NASDAQ:UNTY Unity Bancorp (UNTY) Stock Price, News & Analysis $58.14 +0.03 (+0.05%) Closing price 10/23/2026 04:00 PM EasternExtended Trading$58.08 -0.06 (-0.10%) As of 10/23/2026 07:30 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Unity Bancorp Stock (NASDAQ:UNTY) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Unity Bancorp alerts:Sign Up Key Stats Today's Range$57.45▼$58.1450-Day Range$54.22▼$60.8752-Week Range$44.34▼$62.50Volume41,637 shsAverage Volume51,373 shsMarket Capitalization$583.73 millionP/E Ratio9.63Dividend Yield1.17%Price Target$65.50Consensus RatingBuy Company Overview Unity Bancorp, Inc. is the bank holding company for Unity Bank, a community-focused financial institution headquartered in Clinton, New Jersey. The bank provides banking and financial services to individuals, families, businesses and nonprofit organizations through locations primarily serving central New Jersey. Unity Bank offers a range of deposit products, including checking, savings, money market and certificate of deposit accounts, as well as consumer, residential mortgage and commercial lending. Its business services include commercial real estate and construction loans, lines of credit, cash-management and treasury-management solutions, online and mobile banking, and other services designed to support small and mid-sized businesses. Founded in 1994, Unity Bancorp has built its operations around relationship-based community banking. Unity Bank’s market includes communities in counties such as Hunterdon, Somerset, Morris, Warren, Union and Middlesex in New Jersey. James A. Hughes serves as the company’s president and chief executive officer.AI Generated. May Contain Errors. Read More Unity Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks93rd Percentile Overall ScoreUNTY MarketRank™: 4.670337048475 of 5 starsUnity Bancorp scored higher than 93% of companies evaluated by MarketBeat, and ranked 102nd out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.1 / 5Analyst RatingBuy Consensus RatingUnity Bancorp has received a consensus rating of Buy. The company's average rating score is 3.33, and is based on 2 strong buy ratings, 4 buy ratings, no hold ratings, and no sell ratings.Upside PotentialUnity Bancorp has a consensus price target of $65.50, representing about 12.7% upside from its current price of $58.14.Amount of Analyst CoverageUnity Bancorp has only been the subject of 2 research reports in the past 90 days.Read more about Unity Bancorp's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth7.76% Earnings GrowthEarnings for Unity Bancorp are expected to grow by 7.76% in the coming year, from $5.93 to $6.39 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Unity Bancorp is 10.13, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.83.Price to Earnings Ratio vs. SectorThe P/E ratio of Unity Bancorp is 10.13, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.23.Price to Book Value per Share RatioUnity Bancorp has a P/B Ratio of 1.69. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Unity Bancorp's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted3.05% of the float of Unity Bancorp has been sold short.Short Interest Ratio / Days to CoverUnity Bancorp has a short interest ratio ("days to cover") of 3.33, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Unity Bancorp has recently increased by 34.27%, indicating that investor sentiment is decreasing significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldUnity Bancorp pays a meaningful dividend of 1.17%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUnity Bancorp has been increasing its dividend for 12 years.Dividend CoverageThe dividend payout ratio of Unity Bancorp is 11.26%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Unity Bancorp will have a dividend payout ratio of 10.64% next year. This indicates that Unity Bancorp will be able to sustain or increase its dividend.Read more about Unity Bancorp's dividend. News and Social Media3.6 / 5News Sentiment0.77 News SentimentUnity Bancorp has a news sentiment score of 0.77. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.59 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for Unity Bancorp this week, compared to 2 articles on an average week.MarketBeat Follows1 people have added Unity Bancorp to their MarketBeat watchlist in the last 30 days. Company Ownership1.9 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Unity Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $461,162.00 in company stock.Percentage Held by Insiders28.87% of the stock of Unity Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions42.31% of the stock of Unity Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Unity Bancorp's insider trading history. Receive UNTY Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Unity Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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UNTY Stock News HeadlinesInsider Selling: Unity Bancorp (NASDAQ:UNTY) Director Sells 470 Shares of StockOctober 23 at 5:07 AM | insidertrades.comUnity Bancorp (NASDAQ:UNTY) Share Price Crosses Below 200-Day Moving Average - Here's WhyOctober 21, 2026 | americanbankingnews.comHere’s Why Trump Won’t End The Iran WarTrump has called an Iran deal close 38 times since the war began, yet the fighting keeps flaring back up. One day it's a ceasefire, the next it's bombs again. The back and forth may be masking a bigger story most investors are missing. See the real reason this conflict may never fully end. | Banyan Hill Publishing (Ad)Analysts Offer Insights on Financial Companies: Goldman Sachs Group (GS), Unity Bancorp (UNTY) and Citigroup (C)October 15, 2026 | theglobeandmail.comDA Davidson Reaffirms Buy Rating for Unity Bancorp (NASDAQ:UNTY)October 15, 2026 | americanbankingnews.comUnity Bancorp, Inc. Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2026October 13, 2026 | marketscreener.comMUnity Bancorp Q3 Profit, Net Interest Income RiseOctober 13, 2026 | rttnews.comUnity Bancorp Reports Third Quarter 2026 Net Income of $17.4 Million, or $1.70 per Diluted ShareOctober 13, 2026 | quiverquant.comQSee More Headlines UNTY Stock Analysis - Frequently Asked Questions How have UNTY shares performed this year? Unity Bancorp's stock was trading at $51.72 on January 1st, 2026. Since then, UNTY stock has increased by 12.4% and is now trading at $58.14. How were Unity Bancorp's earnings last quarter? Unity Bancorp, Inc. (NASDAQ:UNTY) released its quarterly earnings data on Tuesday, October, 13th. The financial services provider reported $1.51 EPS for the quarter, beating analysts' consensus estimates of $1.49 by $0.02. The financial services provider had revenue of $36.65 million for the quarter, compared to analysts' expectations of $35.63 million. Unity Bancorp had a net margin of 31.00% and a trailing twelve-month return on equity of 16.34%. Who are Unity Bancorp's major shareholders? Top institutional shareholders of Unity Bancorp include Inspire Investing LLC (0.12%). Insiders that own company stock include James A Hughes, Mark S Brody, Peter E Maricondo, Robert H Dallas II, Robert H Dallas II, George Boyan, Mary E Gross, David G Bove, Donald E Jr Souders, Minsu Kim, Vincent Geraci, James Joseph Donovan and James Joseph Donovan. View institutional ownership trends. How do I buy shares of Unity Bancorp? Shares of UNTY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Unity Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Unity Bancorp investors own include Tesla (TSLA), Alibaba Group (BABA), Block (XYZ), CrowdStrike (CRWD), Netflix (NFLX), Palantir Technologies (PLTR) and Bank of America (BAC). Company Calendar Record date for 9/17 Dividend9/03/2026Ex-Dividend for 9/17 Dividend9/03/2026Dividend Payable9/17/2026Last Earnings10/13/2026Today10/25/2026Fiscal Year End12/31/2026Next Earnings (Estimated)1/12/2027Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (11m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 UNTY's financial health is in the Green zone, according to TradeSmith. UNTY has been in this zone for over 11 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:UNTY CIK920427 Webwww.unitybank.com Phone(908) 730-7630Fax908-730-9430Employees245Year Founded1991Price Target and Rating Average Price Target for Unity Bancorp$65.50 High Price Target$68.00 Low Price Target$61.00 Potential Upside/Downside+12.7%Consensus RatingBuy Rating Score (0-4)3.33 Research Coverage6 Analysts Profitability EPS (Trailing Twelve Months)$6.04 Trailing P/E Ratio9.63 Forward P/E Ratio9.80 P/E GrowthN/ANet Income$57.95 million Net Margins31.00% Pretax Margin39.08% Return on Equity16.34% Return on Assets1.91% Debt Debt-to-Equity Ratio0.88 Current Ratio1.17 Quick Ratio1.17 Sales & Book Value Annual Sales$188.41 million Price / Sales3.10 Cash Flow$4.28 per share Price / Cash Flow13.59 Book Value$34.43 per share Price / Book1.69Miscellaneous Outstanding Shares10,040,000Free Float7,144,000Market Cap$583.73 million OptionableOptionable Beta0.65 Social Links The Best Nuclear Energy Stocks to BuyNuclear energy is entering a new growth cycle as rising power demand, expanding data centers, and renewed policy support bring the sector back into focus. 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