NASDAQ:USIO Usio (USIO) Stock Price, News & Analysis $1.46 -0.11 (-6.73%) Closing price 08/11/2025 04:00 PM EasternExtended Trading$1.45 -0.01 (-0.34%) As of 05:05 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Usio Stock (NASDAQ:USIO) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Usio alerts:Sign Up Key Stats Today's Range$1.38▼$1.5650-Day Range$1.37▼$1.8952-Week Range$1.24▼$2.92Volume420,475 shsAverage Volume88,951 shsMarket Capitalization$38.56 millionP/E Ratio14.55Dividend YieldN/APrice Target$4.00Consensus RatingHold Company Overview Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation. In addition, the company offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a website or retail services accessed through a physical terminal. Further, it provides a proprietary web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Additionally, the company offers prepaid and incentive card issuance services; and operates a prepaid core processing platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas. Read More Usio Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks43rd Percentile Overall ScoreUSIO MarketRank™: Usio scored higher than 43% of companies evaluated by MarketBeat, and ranked 379th out of 602 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.0 / 5Analyst RatingHold Consensus RatingUsio has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on 1 buy rating, no hold ratings, and 1 sell rating.Amount of Analyst CoverageUsio has only been the subject of 1 research reports in the past 90 days.Read more about Usio's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthGrowing Earnings GrowthEarnings for Usio are expected to grow in the coming year, from ($0.03) to $0.14 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Usio is 14.55, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.02.Price to Earnings Ratio vs. SectorThe P/E ratio of Usio is 14.55, which means that it is trading at a less expensive P/E ratio than the Business Services sector average P/E ratio of about 27.93.Price to Book Value per Share RatioUsio has a P/B Ratio of 2.05. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short InterestN/AShort Interest LevelN/A Short InterestThere is no current short interest data available for USIO. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldUsio does not currently pay a dividend.Dividend GrowthUsio does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Short InterestThere is no current short interest data available for USIO. News and Social Media1.7 / 5News Sentiment0.04 News SentimentUsio has a news sentiment score of 0.04. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.54 average news sentiment score of Business Services companies.News Coverage This WeekMarketBeat has tracked 15 news articles for Usio this week, compared to 1 article on an average week.Search InterestOnly 3 people have searched for USIO on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership0.8 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Usio insiders have not sold or bought any company stock.Percentage Held by Insiders17.80% of the stock of Usio is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 20.23% of the stock of Usio is held by institutions.Read more about Usio's insider trading history. Receive USIO Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Usio and its competitors with MarketBeat's FREE daily newsletter. Email Address USIO Stock News HeadlinesComparing Usio (NASDAQ:USIO) & Marqeta (NASDAQ:MQ)August 10 at 2:51 AM | americanbankingnews.comEquities Analysts Offer Predictions for Usio Q3 EarningsAugust 10 at 2:19 AM | americanbankingnews.comThe End of Elon Musk…?The End of Elon Musk? Don't make him laugh. Jeff Brown has been hearing this same tired story for years, and he's been proven right time and time again. And now, while the media focuses on Tesla's "demise," he's uncovered an AI breakthrough that's about to make Elon's doubters eat their words yet again. According to his research, if you listen to the media and miss out on Elon's newest breakthrough, it's going to cost you the fortune of a lifetime. | Brownstone Research (Ad)The past five years for Usio (NASDAQ:USIO) investors has not been profitableAugust 7, 2025 | finance.yahoo.comUsio, Inc. (USIO) Q2 2025 Earnings Call TranscriptAugust 7, 2025 | seekingalpha.comUsio Inc (USIO) Q2 2025: Everything You Need To Know Ahead Of EarningsAugust 7, 2025 | finance.yahoo.comUsio signals 5–12% revenue growth outlook as strategic initiatives drive margin gainsAugust 7, 2025 | msn.comUsio Inc (USIO) Q2 2025 Earnings: EPS Matches Estimate at ($0. ...August 6, 2025 | gurufocus.comSee More Headlines USIO Stock Analysis - Frequently Asked Questions How have USIO shares performed this year? Usio's stock was trading at $1.46 at the beginning of the year. Since then, USIO stock has decreased by 0.3% and is now trading at $1.4550. How were Usio's earnings last quarter? Usio Inc (NASDAQ:USIO) posted its quarterly earnings results on Wednesday, August, 6th. The company reported ($0.01) earnings per share (EPS) for the quarter, hitting the consensus estimate of ($0.01). The company had revenue of $19.96 million for the quarter, compared to analyst estimates of $22.41 million. Usio had a net margin of 3.43% and a negative trailing twelve-month return on equity of 1.63%. Read the conference call transcript. Who are Usio's major shareholders? Top institutional investors of Usio include Ritholtz Wealth Management (0.12%). Insiders that own company stock include Topline Capital Management, Ll, Topline Capital Partners, Lp and Houston Korth Frost. View institutional ownership trends. How do I buy shares of Usio? Shares of USIO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Usio own? Based on aggregate information from My MarketBeat watchlists, some other companies that Usio investors own include NVIDIA (NVDA), Broadcom (AVGO), Arista Networks (ANET), Jabil (JBL), Meta Platforms (META), e.l.f. Beauty (ELF) and Adobe (ADBE). Company Calendar Last Earnings8/06/2025Today8/11/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorBusiness Services Industry Financial Transaction Services Sub-IndustryBanking Current SymbolNASDAQ:USIO CIK1088034 Webwww.usio.com Phone(210) 249-4100Fax210-249-4130Employees110Year Founded1998Price Target and Rating Average Price Target for Usio$4.00 High Price Target$4.00 Low Price Target$4.00 Potential Upside/Downside+174.9%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage2 Analysts Profitability EPS (Trailing Twelve Months)$0.10 Trailing P/E Ratio14.55 Forward P/E RatioN/A P/E GrowthN/ANet Income$3.31 million Net Margins3.43% Pretax Margin0.29% Return on Equity-1.63% Return on Assets-0.28% Debt Debt-to-Equity Ratio0.03 Current Ratio1.11 Quick Ratio1.11 Sales & Book Value Annual Sales$82.93 million Price / Sales0.46 Cash Flow$0.08 per share Price / Cash Flow18.04 Book Value$0.71 per share Price / Book2.05Miscellaneous Outstanding Shares26,500,000Free Float21,780,000Market Cap$38.56 million OptionableOptionable Beta1.43 Social Links These 7 Stocks Will Be Magnificent in 2025Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2025. Explore companies poised to replicate the growth, innovation, and value creation of the tech giants dominating today's markets.Get This Free Report This page (NASDAQ:USIO) was last updated on 8/12/2025 by MarketBeat.com Staff From Our PartnersWhen the levee breaksThe U.S. Treasury just confirmed it plans to borrow $1.01 trillion this quarter—nearly double what was project...Porter & Company | SponsoredOne stock to replace NvidiaInvesting Legend Hints the End May be Near for These 3 Iconic Stocks One company to replace Amazon… another...InvestorPlace | SponsoredGENIUS Act: Cancel Your Money?A new law called the GENIUS Act could quietly trigger the most radical shift in American finance in decades. 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