Senmiao Technology (AIHS) Competitors

Senmiao Technology (NASDAQ:AIHS) and LM Funding America (NASDAQ:LMFA) are both small-cap banking companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, media sentiment, analyst recommendations, earnings, risk, valuation, profitability and institutional ownership.

Do analysts prefer AIHS or LMFA?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Senmiao Technology	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
LM Funding America	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has preferable valuation and earnings, AIHS or LMFA?

Senmiao Technology has higher earnings, but lower revenue than LM Funding America. Senmiao Technology is trading at a lower price-to-earnings ratio than LM Funding America, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Senmiao Technology	$3.39M	0.73	-$3.72M	-$3.20	-0.70
LM Funding America	$11M	1.22	-$7.32M	-$6.76	-0.39

Does the media prefer AIHS or LMFA?

In the previous week, LM Funding America had 9 more articles in the media than Senmiao Technology. MarketBeat recorded 12 mentions for LM Funding America and 3 mentions for Senmiao Technology. Senmiao Technology's average media sentiment score of 1.43 beat LM Funding America's score of 0.62 indicating that Senmiao Technology is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Senmiao Technology	0 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive
LM Funding America	0 Very Positive mention(s)	0 Positive mention(s)	8 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility and risk, AIHS or LMFA?

Senmiao Technology has a beta of 0.62, indicating that its share price is 38% less volatile than the S&P 500. Comparatively, LM Funding America has a beta of 1.56, indicating that its share price is 56% more volatile than the S&P 500.

Is AIHS or LMFA more profitable?

Senmiao Technology has a net margin of -109.91% compared to LM Funding America's net margin of -184.48%. LM Funding America's return on equity of -46.84% beat Senmiao Technology's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Senmiao Technology	-109.91%	-165.89%	-46.29%
LM Funding America	-184.48%	-46.84%	-38.06%

Do insiders & institutionals hold more shares of AIHS or LMFA?

0.4% of Senmiao Technology shares are owned by institutional investors. Comparatively, 22.7% of LM Funding America shares are owned by institutional investors. 2.3% of Senmiao Technology shares are owned by insiders. Comparatively, 36.1% of LM Funding America shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

LM Funding America beats Senmiao Technology on 10 of the 14 factors compared between the two stocks.