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Arch Capital Group (ACGLO) Financials

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$19.54 -0.17 (-0.86%)
As of 03:31 PM Eastern
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Annual Income Statements for Arch Capital Group

Annual Income Statements for Arch Capital Group

This table shows Arch Capital Group's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 516 665 567 714 1,595 1,364 2,094 1,436 4,403 4,272 4,359
Consolidated Net Income / (Loss)		 527 824 630 728 1,693 1,466 2,239 1,482 4,442 4,312 4,399
Net Income / (Loss) Continuing Operations		 527 824 630 728 1,691 1,466 2,239 1,482 4,442 4,312 4,399
Total Pre-Tax Income 		567 856 757 842 1,847 1,561 2,103 1,487 3,385 4,474 4,979
Total Revenue		 3,957 4,434 5,394 5,399 6,784 8,281 9,150 9,584 13,441 17,374 19,653
Net Interest Income / (Expense)		 -46 -66 -117 -120 -121 -143 -139 -131 -133 -141 -148
Total Interest Income		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Expense		 46 66 117 120 121 143 139 131 133 141 148
Long-Term Debt Interest Expense		 46 66 117 120 121 143 139 131 133 141 148
Total Non-Interest Income		 4,003 4,500 5,512 5,520 6,905 8,425 9,289 9,715 13,574 17,515 19,801
Other Service Charges		 35 56 28 17 25 27 31 -14 58 68 271
Net Realized & Unrealized Capital Gains on Investments		 234 559 639 271 1,094 1,406 1,176 50 1,076 2,347 2,465
Premiums Earned		 3,734 3,885 4,845 5,232 5,786 6,992 8,082 9,679 12,440 15,100 17,065
Total Non-Interest Expense		 3,390 3,578 4,637 4,558 4,938 6,721 7,047 8,097 10,056 12,900 14,674
Property & Liability Insurance Claims		 2,051 2,186 2,967 2,890 3,133 4,690 4,585 5,028 6,246 8,342 9,370
Other Operating Expenses		 653 706 768 757 881 957 1,077 1,223 1,403 1,672 1,958
Amortization Expense		 686 687 901 911 923 1,074 1,385 1,846 2,407 2,886 3,346
Income Tax Expense		 41 31 128 114 156 112 128 80 -873 362 760
Other Gains / (Losses), net		 - - - - - 17 264 75 184 200 180
Preferred Stock Dividends Declared		 22 28 53 44 42 42 63 40 40 40 40
Net Income / (Loss) Attributable to Noncontrolling Interest		 -11 131 10 -30 57 60 82 6.00 -1.00 0.00 0.00
Basic Earnings per Share		 $4.24 $1.83 $1.40 $1.76 $3.97 $3.38 $5.35 $3.90 $11.94 $11.47 $11.83
Weighted Average Basic Shares Outstanding		 121.79M 362.38M 404.14M 404.35M 401.80M 403.06M 391.70M 368.60M 368.70M 372.50M 368.40M
Diluted Earnings per Share		 $4.09 $1.78 $1.36 $1.73 $3.87 $3.32 $5.23 $3.80 $11.62 $11.19 $11.60
Weighted Average Diluted Shares Outstanding		 126.04M 374.15M 417.79M 412.91M 411.61M 410.26M 400.30M 377.60M 378.80M 381.80M 375.90M
Weighted Average Basic & Diluted Shares Outstanding		 121.70M 120.80M 404.60M 405.50M 401.70M 379.04M 379.04M 371.20M 374.15M 375.36M 355.80M
Cash Dividends to Common per Share		 - - - - - - - - - $5.00 $5.00

Quarterly Income Statements for Arch Capital Group

This table shows Arch Capital Group's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 713 2,324 1,110 1,259 978 925 564 1,227 1,340 1,228 1,037
Consolidated Net Income / (Loss)		 723 2,333 1,120 1,269 988 935 574 1,237 1,350 1,238 1,047
Net Income / (Loss) Continuing Operations		 723 2,333 1,120 1,269 988 935 574 1,237 1,350 1,238 1,047
Total Pre-Tax Income 		741 1,188 1,166 1,321 1,050 937 678 1,411 1,503 1,387 1,109
Total Revenue		 3,317 3,882 3,938 4,195 4,624 4,617 4,611 5,087 5,065 4,890 4,505
Net Interest Income / (Expense)		 -34 -34 -34 -35 -35 -37 -35 -38 -37 -38 -37
Total Interest Income		 0.00 - 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00
Total Interest Expense		 34 34 34 35 35 37 35 38 37 38 37
Long-Term Debt Interest Expense		 34 34 34 35 35 37 35 38 37 38 37
Total Non-Interest Income		 3,351 3,916 3,972 4,230 4,659 4,654 4,646 5,125 5,102 4,928 4,542
Other Service Charges		 1.00 27 26 11 13 18 51 80 72 68 54
Net Realized & Unrealized Capital Gains on Investments		 102 545 524 654 676 493 407 708 745 605 502
Premiums Earned		 3,248 3,344 3,422 3,565 3,970 4,143 4,188 4,337 4,285 4,255 3,986
Total Non-Interest Expense		 2,576 2,694 2,772 2,874 3,574 3,680 3,933 3,676 3,562 3,503 3,396
Property & Liability Insurance Claims		 1,647 1,637 1,728 1,827 2,403 2,384 2,587 2,303 2,200 2,280 2,089
Other Operating Expenses		 330 390 416 387 402 467 533 501 527 397 547
Amortization Expense		 599 667 628 660 769 829 813 872 835 826 760
Income Tax Expense		 72 -1,076 101 97 98 66 121 214 215 210 98
Other Gains / (Losses), net		 54 69 55 45 36 64 17 40 62 61 36
Preferred Stock Dividends Declared		 10 10 10 10 10 10 10 10 10 10 10
Basic Earnings per Share		 $1.93 $6.30 $2.99 $3.38 $2.62 $2.48 $1.51 $3.30 $3.63 $3.39 $2.94
Weighted Average Basic Shares Outstanding		 369.20M 368.70M 370.90M 372.70M 373.20M 372.50M 372.90M 372.20M 369M 368.40M 353.20M
Diluted Earnings per Share		 $1.88 $6.12 $2.92 $3.30 $2.56 $2.41 $1.48 $3.23 $3.56 $3.33 $2.88
Weighted Average Diluted Shares Outstanding		 379.40M 378.80M 380.50M 381.60M 382.30M 381.80M 381.90M 379.90M 376.10M 375.90M 359.70M
Weighted Average Basic & Diluted Shares Outstanding		 373.17M 374.15M 375.49M 376.24M - 375.36M 374.75M 373.22M 362.63M 355.80M 349.39M

Annual Cash Flow Statements for Arch Capital Group

This table details how cash moves in and out of Arch Capital Group's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 68 288 -242 329 179 387 24 -41 225 262 307
Net Cash From Operating Activities		 998 1,377 1,095 1,559 2,048 2,887 3,425 3,816 5,749 6,673 6,172
Net Cash From Continuing Operating Activities		 998 1,377 1,095 1,559 2,048 2,887 3,425 3,816 5,749 6,673 6,172
Net Income / (Loss) Continuing Operations		 527 824 630 728 1,693 1,466 2,239 1,482 4,442 4,312 4,399
Consolidated Net Income / (Loss)		 527 824 630 728 1,693 1,466 2,239 1,482 4,442 4,312 4,399
Amortization Expense		 23 19 126 106 82 69 82 106 95 235 193
Non-Cash Adjustments to Reconcile Net Income		 230 -86 -179 345 -326 -821 -803 893 60 -540 -751
Changes in Operating Assets and Liabilities, net		 218 620 519 381 599 2,173 1,907 1,335 1,152 2,666 2,331
Net Cash From Investing Activities		 -914 -2,703 -1,352 -554 -1,806 -3,043 -2,138 -3,101 -5,468 -4,461 -4,036
Net Cash From Continuing Investing Activities		 -914 -2,703 -1,352 -554 -1,806 -3,043 -2,138 -3,101 -5,468 -4,461 -4,036
Purchase of Investment Securities		 -31,781 -39,919 -40,635 -36,343 -32,337 -43,978 -39,155 -18,559 -21,410 -35,671 -39,642
Sale and/or Maturity of Investments		 30,867 37,216 39,283 35,797 30,530 40,935 37,366 15,458 15,942 31,210 35,606
Net Cash From Financing Activities		 -4.66 1,636 -3.41 -989 -81 521 -1,229 -706 -69 -1,925 -1,890
Net Cash From Continuing Financing Activities		 -4.66 1,636 -3.41 -657 -81 521 -1,229 -706 -69 -1,925 -1,890
Issuance of Common Equity		 4.86 - - 0.00 6.20 1.88 6.00 6.00 -2.00 7.00 50
Repurchase of Common Equity		 -365 -78 -21 0.00 -2.87 -83 -1,234 -586 0.00 -24 -1,889
Payment of Dividends		 -40 -46 -64 -18 -54 -47 -49 -40 -40 -1,906 -47
Other Financing Activities, Net		 -42 4.13 -52 0.00 -81 71 12 -86 -27 -2.00 -4.00
Effect of Exchange Rate Changes		 -12 -21 18 -19 18 22 -34 -50 13 -25 61
Cash Interest Paid		 53 63 117 120 127 133 139 128 127 127 127
Cash Income Taxes Paid		 40 51 52 -0.98 109 203 286 255 267 378 458

Quarterly Cash Flow Statements for Arch Capital Group

This table details how cash moves in and out of Arch Capital Group's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 2.00 143 102 27 85 48 225 -177 46 213 -286
Net Cash From Operating Activities		 1,970 1,665 1,564 1,518 2,018 1,573 1,458 1,124 2,186 1,404 1,188
Net Cash From Continuing Operating Activities		 1,970 1,665 1,564 1,518 2,018 1,573 1,458 1,124 2,186 1,404 1,188
Net Income / (Loss) Continuing Operations		 723 2,333 1,120 1,269 988 935 574 1,237 1,350 1,238 1,047
Consolidated Net Income / (Loss)		 723 2,333 1,120 1,269 988 935 574 1,237 1,350 1,238 1,047
Amortization Expense		 24 24 21 27 88 99 49 48 49 47 30
Non-Cash Adjustments to Reconcile Net Income		 217 -276 -96 -190 -311 57 56 -295 -335 -177 36
Changes in Operating Assets and Liabilities, net		 1,006 -416 519 412 1,253 482 779 134 1,122 296 75
Net Cash From Investing Activities		 -1,935 -1,532 -1,409 -1,509 -1,963 420 -1,008 -1,228 -1,383 -417 -639
Net Cash From Continuing Investing Activities		 -1,935 -1,532 -1,409 -1,509 -1,963 420 -1,008 -1,228 -1,383 -417 -639
Purchase of Investment Securities		 -5,260 -6,646 -9,482 -6,844 -8,106 -11,405 -10,839 -8,729 -10,856 -9,218 -10,017
Sale and/or Maturity of Investments		 3,325 5,114 8,073 5,335 6,143 11,825 9,831 7,501 9,473 8,801 9,378
Net Cash From Financing Activities		 -7.00 -17 -42 14 -7.00 -1,890 -241 -128 -743 -778 -827
Net Cash From Continuing Financing Activities		 -7.00 -17 -42 14 -7.00 -1,890 -241 -128 -743 -778 -827
Issuance of Common Equity		 5.00 -7.00 -32 24 6.00 9.00 -28 47 1.00 30 -17
Repurchase of Common Equity		 - - 0.00 - - -24 -196 -163 -732 -798 -783
Payment of Dividends		 -10 -10 -10 -10 -10 -1,876 -15 -12 -10 -10 -15
Other Financing Activities, Net		 -2.00 - 0.00 - -3.00 1.00 -2.00 - -2.00 - -12
Effect of Exchange Rate Changes		 -26 27 -11 4.00 37 -55 16 55 -14 4.00 -8.00
Cash Interest Paid		 - 64 0.00 63 - 64 0.00 64 - 63 0.00
Cash Income Taxes Paid		 54 140 -6.00 151 76 157 18 131 166 143 22

Annual Balance Sheets for Arch Capital Group

This table presents Arch Capital Group's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 23,139 29,372 32,052 32,218 37,885 43,282 45,101 47,990 58,906 70,906 79,241
Cash and Due from Banks		 553 843 606 647 726 906 859 855 917 979 993
Trading Account Securities		 - - 16,355 17,074 20,162 22,807 24,615 25,649 31,368 37,474 43,368
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income		 - - 113 115 118 103 85 159 236 298 338
Unearned Premiums Asset		 - - 2,062 2,275 7,360 3,299 10,243 5,424 13,878 8,062 17,908
Deferred Acquisition Cost		 - - 536 570 633 791 902 1,264 1,531 1,734 1,717
Intangible Assets		 - - 653 635 - - 945 804 731 1,351 1,222
Other Assets		 - - 11,727 10,904 8,147 14,684 7,452 13,835 10,245 21,008 13,695
Total Liabilities & Shareholders' Equity		 10,053 11,144 32,052 32,218 37,885 43,282 45,101 47,990 58,906 70,906 79,241
Total Liabilities		 16,028 20,061 21,806 21,781 25,570 29,295 31,546 35,069 40,551 50,086 55,035
Short-Term Debt		 - - 3,244 2,625 2,691 2,370 1,897 1,829 2,064 2,346 2,585
Long-Term Debt		 - - 1,733 1,734 1,872 2,861 2,724 2,725 2,726 2,728 2,729
Claims and Claim Expense		 9,125 10,201 11,384 11,853 13,892 16,514 17,757 20,032 22,752 29,369 33,547
Unearned Premiums Liability		 - - 3,622 3,754 4,340 4,839 6,012 7,337 8,808 10,218 10,100
Other Long-Term Liabilities		 - - 1,583 1,579 2,569 2,495 2,913 3,146 4,201 5,425 6,074
Commitments & Contingencies		 - - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 6,905 9,106 10,040 10,231 12,260 13,929 13,546 12,910 18,353 20,820 24,206
Total Preferred & Common Equity		 6,167 8,254 9,197 9,440 11,497 13,106 13,546 12,910 18,353 20,820 24,206
Preferred Stock		 - - 1,362 780 0.00 780 830 830 830 830 830
Total Common Equity		 -17 -115 7,834 8,660 212 12,326 12,716 12,080 17,523 19,990 23,376
Common Stock		 - - 1,231 1,794 0.00 1,978 2,086 2,212 2,328 2,511 2,736
Retained Earnings		 - - 8,563 9,426 0.00 12,362 14,456 15,892 20,295 22,686 27,045
Treasury Stock		 - - -2,078 -2,382 0.00 -2,504 -3,761 -4,378 -4,424 -4,487 -6,410
Accumulated Other Comprehensive Income / (Loss)		 -17 -115 118 -179 212 489 -65 -1,646 -676 -720 5.00

Quarterly Balance Sheets for Arch Capital Group

This table presents Arch Capital Group's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 51,103 53,856 55,227 58,906 62,768 73,656 70,906 75,176 78,788 79,185 81,446
Cash and Due from Banks		 803 904 859 917 993 1,025 979 1,187 983 1,063 914
Trading Account Securities		 27,000 28,120 29,312 31,368 32,332 38,642 37,474 39,233 41,401 42,296 43,455
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income		 163 233 217 236 236 292 298 267 329 307 302
Unearned Premiums Asset		 6,629 14,472 7,381 13,878 8,482 17,247 16,322 9,502 10,296 9,529 9,709
Deferred Acquisition Cost		 1,355 1,452 1,483 1,531 1,625 1,744 1,734 1,785 1,814 1,786 1,774
Intangible Assets		 785 775 739 731 778 1,486 1,351 1,308 1,319 1,268 1,190
Other Assets		 14,368 7,900 15,236 10,245 18,322 13,220 12,748 21,894 22,646 22,936 24,102
Total Liabilities & Shareholders' Equity		 51,103 53,856 55,227 58,906 62,768 73,656 70,906 75,176 78,788 79,185 81,446
Total Liabilities		 37,104 39,213 39,986 40,551 43,411 51,382 50,086 53,631 55,747 55,466 57,258
Short-Term Debt		 2,014 2,290 2,224 2,064 2,343 3,049 2,346 2,796 3,014 2,628 3,058
Long-Term Debt		 2,726 2,726 2,726 2,726 2,727 2,727 2,728 2,728 2,728 2,728 2,729
Claims and Claim Expense		 20,758 21,268 21,836 22,752 23,705 28,679 29,369 30,946 32,089 32,822 34,105
Unearned Premiums Liability		 8,218 9,052 9,074 8,808 9,971 11,238 10,218 11,090 11,625 11,124 10,939
Other Long-Term Liabilities		 3,388 3,877 4,126 4,201 4,665 5,689 5,425 6,071 6,291 6,164 6,427
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 13,988 14,641 15,239 18,353 19,355 22,274 20,820 21,545 23,041 23,719 24,188
Total Preferred & Common Equity		 13,988 14,641 15,239 18,353 19,355 22,274 20,820 21,545 23,041 23,719 24,188
Preferred Stock		 830 830 830 830 830 830 830 830 830 830 830
Total Common Equity		 13,158 13,811 14,409 17,523 18,525 21,444 19,990 20,715 22,211 22,889 23,358
Common Stock		 2,261 2,279 2,298 2,328 2,402 2,466 2,511 2,589 2,661 2,683 2,832
Retained Earnings		 16,597 17,258 17,971 20,295 21,405 23,642 22,686 23,250 24,477 25,817 28,082
Treasury Stock		 -4,403 -4,407 -4,407 -4,424 -4,461 -4,464 -4,487 -4,716 -4,879 -5,611 -7,223
Accumulated Other Comprehensive Income / (Loss)		 -1,297 -1,319 -1,453 -676 -821 -200 -720 -408 -48 0.00 -333

Annual Metrics And Ratios for Arch Capital Group

This table displays calculated financial ratios and metrics derived from Arch Capital Group's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Growth Metrics		 - - - - - - - - - - -
Profitability Metrics		 - - - - - - - - - - -
Valuation Ratios		 - - - - - - - - - - -
Leverage & Solvency		 - - - - - - - - - - -
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Efficiency Ratios		 - - - - - - - - - - -
Capital & Investment Metrics		 - - - - - - - - - - -
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.41 $1.83 $1.40 $1.76 $3.97 $0.00 $5.34 $3.90 $11.94 $11.47 $11.83
Adjusted Weighted Average Basic Shares Outstanding		 365.36M 362.38M 404.14M 404.35M 401.80M 0.00 391.75M 368.61M 368.70M 372.50M 368.40M
Adjusted Diluted Earnings per Share		 $1.36 $1.78 $1.36 $1.73 $3.87 $0.00 $5.23 $3.80 $11.62 $11.19 $11.60
Adjusted Weighted Average Diluted Shares Outstanding		 378.12M 374.15M 417.79M 412.91M 411.61M 0.00 400.35M 377.61M 378.80M 381.80M 375.90M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $3.97 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 366.23M 368.87M 393.03M 402.53M 406.66M 0.00 379.04M 371.20M 374.15M 375.36M 355.80M
Debt Service Ratios		 - - - - - - - - - - -
Payout Ratios		 - - - - - - - - - - -

Quarterly Metrics And Ratios for Arch Capital Group

This table displays calculated financial ratios and metrics derived from Arch Capital Group's official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 9/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 - - - - - - - - - - 355,803,320.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - - 355,803,320.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - - 2.94
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 39.02% 26.41% 26.30% 48.02% 39.40% - 17.09% 21.26% 9.54% - -2.30%
EBITDA Growth		 2,113.16% 18.13% 55.16% 45.94% 48.76% - -38.75% 8.23% 36.38% - 56.67%
EBIT Growth		 1,257.81% 18.80% 57.14% 47.06% 41.70% - -41.85% 6.81% 43.14% - 63.57%
NOPAT Growth		 16,028.57% 174.09% 57.08% 47.14% 42.30% - -47.70% -2.21% 35.29% - 81.51%
Net Income Growth		 3,916.67% 170.65% 56.21% 47.68% 36.65% - -48.75% -2.52% 36.64% - 82.40%
EPS Growth		 9,300.00% 170.80% 56.15% 46.29% 36.17% - -49.32% -2.12% 39.06% - 94.59%
Operating Cash Flow Growth		 42.75% 69.55% 62.41% 31.89% 2.44% - -6.78% -25.96% 8.33% - -18.52%
Free Cash Flow Firm Growth		 -265.44% -322.98% -1,009.63% -311.46% 786.47% - 54.90% 106.47% -231.42% - 9.11%
Invested Capital Growth		 22.80% 32.45% 30.35% 42.68% 0.00% - 10.82% 2.61% 0.00% - 10.74%
Revenue Q/Q Growth		 6.18% 17.03% 1.44% 17.42% 10.23% - 0.00% 10.32% -0.43% - -7.87%
EBITDA Q/Q Growth		 3.66% 58.43% -2.06% -9.27% -15.58% - 0.00% 100.69% 6.37% - -20.57%
EBIT Q/Q Growth		 3.78% 60.32% -1.85% -9.95% -20.51% - 0.00% 108.11% 6.52% - -20.04%
NOPAT Q/Q Growth		 3.40% 238.42% -52.96% -10.61% -22.22% - 0.00% 114.90% 7.60% - -14.10%
Net Income Q/Q Growth		 8.07% 222.68% -51.99% -11.79% -22.14% - 0.00% 115.51% 9.14% - -15.43%
EPS Q/Q Growth		 7.43% 225.53% -52.29% -12.33% -22.42% - 0.00% 118.24% 10.22% - -13.51%
Operating Cash Flow Q/Q Growth		 71.16% -15.48% -6.07% -2.94% 32.94% - 0.00% -22.91% 94.48% - -15.38%
Free Cash Flow Firm Q/Q Growth		 -70.36% -10.59% -35.73% -60.91% 395.00% - 0.00% 122.25% -6,088.58% - 22.62%
Invested Capital Q/Q Growth		 2.71% 14.63% 5.54% 14.83% -100.00% - 0.00% 6.33% 1.01% - 1.54%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 23.06% 31.22% 30.14% 23.29% 24.61% - 15.77% 28.68% 30.64% - 25.28%
EBIT Margin		 22.34% 30.60% 29.61% 22.71% 22.71% - 14.70% 27.74% 29.67% - 24.62%
Profit (Net Income) Margin		 21.80% 60.10% 28.44% 21.37% 21.37% - 12.45% 24.32% 26.65% - 23.24%
Tax Burden Percent		 97.57% 196.38% 96.05% 94.10% 94.10% - 84.66% 87.67% 89.82% - 94.41%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% - 100.00% 100.00% 100.00% - 100.00%
Effective Tax Rate		 9.72% -90.57% 8.66% 9.33% 9.33% - 17.85% 15.17% 14.30% - 8.84%
Return on Invested Capital (ROIC)		 13.91% 38.60% 17.87% 13.60% 0.00% - 8.47% 15.68% 33.90% - 15.38%
ROIC Less NNEP Spread (ROIC-NNEP)		 15.03% 40.07% 18.99% 14.27% 0.00% - 8.79% 16.38% 36.22% - 16.02%
Return on Net Nonoperating Assets (RNNOA)		 5.33% 11.97% 5.59% 4.17% 0.00% - 2.28% 4.16% 8.18% - 3.96%
Return on Equity (ROE)		 19.24% 50.57% 23.45% 17.77% 0.00% - 10.74% 19.85% 42.08% - 19.34%
Cash Return on Invested Capital (CROIC)		 -5.07% -6.95% -4.83% -14.43% 0.00% - 3.74% 10.01% -173.08% - 6.20%
Operating Return on Assets (OROA)		 5.56% 7.70% 7.42% 5.61% 0.00% - 3.85% 6.89% 7.26% - 6.14%
Return on Assets (ROA)		 5.42% 15.11% 7.12% 5.28% 0.00% - 3.26% 6.04% 6.52% - 5.80%
Return on Common Equity (ROCE)		 18.05% 47.86% 22.28% 16.97% 0.00% - 10.31% 19.12% 40.61% - 18.64%
Return on Equity Simple (ROE_SIMPLE)		 19.50% 0.00% 25.03% 23.18% 0.00% - 17.48% 16.21% 17.27% - 20.14%
Net Operating Profit after Tax (NOPAT)		 669 2,264 1,065 952 952 - 557 1,197 1,288 - 1,011
NOPAT Margin		 20.17% 58.32% 27.04% 20.59% 20.59% - 12.08% 23.53% 25.43% - 22.44%
Net Nonoperating Expense Percent (NNEP)		 -1.13% -1.48% -1.12% -0.67% 0.00% - -0.32% -0.69% -2.32% - -0.64%
SG&A Expenses to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00% 0.00% - 0.00%
Operating Expenses to Revenue		 77.66% 69.40% 70.39% 77.29% 77.29% - 85.30% 72.26% 70.33% - 75.38%
Earnings before Interest and Taxes (EBIT)		 741 1,188 1,166 1,050 1,050 - 678 1,411 1,503 - 1,109
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 765 1,212 1,187 1,077 1,138 - 727 1,459 1,552 - 1,139
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 2.06 1.50 1.86 1.96 0.00 - 1.74 1.54 1.48 - 1.46
Price to Tangible Book Value (P/TBV)		 2.17 1.57 1.94 2.11 0.00 - 1.86 1.63 1.57 - 1.54
Price to Revenue (P/Rev)		 2.35 1.96 2.42 2.67 2.40 - 2.00 1.80 1.75 - 1.75
Price to Earnings (P/E)		 10.15 5.99 7.17 8.21 7.05 - 9.69 9.24 8.35 - 7.07
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% - 5.20% 5.49% 5.51% - 0.00%
Earnings Yield		 9.85% 16.71% 13.94% 12.18% 14.17% - 10.32% 10.83% 11.98% - 14.15%
Enterprise Value to Invested Capital (EV/IC)		 1.72 1.34 1.61 1.70 0.00 - 1.52 1.38 1.34 - 1.33
Enterprise Value to Revenue (EV/Rev)		 2.74 2.31 2.76 3.02 0.00 - 2.29 2.10 2.01 - 2.04
Enterprise Value to EBITDA (EV/EBITDA)		 10.52 8.93 10.10 11.24 0.00 - 9.71 9.11 8.17 - 7.14
Enterprise Value to EBIT (EV/EBIT)		 10.84 9.18 10.35 11.50 0.00 - 10.35 9.74 8.61 - 7.37
Enterprise Value to NOPAT (EV/NOPAT)		 12.29 7.29 8.48 9.63 0.00 - 11.45 11.10 9.96 - 8.53
Enterprise Value to Operating Cash Flow (EV/OCF)		 6.84 5.40 6.21 7.09 0.00 - 6.28 6.43 6.15 - 6.75
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 0.00 - 42.90 13.96 0.00 - 22.56
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.32 0.26 0.26 0.26 0.00 - 0.26 0.25 0.23 - 0.24
Long-Term Debt to Equity		 0.18 0.15 0.14 0.12 0.00 - 0.13 0.12 0.12 - 0.11
Financial Leverage		 0.35 0.30 0.29 0.29 0.00 - 0.26 0.25 0.23 - 0.25
Leverage Ratio		 3.76 3.42 3.41 3.45 0.00 - 3.37 3.36 3.34 - 3.42
Compound Leverage Factor		 3.76 3.42 3.41 3.45 0.00 - 3.37 3.36 3.34 - 3.42
Debt to Total Capital		 24.52% 20.70% 20.76% 20.59% 0.00% - 20.41% 19.95% 18.42% - 19.31%
Short-Term Debt to Total Capital		 11.01% 8.92% 9.59% 10.87% 0.00% - 10.33% 10.47% 9.04% - 10.20%
Long-Term Debt to Total Capital		 13.50% 11.78% 11.16% 9.72% 0.00% - 10.08% 9.48% 9.38% - 9.10%
Preferred Equity to Total Capital		 4.11% 3.59% 3.40% 2.96% 0.00% - 3.07% 2.88% 2.85% - 2.77%
Noncontrolling Interests to Total Capital		 0.01% 0.01% 0.01% 0.00% 0.00% - 0.00% 0.00% 0.00% - 0.00%
Common Equity to Total Capital		 71.36% 75.71% 75.84% 76.45% 0.00% - 76.53% 77.17% 78.72% - 77.92%
Debt to EBITDA		 1.50 1.38 1.30 1.36 0.00 - 1.30 1.32 1.12 - 1.04
Net Debt to EBITDA		 1.24 1.11 1.04 1.12 0.00 - 1.02 1.09 0.90 - 0.87
Long-Term Debt to EBITDA		 0.83 0.78 0.70 0.64 0.00 - 0.64 0.63 0.57 - 0.49
Debt to NOPAT		 1.76 1.12 1.09 1.17 0.00 - 1.53 1.61 1.37 - 1.24
Net Debt to NOPAT		 1.45 0.91 0.88 0.96 0.00 - 1.20 1.33 1.10 - 1.04
Long-Term Debt to NOPAT		 0.97 0.64 0.59 0.55 0.00 - 0.76 0.76 0.70 - 0.58
Noncontrolling Interest Sharing Ratio		 6.18% 5.35% 5.02% 4.50% 0.00% - 4.06% 3.66% 3.50% - 3.63%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -3,080 -3,406 -4,623 -7,439 21,143 - -2,085 464 -27,787 - -1,895
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00% 0.00% - 0.00%
Free Cash Flow to Firm to Interest Expense		 -90.59 -100.18 -135.97 -212.54 604.09 - -59.57 12.21 -751.00 - -51.22
Operating Cash Flow to Interest Expense		 57.94 48.97 46.00 43.37 57.66 - 41.66 29.58 59.08 - 32.11
Operating Cash Flow Less CapEx to Interest Expense		 57.94 48.97 46.00 43.37 57.66 - 41.66 29.58 59.08 - 32.11
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.25 0.25 0.25 0.25 0.00 - 0.26 0.25 0.24 - 0.25
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 20,191 23,145 24,427 28,050 0.00 - 27,069 28,783 29,075 - 29,975
Invested Capital Turnover		 0.69 0.66 0.66 0.66 0.00 - 0.70 0.67 1.33 - 0.69
Increase / (Decrease) in Invested Capital		 3,749 5,670 5,688 8,391 -20,191 - 2,642 733 29,075 - 2,906
Enterprise Value (EV)		 34,651 31,060 39,405 47,654 0.00 - 41,269 39,710 38,985 - 39,857
Market Capitalization		 29,728 26,355 34,496 42,073 40,007 - 36,102 34,121 33,862 - 34,154
Book Value per Share		 $38.63 $46.96 $49.95 $57.02 $0.00 - $55.19 $59.27 $61.33 - $65.65
Tangible Book Value per Share		 $36.65 $45.00 $47.85 $53.07 $0.00 - $51.70 $55.75 $57.93 - $62.30
Total Capital		 20,191 23,145 24,427 28,050 0.00 - 27,069 28,783 29,075 - 29,975
Total Debt		 4,950 4,790 5,070 5,776 0.00 - 5,524 5,742 5,356 - 5,787
Total Long-Term Debt		 2,726 2,726 2,727 2,727 0.00 - 2,728 2,728 2,728 - 2,729
Net Debt		 4,091 3,873 4,077 4,751 0.00 - 4,337 4,759 4,293 - 4,873
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00
Net Nonoperating Expense (NNE)		 -54 -69 -55 -36 -36 - -17 -40 -62 - -36
Net Nonoperating Obligations (NNO)		 4,950 4,790 5,070 5,776 0.00 - 5,524 5,742 5,356 - 5,787
Total Depreciation and Amortization (D&A)		 24 24 21 27 88 - 49 48 49 - 30
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.93 $6.30 $2.99 $2.62 $0.00 $2.48 $1.51 $3.30 $3.63 $3.39 $2.94
Adjusted Weighted Average Basic Shares Outstanding		 369.20M 368.70M 370.90M 373.20M 0.00 372.50M 372.90M 372.20M 369M 368.40M 353.20M
Adjusted Diluted Earnings per Share		 $1.88 $6.12 $2.92 $2.56 $0.00 $2.41 $1.48 $3.23 $3.56 $3.33 $2.88
Adjusted Weighted Average Diluted Shares Outstanding		 379.40M 378.80M 380.50M 382.30M 0.00 381.80M 381.90M 379.90M 376.10M 375.90M 359.70M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 373.17M 374.15M 375.49M 376.24M 0.00 375.36M 374.75M 373.22M 362.63M 355.80M 349.39M
Normalized Net Operating Profit after Tax (NOPAT)		 669 832 1,065 952 952 - 557 1,197 1,288 - 1,011
Normalized NOPAT Margin		 20.17% 21.42% 27.04% 20.59% 20.59% - 12.08% 23.53% 25.43% - 22.44%
Pre Tax Income Margin		 22.34% 30.60% 29.61% 22.71% 22.71% - 14.70% 27.74% 29.67% - 24.62%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 21.79 34.94 34.29 30.00 30.00 - 19.37 37.13 40.62 - 29.97
NOPAT to Interest Expense		 19.68 66.59 31.32 27.20 27.20 - 15.91 31.50 34.81 - 27.32
EBIT Less CapEx to Interest Expense		 21.79 34.94 34.29 30.00 30.00 - 19.37 37.13 40.62 - 29.97
NOPAT Less CapEx to Interest Expense		 19.68 66.59 31.32 27.20 27.20 - 15.91 31.50 34.81 - 27.32
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 1.35% 0.90% 0.83% 0.77% 0.70% - 50.74% 51.23% 46.70% - 0.96%
Augmented Payout Ratio		 1.35% 0.90% 0.83% 0.77% 0.70% - 56.59% 61.49% 73.93% - 51.79%

Financials Breakdown Chart

Key Financial Trends

Arch Capital Group (NASDAQ: ACGL) showed solid profitability in Q1 2026, but the latest quarter also points to some normalization after an especially strong 2024–2025 run. Revenue held up well, operating cash flow remained healthy, and the balance sheet still carries a large investment portfolio and strong equity base. That said, earnings fell from the prior quarter and share buybacks continued to reduce cash.

  • Q1 2026 net income was still strong at $1.05 billion, with diluted EPS of $2.88, showing Arch remained highly profitable despite a sequential slowdown.
  • Operating cash flow was robust at $1.19 billion, indicating the company continues to convert earnings into cash effectively.
  • Premiums earned rose to $3.99 billion in Q1 2026, up from $3.42 billion in Q1 2024, suggesting underlying insurance business growth over the last two years.
  • Total assets increased to $81.4 billion in Q1 2026 from $62.8 billion in Q1 2024, reflecting major balance-sheet expansion.
  • Retained earnings climbed to $28.1 billion from $21.4 billion in Q1 2024, which supports long-term capital strength.
  • Equity also improved materially, with total common equity at $23.4 billion in Q1 2026 versus $18.5 billion in Q1 2024.
  • Investment income and capital gains remain a major earnings driver, with investment gains of $502 million in Q1 2026, but this also means results can swing with market conditions.
  • The company continues to run a very large investment portfolio, with trading account securities at $43.5 billion in Q1 2026, which supports income but adds market exposure.
  • Net income declined from $1.24 billion in Q4 2025 to $1.05 billion in Q1 2026, showing some sequential pressure on profitability.
  • Share repurchases remained heavy at $783 million in Q1 2026, which reduced cash and contributed to a $286 million decline in cash and equivalents during the quarter.

Looking at the longer trend, Arch Capital has grown substantially since 2023. Total assets were $51.1 billion in Q1 2023 and have risen steadily to $81.4 billion in Q1 2026. Premiums earned also moved higher over the same period, while book equity expanded and retained earnings increased. That is a favorable sign for a specialty insurer, because it suggests the company has been able to grow its balance sheet and generate profits at the same time.

However, the earnings pattern is not perfectly smooth. Quarterly net income has been volatile, driven in part by investment gains and insurance claims. For example, Q4 2023 net income was very strong at $2.33 billion, while Q3 2022 was only $18 million. This tells investors that ACGL’s results can vary significantly from quarter to quarter depending on underwriting performance, capital markets, and reserve movements.

Overall, Arch Capital still looks financially strong. It has a large capital base, strong operating cash flow, and growing premiums. The main things retail investors should watch are whether underwriting stays disciplined, whether investment gains normalize, and whether aggressive buybacks continue to absorb excess cash.

06/03/26 03:00 PM ETAI Generated. May Contain Errors.

Arch Capital Group Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Arch Capital Group's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

Arch Capital Group's net income appears to be on an upward trend, with a most recent value of $4.40 billion in 2025, rising from $526.58 million in 2015. The previous period was $4.31 billion in 2024.

Over the last 10 years, Arch Capital Group's total revenue changed from $3.96 billion in 2015 to $19.65 billion in 2025, a change of 396.7%.

Arch Capital Group's total liabilities were at $55.04 billion at the end of 2025, a 9.9% increase from 2024, and a 243.4% increase since 2015.

In the past 10 years, Arch Capital Group's cash and equivalents has ranged from $553.33 million in 2015 to $993 million in 2025, and is currently $993 million as of their latest financial filing in 2025.


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Financial statements for NASDAQ:ACGLO last updated on 5/8/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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