Citizens (CIA) Expected to Release Quarterly Earnings on Thursday

Key Points

• Citizens is expected to report Q3 2026 results before market open on November 5. Analysts forecast earnings of $0.03 per share on revenue of $64.72 million, with an earnings call scheduled for November 6.
• The insurer previously missed expectations, reporting Q2 EPS of $0.01 versus the $0.07 consensus and revenue of $61.90 million versus $63.85 million expected.
• Analyst sentiment is mixed, with an overall “Hold” rating and a $5.50 consensus price target. Meanwhile, insiders bought 27,376 shares worth approximately $102,390 over the past 90 days.

Citizens (NYSE:CIA - Get Free Report) is projected to issue its Q3 2026 results before the market opens on Thursday, November 5th. Analysts expect Citizens to announce earnings of $0.03 per share and revenue of $64.72 million for the quarter. Parties may review the information on the company's upcoming Q3 2026 earnings report page for the latest details on the call scheduled for Friday, November 6, 2026 at 4:00 PM ET.

Citizens (NYSE:CIA - Get Free Report) last announced its quarterly earnings results on Thursday, August 6th. The insurance provider reported $0.01 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.07 by ($0.06). Citizens had a net margin of 4.55% and a return on equity of 4.73%. The business had revenue of $61.90 million for the quarter, compared to the consensus estimate of $63.85 million. On average, analysts expect Citizens to post $0.12 EPS for the current fiscal year and $0.21 EPS for the next fiscal year.

Citizens Trading Up 2.2%

NYSE:CIA opened at $3.80 on Thursday. The company has a 50 day simple moving average of $3.64 and a two-hundred day simple moving average of $4.87. The company has a market cap of $212.80 million, a PE ratio of 18.10 and a beta of 0.47. Citizens has a 12 month low of $3.31 and a 12 month high of $6.54.

Analyst Upgrades and Downgrades

CIA has been the subject of a number of recent research reports. Freedom Broker began coverage on shares of Citizens in a research report on Monday, August 24th. They set a "buy" rating and a $5.50 price objective for the company. Wall Street Zen upgraded Citizens from a "strong sell" rating to a "sell" rating in a research report on Sunday, October 11th. Weiss Ratings raised shares of Citizens from a "sell (d+)" rating to a "hold (c-)" rating in a research note on Friday, October 16th. Citigroup initiated coverage on Citizens in a research note on Monday, August 24th. They issued a "buy" rating for the company. Finally, Zacks Research downgraded shares of Citizens from a "hold" rating to a "strong sell" rating in a report on Wednesday, October 7th. Two research analysts have rated the stock with a Buy rating, one has assigned a Hold rating and one has issued a Sell rating to the stock. Based on data from MarketBeat.com, the stock has an average rating of "Hold" and a consensus price target of $5.50.

Insider Transactions at Citizens

In other news, CEO Jon Stenberg purchased 12,000 shares of the business's stock in a transaction on Tuesday, August 11th. The shares were acquired at an average cost of $3.65 per share, with a total value of $43,800.00. Following the completion of the acquisition, the chief executive officer owned 389,574 shares of the company's stock, valued at $1,421,945.10. This trade represents a 3.18% increase in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which can be accessed through the SEC website. Also, Director Michael Philip Harwood bought 10,000 shares of the company's stock in a transaction that occurred on Monday, August 31st. The shares were acquired at an average price of $3.80 per share, for a total transaction of $38,000.00. Following the completion of the purchase, the director owned 11,096 shares in the company, valued at $42,164.80. The trade was a 912.41% increase in their ownership of the stock. The SEC filing for this purchase provides additional information. In the last ninety days, insiders have purchased 27,376 shares of company stock worth $102,390. 2.20% of the stock is owned by corporate insiders.

Citizens Company Profile

Citizens, Inc NYSE: CIA is an insurance holding company focused primarily on life insurance products. Through its operating subsidiaries, the company provides coverage designed to address final expenses, mortgage protection, income replacement and other long-term financial needs.

Its product offerings have included whole life, term life, universal life and other life insurance policies, as well as related insurance solutions. Citizens serves policyholders in the United States and selected international markets, including countries and territories in Latin America and the Caribbean.

The company is based in Austin, Texas, and has historically operated through insurance subsidiaries serving domestic and international customers.

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