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NASDAQ:UNTY

Unity Bancorp (UNTY) Stock Price, News & Analysis

Unity Bancorp logo
$58.62 -0.72 (-1.21%)
Closing price 08/25/2026 04:00 PM Eastern
Extended Trading
$59.57 +0.95 (+1.62%)
As of 07:22 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Unity Bancorp Stock (NASDAQ:UNTY)

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Key Stats

Today's Range
$58.37
$59.32
50-Day Range
$54.86
$61.82
52-Week Range
$44.34
$62.50
Volume
36,921 shs
Average Volume
57,638 shs
Market Capitalization
$588.54 million
P/E Ratio
10.19
Dividend Yield
1.09%
Price Target
$65.50
Consensus Rating
Buy

Company Overview

Unity Bancorp, Inc. is a bank holding company headquartered in Morrisville, Pennsylvania, trading on the NASDAQ under the ticker UNTY. Through its primary subsidiary, Unity Bank, the company delivers a comprehensive suite of commercial and retail banking services to individuals, businesses and municipal clients in its regional markets.

Founded in 1906, Unity Bank maintains a network of conveniently located branches across Bucks County and adjacent areas of southeastern Pennsylvania. The company’s deposit portfolio includes checking and savings accounts, money market accounts and certificates of deposit, while its loan offerings encompass commercial real estate, construction and land development, agricultural and consumer lending solutions.

Beyond traditional deposit and lending activities, Unity Bancorp provides cash management and merchant services, as well as internet and mobile banking platforms designed to streamline day-to-day financial operations. The company also offers trust and wealth management services and participates in Small Business Administration lending programs to support the financing needs of small and mid-sized enterprises within its communities.

Unity Bancorp is governed by a board of directors and seasoned executive team committed to community banking principles. Emphasizing local decision-making and personalized customer relationships, the company focuses on fostering economic growth in southeastern Pennsylvania through targeted lending initiatives and community reinvestment programs.

AI Generated. May Contain Errors.

Unity Bancorp Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
93rd Percentile Overall Score

UNTY MarketRank™: 

Unity Bancorp scored higher than 93% of companies evaluated by MarketBeat, and ranked 114th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Unity Bancorp has received a consensus rating of Buy. The company's average rating score is 3.17, and is based on 1 strong buy rating, 5 buy ratings, no hold ratings, and no sell ratings.

  • Upside Potential

    Unity Bancorp has a consensus price target of $65.50, representing about 11.7% upside from its current price of $58.62.

  • Amount of Analyst Coverage

    Unity Bancorp has only been the subject of 4 research reports in the past 90 days.

  • Read more about Unity Bancorp's stock forecast and price target.
  • Earnings Growth

    Earnings for Unity Bancorp are expected to grow by 8.36% in the coming year, from $5.86 to $6.35 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Unity Bancorp is 10.19, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.16.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Unity Bancorp is 10.19, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.60.

  • Price to Book Value per Share Ratio

    Unity Bancorp has a P/B Ratio of 1.58. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Unity Bancorp's valuation and earnings.
  • Percentage of Shares Shorted

    1.99% of the float of Unity Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    Unity Bancorp has a short interest ratio ("days to cover") of 2.49, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Unity Bancorp has recently increased by 13.30%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Unity Bancorp pays a meaningful dividend of 1.08%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Unity Bancorp has been increasing its dividend for 12 years.

  • Dividend Coverage

    The dividend payout ratio of Unity Bancorp is 11.13%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Unity Bancorp will have a dividend payout ratio of 10.08% next year. This indicates that Unity Bancorp will be able to sustain or increase its dividend.

  • Read more about Unity Bancorp's dividend.
  • News Sentiment

    Unity Bancorp has a news sentiment score of 0.92. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 5 news articles for Unity Bancorp this week, compared to 2 articles on an average week.
  • Search Interest

    1 people have searched for UNTY on MarketBeat in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Unity Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $88,368.00 in company stock.

  • Percentage Held by Insiders

    28.87% of the stock of Unity Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    42.31% of the stock of Unity Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Unity Bancorp's insider trading history.
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UNTY Stock News Headlines

A $382 trillion migration and the position no one is talking about
Trump just signed a law requiring America's entire $382 trillion financial system to migrate to a new money network by April 2027. BlackRock CEO Larry Fink already calls it 'the next major evolution in market infrastructure.' Our research has identified one small, overlooked position at the center of this policy-driven shift - already drawing quiet institutional buying from BNY Mellon, State Street, and JPMorgan. It currently trades for pennies relative to where institutional demand could push it. The Q3 2026 compliance deadline may be the last window before prices move.tc pixel
Unity Bancorp: A Resilient Regional Bank
See More Headlines

UNTY Stock Analysis - Frequently Asked Questions

Unity Bancorp's stock was trading at $51.72 at the beginning of 2026. Since then, UNTY shares have increased by 13.3% and is now trading at $58.62.

Unity Bancorp, Inc. (NASDAQ:UNTY) released its quarterly earnings data on Tuesday, July, 14th. The financial services provider reported $1.42 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $1.44 by $0.02. The financial services provider had revenue of $33.75 million for the quarter, compared to the consensus estimate of $34.62 million. Unity Bancorp had a net margin of 30.26% and a trailing twelve-month return on equity of 16.10%.

Top institutional shareholders of Unity Bancorp include BlackRock Inc. (5.48%), Wellington Management Group LLP (1.29%), Connor Clark & Lunn Investment Management Ltd. (0.41%) and Bank of New York Mellon Corp (0.34%). Insiders that own company stock include James A Hughes, Mark S Brody, Peter E Maricondo, Robert H Dallas II, Robert H Dallas II, Mary E Gross, David G Bove, Donald E Jr Souders, Minsu Kim, James Joseph Donovan, James Joseph Donovan and Vincent Geraci.
View institutional ownership trends
.

Shares of UNTY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Unity Bancorp investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), ServiceNow (NOW), Adobe (ADBE) and Arista Networks (ANET).

Company Calendar

Record date for 6/18 Dividend
6/04/2026
Ex-Dividend for 6/18 Dividend
6/04/2026
Dividend Payable
6/18/2026
Last Earnings
7/14/2026
Today
8/26/2026
Record date for 9/17 Dividend
9/03/2026
Ex-Dividend for 9/17 Dividend
9/03/2026
Dividend Payable
9/17/2026
Next Earnings (Estimated)
10/13/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:UNTY
CIK
920427
Employees
230
Year Founded
1991

Price Target and Rating

High Price Target
$68.00
Low Price Target
$61.00
Potential Upside/Downside
+11.7%
Consensus Rating
Buy
Rating Score (0-4)
3.17
Research Coverage
6 Analysts

Profitability

EPS (Trailing Twelve Months)
$5.75
Trailing P/E Ratio
10.19
Forward P/E Ratio
10.00
P/E Growth
N/A
Net Income
$57.95 million
Net Margins
30.26%
Pretax Margin
39.08%
Return on Equity
16.10%
Return on Assets
1.88%

Debt

Debt-to-Equity Ratio
0.88
Current Ratio
1.17
Quick Ratio
1.17

Sales & Book Value

Annual Sales
$188.41 million
Price / Sales
3.12
Cash Flow
$4.23 per share
Price / Cash Flow
13.87
Book Value
$37.02 per share
Price / Book
1.58

Miscellaneous

Outstanding Shares
10,040,000
Free Float
7,144,000
Market Cap
$588.54 million
Optionable
Optionable
Beta
0.62

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This page (NASDAQ:UNTY) was last updated on 8/26/2026 by MarketBeat.com Staff.
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