Timberland Bancorp (TSBK) Stock Price, News & Analysis

Company Overview

Timberland Bancorp, Inc. is the bank holding company for Timberland Bank, a community banking institution headquartered in Hoquiam, Washington. Timberland Bank serves individuals, families, businesses and organizations primarily in western Washington through a network of branch locations and digital banking services.

The bank offers a range of traditional financial products, including checking and savings accounts, certificates of deposit, consumer loans, residential mortgage loans, home equity financing and commercial lending. Its business banking services include commercial real estate loans, construction financing, business lines of credit, treasury management and other deposit services designed for local companies.

Timberland Bank traces its history to 1915 and has expanded its presence across several communities in western Washington. The institution emphasizes relationship-based banking and local decision-making, with services available through branch offices, online banking and mobile banking. Michael R. Sand serves as president and chief executive officer of Timberland Bancorp and Timberland Bank.

Key Stats

• Today's Range: $44.48 to $45.56
• 50-Day Range: $44.58 to $47.00
• 52-Week Range: $30.93 to $49.38
• Volume: 3,936 shs
• Average Volume: 31,684 shs
• Market Capitalization: $346.56 million
• P/E Ratio: 11.16
• Dividend Yield: 2.69%
• Price Target: N/A
• Consensus Rating: Strong Buy

Timberland Bancorp Stock Analysis - MarketRank™

Timberland Bancorp scored higher than 25% of companies evaluated by MarketBeat, and ranked 730th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 0.2 / 5
• Analyst Rating: Strong Buy

Amount of Analyst Coverage

Timberland Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Timberland Bancorp is 11.23, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.97.

Price to Earnings Ratio vs. Sector

The P/E ratio of Timberland Bancorp is 11.23, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.71.

Price to Book Value per Share Ratio

Timberland Bancorp has a P/B Ratio of 1.35. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.07% of the float of Timberland Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Timberland Bancorp has a short interest ratio ("days to cover") of 5.22.

Change versus previous month

Short interest in Timberland Bancorp has recently decreased by 0.98%, indicating that investor sentiment is improving.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Timberland Bancorp pays a meaningful dividend of 2.67%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Timberland Bancorp has been increasing its dividend for 13 years.

Dividend Coverage

The dividend payout ratio of Timberland Bancorp is 30.08%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: N/A

News Sentiment

Timberland Bancorp has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.55 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Timberland Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Timberland Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

3.60% of the stock of Timberland Bancorp is held by insiders.

Percentage Held by Institutions

65.49% of the stock of Timberland Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/29/2026
• Record date for 8/24 Dividend: 8/10/2026
• Ex-Dividend for 8/24 Dividend: 8/10/2026
• Dividend Payable: 8/24/2026
• Today: 10/09/2026
• Fiscal Year End: 9/30/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:TSBK
• CIK: 1046050
• Web: www.timberlandbank.com
• Phone: (360) 533-4747
• Fax: 360-533-4743
• Employees: 280
• Year Founded: 1915

Profitability

• EPS (Trailing Twelve Months): $3.99
• Trailing P/E Ratio: 11.16
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $29.16 million
• Net Margins: 26.46%
• Pretax Margin: 32.87%
• Return on Equity: 11.72%
• Return on Assets: 1.55%

Debt

• Debt-to-Equity Ratio: 0.04
• Current Ratio: 1.00
• Quick Ratio: 1.00

Sales & Book Value

• Annual Sales: $114.63 million
• Price / Sales: 3.02
• Cash Flow: $3.82 per share
• Price / Cash Flow: 11.65
• Book Value: $33.25 per share
• Price / Book: 1.34

Miscellaneous

• Outstanding Shares: 7,780,000
• Free Float: 7,496,000
• Market Cap: $346.56 million
• Optionable: Optionable
• Beta: 0.31