U.S. Bancorp (USB) Stock Price, News & Analysis

Company Overview

U.S. Bancorp (NYSE: USB) is a bank holding company and the parent of U.S. Bank, a national commercial bank that provides a wide range of banking, investment, mortgage, trust and payment services. The company operates through consumer and business banking, commercial banking, payment services, and wealth management segments. Its product set includes deposit accounts, consumer and commercial lending, mortgage origination and servicing, credit and debit card services, treasury and cash management, merchant processing, and institutional and trust services.

Headquartered in Minneapolis, Minnesota, U.S. Bancorp serves customers across the United States through a network of branches, ATMs, and digital channels, with a particularly strong presence in the Midwest and Western states. The bank caters to individual consumers, small and middle-market businesses, large corporations and government clients, offering both standard retail banking products and specialized services such as commercial real estate lending, equipment financing, and outsourced payment and processing solutions.

The company has grown over time through organic expansion and a series of strategic acquisitions that expanded its geographic footprint and product capabilities. As a bank holding company, U.S. Bancorp is subject to federal banking regulation and oversight and emphasizes risk management, compliance and technology investment to support its operations and customer service delivery. Its digital and mobile banking platforms are central to its strategy for reaching retail and business customers.

U.S. Bancorp positions itself as a full-service financial institution with a diversified business model designed to serve a broad range of client needs. Its service offerings appeal to everyday consumers seeking deposit and lending products as well as institutional clients requiring complex treasury, payment and wealth-management solutions. The company’s operations combine branch-based relationship banking with technology-enabled channels to support client access and efficiency.

Key Stats

• Today's Range: $56.11 to $56.86
• 50-Day Range: $50.85 to $57.27
• 52-Week Range: $41.13 to $61.19
• Volume: 9.22 million shs
• Average Volume: 10.60 million shs
• Market Capitalization: $87.21 billion
• P/E Ratio: 11.78
• Dividend Yield: 3.70%
• Price Target: $61.20
• Consensus Rating: Moderate Buy

U.S. Bancorp Stock Analysis - MarketRank™

U.S. Bancorp scored higher than 97% of companies evaluated by MarketBeat, and ranked 75th out of 879 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.0 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

U.S. Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.65, and is based on 1 strong buy rating, 14 buy ratings, 7 hold ratings, and 1 sell rating.

Upside/Downside

The consensus price target for U.S. Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

U.S. Bancorp has been the subject of 11 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 10.81%

Earnings Growth

Earnings for U.S. Bancorp are expected to grow by 10.81% in the coming year, from $5.09 to $5.64 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of U.S. Bancorp is 11.78, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.48.

Price to Earnings Ratio vs. Sector

The P/E ratio of U.S. Bancorp is 11.78, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.48.

Price to Earnings Growth Ratio

U.S. Bancorp has a PEG Ratio of 1.00. PEG Ratios around 1 indicate that a company is correctly valued.

Price to Book Value per Share Ratio

U.S. Bancorp has a P/B Ratio of 1,404.65. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for USB.

Dividend

• Score: 5.0 / 5
• Dividend Strength: Strong

Dividend Leadership

U.S. Bancorp is a leading dividend payer. It pays a dividend yield of 3.77%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

U.S. Bancorp has been increasing its dividend for 14 years.

Dividend Coverage

The dividend payout ratio of U.S. Bancorp is 43.61%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, U.S. Bancorp will have a dividend payout ratio of 36.88% next year. This indicates that U.S. Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.7 / 5
• News Sentiment: 0.99

News Sentiment

U.S. Bancorp has a news sentiment score of 0.99. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.71 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 28 news articles for U.S. Bancorp this week, compared to 12 articles on an average week.

Search Interest

Only 25 people have searched for USB on MarketBeat in the last 30 days. This is a decrease of -26% compared to the previous 30 days.

MarketBeat Follows

14 people have added U.S. Bancorp to their MarketBeat watchlist in the last 30 days. This is an increase of 133% compared to the previous 30 days.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, U.S. Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $6,149,288.00 in company stock.

Percentage Held by Insiders

0.21% of the stock of U.S. Bancorp is held by insiders.

Percentage Held by Institutions

77.60% of the stock of U.S. Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

USB Stock Analysis - Frequently Asked Questions

How have USB shares performed this year?

U.S. Bancorp's stock was trading at $53.35 at the start of the year. Since then, USB shares have increased by 5.3% and is now trading at $56.1860.

How were U.S. Bancorp's earnings last quarter?

U.S. Bancorp (NYSE:USB) posted its earnings results on Thursday, April, 16th. The financial services provider reported $1.18 earnings per share for the quarter, beating analysts' consensus estimates of $1.14 by $0.04. U.S. Bancorp's quarterly revenue was up 4.7% compared to the same quarter last year.
Read the conference call transcript.

Is U.S. Bancorp doing a stock buyback?

U.S. Bancorp's board initiated a stock buyback program on Thursday, September 12th 2024, which permits the company to repurchase $5,000,000,000 in shares, according to EventVestor. This means that the company could repurchase up to 7% of its stock through open market purchases. Stock buyback programs are typically a sign that the company's board of directors believes its shares are undervalued.

Does U.S. Bancorp have any subsidiaries?

U.S. Bancorp subsidiaries include these companies: Bento for Business, talech, Vail Banks Inc., Western Bancorp, 111 Tower Investors Inc., Banctech Processing Services LLC, CenPOS LLC, and more.

Who are U.S. Bancorp's major shareholders?

Top institutional investors of U.S. Bancorp include Bank of New York Mellon Corp (0.59%), SG Americas Securities LLC (0.42%), Sumitomo Mitsui Trust Group Inc. (0.22%) and Principal Financial Group Inc. (0.11%). Insiders that own company stock include Andrew Cecere, James L Chosy, Terrance R Dolan, Jodi L Richard, Shailesh M Kotwal, Timothy A Welsh, Mark G Runkel, Souheil Badran, Venkatachari Dilip, Aleem Gillani and James B Kelligrew.
View institutional ownership trends.

How do I buy shares of U.S. Bancorp?

Shares of USB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of U.S. Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that U.S. Bancorp investors own include Symbotic (SYM), JPMorgan Nasdaq Equity Premium Income ETF (JEPQ), Chevron (CVX), Bristol Myers Squibb (BMY), Comcast (CMCSA), Charles Schwab (SCHW) and McKesson (MCK).

Company Calendar

• Record date for 4/15 Dividend: 3/31/2026
• Ex-Dividend for 4/15 Dividend: 3/31/2026
• Dividend Payable: 4/15/2026
• Last Earnings: 4/16/2026
• Today: 5/06/2026
• Next Earnings (Estimated): 7/16/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - MJR REGNL
• Sub-Industry: Diversified Banks
• Current Symbol: NYSE:USB
• CIK: 36104
• Web: www.usbank.com
• Phone: (651) 466-3000
• Fax: 612-303-0782
• Employees: 68,520
• Year Founded: 1863

Price Target and Rating

• Average Price Target for U.S. Bancorp: $61.20
• High Price Target: $74.00
• Low Price Target: $52.00
• Potential Upside/Downside: +8.9%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.65
• Research Coverage: 23 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.77
• Trailing P/E Ratio: 11.78
• Forward P/E Ratio: 11.04
• P/E Growth: 1
• Net Income: $7.57 billion
• Net Margins: 18.01%
• Pretax Margin: 22.56%
• Return on Equity: 18.26%
• Return on Assets: 1.50%

Debt

• Debt-to-Equity Ratio: 1.03
• Current Ratio: 0.81
• Quick Ratio: 0.81

Sales & Book Value

• Annual Sales: $28.87 billion
• Price / Sales: 3.02
• Cash Flow: $5.52 per share
• Price / Cash Flow: 10.17
• Book Value: $0.04 per share
• Price / Book: 1,404.65

Miscellaneous

• Outstanding Shares: 1,552,252,000
• Free Float: 1,548,992,000
• Market Cap: $87.21 billion
• Optionable: Optionable
• Beta: 1.00