Senmiao Technology (AIHS) Competitors

Senmiao Technology (NASDAQ:AIHS) and Carver Bancorp (NASDAQ:CARV) are both small-cap banking companies, but which is the better stock? We will compare the two companies based on the strength of their risk, valuation, dividends, analyst recommendations, profitability, media sentiment, institutional ownership and earnings.

Is AIHS or CARV more profitable?

Carver Bancorp has a net margin of -36.78% compared to Senmiao Technology's net margin of -109.91%. Carver Bancorp's return on equity of -100.62% beat Senmiao Technology's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Senmiao Technology	-109.91%	-165.89%	-46.29%
Carver Bancorp	-36.78%	-100.62%	-1.86%

Which has stronger valuation & earnings, AIHS or CARV?

Senmiao Technology has higher earnings, but lower revenue than Carver Bancorp. Senmiao Technology is trading at a lower price-to-earnings ratio than Carver Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Senmiao Technology	$3.39M	1.04	-$3.72M	-$0.32	-1.00
Carver Bancorp	$37.37M	0.35	-$13.74M	-$2.65	-0.96

Which has more volatility and risk, AIHS or CARV?

Senmiao Technology has a beta of 0.6, meaning that its share price is 40% less volatile than the S&P 500. Comparatively, Carver Bancorp has a beta of 1.21, meaning that its share price is 21% more volatile than the S&P 500.

Do insiders & institutionals believe in AIHS or CARV?

0.4% of Senmiao Technology shares are held by institutional investors. Comparatively, 18.2% of Carver Bancorp shares are held by institutional investors. 2.3% of Senmiao Technology shares are held by insiders. Comparatively, 1.3% of Carver Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Does the media prefer AIHS or CARV?

In the previous week, Senmiao Technology had 1 more articles in the media than Carver Bancorp. MarketBeat recorded 3 mentions for Senmiao Technology and 2 mentions for Carver Bancorp. Senmiao Technology's average media sentiment score of 0.00 equaled Carver Bancorp'saverage media sentiment score.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Senmiao Technology	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Carver Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Summary

Carver Bancorp beats Senmiao Technology on 7 of the 12 factors compared between the two stocks.