NASDAQ:UBCP United Bancorp (UBCP) Stock Price, News & Analysis $14.59 +0.09 (+0.62%) Closing price 04:00 PM EasternExtended Trading$14.76 +0.17 (+1.13%) As of 04:04 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About United Bancorp Stock (NASDAQ:UBCP) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get United Bancorp alerts:Sign Up Key Stats Today's Range$14.55▼$14.6550-Day Range$12.37▼$14.5052-Week Range$11.40▼$15.64Volume3,883 shsAverage Volume6,693 shsMarket Capitalization$84.48 millionP/E Ratio11.77Dividend Yield5.07%Price TargetN/AConsensus RatingN/A Company Overview United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company provides range of banking and financial services, which includes accepting demand, savings, and time deposits. It also offers commercial, real estate and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio. Read More United Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks70th Percentile Overall ScoreUBCP MarketRank™: United Bancorp scored higher than 70% of companies evaluated by MarketBeat, and ranked 448th out of 939 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for United Bancorp. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of United Bancorp is 11.82, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.90.Price to Earnings Ratio vs. SectorThe P/E ratio of United Bancorp is 11.82, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.93.Price to Book Value per Share RatioUnited Bancorp has a P/B Ratio of 1.34. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about United Bancorp's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.26% of the float of United Bancorp has been sold short.Short Interest Ratio / Days to CoverUnited Bancorp has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Bancorp has recently increased by 43.82%, indicating that investor sentiment is decreasing significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend LeadershipUnited Bancorp is a leading dividend payer. It pays a dividend yield of 5.10%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthUnited Bancorp has been increasing its dividend for 13 years.Dividend CoverageThe dividend payout ratio of United Bancorp is 59.68%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about United Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.26% of the float of United Bancorp has been sold short.Short Interest Ratio / Days to CoverUnited Bancorp has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Bancorp has recently increased by 43.82%, indicating that investor sentiment is decreasing significantly. News and Social Media3.0 / 5News Sentiment1.37 News SentimentUnited Bancorp has a news sentiment score of 1.37. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.85 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for United Bancorp this week, compared to 1 article on an average week.Search InterestOnly 1 people have searched for UBCP on MarketBeat in the last 30 days. This is a decrease of -67% compared to the previous 30 days. Company Ownership2.5 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, United Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $149,943.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders12.93% of the stock of United Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 15.42% of the stock of United Bancorp is held by institutions.Read more about United Bancorp's insider trading history. Receive UBCP Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address UBCP Stock News HeadlinesUBCP United Bancorp, Inc. - Seeking AlphaJune 24, 2025 | seekingalpha.comUnited Bancorp’s SVP CFO purchases $13,701 in common stockMay 24, 2025 | uk.investing.comHere's the last trade you should make before heading out for the weekend tomorrow.Make this one trade at 2:59 PM on Friday afternoon, and you'll thank me on Monday morning.July 1 at 2:00 AM | Timothy Sykes (Ad)United Bancorp SVP COO buys $4,617 in common stockMay 24, 2025 | investing.comUnited Bancorp (NASDAQ:UBCP) Has Announced A Dividend Of $0.185April 20, 2025 | finance.yahoo.comUnited Bancorp, Inc. Increases its Second Quarter Cash Dividend Payment to $0. ...April 17, 2025 | gurufocus.comUnited Bancorp, Inc. Increases its Second Quarter Cash Dividend Payment to $0. ...April 17, 2025 | gurufocus.comUnited Bancorp Full Year 2024 Earnings: Beats ExpectationsMarch 19, 2025 | finance.yahoo.comSee More Headlines UBCP Stock Analysis - Frequently Asked Questions How have UBCP shares performed this year? United Bancorp's stock was trading at $13.00 at the start of the year. Since then, UBCP stock has increased by 12.7% and is now trading at $14.6550. View the best growth stocks for 2025 here. How were United Bancorp's earnings last quarter? United Bancorp, Inc. (NASDAQ:UBCP) posted its quarterly earnings data on Friday, May, 9th. The financial services provider reported $0.32 earnings per share (EPS) for the quarter. The financial services provider had revenue of $7.53 million for the quarter. United Bancorp had a trailing twelve-month return on equity of 11.64% and a net margin of 16.32%. How do I buy shares of United Bancorp? Shares of UBCP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of United Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that United Bancorp investors own include United Bankshares (UBSI), AbbVie (ABBV), QUALCOMM (QCOM), UnitedHealth Group (UNH), Verizon Communications (VZ), Walgreens Boots Alliance (WBA) and Huntington Bancshares (HBAN). Company Calendar Last Earnings5/09/2025Record date for 6/20 Dividend6/10/2025Ex-Dividend for 6/20 Dividend6/10/2025Dividend Payable6/20/2025Today7/01/2025Next Earnings (Estimated)8/06/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - MIDWEST Sub-IndustryBanking Current SymbolNASDAQ:UBCP CIK731653 Webwww.unitedbancorp.com Phone(740) 633-0445Fax740-633-1448Employees120Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.24 Trailing P/E Ratio11.82 Forward P/E RatioN/A P/E GrowthN/ANet Income$7.40 million Net Margins16.32% Pretax Margin15.68% Return on Equity11.64% Return on Assets0.88% Debt Debt-to-Equity Ratio1.63 Current Ratio0.81 Quick Ratio0.81 Sales & Book Value Annual Sales$43.98 million Price / Sales1.93 Cash Flow$1.59 per share Price / Cash Flow9.20 Book Value$10.96 per share Price / Book1.34Miscellaneous Outstanding Shares5,790,000Free Float5,045,000Market Cap$84.85 million OptionableNot Optionable Beta0.35 Social Links Beginner's Guide To Retirement StocksEnter your email address and we'll send you MarketBeat's list of seven best retirement stocks and why they should be in your portfolio. Get This Free Report This page (NASDAQ:UBCP) was last updated on 7/1/2025 by MarketBeat.com Staff From Our PartnersHere's the last trade you should make before heading out for the weekend tomorrow.Make this one trade at 2:59 PM on Friday afternoon, and you'll thank me on Monday morning.Timothy Sykes | SponsoredThis Crypto Is Set to Explode in JanuaryFree summit: How to profit from the Coinbase-Deribit deal Our hedge fund experts know exactly what this mea...Crypto 101 Media | SponsoredHow to Collect Up To $5,917/mo From Trump’s Made In USA BoomHow to Collect Up To $5,917/mo From Trump's Made In USA Boom Thanks to President Trump's America-First poli...Investors Alley | SponsoredTrump set to Boost Social Security Checks by 400%?If you collect—or plan to collect—Social Security, you need to see this. A new initiative tied to President...InvestorPlace | SponsoredThe $7 company helping Nvidia build the world’s first trillion-dollar robot …Michael Robinson has been at the forefront of the technology market for over 40 years. Spotting some profit...Weiss Ratings | SponsoredThe Trump Dump is starting; Get out of stocks now?The first 365 days of the Trump presidency… Will be the best time to get rich in American history.Paradigm Press | SponsoredGold prediction: $5,000/oz. or higher is comingThe perfect gold play right now? (currently under $10) Everything in the news now lines up perfectly for an...Stansberry Research | SponsoredFine. Don’t believe me. They called me an alarmist... When in 2010 I said America’s debt was out of control. When I warned it w...Porter & Company | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding United Bancorp, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share United Bancorp With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.