AFC Gamma (AFCG) Stock Price, News & Analysis

Company Overview

AFC Gamma, Inc. is a specialty finance real estate investment trust that focuses on providing structured financing solutions to companies operating and developing digital infrastructure and life science real estate assets. As a REIT, AFC Gamma seeks to generate attractive risk-adjusted returns through a diversified portfolio of loans, preferred equity and other financing structures that are secured by tangible property collateral or contractual revenue streams.

The company’s primary business activities include originating, acquiring and managing secured loans and equity investments that support wireless and broadband network deployment, data center expansion, and life sciences facility development. AFC Gamma’s digital infrastructure investments typically cover cell towers, small cell networks, fiber-optic systems and distributed antenna systems, while its life science financing targets laboratory complexes, research facilities and biomanufacturing sites. By tailoring financing packages—ranging from senior debt to joint-venture equity—the company aims to address capital needs across project development, expansion and refinancing.

AFC Gamma conducts its operations across the United States, partnering with tower operators, wireless carriers, fiber developers, data center owners and life science real estate developers to structure transactions that align with client cash flows and project timelines. Since launching its initial public offering in 2021, the trust has built a portfolio designed to generate recurring interest income and potential equity upside, while seeking to manage credit and market risks through asset diversification and active portfolio monitoring.

Externally managed by a team with experience in real estate capital markets and infrastructure finance, AFC Gamma leverages industry relationships and expertise to source and underwrite transactions. The firm’s strategy emphasizes contractually backed revenue profiles and asset-level security, with the goal of providing investors with a stable dividend stream supported by secular growth trends in connectivity and life sciences.

Key Stats

• Today's Range: $4.06 to $4.23
• 50-Day Range: $3.61 to $5.03
• 52-Week Range: $3.44 to $10.78
• Volume: 201,358 shs
• Average Volume: 372,618 shs
• Market Capitalization: $93.52 million
• P/E Ratio: N/A
• Dividend Yield: 14.49%
• Price Target: $5.75
• Consensus Rating: Moderate Buy

AFC Gamma Stock Analysis - MarketRank™

AFC Gamma scored higher than 61% of companies evaluated by MarketBeat, and ranked 506th out of 934 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

AFC Gamma has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no buy ratings, 3 hold ratings, and no sell ratings.

Upside Potential

AFC Gamma has a consensus price target of $5.75, representing about 38.9% upside from its current price of $4.14.

Amount of Analyst Coverage

AFC Gamma has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: 4.27%

Earnings Growth

Earnings for AFC Gamma are expected to grow by 4.27% in the coming year, from $1.64 to $1.71 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of AFC Gamma is -10.10, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of AFC Gamma is -10.10, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

AFC Gamma has a P/B Ratio of 0.45. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

8.64% of the float of AFC Gamma has been sold short.

Short Interest Ratio / Days to Cover

AFC Gamma has a short interest ratio ("days to cover") of 5.6.

Change versus previous month

Short interest in AFC Gamma has recently increased by 64.89%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

AFC Gamma is a leading dividend payer. It pays a dividend yield of 14.71%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

AFC Gamma does not have a long track record of dividend growth.

Dividend Sustainability

Based on earnings estimates, AFC Gamma will have a dividend payout ratio of 35.09% next year. This indicates that AFC Gamma will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

8.64% of the float of AFC Gamma has been sold short.

Short Interest Ratio / Days to Cover

AFC Gamma has a short interest ratio ("days to cover") of 5.6.

Change versus previous month

Short interest in AFC Gamma has recently increased by 64.89%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.1 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 2 news articles for AFC Gamma this week, compared to 2 articles on an average week.

Search Interest

16 people have searched for AFCG on MarketBeat in the last 30 days. This is an increase of 433% compared to the previous 30 days.

MarketBeat Follows

2 people have added AFC Gamma to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, AFC Gamma insiders have bought more of their company's stock than they have sold. Specifically, they have bought $4,590,274.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

25.10% of the stock of AFC Gamma is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 26.53% of the stock of AFC Gamma is held by institutions.

AFCG Stock Analysis - Frequently Asked Questions

How have AFCG shares performed this year?

AFC Gamma's stock was trading at $8.33 at the beginning of the year. Since then, AFCG stock has decreased by 50.3% and is now trading at $4.14.

How were AFC Gamma's earnings last quarter?

AFC Gamma Inc. (NASDAQ:AFCG) released its quarterly earnings data on Thursday, March, 7th. The company reported $0.50 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.49 by $0.01. The company earned $15.97 million during the quarter, compared to analysts' expectations of $18.06 million. AFC Gamma had a negative net margin of 25.35% and a positive trailing twelve-month return on equity of 10.06%.
Read the conference call transcript.

When did AFC Gamma IPO?

AFC Gamma (AFCG) raised $120 million in an initial public offering on Friday, March 19th 2021. The company issued 6,300,000 shares at a price of $19.00 per share. JMP Securities, Ladenburg Thalmann and Seaport Global Securities served as the underwriters for the IPO and Lake Street was co-manager.

How do I buy shares of AFC Gamma?

Shares of AFCG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of AFC Gamma own?

Based on aggregate information from My MarketBeat watchlists, some other companies that AFC Gamma investors own include Waste Connections (WCN), The RMR Group (RMR), American Water Works (AWK), AU Optronics (AUOTY), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 3/07/2024
• Record date for 7/15 Dividend: 6/30/2025
• Ex-Dividend for 7/15 Dividend: 6/30/2025
• Dividend Payable: 7/15/2025
• Today: 9/24/2025
• Record date for 10/15 Dividend: 9/30/2025
• Ex-Dividend for 10/15 Dividend: 9/30/2025
• Dividend Payable: 10/15/2025
• Next Earnings (Estimated): 11/12/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: REIT - MTGE TRUST
• Sub-Industry: Real Estate
• Current Symbol: NASDAQ:AFCG
• CIK: 1822523
• Web: www.afcgamma.com
• Phone: 561-510-2390
• Fax: N/A
• Employees: N/A
• Year Founded: 2020

Price Target and Rating

• Average Price Target for AFC Gamma: $5.75
• High Price Target: $7.00
• Low Price Target: $4.50
• Potential Upside/Downside: +38.9%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.41)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 2.52
• P/E Growth: N/A
• Net Income: $16.78 million
• Net Margins: -25.35%
• Pretax Margin: -25.90%
• Return on Equity: 10.06%
• Return on Assets: 5.78%

Debt

• Debt-to-Equity Ratio: 0.06
• Current Ratio: 3.13
• Quick Ratio: 3.13

Sales & Book Value

• Annual Sales: $51.99 million
• Price / Sales: 1.80
• Cash Flow: $1.46 per share
• Price / Cash Flow: 2.83
• Book Value: $9.17 per share
• Price / Book: 0.45

Miscellaneous

• Outstanding Shares: 22,590,000
• Free Float: 16,924,000
• Market Cap: $93.52 million
• Optionable: Optionable
• Beta: 1.07