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NASDAQ:OPHC

OptimumBank (OPHC) Stock Price, News & Analysis

OptimumBank logo
$4.24 -0.01 (-0.12%)
As of 02:03 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

About OptimumBank Stock (NASDAQ:OPHC)

Key Stats

Today's Range
$4.23
$4.28
50-Day Range
$4.07
$4.67
52-Week Range
$3.53
$5.90
Volume
5,610 shs
Average Volume
24,954 shs
Market Capitalization
$49.77 million
P/E Ratio
3.21
Dividend Yield
N/A
Price Target
N/A
Consensus Rating
N/A

Company Overview

OptimumBank Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
28th Percentile Overall Score

OPHC MarketRank™: 

OptimumBank scored higher than 28% of companies evaluated by MarketBeat, and ranked 821st out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    There is not enough analysis data for OptimumBank.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of OptimumBank is 3.22, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.05.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of OptimumBank is 3.22, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.03.

  • Price to Book Value per Share Ratio

    OptimumBank has a P/B Ratio of 0.44. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about OptimumBank's valuation and earnings.
  • Percentage of Shares Shorted

    0.10% of the float of OptimumBank has been sold short.
  • Short Interest Ratio / Days to Cover

    OptimumBank has a short interest ratio ("days to cover") of 0.5, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in OptimumBank has recently increased by 33.33%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    OptimumBank does not currently pay a dividend.

  • Dividend Growth

    OptimumBank does not have a long track record of dividend growth.

  • Percentage of Shares Shorted

    0.10% of the float of OptimumBank has been sold short.
  • Short Interest Ratio / Days to Cover

    OptimumBank has a short interest ratio ("days to cover") of 0.5, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in OptimumBank has recently increased by 33.33%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    OptimumBank has a news sentiment score of -1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.85 average news sentiment score of Finance companies.
  • Insider Buying vs. Insider Selling

    In the past three months, OptimumBank insiders have bought more of their company's stock than they have sold. Specifically, they have bought $5,732.00 in company stock and sold $0.00 in company stock.

  • Percentage Held by Insiders

    13.91% of the stock of OptimumBank is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    Only 7.43% of the stock of OptimumBank is held by institutions.

  • Read more about OptimumBank's insider trading history.
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OPHC Stock News Headlines

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See More Headlines

OPHC Stock Analysis - Frequently Asked Questions

OptimumBank's stock was trading at $4.76 at the beginning of the year. Since then, OPHC stock has decreased by 10.8% and is now trading at $4.2450.

OptimumBank's stock reverse split on Tuesday, January 12th 2016.The 1-10 reverse split was announced on Tuesday, December 29th 2015. The number of shares owned by shareholders was adjusted after the market closes on Monday, January 11th 2016. An investor that had 100 shares of stock prior to the reverse split would have 10 shares after the split.

OptimumBank's top institutional shareholders include Fourthstone LLC (4.26%) and Brown Advisory Inc. (0.17%). Insiders that own company stock include Moishe Gubin and Michael Blisko.
View institutional ownership trends
.

Shares of OPHC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that OptimumBank investors own include NVIDIA (NVDA), Broadcom (AVGO), e.l.f. Beauty (ELF), Adobe (ADBE), Arista Networks (ANET), Jabil (JBL) and Disc Medicine (IRON).

Company Calendar

Today
8/21/2025
Next Earnings (Estimated)
11/06/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
National commercial banks
Sub-Industry
Banking
Current Symbol
NASDAQ:OPHC
CIK
1288855
Employees
40
Year Founded
N/A

Profitability

EPS (Trailing Twelve Months)
$1.28
Trailing P/E Ratio
3.22
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$6.28 million
Net Margins
19.62%
Pretax Margin
26.35%
Return on Equity
14.10%
Return on Assets
1.31%

Debt

Debt-to-Equity Ratio
0.43
Current Ratio
1.12
Quick Ratio
1.12

Sales & Book Value

Annual Sales
$43.11 million
Price / Sales
1.16
Cash Flow
$0.89 per share
Price / Cash Flow
4.77
Book Value
$9.66 per share
Price / Book
0.44

Miscellaneous

Outstanding Shares
11,751,000
Free Float
8,688,000
Market Cap
$49.88 million
Optionable
Not Optionable
Beta
0.50

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This page (NASDAQ:OPHC) was last updated on 8/21/2025 by MarketBeat.com Staff
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