Optionable
• Beta: 0.59