NASDAQ:SOFI SoFi Technologies (SOFI) Stock Price, News & Analysis $15.66 -0.10 (-0.63%) Closing price 04:00 PM EasternExtended Trading$15.65 -0.01 (-0.06%) As of 04:20 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About SoFi Technologies Stock (NASDAQ:SOFI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get SoFi Technologies alerts:Sign Up Key Stats Today's Range$15.45▼$15.6950-Day Range$15.25▼$19.1852-Week Range$14.88▼$32.73Volume32.58 million shsAverage Volume64.50 million shsMarket Capitalization$20.23 billionP/E Ratio32.63Dividend YieldN/APrice Target$22.50Consensus RatingHold Company Overview SoFi Technologies, Inc. is a financial technology company that provides digital financial services through its SoFi platform. Founded in 2011 as a student-loan refinancing business, the company has expanded into a broader digital banking and personal-finance provider serving consumers primarily in the United States. SoFi offers products including personal loans, student-loan refinancing, home loans, checking and savings accounts, credit cards, investment accounts, and financial-planning tools. Through SoFi Bank, N.A., the company provides deposit and lending services, while its mobile platform integrates banking, borrowing, investing, and other personal-finance capabilities. SoFi also operates a technology platform business through Galileo and Technisys. These businesses provide application programming interfaces, payment infrastructure, and digital-banking software to financial institutions and fintech companies. Anthony Noto has served as SoFi’s chief executive officer since 2018.AI Generated. May Contain Errors. Read More SoFi Technologies Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks80th Percentile Overall ScoreSOFI MarketRank™: SoFi Technologies scored higher than 80% of companies evaluated by MarketBeat, and ranked 296th out of 833 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion4.1 / 5Analyst RatingHold Consensus RatingSoFi Technologies has received a consensus rating of Hold. The company's average rating score is 2.26, and is based on no strong buy ratings, 9 buy ratings, 11 hold ratings, and 3 sell ratings.Upside PotentialSoFi Technologies has a consensus price target of $22.50, representing about 43.9% upside from its current price of $15.63.Amount of Analyst CoverageSoFi Technologies has been the subject of 11 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about SoFi Technologies' stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth35.00% Earnings GrowthEarnings for SoFi Technologies are expected to grow by 35.00% in the coming year, from $0.60 to $0.81 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of SoFi Technologies is 32.48, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.90.Price to Earnings Ratio vs. SectorThe P/E ratio of SoFi Technologies is 32.48, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 24.85.Price to Earnings Growth RatioSoFi Technologies has a PEG Ratio of 1.33. PEG Ratios above 1 indicate that a company could be overvalued.Price to Book Value per Share RatioSoFi Technologies has a P/B Ratio of 1.90. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about SoFi Technologies' valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted15.01% of the float of SoFi Technologies has been sold short.Short Interest Ratio / Days to CoverSoFi Technologies has a short interest ratio ("days to cover") of 5.23.Change versus previous monthShort interest in SoFi Technologies has recently increased by 6.48%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldSoFi Technologies does not currently pay a dividend.Dividend GrowthSoFi Technologies does not have a long track record of dividend growth. News and Social Media3.3 / 5News Sentiment0.31 News SentimentSoFi Technologies has a news sentiment score of 0.31. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.57 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 16 news articles for SoFi Technologies this week, compared to 9 articles on an average week.Search Interest170 people have searched for SOFI on MarketBeat in the last 30 days. This is an increase of 15% compared to the previous 30 days.MarketBeat Follows68 people have added SoFi Technologies to their MarketBeat watchlist in the last 30 days. This is an increase of 62% compared to the previous 30 days. Company Ownership1.3 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, SoFi Technologies insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $890,716.00 in company stock.Percentage Held by Insiders2.50% of the stock of SoFi Technologies is held by insiders.Percentage Held by Institutions38.43% of the stock of SoFi Technologies is held by institutions.Read more about SoFi Technologies' insider trading history. Receive SOFI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for SoFi Technologies and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. SOFI Stock News HeadlinesSoFi Technologies SMB Lending: Can New Loans Unlock Growth?1 hour ago | finance.yahoo.comSoFi Technologies And 2 Top Crypto Stocks To WatchOctober 7 at 9:13 AM | finance.yahoo.comThey didn't warn anyone in 1971. This time someone is warning you.On August 15, 1971, Nixon interrupted prime-time television and ended the gold standard in 15 minutes - no debate, no vote, one executive order. Gold tripled within three years and climbed 20x over the following decade. Trump holds that same executive authority today, and his advisors are openly saying a reversal is on the table. There are two ways this plays out - both move gold in the same direction. A free briefing breaks down exactly what Nixon did, why Trump is positioned to act, and how to move your 401k into gold before any announcement - tax free.October 7 at 1:00 AM | Reagan Gold Group (Ad)SoFi’s Next Growth Engine Could Surprise Wall StreetOctober 6 at 2:28 PM | 247wallst.comSoFi Is Bypassing the Banking Bottleneck With Stablecoin SettlementSoFi Technologies is using its national bank charter to settle roughly $25 billion in annualized Mastercard transaction volume via its SoFiUSD stablecoin, cutting costs and drawing commercial deposits.September 26, 2026 | marketbeat.comDave’s Success Has Investors Split (SOFI)Dave's stock fell on GAAP earnings despite strong revenue growth and margins, as analysts turn bullish while legal challenges over its fee structure remain unresolved.September 25, 2026 | marketbeat.comIs the Market Right or Wrong About These 4 High Short Interest Stocks? (SOFI)HIMS, ONDS, COIN, and SOFI show elevated short interest, but days-to-cover ratios, institutional ownership, and upcoming earnings reports suggest differing outlooks for short sellers.September 24, 2026 | marketbeat.comKelli Keough Sells 10,203 Shares of SoFi Technologies (NASDAQ:SOFI) StockSeptember 24, 2026 | insidertrades.comSee More Headlines SOFI Stock Analysis - Frequently Asked Questions How have SOFI shares performed this year? SoFi Technologies' stock was trading at $26.18 on January 1st, 2026. Since then, SOFI stock has decreased by 40.4% and is now trading at $15.6150. How were SoFi Technologies' earnings last quarter? SoFi Technologies, Inc. (NASDAQ:SOFI) announced its earnings results on Wednesday, July, 29th. The company reported $0.12 EPS for the quarter, beating analysts' consensus estimates of $0.11 by $0.01. The business's quarterly revenue was up 42.5% compared to the same quarter last year. Read the conference call transcript. Who are SoFi Technologies' major shareholders? SoFi Technologies' top institutional shareholders include MassMutual Private Wealth & Trust FSB. Insiders that own company stock include Anthony Noto, Jeremy Rishel, Christopher Lapointe, Steven J Freiberg, Kelli Keough, Magdalena Yesil, Webb Lauren Stafford, Eric Schuppenhauer, Chad M Borton, Arun Pinto, Robert S Lavet, Bashir Ruzwana, Qatar Investment Authority and Iv (Gp) LLC Slta. View institutional ownership trends. How do I buy shares of SoFi Technologies? Shares of SOFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of SoFi Technologies own? Based on aggregate information from My MarketBeat watchlists, some other companies that SoFi Technologies investors own include Symbotic (SYM), JPMorgan Nasdaq Equity Premium Income ETF (JEPQ), Digital Turbine (APPS), ChargePoint (CHPT) and CrowdStrike (CRWD). Company Calendar Last Earnings7/29/2026Today10/07/2026Next Earnings (Estimated)10/27/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Red Zone (6m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 SOFI's financial health is in the Red zone, according to TradeSmith. SOFI has been in this zone for over 6 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNASDAQ:SOFI CIK1818874 Webwww.sofi.com Phone855-456-7634FaxN/AEmployees6,100Year Founded2011Price Target and Rating Average Price Target for SoFi Technologies$22.50 High Price Target$35.00 Low Price Target$15.00 Potential Upside/Downside+44.1%Consensus RatingHold Rating Score (0-4)2.26 Research Coverage23 Analysts Profitability EPS (Trailing Twelve Months)$0.48 Trailing P/E Ratio32.55 Forward P/E Ratio26.03 P/E Growth1.33Net Income$481.32 million Net Margins14.78% Pretax Margin17.13% Return on Equity6.22% Return on Assets1.22% Debt Debt-to-Equity Ratio0.30 Current Ratio0.74 Quick Ratio0.10 Sales & Book Value Annual Sales$3.61 billion Price / Sales5.58 Cash Flow$0.55 per share Price / Cash Flow28.38 Book Value$8.23 per share Price / Book1.90Miscellaneous Outstanding Shares1,291,570,000Free Float1,259,281,000Market Cap$20.17 billion OptionableOptionable Beta2.33 Social Links Don't Wait for the OpenAI IPOThe AI wave will soon hit public markets with Anthropic and OpenAI set to go public later this year. However, you don't have to wait to invest. This report shows seven AI stocks that you can buy today while the big model providers get ready to go public.Get This Free Report This page (NASDAQ:SOFI) was last updated on 10/7/2026 by MarketBeat.com Staff. From Our PartnersYour $29.97 book is free todayWhy Some Traders Skip Stocks Entirely You don't need a big account to trade options. In fact, options ca...Profits Run | SponsoredThese gold assets are priced for $1,800 gold [it's over $4,000]Gold's major miners are generating record free cash flow, with margins as high as 75 percent even after gold's...Golden Portfolio | SponsoredYour withdrawal order could cost you in taxesIf you have $2M or more saved, the 4% rule points to roughly $92,000 a year - but it's a single-variable answe...SmartAsset | SponsoredElon Musk’s Hushed FCC Filing. Dec 8th.Elon Musk quietly filed a document with the federal government tied to artificial intelligence, one of the lar...Paradigm Press | SponsoredA major gold reset could be closer than people thinkFor 50 years, Washington has held 8,133 tonnes of gold on its books at a fraction of today's market price. One...Reagan Gold Group | SponsoredWhy major institutions are piling into this digital asset nowBlackRock, JPMorgan, Goldman Sachs, and Fidelity are reportedly accumulating a scarce blockchain asset - one t...Awesomely | SponsoredMajor Buy Alert Issued for October 31stKeith Kaplan has invested $17 million into his own AI research tools, building a platform now used by 180,000 ...TradeSmith | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding SoFi Technologies, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share SoFi Technologies With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Free SOFI Stock Alerts