Bread Financial (BFH) Projected to Release Quarterly Earnings on Thursday

Key Points

• Bread Financial is expected to report Q3 2026 results before market open on October 22. Analysts project earnings of $3.34 per share and revenue of approximately $1.01 billion.
• In the previous quarter, Bread Financial reported $3.55 in EPS, beating estimates by $0.81, while revenue rose 6.9% year over year to $993 million.
• The company pays a quarterly dividend of $0.23 per share, equal to a $0.92 annualized payout and a 0.9% yield. Analysts maintain a consensus “Hold” rating with an average price target of $112.29.

Bread Financial (NYSE:BFH - Get Free Report) is projected to announce its Q3 2026 results before the market opens on Thursday, October 22nd. Analysts expect Bread Financial to announce earnings of $3.34 per share and revenue of $1.01 billion for the quarter. Individuals may review the information on the company's upcoming Q3 2026 earnings overview page for the latest details on the call scheduled for Thursday, October 22, 2026 at 8:30 AM ET.

Bread Financial (NYSE:BFH - Get Free Report) last announced its quarterly earnings data on Thursday, July 23rd. The company reported $3.55 EPS for the quarter, beating analysts' consensus estimates of $2.74 by $0.81. Bread Financial had a return on equity of 18.42% and a net margin of 11.95%. The company had revenue of $993.00 million during the quarter, compared to the consensus estimate of $959.32 million. During the same quarter in the prior year, the firm earned $3.15 EPS. The company's quarterly revenue was up 6.9% compared to the same quarter last year. On average, analysts expect Bread Financial to post $12.10 EPS for the current fiscal year and $13.19 EPS for the next fiscal year.

Bread Financial Trading Down 3.3%

Shares of NYSE BFH opened at $98.93 on Thursday. The company has a quick ratio of 1.17, a current ratio of 1.17 and a debt-to-equity ratio of 0.25. Bread Financial has a 12 month low of $57.11 and a 12 month high of $114.53. The company has a market cap of $3.80 billion, a price-to-earnings ratio of 7.40, a P/E/G ratio of 0.81 and a beta of 1.15. The business has a fifty day simple moving average of $105.30 and a 200-day simple moving average of $97.38.

Bread Financial Dividend Announcement

The business also recently disclosed a quarterly dividend, which was paid on Tuesday, September 15th. Shareholders of record on Monday, August 31st were issued a dividend of $0.23 per share. This represents a $0.92 annualized dividend and a yield of 0.9%. The ex-dividend date was Monday, August 31st. Bread Financial's payout ratio is presently 7.18%.

Insiders Place Their Bets

In related news, Director Praniti Lakhwara sold 2,802 shares of the business's stock in a transaction that occurred on Tuesday, July 28th. The shares were sold at an average price of $106.12, for a total transaction of $297,348.24. Following the transaction, the director directly owned 4,458 shares of the company's stock, valued at approximately $473,082.96. The trade was a 38.60% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is accessible through the SEC website. Insiders own 1.30% of the company's stock.

Analyst Upgrades and Downgrades

BFH has been the subject of a number of analyst reports. BTIG Research upped their price objective on shares of Bread Financial from $105.00 to $132.00 and gave the company a "buy" rating in a research note on Tuesday, June 30th. Evercore set a $118.00 target price on shares of Bread Financial in a report on Thursday, October 1st. Barclays lifted their target price on shares of Bread Financial from $109.00 to $110.00 and gave the stock an "equal weight" rating in a research report on Monday, October 5th. Wolfe Research upgraded shares of Bread Financial from a "peer perform" rating to an "outperform" rating and set a $130.00 price target on the stock in a report on Tuesday, August 25th. Finally, Royal Bank Of Canada restated a "sector perform" rating and issued a $115.00 price target on shares of Bread Financial in a research report on Friday, July 24th. Eight equities research analysts have rated the stock with a Buy rating, seven have assigned a Hold rating and one has issued a Sell rating to the stock. Based on data from MarketBeat, the stock has a consensus rating of "Hold" and a consensus price target of $112.29.

About Bread Financial

Bread Financial Corporation NYSE: BFH is a financial services company that provides payment, lending and savings solutions to consumers and businesses. The company works with merchants and brands to offer private-label and co-branded credit cards, installment loans, buy now, pay later services and other financing options at the point of sale.

Its consumer products and services include Bread Pay payment solutions, credit card programs issued through its banking subsidiaries, and Bread Savings deposit products.

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