Waterdrop (WDH) Stock Price, News & Analysis

Company Overview

Waterdrop Inc. is a China-focused technology platform that connects consumers with insurance products and medical fundraising services. Its insurance business distributes policies from third-party insurers through online channels, including coverage for health, life and accidents.

The company also operates Waterdrop Medical Crowdfunding, a platform through which people can seek donations to help cover medical expenses. Waterdrop was founded in 2016 by Shen Peng, who has served as the company’s chairman and chief executive officer.

Waterdrop’s services primarily serve users in China. The company has also operated a mutual-aid program, which it discontinued in 2021.

Key Stats

• Today's Range: $0.99 to $1.01
• 50-Day Range: $0.98 to $1.08
• 52-Week Range: $0.96 to $2.03
• Volume: 230,368 shs
• Average Volume: 309,485 shs
• Market Capitalization: $362.68 million
• P/E Ratio: 4.79
• Dividend Yield: 4.98%
• Price Target: N/A
• Consensus Rating: Hold

Waterdrop Stock Analysis - MarketRank™

Waterdrop scored higher than 48% of companies evaluated by MarketBeat, and ranked 642nd out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.2 / 5
• Analyst Rating: Hold

Consensus Rating

Waterdrop has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Waterdrop has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Waterdrop is 4.79, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.56.

Price to Earnings Ratio vs. Sector

The P/E ratio of Waterdrop is 4.79, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.33.

Price to Book Value per Share Ratio

Waterdrop has a P/B Ratio of 0.49. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.04% of the float of Waterdrop has been sold short.

Short Interest Ratio / Days to Cover

Waterdrop has a short interest ratio ("days to cover") of 0.55, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Waterdrop has recently decreased by 19.22%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Waterdrop is a leading dividend payer. It pays a dividend yield of 4.80%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Waterdrop does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Waterdrop is 23.81%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Waterdrop insiders have not sold or bought any company stock.

Percentage Held by Insiders

24.60% of the stock of Waterdrop is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

1.96% of the stock of Waterdrop is held by institutions.

Company Calendar

• Last Earnings: 9/08/2026
• Record date for 11/6 Dividend: 10/09/2026
• Ex-Dividend for 11/6 Dividend: 10/09/2026
• Dividend Payable: 11/06/2026
• Today: 11/11/2026
• Next Earnings (Estimated): 12/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Insurance Brokers
• Current Symbol: NYSE:WDH
• CIK: 1823986
• Web: www.waterdrop-inc.com
• Phone: 86-10-5339-4997
• Fax: N/A
• Employees: 3,018
• Year Founded: 2016

Profitability

• EPS (Trailing Twelve Months): $0.21
• Trailing P/E Ratio: 4.79
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $81.36 million
• Net Margins: 10.69%
• Pretax Margin: 10.90%
• Return on Equity: 10.47%
• Return on Assets: 7.40%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.19
• Quick Ratio: 2.19

Sales & Book Value

• Annual Sales: $568.81 million
• Price / Sales: 0.64
• Cash Flow: $0.23 per share
• Price / Cash Flow: 4.33
• Book Value: $2.04 per share
• Price / Book: 0.49

Miscellaneous

• Outstanding Shares: 360,880,000
• Free Float: 272,106,000
• Market Cap: $362.68 million
• Optionable: Not Optionable
• Beta: -0.17