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Arch Capital Group (ACGLO) Financials

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$20.78 +0.07 (+0.34%)
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Annual Income Statements for Arch Capital Group

Annual Income Statements for Arch Capital Group

This table shows Arch Capital Group's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2014 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders		 812 516 665 567 714 1,595 1,364 2,094 1,436 4,403 4,272
Consolidated Net Income / (Loss)		 821 527 824 630 728 1,693 1,466 2,239 1,482 4,442 4,312
Net Income / (Loss) Continuing Operations		 821 527 824 630 728 1,691 1,466 2,239 1,482 4,442 4,312
Total Pre-Tax Income 		844 567 856 757 842 1,847 1,561 2,103 1,487 3,385 4,474
Total Revenue		 4,027 3,957 4,434 5,394 5,399 6,784 8,281 9,150 9,584 13,441 17,374
Net Interest Income / (Expense)		 -46 -46 -66 -117 -120 -121 -143 -139 -131 -133 -141
Total Interest Income		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Expense		 46 46 66 117 120 121 143 139 131 133 141
Long-Term Debt Interest Expense		 46 46 66 117 120 121 143 139 131 133 141
Total Non-Interest Income		 4,073 4,003 4,500 5,512 5,520 6,905 8,425 9,289 9,715 13,574 17,515
Other Service Charges		 -0.11 35 56 28 17 25 27 31 -14 58 68
Net Realized & Unrealized Capital Gains on Investments		 479 234 559 639 271 1,094 1,406 1,176 50 1,076 2,347
Premiums Earned		 3,594 3,734 3,885 4,845 5,232 5,786 6,992 8,082 9,679 12,440 15,100
Total Non-Interest Expense		 3,183 3,390 3,578 4,637 4,558 4,938 6,721 7,047 8,097 10,056 12,900
Property & Liability Insurance Claims		 1,919 2,051 2,186 2,967 2,890 3,133 4,690 4,585 5,028 6,246 8,342
Other Operating Expenses		 606 653 706 768 757 881 957 1,077 1,223 1,403 1,672
Amortization Expense		 657 686 687 901 911 923 1,074 1,385 1,846 2,407 2,886
Income Tax Expense		 23 41 31 128 114 156 112 128 80 -873 362
Other Gains / (Losses), net		 - - - - - - 17 264 75 184 200
Preferred Stock Dividends Declared		 22 22 28 53 44 42 42 63 40 40 40
Net Income / (Loss) Attributable to Noncontrolling Interest		 -13 -11 131 10 -30 57 60 82 6.00 -1.00 0.00
Basic Earnings per Share		 $6.21 $4.24 $1.83 $1.40 $1.76 $3.97 $3.38 $5.35 $3.90 $11.94 $11.47
Weighted Average Basic Shares Outstanding		 130.82M 121.79M 362.38M 404.14M 404.35M 401.80M 403.06M 391.70M 368.60M 368.70M 372.50M
Diluted Earnings per Share		 $6.02 $4.09 $1.78 $1.36 $1.73 $3.87 $3.32 $5.23 $3.80 $11.62 $11.19
Weighted Average Diluted Shares Outstanding		 134.92M 126.04M 374.15M 417.79M 412.91M 411.61M 410.26M 400.30M 377.60M 378.80M 381.80M
Weighted Average Basic & Diluted Shares Outstanding		 130.80M 121.70M 120.80M 404.60M 405.50M 401.70M 379.04M 379.04M 371.20M 374.15M 375.36M
Cash Dividends to Common per Share		 - - - - - - - - - - $5.00

Quarterly Income Statements for Arch Capital Group

This table shows Arch Capital Group's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q1 2025 Q2 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 3/31/2025 6/30/2025
Net Income / (Loss) Attributable to Common Shareholders		 7.00 849 705 661 713 2,324 1,110 1,259 564 1,227
Consolidated Net Income / (Loss)		 18 862 717 669 723 2,333 1,120 1,269 574 1,237
Net Income / (Loss) Continuing Operations		 18 862 717 669 723 2,333 1,120 1,269 574 1,237
Total Pre-Tax Income 		-6.00 887 742 714 741 1,188 1,166 1,321 678 1,411
Total Revenue		 2,386 3,071 3,118 3,124 3,317 3,882 3,938 4,195 4,611 5,087
Net Interest Income / (Expense)		 -33 -32 -32 -33 -34 -34 -34 -35 -35 -38
Total Interest Income		 0.00 - 0.00 0.00 0.00 - 0.00 0.00 0.00 0.00
Total Interest Expense		 33 32 32 33 34 34 34 35 35 38
Long-Term Debt Interest Expense		 33 32 32 33 34 34 34 35 35 38
Total Non-Interest Income		 2,477 2,990 3,150 3,157 3,351 3,916 3,972 4,230 4,646 5,125
Other Service Charges		 -11 9.00 21 9.00 1.00 27 26 11 51 80
Net Realized & Unrealized Capital Gains on Investments		 17 220 246 183 102 545 524 654 407 708
Premiums Earned		 2,471 2,761 2,883 2,965 3,248 3,344 3,422 3,565 4,188 4,337
Total Non-Interest Expense		 2,450 2,071 2,376 2,410 2,576 2,694 2,772 2,874 3,933 3,676
Property & Liability Insurance Claims		 1,683 1,241 1,471 1,491 1,647 1,637 1,728 1,827 2,587 2,303
Other Operating Expenses		 293 303 349 334 330 390 416 387 533 501
Amortization Expense		 474 527 556 585 599 667 628 660 813 872
Income Tax Expense		 -15 61 64 67 72 -1,076 101 97 121 214
Other Gains / (Losses), net		 9.00 36 39 22 54 69 55 45 17 40
Preferred Stock Dividends Declared		 10 10 10 10 10 10 10 10 10 10
Basic Earnings per Share		 $0.02 $2.31 $1.92 $1.79 $1.93 $6.30 $2.99 $3.38 $1.51 $3.30
Weighted Average Basic Shares Outstanding		 365.20M 368.60M 367.30M 368.70M 369.20M 368.70M 370.90M 372.70M 372.90M 372.20M
Diluted Earnings per Share		 $0.02 $2.26 $1.87 $1.75 $1.88 $6.12 $2.92 $3.30 $1.48 $3.23
Weighted Average Diluted Shares Outstanding		 373.70M 377.60M 377.60M 378.40M 379.40M 378.80M 380.50M 381.60M 381.90M 379.90M
Weighted Average Basic & Diluted Shares Outstanding		 369.87M 371.20M 372.42M 372.95M 373.17M 374.15M 375.49M 376.24M 374.75M 373.22M

Annual Cash Flow Statements for Arch Capital Group

This table details how cash moves in and out of Arch Capital Group's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2014 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Change in Cash & Equivalents		 52 68 288 -242 329 179 387 24 -41 225 262
Net Cash From Operating Activities		 1,037 998 1,377 1,095 1,559 2,048 2,887 3,425 3,816 5,749 6,673
Net Cash From Continuing Operating Activities		 1,037 998 1,377 1,095 1,559 2,048 2,887 3,425 3,816 5,749 6,673
Net Income / (Loss) Continuing Operations		 821 527 824 630 728 1,693 1,466 2,239 1,482 4,442 4,312
Consolidated Net Income / (Loss)		 821 527 824 630 728 1,693 1,466 2,239 1,482 4,442 4,312
Amortization Expense		 - 23 19 126 106 82 69 82 106 95 235
Non-Cash Adjustments to Reconcile Net Income		 -29 230 -86 -179 345 -326 -821 -803 893 60 -540
Changes in Operating Assets and Liabilities, net		 245 218 620 519 381 599 2,173 1,907 1,335 1,152 2,666
Net Cash From Investing Activities		 -1,505 -914 -2,703 -1,352 -554 -1,806 -3,043 -2,138 -3,101 -5,468 -4,461
Net Cash From Continuing Investing Activities		 -1,505 -914 -2,703 -1,352 -554 -1,806 -3,043 -2,138 -3,101 -5,468 -4,461
Purchase of Investment Securities		 -31,114 -31,781 -39,919 -40,635 -36,343 -32,337 -43,978 -39,155 -18,559 -21,387 -35,671
Sale and/or Maturity of Investments		 29,608 30,867 37,216 39,283 35,797 30,530 40,935 37,366 15,458 15,919 31,210
Net Cash From Financing Activities		 540 -4.66 1,636 -3.41 -989 -81 521 -1,229 -706 -69 -1,925
Net Cash From Continuing Financing Activities		 540 -4.66 1,636 -3.41 -657 -81 521 -1,229 -706 -69 -1,925
Issuance of Common Equity		 6.83 4.86 - - 0.00 6.20 1.88 6.00 6.00 -2.00 7.00
Repurchase of Common Equity		 -454 -365 -78 -21 0.00 -2.87 -83 -1,234 -586 0.00 -24
Payment of Dividends		 -36 -40 -46 -64 -18 -54 -47 -49 -40 -40 -1,906
Other Financing Activities, Net		 862 -42 4.13 -52 0.00 -81 71 12 -86 -27 -2.00
Effect of Exchange Rate Changes		 -20 -12 -21 18 -19 18 22 -34 -50 13 -25
Cash Interest Paid		 46 53 63 117 120 127 133 139 128 127 127
Cash Income Taxes Paid		 21 40 51 52 -0.98 109 203 286 255 267 378

Quarterly Cash Flow Statements for Arch Capital Group

This table details how cash moves in and out of Arch Capital Group's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q1 2025 Q2 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 3/31/2025 6/30/2025
Net Change in Cash & Equivalents		 30 15 -58 138 2.00 143 102 27 225 -177
Net Cash From Operating Activities		 1,380 982 963 1,151 1,970 1,665 1,564 1,518 1,458 1,124
Net Cash From Continuing Operating Activities		 1,380 982 963 1,151 1,970 1,665 1,564 1,518 1,458 1,124
Net Income / (Loss) Continuing Operations		 18 862 717 669 723 2,333 1,120 1,269 574 1,237
Consolidated Net Income / (Loss)		 18 862 717 669 723 2,333 1,120 1,269 574 1,237
Amortization Expense		 26 26 23 24 24 24 21 27 49 48
Non-Cash Adjustments to Reconcile Net Income		 264 -36 -42 161 217 -276 -96 -190 56 -295
Changes in Operating Assets and Liabilities, net		 1,072 130 265 297 1,006 -416 519 412 779 134
Net Cash From Investing Activities		 -1,291 -995 -996 -1,005 -1,935 -1,532 -1,409 -1,509 -1,008 -1,228
Net Cash From Continuing Investing Activities		 -1,291 -995 -996 -1,005 -1,935 -1,532 -1,409 -1,509 -1,008 -1,228
Purchase of Investment Securities		 -4,068 -3,142 -4,381 -5,100 -5,260 -6,646 -9,482 -6,844 -10,839 -8,729
Sale and/or Maturity of Investments		 2,777 2,147 3,385 4,095 3,325 5,114 8,073 5,335 9,831 7,501
Net Cash From Financing Activities		 -22 -2.00 -30 -15 -7.00 -17 -42 14 -241 -128
Net Cash From Continuing Financing Activities		 -22 -2.00 -30 -15 -7.00 -17 -42 14 -241 -128
Issuance of Common Equity		 1.00 9.00 -18 18 5.00 -7.00 -32 24 -28 47
Repurchase of Common Equity		 -10 - - - - - 0.00 - -196 -163
Payment of Dividends		 -10 -10 -10 -10 -10 -10 -10 -10 -15 -12
Effect of Exchange Rate Changes		 -37 30 5.00 7.00 -26 27 -11 4.00 16 55
Cash Interest Paid		 - - 0.00 63 - 64 0.00 63 0.00 64
Cash Income Taxes Paid		 - - 4.00 69 54 140 -6.00 151 18 131

Annual Balance Sheets for Arch Capital Group

This table presents Arch Capital Group's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2014 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Total Assets		 21,968 23,139 29,372 32,052 32,218 37,885 43,282 45,101 47,990 58,906 70,906
Cash and Due from Banks		 486 553 843 606 647 726 906 859 855 917 979
Trading Account Securities		 - - - 16,355 17,074 20,162 22,807 24,615 25,649 31,368 37,474
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income		 - - - 113 115 118 103 85 159 236 298
Unearned Premiums Asset		 - - - 2,062 2,275 7,360 3,299 10,243 5,424 13,878 8,062
Deferred Acquisition Cost		 - - - 536 570 633 791 902 1,264 1,531 1,734
Intangible Assets		 - - - 653 635 - - 945 804 731 1,351
Other Assets		 - - - 11,727 10,904 8,147 14,684 7,452 13,835 10,245 21,008
Total Liabilities & Shareholders' Equity		 9,934 10,053 11,144 32,052 32,218 37,885 43,282 45,101 47,990 58,906 70,906
Total Liabilities		 14,887 16,028 20,061 21,806 21,781 25,570 29,295 31,546 35,069 40,551 50,086
Short-Term Debt		 - - - 3,244 2,625 2,691 2,370 1,897 1,829 2,064 2,346
Long-Term Debt		 - - - 1,733 1,734 1,872 2,861 2,724 2,725 2,726 2,728
Claims and Claim Expense		 9,036 9,125 10,201 11,384 11,853 13,892 16,514 17,757 20,032 22,752 29,369
Unearned Premiums Liability		 - - - 3,622 3,754 4,340 4,839 6,012 7,337 8,808 10,218
Other Long-Term Liabilities		 - - - 1,583 1,579 2,569 2,495 2,913 3,146 4,201 5,425
Commitments & Contingencies		 - - - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 6,861 6,905 9,106 10,040 10,231 12,260 13,929 13,546 12,910 18,353 20,820
Total Preferred & Common Equity		 6,092 6,167 8,254 9,197 9,440 11,497 13,106 13,546 12,910 18,353 20,820
Preferred Stock		 - - - 1,362 780 0.00 780 830 830 830 830
Total Common Equity		 129 -17 -115 7,834 8,660 212 12,326 12,716 12,080 17,523 19,990
Common Stock		 - - - 1,231 1,794 0.00 1,978 2,086 2,212 2,328 2,511
Retained Earnings		 - - - 8,563 9,426 0.00 12,362 14,456 15,892 20,295 22,686
Treasury Stock		 - - - -2,078 -2,382 0.00 -2,504 -3,761 -4,378 -4,424 -4,487
Accumulated Other Comprehensive Income / (Loss)		 129 -17 -115 118 -179 212 489 -65 -1,646 -676 -720

Quarterly Balance Sheets for Arch Capital Group

This table presents Arch Capital Group's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q4 2024 Q1 2025 Q2 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025
Total Assets		 46,337 47,990 51,103 53,856 55,227 58,906 62,768 73,656 70,906 75,176 78,788
Cash and Due from Banks		 814 855 803 904 859 917 993 1,025 979 1,187 983
Trading Account Securities		 24,437 25,649 27,000 28,120 29,312 31,368 32,332 38,642 37,474 39,233 41,401
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income		 116 159 163 233 217 236 236 292 298 267 329
Unearned Premiums Asset		 12,051 5,424 6,629 14,472 7,381 13,878 8,482 17,247 16,322 9,502 10,296
Deferred Acquisition Cost		 1,123 1,264 1,355 1,452 1,483 1,531 1,625 1,744 1,734 1,785 1,814
Intangible Assets		 807 804 785 775 739 731 778 1,486 1,351 1,308 1,319
Other Assets		 6,989 13,835 14,368 7,900 15,236 10,245 18,322 13,220 12,748 21,894 22,646
Total Liabilities & Shareholders' Equity		 46,337 47,990 51,103 53,856 55,227 58,906 62,768 73,656 70,906 75,176 78,788
Total Liabilities		 34,533 35,069 37,104 39,213 39,986 40,551 43,411 51,382 50,086 53,631 55,747
Short-Term Debt		 1,913 1,829 2,014 2,290 2,224 2,064 2,343 3,049 2,346 2,796 3,014
Long-Term Debt		 2,725 2,725 2,726 2,726 2,726 2,726 2,727 2,727 2,728 2,728 2,728
Claims and Claim Expense		 19,288 20,032 20,758 21,268 21,836 22,752 23,705 28,679 29,369 30,946 32,089
Unearned Premiums Liability		 7,271 7,337 8,218 9,052 9,074 8,808 9,971 11,238 10,218 11,090 11,625
Other Long-Term Liabilities		 3,081 3,146 3,388 3,877 4,126 4,201 4,665 5,689 5,425 6,071 6,291
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 11,795 12,910 13,988 14,641 15,239 18,353 19,355 22,274 20,820 21,545 23,041
Total Preferred & Common Equity		 11,795 12,910 13,988 14,641 15,239 18,353 19,355 22,274 20,820 21,545 23,041
Preferred Stock		 830 830 830 830 830 830 830 830 830 830 830
Total Common Equity		 10,965 12,080 13,158 13,811 14,409 17,523 18,525 21,444 19,990 20,715 22,211
Common Stock		 2,187 2,212 2,261 2,279 2,298 2,328 2,402 2,466 2,511 2,589 2,661
Retained Earnings		 15,043 15,892 16,597 17,258 17,971 20,295 21,405 23,642 22,686 23,250 24,477
Treasury Stock		 -4,373 -4,378 -4,403 -4,407 -4,407 -4,424 -4,461 -4,464 -4,487 -4,716 -4,879
Accumulated Other Comprehensive Income / (Loss)		 -1,892 -1,646 -1,297 -1,319 -1,453 -676 -821 -200 -720 -408 -48

Annual Metrics And Ratios for Arch Capital Group

This table displays calculated financial ratios and metrics derived from Arch Capital Group's official financial filings.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2014 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 15.49% -1.74% 12.06% 21.66% 0.10% 25.65% 22.06% 10.49% 4.74% 40.24% 29.26%
EBITDA Growth		 14.92% -60.70% 48.26% 0.93% 7.29% 103.60% -15.51% 34.06% -27.09% 118.46% 35.32%
EBIT Growth		 13.70% -32.82% 50.84% -11.49% 11.16% 119.40% -15.49% 34.74% -29.29% 127.64% 32.17%
NOPAT Growth		 15.71% -35.88% 56.51% -23.60% 15.58% 132.35% -14.32% 36.31% -28.76% 202.63% -3.43%
Net Income Growth		 15.71% -35.88% 56.51% -23.60% 15.58% 132.65% -13.44% 52.76% -33.81% 199.73% -2.93%
EPS Growth		 18.74% -32.06% 56.51% -23.60% 27.21% 123.70% -14.21% 57.53% -27.34% 205.79% -3.70%
Operating Cash Flow Growth		 21.89% -3.78% 38.03% -20.51% 42.42% 31.37% 40.91% 18.66% 11.42% 50.66% 16.07%
Free Cash Flow Firm Growth		 -364.61% 181.16% -377.31% -283.74% 121.86% -133.91% -127.68% 438.57% -30.11% -166.97% 196.53%
Invested Capital Growth		 25.37% 0.43% 30.95% 63.49% -2.80% 14.07% 13.86% -5.42% -3.86% 32.45% 11.88%
Revenue Q/Q Growth		 3.61% -3.60% 2.71% 7.02% -0.28% 4.80% 7.92% 0.18% 8.97% 6.42% 0.00%
EBITDA Q/Q Growth		 3.69% -58.61% -41.82% 29.72% -15.44% 14.36% 20.95% 0.33% 30.97% 5.65% 0.00%
EBIT Q/Q Growth		 4.42% -23.39% 5.40% 30.13% -16.58% 15.41% 22.34% -0.27% 34.68% 5.88% 0.00%
NOPAT Q/Q Growth		 5.88% -25.38% 8.93% 20.29% -16.66% 17.69% 23.77% -0.28% 20.85% 50.99% 0.00%
Net Income Q/Q Growth		 5.88% -25.38% 8.93% 20.29% -16.66% 17.85% 24.30% 1.08% 19.21% 49.51% 0.00%
EPS Q/Q Growth		 7.89% -26.70% 8.93% 20.29% -11.73% 10.89% 16.49% 5.66% 22.19% 49.74% 0.00%
Operating Cash Flow Q/Q Growth		 1.33% -4.51% 12.22% -21.85% 34.99% 3.38% 1.75% 7.62% 5.08% 13.48% 0.00%
Free Cash Flow Firm Q/Q Growth		 66.82% 161.21% -225.34% -61.84% -12.35% -87.31% 14.94% 16.69% -30.42% -52.00% 0.00%
Invested Capital Q/Q Growth		 -29.27% -32.45% -20.46% -1.74% -1.68% 1.10% 1.62% -0.72% 6.28% 14.63% 0.00%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 37.29% 14.91% 19.73% 16.37% 17.55% 28.43% 19.68% 23.88% 16.62% 25.89% 27.10%
EBIT Margin		 20.96% 14.33% 19.30% 14.04% 15.59% 27.22% 18.85% 22.98% 15.52% 25.18% 25.75%
Profit (Net Income) Margin		 20.39% 13.31% 18.59% 11.67% 13.48% 24.96% 17.70% 24.47% 15.46% 33.05% 24.82%
Tax Burden Percent		 97.28% 92.84% 96.33% 83.15% 86.46% 91.68% 93.91% 106.47% 99.66% 131.23% 96.38%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 2.72% 7.16% 3.67% 16.85% 13.54% 8.44% 7.17% 6.09% 5.38% -25.79% 8.09%
Return on Invested Capital (ROIC)		 12.91% 7.42% 10.04% 5.13% 4.85% 10.68% 8.03% 10.56% 7.89% 20.97% 16.77%
ROIC Less NNEP Spread (ROIC-NNEP)		 12.91% 7.42% 0.00% 5.13% 4.85% 10.73% 8.37% 15.92% 9.53% 24.90% 20.83%
Return on Net Nonoperating Assets (RNNOA)		 0.23% 0.12% 0.00% 1.31% 2.19% 4.21% 3.12% 5.70% 3.30% 7.44% 5.24%
Return on Equity (ROE)		 13.13% 7.54% 0.00% 6.44% 7.04% 14.88% 11.14% 16.26% 11.20% 28.41% 22.01%
Cash Return on Invested Capital (CROIC)		 -9.61% 7.00% -16.76% -43.06% 7.69% -2.47% -4.94% 16.14% 11.83% -6.95% 5.56%
Operating Return on Assets (OROA)		 4.07% 2.51% 3.26% 2.47% 2.62% 5.27% 3.85% 4.76% 3.19% 6.33% 6.89%
Return on Assets (ROA)		 3.96% 2.33% 3.14% 2.05% 2.26% 4.83% 3.61% 5.07% 3.18% 8.31% 6.64%
Return on Common Equity (ROCE)		 0.21% 0.06% 0.00% 2.54% 5.61% 5.80% 5.31% 14.78% 10.48% 26.89% 21.08%
Return on Equity Simple (ROE_SIMPLE)		 13.48% 8.54% 9.99% 6.85% 7.71% 14.73% 11.18% 16.53% 11.48% 24.20% 20.71%
Net Operating Profit after Tax (NOPAT)		 821 527 824 630 728 1,691 1,449 1,975 1,407 4,258 4,112
NOPAT Margin		 20.39% 13.31% 18.59% 11.67% 13.48% 24.93% 17.50% 21.58% 14.68% 31.68% 23.67%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% -0.05% -0.34% -5.36% -1.63% -3.94% -4.06%
SG&A Expenses to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue		 79.04% 85.67% 80.70% 85.96% 84.41% 72.78% 81.15% 77.02% 84.48% 74.82% 74.25%
Earnings before Interest and Taxes (EBIT)		 844 567 856 757 842 1,847 1,561 2,103 1,487 3,385 4,474
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 1,502 590 875 883 947 1,929 1,630 2,185 1,593 3,480 4,709
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 59.22 0.00 0.00 1.52 1.25 81.96 1.19 1.35 1.83 1.50 1.74
Price to Tangible Book Value (P/TBV)		 59.22 0.00 0.00 1.65 1.35 0.00 1.26 1.46 1.96 1.57 1.86
Price to Revenue (P/Rev)		 1.89 2.16 2.39 2.20 2.00 2.56 1.77 1.88 2.30 1.96 2.00
Price to Earnings (P/E)		 9.39 16.56 15.93 20.97 15.15 10.90 10.74 8.20 15.38 5.99 8.13
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 5.41%
Earnings Yield		 10.65% 6.04% 6.28% 4.77% 6.60% 9.17% 9.31% 12.20% 6.50% 16.71% 12.30%
Enterprise Value to Invested Capital (EV/IC)		 1.12 1.26 1.16 1.23 1.10 1.31 1.07 1.20 1.52 1.34 1.53
Enterprise Value to Revenue (EV/Rev)		 1.97 2.26 2.44 3.46 3.02 3.25 2.49 2.38 2.78 2.31 2.28
Enterprise Value to EBITDA (EV/EBITDA)		 5.27 15.14 12.35 21.13 17.21 11.43 12.66 9.96 16.71 8.93 8.42
Enterprise Value to EBIT (EV/EBIT)		 9.37 15.75 12.63 24.64 19.37 11.93 13.22 10.35 17.90 9.18 8.87
Enterprise Value to NOPAT (EV/NOPAT)		 9.64 16.96 13.11 29.63 22.40 13.03 14.24 11.02 18.92 7.29 9.65
Enterprise Value to Operating Cash Flow (EV/OCF)		 7.63 8.95 7.84 17.04 10.46 10.76 7.15 6.35 6.98 5.40 5.95
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 18.00 0.00 0.00 14.12 0.00 0.00 7.21 12.63 0.00 29.11
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.00 0.00 0.00 0.49 0.42 0.37 0.37 0.34 0.35 0.26 0.24
Long-Term Debt to Equity		 0.00 0.00 0.00 0.17 0.17 0.15 0.20 0.20 0.21 0.15 0.13
Financial Leverage		 0.02 0.02 0.00 0.25 0.45 0.39 0.37 0.36 0.35 0.30 0.25
Leverage Ratio		 3.32 3.23 3.20 3.14 3.11 3.08 3.09 3.21 3.52 3.42 3.31
Compound Leverage Factor		 3.32 3.23 3.20 3.14 3.11 3.08 3.09 3.21 3.52 3.42 3.31
Debt to Total Capital		 0.00% 0.00% 0.00% 32.69% 29.46% 27.03% 27.22% 25.43% 26.06% 20.70% 19.60%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 21.31% 17.74% 15.95% 12.33% 10.44% 10.47% 8.92% 9.06%
Long-Term Debt to Total Capital		 0.00% 0.00% 0.00% 11.38% 11.72% 11.09% 14.89% 14.99% 15.59% 11.78% 10.54%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 8.95% 5.27% 0.00% 4.06% 4.57% 4.75% 3.59% 3.21%
Noncontrolling Interests to Total Capital		 11.21% 13.28% 11.36% 6.89% 6.74% 4.85% 4.59% 0.05% 0.06% 0.01% 0.00%
Common Equity to Total Capital		 1.88% -0.23% -1.23% 51.47% 58.53% 1.26% 64.14% 69.96% 69.13% 75.71% 77.20%
Debt to EBITDA		 0.00 0.00 0.00 5.64 4.60 2.37 3.21 2.12 2.86 1.38 1.08
Net Debt to EBITDA		 0.00 0.00 0.00 4.95 3.92 1.99 2.65 1.72 2.32 1.11 0.87
Long-Term Debt to EBITDA		 0.00 0.00 0.00 1.96 1.83 0.97 1.76 1.25 1.71 0.78 0.58
Debt to NOPAT		 0.00 0.00 0.00 7.90 5.99 2.70 3.61 2.34 3.24 1.12 1.23
Net Debt to NOPAT		 0.00 0.00 0.00 6.94 5.10 2.27 2.98 1.91 2.63 0.91 1.00
Long-Term Debt to NOPAT		 0.00 0.00 0.00 2.75 2.38 1.11 1.97 1.38 1.94 0.64 0.66
Noncontrolling Interest Sharing Ratio		 98.37% 99.20% 100.80% 60.53% 20.25% 61.01% 52.33% 9.08% 6.35% 5.35% 4.24%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -612 496 -1,376 -5,282 1,154 -391 -891 3,017 2,109 -1,412 1,363
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 5,231.04% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 -13.40 10.82 -20.78 -44.98 9.58 -3.24 -6.21 21.71 16.10 -10.62 9.67
Operating Cash Flow to Interest Expense		 22.73 21.75 20.79 9.32 12.94 16.95 20.12 24.64 29.13 43.23 47.33
Operating Cash Flow Less CapEx to Interest Expense		 22.73 21.75 20.79 9.32 12.69 16.95 20.12 24.64 29.13 43.23 47.33
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.19 0.18 0.17 0.18 0.17 0.19 0.20 0.21 0.21 0.25 0.27
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 7,080 7,111 9,311 15,223 14,796 16,879 19,219 18,177 17,475 23,145 25,894
Invested Capital Turnover		 0.63 0.56 0.54 0.44 0.36 0.43 0.46 0.49 0.54 0.66 0.71
Increase / (Decrease) in Invested Capital		 1,433 30 2,201 5,911 -427 2,082 2,340 -1,042 -702 5,670 2,749
Enterprise Value (EV)		 7,914 8,932 10,802 18,661 16,304 22,039 20,632 21,766 26,620 31,060 39,671
Market Capitalization		 7,630 8,541 10,587 11,879 10,814 17,384 14,645 17,164 22,080 26,355 34,746
Book Value per Share		 $1.00 ($0.13) ($0.93) $59.86 $21.40 $0.52 $30.36 $32.93 $32.66 $46.96 $53.13
Tangible Book Value per Share		 $1.00 ($0.13) ($0.93) $54.88 $19.83 ($1.30) $28.65 $30.48 $30.49 $45.00 $49.54
Total Capital		 6,861 7,111 9,311 15,223 14,796 16,879 19,219 18,177 17,475 23,145 25,894
Total Debt		 0.00 0.00 0.00 4,977 4,358 4,563 5,231 4,621 4,554 4,790 5,074
Total Long-Term Debt		 0.00 0.00 0.00 1,733 1,734 1,872 2,861 2,724 2,725 2,726 2,728
Net Debt		 -486 -553 -843 4,370 3,712 3,837 4,325 3,763 3,699 3,873 4,095
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 30 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 -2.23 -17 -264 -75 -184 -200
Net Nonoperating Obligations (NNO)		 220 0.00 0.00 4,977 4,358 4,563 5,231 4,621 4,554 4,790 5,074
Total Depreciation and Amortization (D&A)		 657 23 19 126 106 82 69 82 106 95 235
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $2.07 $1.41 $1.83 $1.40 $1.76 $3.97 $0.00 $5.34 $3.90 $11.94 $11.47
Adjusted Weighted Average Basic Shares Outstanding		 392.45M 365.36M 362.38M 404.14M 404.35M 401.80M 0.00 391.75M 368.61M 368.70M 372.50M
Adjusted Diluted Earnings per Share		 $2.01 $1.36 $1.78 $1.36 $1.73 $3.87 $0.00 $5.23 $3.80 $11.62 $11.19
Adjusted Weighted Average Diluted Shares Outstanding		 404.77M 378.12M 374.15M 417.79M 412.91M 411.61M 0.00 400.35M 377.61M 378.80M 381.80M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $3.97 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 378.68M 366.23M 368.87M 393.03M 402.53M 406.66M 0.00 379.04M 371.20M 374.15M 375.36M
Normalized Net Operating Profit after Tax (NOPAT)		 821 527 824 630 728 1,691 1,449 1,975 1,407 2,370 4,112
Normalized NOPAT Margin		 20.39% 13.31% 18.59% 11.67% 13.48% 24.93% 17.50% 21.58% 14.68% 17.63% 23.67%
Pre Tax Income Margin		 20.96% 14.33% 19.30% 14.04% 15.59% 27.22% 18.85% 22.98% 15.52% 25.18% 25.75%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 18.50 12.36 12.91 6.45 6.99 15.28 10.88 15.13 11.35 25.45 31.73
NOPAT to Interest Expense		 18.00 11.48 12.44 5.36 6.04 13.99 10.10 14.21 10.74 32.02 29.16
EBIT Less CapEx to Interest Expense		 18.50 12.36 12.91 6.45 6.74 15.28 10.88 15.13 11.35 25.45 31.73
NOPAT Less CapEx to Interest Expense		 18.00 11.48 12.44 5.36 5.79 13.99 10.10 14.21 10.74 32.02 29.16
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 4.43% 7.64% 5.59% 10.17% 2.47% 3.20% 3.18% 2.19% 2.70% 0.90% 44.20%
Augmented Payout Ratio		 59.73% 77.03% 15.01% 13.51% 2.47% 3.37% 8.87% 57.30% 42.24% 0.90% 44.76%

Quarterly Metrics And Ratios for Arch Capital Group

This table displays calculated financial ratios and metrics derived from Arch Capital Group's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q1 2025 Q2 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 9/30/2024 3/31/2025 6/30/2025
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 13.40% 34.58% 62.99% 41.10% 39.02% 26.41% 26.30% 48.02% 17.09% 21.26%
EBITDA Growth		 -111.82% 58.02% 260.85% 87.79% 2,113.16% 18.13% 55.16% 45.94% -38.75% 8.23%
EBIT Growth		 -121.23% 62.05% 301.08% 95.08% 1,257.81% 18.80% 57.14% 47.06% -41.85% 6.81%
NOPAT Growth		 -101.41% 41.62% 291.91% 62.16% 16,028.57% 174.09% 57.08% 47.14% -47.70% -2.21%
Net Income Growth		 -95.73% 38.32% 262.12% 65.59% 3,916.67% 170.65% 56.21% 47.68% -48.75% -2.52%
EPS Growth		 -97.96% 43.95% 289.58% 68.27% 9,300.00% 170.80% 56.15% 46.29% -49.32% -2.12%
Operating Cash Flow Growth		 35.96% 23.14% 74.46% 27.61% 42.75% 69.55% 62.41% 31.89% -6.78% -25.96%
Free Cash Flow Firm Growth		 106.31% -6.02% -122.06% -149.54% -265.44% -322.98% -1,009.63% -311.46% 54.90% 106.47%
Invested Capital Growth		 -10.19% -3.86% 6.20% 14.27% 22.80% 32.45% 30.35% 42.68% 10.82% 2.61%
Revenue Q/Q Growth		 7.77% 28.71% 1.53% 0.19% 6.18% 17.03% 1.44% 17.42% 0.00% 10.32%
EBITDA Q/Q Growth		 -109.67% 2,800.00% -25.44% -3.53% 3.66% 58.43% -2.06% -9.27% 0.00% 100.69%
EBIT Q/Q Growth		 -117.49% 1,662.50% -25.80% -3.77% 3.78% 60.32% -1.85% -9.95% 0.00% 108.11%
NOPAT Q/Q Growth		 -101.05% 19,766.67% -17.92% -4.57% 3.40% 238.42% -52.96% -10.61% 0.00% 114.90%
Net Income Q/Q Growth		 -95.54% 4,688.89% -16.82% -6.69% 8.07% 222.68% -51.99% -11.79% 0.00% 115.51%
EPS Q/Q Growth		 -98.08% 11,200.00% -17.26% -6.42% 7.43% 225.53% -52.29% -12.33% 0.00% 118.24%
Operating Cash Flow Q/Q Growth		 52.99% -28.84% -1.93% 19.52% 71.16% -15.48% -6.07% -2.94% 0.00% -22.91%
Free Cash Flow Firm Q/Q Growth		 -48.98% -17.95% -127.27% -333.95% -70.36% -10.59% -35.73% -60.91% 0.00% 122.25%
Invested Capital Q/Q Growth		 -4.43% 6.28% 7.23% 4.91% 2.71% 14.63% 5.54% 14.83% 0.00% 6.33%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 -1.59% 33.41% 24.54% 23.62% 23.06% 31.22% 30.14% 23.29% 15.77% 28.68%
EBIT Margin		 -2.68% 32.56% 23.80% 22.86% 22.34% 30.60% 29.61% 22.71% 14.70% 27.74%
Profit (Net Income) Margin		 0.75% 28.07% 23.00% 21.41% 21.80% 60.10% 28.44% 21.37% 12.45% 24.32%
Tax Burden Percent		 -300.00% 97.18% 96.63% 93.70% 97.57% 196.38% 96.05% 94.10% 84.66% 87.67%
Interest Burden Percent		 9.38% 88.70% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 0.00% 6.88% 8.63% 9.38% 9.72% -90.57% 8.66% 9.33% 17.85% 15.17%
Return on Invested Capital (ROIC)		 -0.09% 14.46% 12.90% 13.15% 13.91% 38.60% 17.87% 13.60% 8.47% 15.68%
ROIC Less NNEP Spread (ROIC-NNEP)		 0.38% 15.25% 13.72% 13.59% 15.03% 40.07% 18.99% 14.27% 8.79% 16.38%
Return on Net Nonoperating Assets (RNNOA)		 0.14% 5.28% 4.82% 4.92% 5.33% 11.97% 5.59% 4.17% 2.28% 4.16%
Return on Equity (ROE)		 0.05% 19.74% 17.71% 18.06% 19.24% 50.57% 23.45% 17.77% 10.74% 19.85%
Cash Return on Invested Capital (CROIC)		 17.44% 11.83% 4.49% -1.60% -5.07% -6.95% -4.83% -14.43% 3.74% 10.01%
Operating Return on Assets (OROA)		 -0.52% 6.70% 5.31% 5.37% 5.56% 7.70% 7.42% 5.61% 3.85% 6.89%
Return on Assets (ROA)		 0.15% 5.78% 5.13% 5.03% 5.42% 15.11% 7.12% 5.28% 3.26% 6.04%
Return on Common Equity (ROCE)		 0.05% 18.49% 16.61% 16.95% 18.05% 47.86% 22.28% 16.97% 10.31% 19.12%
Return on Equity Simple (ROE_SIMPLE)		 10.54% 0.00% 14.31% 15.48% 19.50% 0.00% 25.03% 23.18% 17.48% 16.21%
Net Operating Profit after Tax (NOPAT)		 -4.20 826 678 647 669 2,264 1,065 952 557 1,197
NOPAT Margin		 -0.18% 26.90% 21.74% 20.71% 20.17% 58.32% 27.04% 20.59% 12.08% 23.53%
Net Nonoperating Expense Percent (NNEP)		 -0.47% -0.78% -0.83% -0.45% -1.13% -1.48% -1.12% -0.67% -0.32% -0.69%
SG&A Expenses to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue		 102.68% 67.44% 76.20% 77.14% 77.66% 69.40% 70.39% 77.29% 85.30% 72.26%
Earnings before Interest and Taxes (EBIT)		 -64 1,000 742 714 741 1,188 1,166 1,050 678 1,411
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 -38 1,026 765 738 765 1,212 1,187 1,077 727 1,459
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.53 1.83 1.91 2.02 2.06 1.50 1.86 1.96 1.74 1.54
Price to Tangible Book Value (P/TBV)		 1.65 1.96 2.04 2.14 2.17 1.57 1.94 2.11 1.86 1.63
Price to Revenue (P/Rev)		 1.91 2.30 2.34 2.38 2.35 1.96 2.42 2.67 2.00 1.80
Price to Earnings (P/E)		 14.00 15.38 12.89 12.55 10.15 5.99 7.17 8.21 9.69 9.24
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 5.20% 5.49%
Earnings Yield		 7.14% 6.50% 7.76% 7.97% 9.85% 16.71% 13.94% 12.18% 10.32% 10.83%
Enterprise Value to Invested Capital (EV/IC)		 1.31 1.52 1.60 1.67 1.72 1.34 1.61 1.70 1.52 1.38
Enterprise Value to Revenue (EV/Rev)		 2.44 2.78 2.78 2.81 2.74 2.31 2.76 3.02 2.29 2.10
Enterprise Value to EBITDA (EV/EBITDA)		 17.66 16.71 13.97 13.18 10.52 8.93 10.10 11.24 9.71 9.11
Enterprise Value to EBIT (EV/EBIT)		 19.45 17.90 14.66 13.72 10.84 9.18 10.35 11.50 10.35 9.74
Enterprise Value to NOPAT (EV/NOPAT)		 18.44 18.92 15.68 15.19 12.29 7.29 8.48 9.63 11.45 11.10
Enterprise Value to Operating Cash Flow (EV/OCF)		 5.91 6.98 7.09 7.33 6.84 5.40 6.21 7.09 6.28 6.43
Enterprise Value to Free Cash Flow (EV/FCFF)		 7.09 12.63 36.67 0.00 0.00 0.00 0.00 0.00 42.90 13.96
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.39 0.35 0.34 0.34 0.32 0.26 0.26 0.26 0.26 0.25
Long-Term Debt to Equity		 0.23 0.21 0.19 0.19 0.18 0.15 0.14 0.12 0.13 0.12
Financial Leverage		 0.38 0.35 0.35 0.36 0.35 0.30 0.29 0.29 0.26 0.25
Leverage Ratio		 3.62 3.52 3.59 3.68 3.76 3.42 3.41 3.45 3.37 3.36
Compound Leverage Factor		 0.34 3.12 3.59 3.68 3.76 3.42 3.41 3.45 3.37 3.36
Debt to Total Capital		 28.21% 26.06% 25.29% 25.52% 24.52% 20.70% 20.76% 20.59% 20.41% 19.95%
Short-Term Debt to Total Capital		 11.63% 10.47% 10.75% 11.65% 11.01% 8.92% 9.59% 10.87% 10.33% 10.47%
Long-Term Debt to Total Capital		 16.57% 15.59% 14.55% 13.87% 13.50% 11.78% 11.16% 9.72% 10.08% 9.48%
Preferred Equity to Total Capital		 5.05% 4.75% 4.43% 4.22% 4.11% 3.59% 3.40% 2.96% 3.07% 2.88%
Noncontrolling Interests to Total Capital		 0.05% 0.06% 0.06% 0.01% 0.01% 0.01% 0.01% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 66.69% 69.13% 70.22% 70.25% 71.36% 75.71% 75.84% 76.45% 76.53% 77.17%
Debt to EBITDA		 3.81 2.86 2.21 2.01 1.50 1.38 1.30 1.36 1.30 1.32
Net Debt to EBITDA		 3.14 2.32 1.83 1.65 1.24 1.11 1.04 1.12 1.02 1.09
Long-Term Debt to EBITDA		 2.24 1.71 1.27 1.09 0.83 0.78 0.70 0.64 0.64 0.63
Debt to NOPAT		 3.98 3.24 2.48 2.32 1.76 1.12 1.09 1.17 1.53 1.61
Net Debt to NOPAT		 3.28 2.63 2.06 1.90 1.45 0.91 0.88 0.96 1.20 1.33
Long-Term Debt to NOPAT		 2.34 1.94 1.43 1.26 0.97 0.64 0.59 0.55 0.76 0.76
Noncontrolling Interest Sharing Ratio		 6.66% 6.35% 6.24% 6.17% 6.18% 5.35% 5.02% 4.50% 4.06% 3.66%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 1,862 1,528 -417 -1,808 -3,080 -3,406 -4,623 -7,439 -2,085 464
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 56.41 47.73 -13.02 -54.79 -90.59 -100.18 -135.97 -212.54 -59.57 12.21
Operating Cash Flow to Interest Expense		 41.82 30.69 30.09 34.88 57.94 48.97 46.00 43.37 41.66 29.58
Operating Cash Flow Less CapEx to Interest Expense		 41.82 30.69 30.09 34.88 57.94 48.97 46.00 43.37 41.66 29.58
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.19 0.21 0.22 0.24 0.25 0.25 0.25 0.25 0.26 0.25
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 16,442 17,475 18,739 19,659 20,191 23,145 24,427 28,050 27,069 28,783
Invested Capital Turnover		 0.51 0.54 0.59 0.63 0.69 0.66 0.66 0.66 0.70 0.67
Increase / (Decrease) in Invested Capital		 -1,866 -702 1,095 2,455 3,749 5,670 5,688 8,391 2,642 733
Enterprise Value (EV)		 21,474 26,620 29,971 32,820 34,651 31,060 39,405 47,654 41,269 39,710
Market Capitalization		 16,811 22,080 25,193 27,876 29,728 26,355 34,496 42,073 36,102 34,121
Book Value per Share		 $29.70 $32.66 $35.45 $37.08 $38.63 $46.96 $49.95 $57.02 $55.19 $59.27
Tangible Book Value per Share		 $27.52 $30.49 $33.33 $35.00 $36.65 $45.00 $47.85 $53.07 $51.70 $55.75
Total Capital		 16,442 17,475 18,739 19,659 20,191 23,145 24,427 28,050 27,069 28,783
Total Debt		 4,638 4,554 4,740 5,016 4,950 4,790 5,070 5,776 5,524 5,742
Total Long-Term Debt		 2,725 2,725 2,726 2,726 2,726 2,726 2,727 2,727 2,728 2,728
Net Debt		 3,824 3,699 3,937 4,112 4,091 3,873 4,077 4,751 4,337 4,759
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 -22 -36 -39 -22 -54 -69 -55 -36 -17 -40
Net Nonoperating Obligations (NNO)		 4,638 4,554 4,740 5,016 4,950 4,790 5,070 5,776 5,524 5,742
Total Depreciation and Amortization (D&A)		 26 26 23 24 24 24 21 27 49 48
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.02 $2.31 $1.92 $1.79 $1.93 $6.30 $2.99 $2.62 $1.51 $3.30
Adjusted Weighted Average Basic Shares Outstanding		 365.19M 368.60M 367.30M 368.70M 369.20M 368.70M 370.90M 373.20M 372.90M 372.20M
Adjusted Diluted Earnings per Share		 $0.02 $2.26 $1.87 $1.75 $1.88 $6.12 $2.92 $2.56 $1.48 $3.23
Adjusted Weighted Average Diluted Shares Outstanding		 373.73M 377.60M 377.60M 378.40M 379.40M 378.80M 380.50M 382.30M 381.90M 379.90M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 369.87M 371.20M 372.42M 372.95M 373.17M 374.15M 375.49M 376.24M 374.75M 373.22M
Normalized Net Operating Profit after Tax (NOPAT)		 -4.20 826 678 647 669 832 1,065 952 557 1,197
Normalized NOPAT Margin		 -0.18% 26.90% 21.74% 20.71% 20.17% 21.42% 27.04% 20.59% 12.08% 23.53%
Pre Tax Income Margin		 -0.25% 28.88% 23.80% 22.86% 22.34% 30.60% 29.61% 22.71% 14.70% 27.74%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 -1.94 31.25 23.19 21.64 21.79 34.94 34.29 30.00 19.37 37.13
NOPAT to Interest Expense		 -0.13 25.81 21.19 19.61 19.68 66.59 31.32 27.20 15.91 31.50
EBIT Less CapEx to Interest Expense		 -1.94 31.25 23.19 21.64 21.79 34.94 34.29 30.00 19.37 37.13
NOPAT Less CapEx to Interest Expense		 -0.13 25.81 21.19 19.61 19.68 66.59 31.32 27.20 15.91 31.50
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 3.14% 2.70% 2.00% 1.77% 1.35% 0.90% 0.83% 0.77% 50.74% 51.23%
Augmented Payout Ratio		 79.38% 42.24% 2.00% 1.77% 1.35% 0.90% 0.83% 0.77% 56.59% 61.49%

Key Financial Trends

Arch Capital Group Ltd. (NASDAQ: ACGL) has demonstrated a generally positive multi-year trend in profitability, balance sheet growth, and operating cash flow based on its financial statements from Q3 2022 through Q2 2025.

Key positive highlights:

  • Consistent growth in consolidated net income, rising from $18 million in Q3 2022 to $1.237 billion in Q2 2025, indicating improved profitability and operational performance.
  • Strong and growing total revenue, increasing from approximately $2.39 billion in Q3 2022 to over $5.1 billion in Q2 2025, driven by rising premiums earned and investment gains.
  • Premiums earned steadily increasing from $2.47 billion in Q3 2022 to $4.337 billion in Q2 2025, showing solid underwriting growth.
  • Net realized and unrealized capital gains on investments surged to $708 million in Q2 2025 from smaller amounts in earlier quarters, contributing significantly to total non-interest income and overall profitability.
  • Total assets have grown substantially from $46.3 billion in Q3 2022 to $78.8 billion in Q2 2025, reflecting company expansion and asset accumulation.
  • Operating cash flow remains strong with net cash from continuing operating activities at $1.124 billion in Q2 2025, supporting liquidity and reinvestment capacity.
  • Retained earnings have increased from $15 billion in Q1 2023 to approximately $24.5 billion in Q2 2025, enhancing shareholder equity and indicating steady earnings retention.
  • The book value per share has increased as total common equity rose from about $13 billion in Q1 2023 to $22.2 billion in Q2 2025, providing more shareholder value.
  • Company continues to pay dividends and repurchase shares, signaling commitment to returning capital to shareholders.

Neutral observations:

  • The company has no reported loans and leases, focusing mainly on underwriting and investment operations, typical for an insurance-focused entity.
  • Cash and equivalents fluctuate quarter to quarter but stay around $800 million to $1 billion range, showing stable short-term liquidity management.
  • Amortization expense is consistently high (around $800M in Q2 2025), reflecting ongoing amortization of intangible assets and deferred acquisition costs, standard in insurance companies.
  • Long-term debt remains relatively stable around $2.7 billion over the last two years, suggesting consistent leverage usage without significant increases or reductions.
  • Net interest expense is steady at about $35-38 million per quarter, impacting profitability modestly but manageable within total revenue scale.

Potential challenges or negative points:

  • Claims and claim expenses have increased over time, reaching $23 billion in Q2 2025, which exerts pressure on underwriting profit margins.
  • Unearned premiums liability grew to $11.6 billion in Q2 2025, indicating obligations for future claims and services that the company must manage prudently.
  • Net cash from investing activities remains negative consistently (approximately -$1.2 billion in Q2 2025), reflecting high investment acquisition which could pressure near-term liquidity.
  • There is a notable repurchase of common stock (e.g., -$163 million in Q2 2025), which, while shareholder-friendly, uses cash that could impact liquidity if sustained excessively.
  • Effect of exchange rate changes swings notably quarter over quarter, which can add volatility to reported results for a global insurer like Arch Capital.

Summary: Arch Capital Group has exhibited strong growth in earnings, revenues, and asset base over the past two years, driven by solid underwriting results and significant capital gains on investments. The company's operational cash flow generation is robust, supporting continued investments and shareholder distributions. Growth in claims and liabilities warrants monitoring as they could impact underwriting margins. Overall, the company demonstrates healthy financial strength and profitability trends that may appeal positively to investors focused on insurance sector growth and income generation.

08/08/25 01:42 PMAI Generated. May Contain Errors.

Frequently Asked Questions About Arch Capital Group's Financials

When does Arch Capital Group's financial year end?

According to the most recent income statement we have on file, Arch Capital Group's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Arch Capital Group's net income changed over the last 10 years?

Arch Capital Group's net income appears to be on an upward trend, with a most recent value of $4.31 billion in 2024, rising from $821.26 million in 2014. The previous period was $4.44 billion in 2023.

How has Arch Capital Group's revenue changed over the last 10 years?

Over the last 10 years, Arch Capital Group's total revenue changed from $4.03 billion in 2014 to $17.37 billion in 2024, a change of 331.4%.

How much debt does Arch Capital Group have?

Arch Capital Group's total liabilities were at $50.09 billion at the end of 2024, a 23.5% increase from 2023, and a 236.4% increase since 2014.

How much cash does Arch Capital Group have?

In the past 10 years, Arch Capital Group's cash and equivalents has ranged from $485.70 million in 2014 to $979 million in 2024, and is currently $979 million as of their latest financial filing in 2024.

How has Arch Capital Group's book value per share changed over the last 10 years?

Over the last 10 years, Arch Capital Group's book value per share changed from 1.00 in 2014 to 53.13 in 2024, a change of 5,223.7%.


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This page (NASDAQ:ACGLO) was last updated on 8/8/2025 by MarketBeat.com Staff
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