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AppTech Payments (APCX) Financials

AppTech Payments logo
$0.25 0.00 (0.00%)
As of 07/17/2026 03:27 PM Eastern
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Annual Income Statements for AppTech Payments

Annual Income Statements for AppTech Payments

This table shows AppTech Payments' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 -2.51 -1.13 -4.19 -0.08 -16 -19 -8.95 -7.92
Consolidated Net Income / (Loss)		 -2.51 -1.34 -4.19 -0.08 -16 -19 -8.93 -7.92
Net Income / (Loss) Continuing Operations		 -2.51 -1.13 -4.19 -0.08 -16 -19 -8.93 -7.92
Total Pre-Tax Income 		-2.51 -1.34 -4.19 0.08 -16 -19 -8.93 -7.92
Total Revenue		 0.25 0.26 0.33 -0.00 0.45 0.50 1.54 1.45
Net Interest Income / (Expense)		 0.00 0.00 0.00 -0.00 0.00 0.00 0.00 0.00
Total Interest Income		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Non-Interest Income		 0.25 0.26 0.33 0.00 0.45 0.50 1.54 1.45
Other Service Charges		 - - - - - - 0.02 0.05
Net Realized & Unrealized Capital Gains on Investments		 - - - -0.00 - - 1.25 0.01
Other Non-Interest Income		 0.25 0.26 0.33 0.00 0.45 0.50 0.28 1.40
Total Non-Interest Expense		 2.30 1.20 3.94 0.08 17 20 10 9.08
Salaries and Employee Benefits		 - - - 0.00 7.56 - 1.98 2.35
Other Operating Expenses		 2.02 1.12 3.89 0.08 9.13 10 7.85 6.63
Amortization Expense		 - - - - - - 0.58 0.10
Nonoperating Income / (Expense), net		 -0.46 -0.39 -0.58 - -0.05 0.67 -0.07 -0.30
Income Tax Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Preferred Stock Dividends Declared		 - - - - 0.00 0.76 0.02 0.00
Basic Earnings per Share		 ($0.03) ($0.02) ($0.46) ($66.20) - ($1.01) ($0.35) ($0.23)
Weighted Average Basic Shares Outstanding		 87.35M 84.47M 9.11M 1.20M 16.25M 19.10M 25.31M 34.87M
Diluted Earnings per Share		 ($0.03) ($0.02) ($0.46) ($66.20) - ($1.01) ($0.35) ($0.23)
Weighted Average Diluted Shares Outstanding		 87.35M 84.47M 86.52M 1.20M 16.25M 19.10M 25.31M 34.87M
Weighted Average Basic & Diluted Shares Outstanding		 87.35M 84.47M 86.52M 1.20M 16.25M - 33.28M 40.50M

Quarterly Income Statements for AppTech Payments

This table shows AppTech Payments' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 -2.89 -3.39 -3.04 -2.92 -2.04 -0.95 -2.64 -1.86 -1.73 -1.69 -3.31
Consolidated Net Income / (Loss)		 -2.89 -3.39 -3.04 -2.92 -2.03 -0.95 -2.64 -1.86 -1.73 -1.69 -3.31
Net Income / (Loss) Continuing Operations		 -2.89 -3.39 -3.04 -2.92 -2.03 -0.95 -2.64 -1.86 -1.73 -1.69 -3.31
Total Pre-Tax Income 		-2.89 -3.39 -3.04 -2.92 -2.03 -0.95 -2.64 -1.86 -1.73 -1.69 -3.31
Total Revenue		 0.14 0.14 0.11 0.08 0.04 1.31 0.23 0.29 0.23 0.72 1.49
Net Interest Income / (Expense)		 0.00 - 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00
Total Interest Income		 0.00 - 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00
Total Interest Expense		 0.00 - 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00
Total Non-Interest Income		 0.14 0.14 0.11 0.08 0.04 1.31 0.23 0.29 0.23 0.72 1.49
Net Realized & Unrealized Capital Gains on Investments		 - - - - - - 0.01 - - - 0.03
Other Non-Interest Income		 0.14 0.14 0.11 0.08 0.04 0.05 0.22 0.29 0.23 0.66 1.46
Total Non-Interest Expense		 3.02 3.51 3.14 2.97 2.04 2.26 2.87 2.17 1.85 2.19 4.33
Marketing Expense		 - - 0.64 0.63 - - 0.78 0.91 - - 0.38
Other Operating Expenses		 2.27 2.79 2.49 2.33 1.89 1.13 2.09 1.26 1.47 1.80 3.93
Amortization Expense		 0.00 - - - 0.15 - 0.00 - 0.05 - 0.03
Nonoperating Income / (Expense), net		 -0.01 -0.02 -0.01 -0.03 -0.02 -0.01 0.00 0.02 -0.11 -0.22 -0.46
Income Tax Expense		 0.00 - 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00
Basic Earnings per Share		 ($0.15) ($0.15) ($0.13) ($0.12) ($0.08) ($0.02) ($0.08) ($0.06) ($0.05) ($0.04) ($0.08)
Weighted Average Basic Shares Outstanding		 18.80M 19.10M 22.54M 24.77M 25.89M 25.31M 33.29M 33.65M 34.03M 34.87M 41.74M
Diluted Earnings per Share		 ($0.15) ($0.15) ($0.13) ($0.12) ($0.08) ($0.02) ($0.08) ($0.06) ($0.05) ($0.04) ($0.08)
Weighted Average Diluted Shares Outstanding		 18.80M 19.10M 22.54M 24.77M 25.89M 25.31M 33.29M 33.65M 34.03M 34.87M 41.74M
Weighted Average Basic & Diluted Shares Outstanding		 20.69M 0.00 24.73M 25.11M 27.65M 33.28M 33.28M 33.99M 34.49M 40.50M 42.00M

Annual Cash Flow Statements for AppTech Payments

This table details how cash moves in and out of AppTech Payments' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 -0.02 0.02 0.03 -0.00 3.45 -2.18 -0.41 -0.62
Net Cash From Operating Activities		 -0.19 -0.76 -0.59 -0.00 -8.20 -8.86 -7.46 -4.89
Net Cash From Continuing Operating Activities		 -0.19 -0.76 -0.59 0.16 -8.20 -8.86 -7.46 -4.89
Net Income / (Loss) Continuing Operations		 -2.51 -1.34 -4.19 0.08 -16 -19 -8.93 -7.92
Consolidated Net Income / (Loss)		 -2.51 -1.34 -4.19 0.08 -16 -19 -8.93 -7.92
Amortization Expense		 0.10 0.00 0.02 0.00 0.45 0.99 2.00 1.57
Non-Cash Adjustments to Reconcile Net Income		 1.57 0.11 3.33 0.08 8.47 9.34 0.15 1.14
Changes in Operating Assets and Liabilities, net		 0.65 0.47 0.24 0.00 -0.84 -0.68 -0.67 0.32
Net Cash From Investing Activities		 -0.01 -0.03 0.01 -0.00 -1.79 -0.50 -1.16 -1.88
Net Cash From Continuing Investing Activities		 -0.01 -0.03 0.01 0.00 -1.79 -0.50 -1.16 -1.88
Purchase of Property, Leasehold Improvements and Equipment		 - - 0.00 0.00 -1.79 0.00 -1.08 0.00
Acquisitions		 - - - - - -0.50 0.00 -2.00
Purchase of Investment Securities		 - - -0.02 - -0.00 - -0.08 0.06
Sale and/or Maturity of Investments		 - - - - - 0.00 0.00 0.06
Net Cash From Financing Activities		 0.17 0.81 0.62 0.00 13 7.18 8.20 6.15
Net Cash From Continuing Financing Activities		 0.17 0.88 0.62 0.00 13 7.18 8.20 6.15
Issuance of Debt		 0.04 0.04 0.35 -0.00 - 0.00 1.11 2.85
Issuance of Common Equity		 0.10 0.07 - 0.00 13 8.93 6.29 2.20
Repayment of Debt		 0.00 -0.04 -0.06 0.00 -0.06 -1.79 -0.21 -0.25
Other Financing Activities, Net		 0.04 0.74 0.33 0.00 0.02 0.03 1.01 1.35
Cash Interest Paid		 0.00 0.01 0.00 - 0.00 1.23 0.07 0.07
Cash Income Taxes Paid		 0.00 0.01 0.00 - 0.00 0.00 0.00 0.00

Quarterly Cash Flow Statements for AppTech Payments

This table details how cash moves in and out of AppTech Payments' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 -0.50 1.03 0.27 -1.54 0.09 0.76 -0.45 -0.28 0.30 -0.20 -0.13
Net Cash From Operating Activities		 -1.13 -2.31 -2.16 -1.74 -1.07 -2.49 -1.80 -1.28 -0.75 -1.06 -0.91
Net Cash From Continuing Operating Activities		 -1.13 -2.31 -2.16 -1.74 -1.07 -2.49 -1.80 -1.28 -0.75 -1.06 -0.91
Net Income / (Loss) Continuing Operations		 -2.89 -3.39 -3.04 -2.92 -2.03 -0.95 -2.64 -1.86 -1.73 -1.69 -3.31
Consolidated Net Income / (Loss)		 -2.89 -3.39 -3.04 -2.92 -2.03 -0.95 -2.64 -1.86 -1.73 -1.69 -3.31
Amortization Expense		 0.13 0.27 0.35 0.36 0.48 0.81 0.38 0.36 0.39 0.45 0.44
Non-Cash Adjustments to Reconcile Net Income		 1.29 0.94 0.49 0.55 0.31 -1.21 0.82 0.03 0.11 0.17 1.95
Changes in Operating Assets and Liabilities, net		 0.35 -0.14 0.04 0.27 0.17 -1.15 -0.36 0.19 0.48 0.01 0.01
Net Cash From Investing Activities		 -0.05 -0.45 0.00 - -0.57 -0.59 0.00 - - -1.88 0.00
Net Cash From Continuing Investing Activities		 -0.05 -0.45 0.00 - -0.57 -0.59 0.00 - - -1.88 0.00
Net Cash From Financing Activities		 0.68 3.79 2.44 0.20 1.72 3.85 1.35 1.00 1.05 2.75 0.78
Net Cash From Continuing Financing Activities		 0.68 3.79 2.44 0.20 1.72 3.85 1.35 1.00 1.05 2.75 0.78
Issuance of Debt		 - - - - 0.91 - 0.00 - 0.55 2.00 1.00
Repayment of Debt		 -0.00 - -0.00 - -0.20 -0.01 0.00 - - -0.25 -0.22
Other Financing Activities, Net		 - 0.02 0.00 - 1.01 - 1.35 - - - 0.00
Cash Interest Paid		 -0.20 - 0.00 0.00 0.03 0.04 0.03 -0.00 - 0.04 0.10
Cash Income Taxes Paid		 - - 0.00 - - - 0.00 - - - 0.00

Annual Balance Sheets for AppTech Payments

This table presents AppTech Payments' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 0.03 0.08 0.38 0.01 13 8.35 8.99 9.39
Cash and Due from Banks		 0.00 0.02 0.06 0.00 3.46 1.28 0.87 0.24
Interest Bearing Deposits at Other Banks		 0.01 0.00 0.01 0.00 0.01 0.01 0.09 0.03
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Goodwill		 - - - - 0.00 1.16 1.16 2.96
Intangible Assets		 - - - 0.00 5.23 5.58 5.23 5.47
Other Assets		 0.02 0.06 0.31 0.00 3.82 0.33 1.64 0.69
Total Liabilities & Shareholders' Equity		 0.03 0.08 0.38 0.01 13 8.35 8.99 9.39
Total Liabilities		 7.08 7.53 8.57 0.01 5.10 4.16 3.52 7.50
Short-Term Debt		 4.40 4.51 4.46 0.00 2.56 1.80 1.85 5.53
Accrued Interest Payable		 2.19 2.33 2.63 0.00 1.87 1.96 1.52 1.32
Other Short-Term Payables		 0.48 0.52 1.19 0.00 0.50 0.32 0.07 0.59
Long-Term Debt		 - 0.00 0.07 0.00 0.07 0.07 0.06 0.06
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 -7.05 -7.45 -8.19 0.00 7.42 4.19 5.47 1.89
Total Preferred & Common Equity		 -7.05 -7.45 -8.19 0.00 7.42 4.19 5.47 1.89
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 -7.05 -7.45 -8.19 0.00 7.42 4.19 5.47 1.89
Common Stock		 32 33 37 0.12 148 164 174 179
Retained Earnings		 -39 -41 -45 -0.12 -140 -160 -169 -177

Quarterly Balance Sheets for AppTech Payments

This table presents AppTech Payments' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 2.44 8.25 6.46 6.61 6.91 6.49 6.25 9.14
Cash and Due from Banks		 0.25 1.55 0.02 0.10 0.42 0.14 0.44 0.11
Interest Bearing Deposits at Other Banks		 0.01 0.01 0.02 0.02 0.09 0.09 0.04 0.03
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Goodwill		 - 1.16 1.16 1.16 1.16 1.16 1.16 2.96
Intangible Assets		 1.50 5.23 4.88 5.09 4.85 4.50 4.16 5.06
Other Assets		 0.69 0.30 0.39 0.24 0.39 0.60 0.45 0.98
Total Liabilities & Shareholders' Equity		 2.44 8.25 6.46 6.61 6.91 6.49 6.25 9.14
Total Liabilities		 1.63 4.17 4.72 5.22 3.25 3.95 4.83 8.84
Short-Term Debt		 0.55 1.87 2.67 3.17 1.79 2.47 3.42 6.62
Accrued Interest Payable		 0.34 1.87 1.68 1.69 1.33 1.37 1.31 1.31
Other Short-Term Payables		 0.64 0.37 0.32 0.29 0.07 0.05 0.04 0.85
Long-Term Debt		 0.07 0.06 0.06 0.06 0.06 0.06 0.06 0.06
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 0.82 4.08 1.74 1.40 3.66 2.54 1.42 0.30
Total Preferred & Common Equity		 0.82 4.08 1.74 1.40 3.66 2.54 1.42 0.30
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 0.82 4.08 1.74 1.40 3.66 2.54 1.42 0.30
Common Stock		 157 167 167 169 175 176 176 180
Retained Earnings		 -156 -163 -166 -168 -171 -173 -175 -180

Annual Metrics And Ratios for AppTech Payments

This table displays calculated financial ratios and metrics derived from AppTech Payments' official financial filings.

Metric 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding		 0.00 0.00 87,865,075.00 113,389,601.00 16,408,563.00 20,690,942.00 55,292,370.00 34,488,934.00
DEI Adjusted Shares Outstanding		 0.00 0.00 9,248,955.00 11,935,747.00 16,408,563.00 20,690,942.00 55,292,370.00 34,488,934.00
DEI Earnings Per Adjusted Shares Outstanding		 0.00 0.00 -0.45 -0.01 -0.99 -0.89 -0.16 -0.23
Growth Metrics		 - - - - - - - -
Revenue Growth		 0.00% 0.93% 28.64% -100.84% 16,269.60% 12.00% 204.76% -5.40%
EBITDA Growth		 0.00% 51.27% -278.52% 97.71% -19,126.18% -15.30% 62.28% 11.84%
EBIT Growth		 0.00% 53.66% -280.59% 97.72% -19,605.52% -18.18% 53.79% 14.00%
NOPAT Growth		 0.00% 53.66% -280.59% 103.14% -14,439.90% -18.18% 53.79% 14.00%
Net Income Growth		 0.00% 46.51% -211.74% 98.11% -20,445.14% -13.70% 51.74% 11.34%
EPS Growth		 0.00% 33.33% -2,200.00% -14,291.30% 0.00% 0.00% 65.35% 34.29%
Operating Cash Flow Growth		 0.00% -294.47% 22.24% 99.69% -449,160.27% -8.05% 15.83% 34.44%
Free Cash Flow Firm Growth		 0.00% 0.00% -373.52% -100.26% -496.39% 55.94% 20.21% 27.72%
Invested Capital Growth		 0.00% -10.77% -25.02% 100.09% 317,229.55% -39.73% 21.82% 1.41%
Revenue Q/Q Growth		 0.00% 0.00% 7.30% -100.64% 9,508.32% 7.01% 320.82% 84.63%
EBITDA Q/Q Growth		 0.00% 0.00% -21.62% 99.89% -126.46% 0.51% 30.16% -3.56%
EBIT Q/Q Growth		 0.00% 0.00% -22.29% 99.89% -127.12% 1.15% 21.48% 2.02%
NOPAT Q/Q Growth		 0.00% 0.00% -22.29% 100.15% -118.03% 1.15% 21.48% 2.02%
Net Income Q/Q Growth		 0.00% 0.00% -25.61% 99.90% -125.90% 2.44% 21.44% -10.29%
EPS Q/Q Growth		 0.00% 0.00% -820.00% -753.09% 0.00% 0.00% 20.45% -9.52%
Operating Cash Flow Q/Q Growth		 0.00% 0.00% -25.68% 99.84% -66.35% 1.53% -2.40% 22.62%
Free Cash Flow Firm Q/Q Growth		 0.00% 0.00% 0.00% 93.91% -139.55% -502.29% 32.18% 4.78%
Invested Capital Q/Q Growth		 0.00% 0.00% -23.66% -99.93% -25.28% 321.94% 59.31% 52.76%
Profitability Metrics		 - - - - - - - -
EBITDA Margin		 -766.84% -370.25% -1,089.45% 0.00% -3,507.11% -3,610.32% -446.88% -416.45%
EBIT Margin		 -806.39% -370.28% -1,095.47% 0.00% -3,607.56% -3,806.55% -577.21% -524.78%
Profit (Net Income) Margin		 -989.47% -524.41% -1,270.81% 0.00% -3,618.00% -3,673.02% -581.58% -545.08%
Tax Burden Percent		 100.00% 100.00% 100.00% -100.00% 100.00% 100.00% 100.00% 100.00%
Interest Burden Percent		 122.70% 141.63% 116.01% -96.19% 100.29% 96.49% 100.76% 103.87%
Effective Tax Rate		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Invested Capital (ROIC)		 0.00% 0.00% 0.00% 0.00% -226.01% -166.70% -92.35% -71.81%
ROIC Less NNEP Spread (ROIC-NNEP)		 0.00% 0.00% 0.00% 0.00% -599.64% -392.89% -236.67% -140.62%
Return on Net Nonoperating Assets (RNNOA)		 0.00% 0.00% 0.00% 0.00% -212.60% -151.98% -92.57% -143.41%
Return on Equity (ROE)		 35.64% 18.54% 53.55% 1.93% -438.60% -318.68% -184.93% -215.22%
Cash Return on Invested Capital (CROIC)		 0.00% 0.00% 0.00% -113,338.64% -425.88% -117.12% -112.03% -73.21%
Operating Return on Assets (OROA)		 -6,559.53% -1,633.22% -1,553.74% 0.00% -259.19% -183.83% -102.27% -82.98%
Return on Assets (ROA)		 -8,048.73% -2,313.05% -1,802.42% 0.00% -259.94% -177.39% -103.04% -86.19%
Return on Common Equity (ROCE)		 35.64% 18.54% 53.55% 1.93% -438.60% -318.68% -184.93% -215.22%
Return on Equity Simple (ROE_SIMPLE)		 35.64% 18.04% 51.10% 0.00% -219.30% -441.39% -163.40% -418.38%
Net Operating Profit after Tax (NOPAT)		 -1.43 -0.66 -2.53 0.08 -11 -13 -6.21 -5.34
NOPAT Margin		 -564.48% -259.20% -766.83% 0.00% -2,525.29% -2,664.58% -404.05% -367.34%
Net Nonoperating Expense Percent (NNEP)		 24.52% 15.25% 36.74% 7.00% 373.63% 226.19% 144.31% 68.81%
SG&A Expenses to Revenue		 110.21% 32.04% 14.95% 0.00% 1,679.33% 694.05% 128.71% 161.53%
Operating Expenses to Revenue		 906.39% 470.28% 1,195.47% 0.00% 3,707.56% 3,906.55% 677.21% 624.78%
Earnings before Interest and Taxes (EBIT)		 -2.05 -0.95 -3.61 -0.08 -16 -19 -8.87 -7.63
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 -1.95 -0.95 -3.59 -0.08 -16 -18 -6.86 -6.05
Valuation Ratios		 - - - - - - - -
Price to Book Value (P/BV)		 0.00 0.00 0.00 1,546,221.83 5.24 9.82 7.28 5.47
Price to Tangible Book Value (P/TBV)		 0.00 0.00 0.00 0.00 17.74 0.00 0.00 0.00
Price to Revenue (P/Rev)		 0.00 0.00 160.00 0.00 86.42 81.70 25.92 7.12
Price to Earnings (P/E)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.00 0.00 21,476.28 3.78 6.89 5.52 2.09
Enterprise Value to Revenue (EV/Rev)		 0.00 0.00 173.54 0.00 84.55 82.84 26.54 10.78
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00 858.55 0.00 0.00 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - -
Debt to Equity		 -0.62 -0.61 -0.55 71.00 0.35 0.44 0.35 2.95
Long-Term Debt to Equity		 0.00 0.00 -0.01 1.52 0.01 0.02 0.01 0.03
Financial Leverage		 -0.62 -0.61 -0.58 -0.55 0.35 0.39 0.39 1.02
Leverage Ratio		 0.00 -0.01 -0.03 -0.05 1.69 1.80 1.79 2.50
Compound Leverage Factor		 -0.01 -0.01 -0.03 0.05 1.69 1.73 1.81 2.59
Debt to Total Capital		 -166.11% -153.85% -123.49% 98.61% 26.15% 30.78% 25.93% 74.71%
Short-Term Debt to Total Capital		 -166.11% -153.85% -121.66% 96.50% 25.48% 29.71% 25.11% 73.92%
Long-Term Debt to Total Capital		 0.00% 0.00% -1.84% 2.11% 0.67% 1.07% 0.83% 0.79%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 266.11% 253.85% 223.49% 1.39% 73.85% 69.22% 74.07% 25.29%
Debt to EBITDA		 -2.26 -4.76 -1.26 -0.04 -0.17 -0.10 -0.28 -0.92
Net Debt to EBITDA		 -2.26 -4.73 -1.24 -0.04 0.05 -0.03 -0.14 -0.88
Long-Term Debt to EBITDA		 0.00 0.00 -0.02 0.00 0.00 0.00 -0.01 -0.01
Debt to NOPAT		 -3.07 -6.80 -1.79 0.04 -0.23 -0.14 -0.31 -1.05
Net Debt to NOPAT		 -3.06 -6.76 -1.77 0.04 0.07 -0.04 -0.15 -1.00
Long-Term Debt to NOPAT		 0.00 0.00 -0.03 0.00 -0.01 0.00 -0.01 -0.01
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - -
Cash Flow Metrics		 - - - - - - - -
Free Cash Flow to Firm (FCFF)		 0.00 -0.38 -1.79 -3.59 -21 -9.44 -7.53 -5.44
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% -458.30% 0.00% -689.82% 0.00%
Free Cash Flow to Firm to Interest Expense		 0.00 0.00 0.00 -1,154.15 0.00 0.00 0.00 0.00
Operating Cash Flow to Interest Expense		 0.00 0.00 0.00 -0.59 0.00 0.00 0.00 0.00
Operating Cash Flow Less CapEx to Interest Expense		 0.00 0.00 0.00 -0.21 0.00 0.00 0.00 0.00
Efficiency Ratios		 - - - - - - - -
Asset Turnover		 8.13 4.41 1.42 0.00 0.07 0.05 0.18 0.16
Fixed Asset Turnover		 3,904.38 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - -
Invested Capital		 -2.65 -2.93 -3.67 0.00 10 6.06 7.38 7.49
Invested Capital Turnover		 -0.10 -0.09 -0.10 0.00 0.09 0.06 0.23 0.20
Increase / (Decrease) in Invested Capital		 0.00 -0.29 -0.73 3.67 10 -3.99 1.32 0.10
Enterprise Value (EV)		 0.00 0.00 57 68 38 42 41 16
Market Capitalization		 0.00 0.00 53 68 39 41 40 10
Book Value per Share		 ($0.08) ($0.09) ($0.09) $0.00 $0.45 $0.20 $0.20 $0.05
Tangible Book Value per Share		 ($0.08) ($0.09) ($0.09) $0.00 $0.13 ($0.12) ($0.03) ($0.19)
Total Capital		 -2.65 -2.93 -3.67 0.00 10 6.06 7.38 7.49
Total Debt		 4.40 4.51 4.53 0.00 2.63 1.87 1.91 5.59
Total Long-Term Debt		 0.00 0.00 0.07 0.00 0.07 0.07 0.06 0.06
Net Debt		 4.39 4.49 4.46 0.00 -0.84 0.58 0.96 5.32
Capital Expenditures (CapEx)		 0.00 0.00 0.00 -0.00 1.79 0.00 1.08 0.00
Net Nonoperating Expense (NNE)		 1.08 0.68 1.66 0.16 4.92 5.08 2.73 2.58
Net Nonoperating Obligations (NNO)		 4.40 4.51 4.53 0.00 2.63 1.87 1.91 5.59
Total Depreciation and Amortization (D&A)		 0.10 0.00 0.02 0.00 0.45 0.99 2.00 1.57
Earnings Adjustments		 - - - - - - - -
Adjusted Basic Earnings per Share		 ($0.03) ($0.02) $0.00 ($6.97) ($1.00) $0.00 ($0.35) ($0.23)
Adjusted Weighted Average Basic Shares Outstanding		 87.35M 84.34M 0.00 11.37M 18.44M 0.00 25.31M 34.87M
Adjusted Diluted Earnings per Share		 ($0.03) ($0.02) $0.00 ($6.97) ($1.00) $0.00 ($0.35) ($0.23)
Adjusted Weighted Average Diluted Shares Outstanding		 87.35M 84.34M 0.00 16.35M 18.44M 0.00 25.31M 34.87M
Adjusted Basic & Diluted Earnings per Share		 ($0.03) ($0.02) $0.00 ($6.97) ($1.00) $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 87.35M 84.47M 0.00 16.35M 16.25M 0.00 33.28M 40.50M
Normalized Net Operating Profit after Tax (NOPAT)		 -1.43 -0.66 -2.53 0.06 -11 -9.14 -6.21 -5.34
Normalized NOPAT Margin		 -564.48% -259.20% -766.83% 0.00% -2,525.29% -1,813.06% -404.05% -367.34%
Pre Tax Income Margin		 -989.47% -524.41% -1,270.81% 0.00% -3,618.00% -3,673.02% -581.58% -545.08%
Debt Service Ratios		 - - - - - - - -
EBIT to Interest Expense		 0.00 0.00 0.00 -26.48 0.00 0.00 0.00 0.00
NOPAT to Interest Expense		 0.00 0.00 0.00 25.47 0.00 0.00 0.00 0.00
EBIT Less CapEx to Interest Expense		 0.00 0.00 0.00 -26.10 0.00 0.00 0.00 0.00
NOPAT Less CapEx to Interest Expense		 0.00 0.00 0.00 25.85 0.00 0.00 0.00 0.00
Payout Ratios		 - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Quarterly Metrics And Ratios for AppTech Payments

This table displays calculated financial ratios and metrics derived from AppTech Payments' official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 18,523,675.00 20,690,942.00 20,690,942.00 24,729,922.00 25,114,922.00 55,292,370.00 33,283,329.00 33,283,329.00 33,988,934.00 34,488,934.00 40,503,934.00
DEI Adjusted Shares Outstanding		 18,523,675.00 20,690,942.00 20,690,942.00 24,729,922.00 25,114,922.00 55,292,370.00 33,283,329.00 33,283,329.00 33,988,934.00 34,488,934.00 40,503,934.00
DEI Earnings Per Adjusted Shares Outstanding		 -0.16 -0.16 -0.15 -0.12 -0.08 -0.02 -0.08 -0.06 -0.05 -0.05 -0.08
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 21.74% 30.56% 17.98% -43.28% -69.29% 830.50% 119.05% 282.89% 427.91% -45.27% 546.09%
EBITDA Growth		 1.57% 2.92% 17.79% 72.16% 44.81% 95.77% 15.65% 39.64% 19.26% -678.63% -6.18%
EBIT Growth		 -2.31% 6.21% 14.91% 69.16% 30.57% 72.00% 12.80% 34.94% 18.99% -55.57% -7.72%
NOPAT Growth		 -2.31% 6.21% 14.91% 69.16% 30.57% 72.00% 12.80% 34.94% 18.99% -55.57% -7.72%
Net Income Growth		 -1.47% 12.03% 3.62% 67.83% 29.96% 71.98% 13.04% 36.35% 14.52% -77.87% -25.26%
EPS Growth		 0.00% 0.00% 40.91% 75.51% 46.67% 86.67% 38.46% 50.00% 37.50% -100.00% 0.00%
Operating Cash Flow Growth		 -205.96% 5.63% 29.05% 26.59% 5.49% -7.56% 16.77% 26.37% 29.80% 57.41% 49.31%
Free Cash Flow Firm Growth		 192.11% 113.03% 754.11% -191.07% -145.97% -221.13% -153.53% 56.20% 69.51% 42.94% -154.84%
Invested Capital Growth		 -89.33% -39.73% -43.64% 109.75% 222.63% 21.82% -8.22% 13.30% 5.76% 1.41% 26.52%
Revenue Q/Q Growth		 4.48% 0.71% -25.53% -27.62% -43.42% 2,951.16% -82.47% 34.10% -21.99% 216.30% 106.96%
EBITDA Q/Q Growth		 69.65% -12.30% 13.28% 5.81% 39.83% 91.39% -1,628.24% 32.98% 19.53% 16.94% -135.69%
EBIT Q/Q Growth		 69.25% -16.86% 10.01% 4.62% 30.79% 52.87% -180.28% 29.18% 13.82% 9.50% -94.07%
NOPAT Q/Q Growth		 69.25% -16.86% 10.01% 4.62% 30.79% 52.87% -180.28% 29.18% 13.82% 9.50% -94.07%
Net Income Q/Q Growth		 68.17% -17.16% 10.33% 3.79% 30.70% 53.14% -178.29% 29.57% 6.94% 2.48% -95.97%
EPS Q/Q Growth		 69.39% 0.00% 13.33% 7.69% 33.33% 75.00% -300.00% 25.00% 16.67% 20.00% -100.00%
Operating Cash Flow Q/Q Growth		 52.28% -104.96% 6.48% 19.73% 38.57% -133.27% 27.64% 28.98% 41.44% -41.52% 13.87%
Free Cash Flow Firm Q/Q Growth		 108.68% -83.64% 54.81% -272.29% -5.34% 56.89% 31.58% -40.03% 26.68% 19.32% -205.59%
Invested Capital Q/Q Growth		 -32.68% 321.94% -0.79% -25.57% 3.55% 59.31% -25.25% -8.12% -3.33% 52.76% -6.75%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 -1,968.57% -2,195.04% -2,556.19% -3,326.32% -3,537.21% -9.98% -984.35% -524.40% -540.97% -142.06% -161.78%
EBIT Margin		 -2,058.57% -2,388.65% -2,886.67% -3,803.95% -4,653.49% -71.88% -1,149.13% -646.39% -714.10% -204.32% -191.59%
Profit (Net Income) Margin		 -2,065.00% -2,402.13% -2,892.38% -3,844.74% -4,709.30% -72.33% -1,148.26% -639.18% -762.56% -235.10% -222.61%
Tax Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Interest Burden Percent		 100.31% 100.56% 100.20% 101.07% 101.20% 100.64% 99.92% 98.88% 106.79% 115.06% 116.19%
Effective Tax Rate		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Invested Capital (ROIC)		 -91.16% -104.61% -126.01% -372.39% -391.82% -11.50% -231.80% -57.18% -82.53% -27.96% -58.14%
ROIC Less NNEP Spread (ROIC-NNEP)		 -144.07% -150.42% -192.87% -427.17% -424.21% -26.79% -273.60% -77.81% -100.29% -45.57% -88.95%
Return on Net Nonoperating Assets (RNNOA)		 -41.05% -58.18% -37.89% -421.13% -738.11% -10.48% -133.69% -95.88% -239.33% -46.48% -191.83%
Return on Equity (ROE)		 -132.21% -162.79% -163.90% -793.52% -1,129.93% -21.98% -365.49% -153.06% -321.87% -74.44% -249.97%
Cash Return on Invested Capital (CROIC)		 -21.04% -117.12% -100.77% -328.78% -365.82% -112.03% -94.39% -132.21% -119.89% -73.21% -111.12%
Operating Return on Assets (OROA)		 -106.42% -115.36% -145.52% -362.58% -375.07% -12.73% -251.79% -60.20% -87.40% -32.31% -64.69%
Return on Assets (ROA)		 -106.75% -116.01% -145.80% -366.47% -379.57% -12.82% -251.60% -59.52% -93.33% -37.17% -75.16%
Return on Common Equity (ROCE)		 -132.21% -162.79% -163.90% -793.52% -1,129.93% -21.98% -365.49% -153.06% -321.87% -74.44% -249.97%
Return on Equity Simple (ROE_SIMPLE)		 -2,325.37% 0.00% -450.71% -703.28% -812.79% 0.00% -233.12% -294.87% -507.13% 0.00% -2,891.25%
Net Operating Profit after Tax (NOPAT)		 -2.02 -2.36 -2.12 -2.02 -1.40 -0.66 -1.85 -1.32 -1.13 -1.03 -1.99
NOPAT Margin		 -1,441.00% -1,672.06% -2,020.67% -2,662.76% -3,257.44% -50.31% -804.39% -452.47% -499.87% -143.02% -134.11%
Net Nonoperating Expense Percent (NNEP)		 52.91% 45.81% 66.86% 54.77% 32.40% 15.29% 41.80% 20.63% 17.75% 17.62% 30.81%
SG&A Expenses to Revenue		 536.43% 0.00% 613.33% 832.89% 4.65% 0.00% 339.13% 312.71% 143.17% 0.00% 25.24%
Operating Expenses to Revenue		 2,158.57% 2,488.65% 2,986.67% 3,903.95% 4,753.49% 171.88% 1,249.13% 746.39% 814.10% 304.32% 291.59%
Earnings before Interest and Taxes (EBIT)		 -2.88 -3.37 -3.03 -2.89 -2.00 -0.94 -2.64 -1.88 -1.62 -1.47 -2.85
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 -2.76 -3.10 -2.68 -2.53 -1.52 -0.13 -2.26 -1.53 -1.23 -1.02 -2.40
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 74.80 9.82 4.87 13.36 25.85 7.28 13.09 1.00 4.32 5.47 67.03
Price to Tangible Book Value (P/TBV)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Price to Revenue (P/Rev)		 129.59 81.70 38.20 50.32 99.08 25.92 28.85 4.19 7.77 7.12 7.35
Price to Earnings (P/E)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Enterprise Value to Invested Capital (EV/IC)		 42.75 6.89 3.37 5.80 8.48 5.52 8.93 0.95 1.86 2.09 3.79
Enterprise Value to Revenue (EV/Rev)		 130.35 82.84 38.90 56.16 107.61 26.54 29.67 8.02 11.60 10.78 9.76
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.76 0.44 0.47 1.57 2.31 0.35 0.51 1.00 2.46 2.95 22.50
Long-Term Debt to Equity		 0.08 0.02 0.02 0.04 0.04 0.01 0.02 0.02 0.04 0.03 0.20
Financial Leverage		 0.28 0.39 0.20 0.99 1.74 0.39 0.49 1.23 2.39 1.02 2.16
Leverage Ratio		 1.57 1.80 1.48 2.91 4.09 1.79 1.96 3.03 4.57 2.50 4.05
Compound Leverage Factor		 1.58 1.81 1.48 2.95 4.14 1.81 1.96 3.00 4.88 2.87 4.71
Debt to Total Capital		 43.18% 30.78% 32.09% 61.11% 69.80% 25.93% 33.62% 49.99% 71.10% 74.71% 95.75%
Short-Term Debt to Total Capital		 38.51% 29.71% 31.04% 59.70% 68.47% 25.11% 32.52% 48.81% 69.88% 73.92% 94.90%
Long-Term Debt to Total Capital		 4.67% 1.07% 1.05% 1.41% 1.34% 0.83% 1.11% 1.18% 1.22% 0.79% 0.85%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 56.82% 69.22% 67.91% 38.89% 30.20% 74.07% 66.38% 50.01% 28.90% 25.29% 4.26%
Debt to EBITDA		 -0.03 -0.10 -0.11 -0.25 -0.33 -0.28 -0.29 -0.41 -0.60 -0.92 -1.08
Net Debt to EBITDA		 -0.02 -0.03 -0.02 -0.24 -0.32 -0.14 -0.21 -0.38 -0.51 -0.88 -1.06
Long-Term Debt to EBITDA		 0.00 0.00 0.00 -0.01 -0.01 -0.01 -0.01 -0.01 -0.01 -0.01 -0.01
Debt to NOPAT		 -0.05 -0.14 -0.15 -0.32 -0.41 -0.31 -0.31 -0.44 -0.64 -1.05 -1.22
Net Debt to NOPAT		 -0.03 -0.04 -0.03 -0.32 -0.39 -0.15 -0.23 -0.40 -0.55 -1.00 -1.19
Long-Term Debt to NOPAT		 0.00 0.00 0.00 -0.01 -0.01 -0.01 -0.01 -0.01 -0.01 -0.01 -0.01
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 10 1.64 2.53 -4.36 -4.60 -1.98 -1.36 -1.91 -1.40 -1.13 -3.46
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% -475.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Less CapEx to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.05 0.05 0.05 0.10 0.08 0.18 0.22 0.09 0.12 0.16 0.34
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 1.44 6.06 6.01 4.47 4.63 7.38 5.52 5.07 4.90 7.49 6.98
Invested Capital Turnover		 0.06 0.06 0.06 0.14 0.12 0.23 0.29 0.13 0.17 0.20 0.43
Increase / (Decrease) in Invested Capital		 -12 -3.99 -4.66 2.34 3.20 1.32 -0.49 0.60 0.27 0.10 1.46
Enterprise Value (EV)		 61 42 20 26 39 41 49 4.84 9.13 16 26
Market Capitalization		 61 41 20 23 36 40 48 2.53 6.12 10 20
Book Value per Share		 $0.04 $0.20 $0.20 $0.07 $0.06 $0.20 $0.13 $0.08 $0.04 $0.05 $0.01
Tangible Book Value per Share		 ($0.04) ($0.12) ($0.11) ($0.17) ($0.19) ($0.03) ($0.09) ($0.09) ($0.11) ($0.19) ($0.22)
Total Capital		 1.44 6.06 6.01 4.47 4.63 7.38 5.52 5.07 4.90 7.49 6.98
Total Debt		 0.62 1.87 1.93 2.73 3.23 1.91 1.86 2.53 3.48 5.59 6.68
Total Long-Term Debt		 0.07 0.07 0.06 0.06 0.06 0.06 0.06 0.06 0.06 0.06 0.06
Net Debt		 0.36 0.58 0.37 2.70 3.11 0.96 1.35 2.31 3.01 5.32 6.54
Capital Expenditures (CapEx)		 0.00 -0.05 0.00 0.00 0.00 0.52 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.87 1.03 0.92 0.90 0.62 0.29 0.79 0.54 0.60 0.66 1.32
Net Nonoperating Obligations (NNO)		 0.62 1.87 1.93 2.73 3.23 1.91 1.86 2.53 3.48 5.59 6.68
Total Depreciation and Amortization (D&A)		 0.13 0.27 0.35 0.36 0.48 0.81 0.38 0.36 0.39 0.45 0.44
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.00 ($0.15) ($0.13) ($0.12) $0.00 ($0.02) ($0.08) ($0.06) ($0.05) ($0.04) ($0.08)
Adjusted Weighted Average Basic Shares Outstanding		 20.69M 19.10M 22.54M 24.77M 0.00 25.31M 33.29M 33.65M 34.03M 34.87M 41.74M
Adjusted Diluted Earnings per Share		 $0.00 ($0.15) ($0.13) ($0.12) $0.00 ($0.02) ($0.08) ($0.06) ($0.05) ($0.04) ($0.08)
Adjusted Weighted Average Diluted Shares Outstanding		 20.69M 19.10M 22.54M 24.77M 0.00 25.31M 33.29M 33.65M 34.03M 34.87M 41.74M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 20.69M 0.00 24.73M 25.11M 0.00 33.28M 33.28M 33.99M 34.49M 40.50M 42.00M
Normalized Net Operating Profit after Tax (NOPAT)		 -2.02 -2.36 -2.12 -2.02 -1.40 -0.66 -1.85 -1.32 -1.13 -1.03 -1.99
Normalized NOPAT Margin		 -1,441.00% -1,672.06% -2,020.67% -2,662.76% -3,257.44% -50.31% -804.39% -452.47% -499.87% -143.02% -134.11%
Pre Tax Income Margin		 -2,065.00% -2,402.13% -2,892.38% -3,844.74% -4,709.30% -72.33% -1,148.26% -639.18% -762.56% -235.10% -222.61%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NOPAT to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EBIT Less CapEx to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NOPAT Less CapEx to Interest Expense		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Financials Breakdown Chart

Key Financial Trends

AppTech Payments Corp. (NASDAQ: APCX) continues to post steep losses, weak operating cash flow, and a balance sheet that remains heavily reliant on financing. The latest quarter, Q1 2026, showed some improvement in operating cash usage versus recent periods, but the company is still far from breakeven and remains financially fragile.

  • Q1 2026 operating cash flow improved to negative $913,000 from negative $1.1 million in Q4 2025 and negative $1.28 million in Q2 2025.
  • The company generated $779,000 in net financing cash inflows in Q1 2026, including $1.0 million of new debt financing.
  • Revenue in Q1 2026 rose to $1.486 million, up from $718,000 in Q4 2025 and $230,000 in Q1 2025.
  • Non-interest income improved meaningfully year over year, suggesting the business is still able to produce some top-line activity despite losses.
  • Cash and equivalents at the end of Q1 2026 were only $142,000 plus $32,000 in interest-bearing deposits, leaving a very small liquidity cushion.
  • Total assets were $9.1 million, but much of that value was tied up in goodwill and intangible assets, which are not as liquid as cash.
  • The company continued to carry substantial short-term obligations, including $6.6 million of short-term debt and $1.31 million of accrued interest payable.
  • Share count has increased over time, indicating ongoing dilution pressure from equity financing.
  • Q1 2026 net loss widened to $3.31 million, compared with $1.69 million in Q4 2025.
  • Gross operating performance remains weak: Q1 2026 had $4.33 million in non-interest expense against only $1.49 million in revenue.
  • APCX has now posted losses across the full period reviewed, with quarterly net losses generally ranging from roughly $949,000 to more than $3.0 million.
  • Operating cash flow has been negative in every quarter shown, which means the business is not yet self-funding.
  • The company has repeatedly depended on external capital through debt and equity issuance to cover cash shortfalls, a sign of ongoing financial strain.
  • Equity remains thin relative to liabilities; Q1 2026 total equity was only $297,000 versus $8.84 million in liabilities.

Bottom line: AppTech Payments has shown some sequential improvement in revenue and operating cash burn, but the overall trend is still risky. Losses remain large, cash is limited, and the balance sheet is highly leveraged. For retail investors, this looks like a turnaround story that is still very early and carries substantial execution and financing risk.

07/20/26 02:15 AM ETAI Generated. May Contain Errors.

AppTech Payments Financials - Frequently Asked Questions

According to the most recent income statement we have on file, AppTech Payments' financial year ends in December. Their financial year 2025 ended on December 31, 2025.

AppTech Payments' net income appears to be on an upward trend, with a most recent value of -$7.92 million in 2025, rising from -$2.51 million in 2018. The previous period was -$8.93 million in 2024.

Over the last 7 years, AppTech Payments' total revenue changed from $253.79 thousand in 2018 to $1.45 million in 2025, a change of 472.5%.

AppTech Payments' total liabilities were at $7.50 million at the end of 2025, a 113.1% increase from 2024, and a 6.0% increase since 2018.

In the past 7 years, AppTech Payments' cash and equivalents has ranged from $8.00 in 2021 to $3.46 million in 2022, and is currently $244 thousand as of their latest financial filing in 2025.

Over the last 7 years, AppTech Payments' book value per share changed from -0.08 in 2018 to 0.05 in 2025, a change of -168.0%.


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Financial statements for NASDAQ:APCX last updated on 7/16/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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