MidWestOne Financial Group (MOFG) Stock Price, News & Analysis

Company Overview

MidWestOne Financial Group, Inc. (NASDAQ: MOFG) is a registered bank holding company headquartered in West Des Moines, Iowa. Through its principal subsidiary, MidWestOne Bank, the company provides a comprehensive range of commercial and consumer banking products and services. Its commercial banking division offers business lending solutions, including commercial real estate loans, business lines of credit, equipment financing and treasury management services. For individual customers, MidWestOne delivers checking and savings accounts, home mortgage and home equity loans, and personal lending solutions.

Beyond traditional banking, MidWestOne offers trust, wealth management and insurance services through specialized teams of financial advisors. These offerings encompass estate and retirement planning, investment management, fiduciary services and a variety of insurance products tailored to both businesses and individuals. The company’s digital banking platform supports online and mobile transactions, bill pay, remote deposit and account management, enhancing convenience and accessibility for its clients.

Founded in 1934 as a community bank in Spencer, Iowa, MidWestOne Financial Group has expanded its footprint over decades through organic growth and targeted acquisitions. While maintaining a strong presence in Iowa, the company now serves customers across Minnesota, Kansas, Oklahoma and Arizona. This regional diversification enables a balanced loan portfolio spanning agricultural, commercial real estate, healthcare and consumer lending sectors.

MidWestOne Financial Group is guided by an experienced board of directors and senior management team committed to relationship-based banking and community engagement. The company emphasizes local decision-making authority and personalized service, aiming to meet the financial needs of individuals, families and businesses throughout its operating areas.

Key Stats

• Today's Range: $49.31 to $49.31
• 50-Day Range: $49.31 to $49.31
• 52-Week Range: $25.75 to $49.69
• Volume: N/A
• Average Volume: 177,266 shs
• Market Capitalization: $1.02 billion
• P/E Ratio: 17.55
• Dividend Yield: 1.97%
• Price Target: $40.50
• Consensus Rating: Hold

Company Calendar

• Last Earnings: 10/23/2025
• Today: 7/07/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - MIDWEST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:MOFG
• CIK: 1412665
• Web: www.midwestonefinancial.com
• Phone: (319) 356-5800
• Fax: 319-356-5849
• Employees: 730
• Year Founded: 1934

Price Target and Rating

• Average Price Target for MidWestOne Financial Group: $40.50
• High Price Target: $50.00
• Low Price Target: $31.00
• Potential Upside/Downside: -17.9%
• Consensus Rating: Hold
• Rating Score (0-4): 2.20
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.81
• Trailing P/E Ratio: 17.55
• Forward P/E Ratio: 15.41
• P/E Growth: N/A
• Net Income: -$60.29 million
• Net Margins: 16.66%
• Pretax Margin: 21.31%
• Return on Equity: 10.22%
• Return on Assets: 0.96%

Debt

• Debt-to-Equity Ratio: 0.16
• Current Ratio: 0.85
• Quick Ratio: 0.85

Sales & Book Value

• Annual Sales: $238.84 million
• Price / Sales: 4.26
• Cash Flow: $2.20 per share
• Price / Cash Flow: 22.44
• Book Value: $26.94 per share
• Price / Book: 1.83

Miscellaneous

• Outstanding Shares: 20,634,000
• Free Float: 20,118,000
• Market Cap: $1.02 billion
• Optionable: Optionable
• Beta: 1.07