Ameris Bancorp (ABCB) Stock Price, News & Analysis

Company Overview

Ameris Bancorp (NYSE: ABCB) is a financial holding company whose principal subsidiary, Ameris Bank, provides banking and financial services to individuals, businesses and institutions. The bank offers deposit accounts, commercial and consumer lending, residential mortgages, treasury and payment services, wealth management and other financial solutions.

Founded in 1971, Ameris Bank has grown from a community banking institution in Georgia into a regional bank serving customers across the southeastern United States. Its branch and lending network primarily covers Georgia, Alabama, Florida, South Carolina, North Carolina and Tennessee, with services also delivered through digital and other electronic channels.

Ameris Bancorp is led by Palmer Proctor Jr., who serves as chief executive officer and president of Ameris Bank. The company emphasizes relationship-based banking and supports a range of commercial, small-business, agricultural, real estate and consumer banking needs.

Key Stats

• Today's Range: $80.58 to $81.89
• 50-Day Range: $79.54 to $89.79
• 52-Week Range: $68.80 to $93.22
• Volume: 435,186 shs
• Average Volume: 501,209 shs
• Market Capitalization: $5.47 billion
• P/E Ratio: 14.74
• Dividend Yield: 0.98%
• Price Target: $91.67
• Consensus Rating: Moderate Buy

Ameris Bancorp Stock Analysis - MarketRank™

Ameris Bancorp scored higher than 48% of companies evaluated by MarketBeat, and ranked 608th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.0 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Ameris Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 4 buy ratings, 4 hold ratings, and no sell ratings.

Upside Potential

Ameris Bancorp has a consensus price target of $91.67, representing about 12.4% upside from its current price of $81.53.

Amount of Analyst Coverage

Ameris Bancorp has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.35%

Earnings Growth

Earnings for Ameris Bancorp are expected to grow by 6.35% in the coming year, from $6.61 to $7.03 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Ameris Bancorp is 14.74, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 42.26.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ameris Bancorp is 14.74, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.67.

Price to Book Value per Share Ratio

Ameris Bancorp has a P/B Ratio of 1.37. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.33% of the float of Ameris Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Ameris Bancorp has a short interest ratio ("days to cover") of 7.76.

Change versus previous month

Short interest in Ameris Bancorp has recently increased by 7.20%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Ameris Bancorp has a dividend yield of 0.98%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Ameris Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Ameris Bancorp is 14.47%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Ameris Bancorp will have a dividend payout ratio of 11.38% next year. This indicates that Ameris Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 2 news articles for Ameris Bancorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 0.9 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Ameris Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

5.70% of the stock of Ameris Bancorp is held by insiders.

Percentage Held by Institutions

91.60% of the stock of Ameris Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 7/6 Dividend: 6/30/2026
• Ex-Dividend for 7/6 Dividend: 6/30/2026
• Dividend Payable: 7/06/2026
• Last Earnings: 7/23/2026
• Record date for 10/5 Dividend: 9/30/2026
• Ex-Dividend for 10/5 Dividend: 9/30/2026
• Today: 10/04/2026
• Dividend Payable: 10/05/2026
• Next Earnings (Confirmed): 10/22/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:ABCB
• Previous Symbol: NASDAQ:ABCB
• CIK: 351569
• Web: www.amerisbank.com
• Phone: (404) 639-6500
• Fax: 229-890-2235
• Employees: 2,673
• Year Founded: 1971

Price Target and Rating

• Average Price Target for Ameris Bancorp: $91.67
• High Price Target: $100.00
• Low Price Target: $88.00
• Potential Upside/Downside: +12.4%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.53
• Trailing P/E Ratio: 14.74
• Forward P/E Ratio: 12.33
• P/E Growth: N/A
• Net Income: $412.15 million
• Net Margins: 21.98%
• Pretax Margin: 28.32%
• Return on Equity: 10.62%
• Return on Assets: 1.55%

Debt

• Debt-to-Equity Ratio: 0.34
• Current Ratio: 1.04
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $1.67 billion
• Price / Sales: 3.29
• Cash Flow: $6.60 per share
• Price / Cash Flow: 12.36
• Book Value: $59.67 per share
• Price / Book: 1.37

Miscellaneous

• Outstanding Shares: 67,110,000
• Free Float: 63,282,000
• Market Cap: $5.47 billion
• Optionable: Optionable
• Beta: 0.96