BancFirst (BANF) Stock Price, News & Analysis

Company Overview

BancFirst Corporation is a regional banking holding company based in Oklahoma City, Oklahoma. As the largest state‐chartered bank in Oklahoma, BancFirst offers a comprehensive suite of financial services to individuals, businesses and government entities. Its core business activities include commercial and consumer banking, mortgage lending, treasury management, equipment financing and electronic banking solutions.

The bank operates a network of more than 60 branches across Oklahoma, serving urban centers such as Oklahoma City and Tulsa, as well as rural communities throughout the state. BancFirst’s product offerings span traditional deposit accounts, personal and business loans, home mortgage and home equity products, along with specialized financing for agriculture, energy and government clients.

BancFirst traces its roots to 1966 and was reorganized under its present holding-company structure in the mid‐1980s. Over the decades, the company has grown organically and through strategic acquisitions, with an emphasis on community banking and maintaining local decision‐making authority at each of its offices. This community focus is supported by a centralized technology platform that streamlines operations and enhances customer service.

The company is overseen by a board of directors and a senior management team led by President and Chief Executive Officer Randall D. Dunn. BancFirst’s leadership emphasizes a commitment to strong risk management, conservative lending practices and ongoing investment in digital banking capabilities to meet evolving customer needs.

Key Stats

• Today's Range: $130.59 to $133.66
• 50-Day Range: $119.95 to $136.48
• 52-Week Range: $97.02 to $138.77
• Volume: 72,084 shs
• Average Volume: 113,667 shs
• Market Capitalization: $4.36 billion
• P/E Ratio: 18.88
• Dividend Yield: 1.50%
• Price Target: $134.00
• Consensus Rating: Hold

BancFirst Stock Analysis - MarketRank™

BancFirst scored higher than 54% of companies evaluated by MarketBeat, and ranked 652nd out of 958 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.6 / 5
• Analyst Rating: Hold

Consensus Rating

BancFirst has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for BancFirst is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

BancFirst has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -6.44%

Earnings Growth

Earnings for BancFirst are expected to decrease by -6.44% in the coming year, from $6.52 to $6.10 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of BancFirst is 18.87, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.47.

Price to Earnings Ratio vs. Sector

The P/E ratio of BancFirst is 18.87, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 244.84.

Price to Book Value per Share Ratio

BancFirst has a P/B Ratio of 2.68. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.45% of the float of BancFirst has been sold short.

Short Interest Ratio / Days to Cover

BancFirst has a short interest ratio ("days to cover") of 5.7.

Change versus previous month

Short interest in BancFirst has recently increased by 1.26%, indicating that investor sentiment is decreasing.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

BancFirst pays a meaningful dividend of 1.37%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

BancFirst has been increasing its dividend for 31 years.

Dividend Coverage

The dividend payout ratio of BancFirst is 28.20%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, BancFirst will have a dividend payout ratio of 32.13% next year. This indicates that BancFirst will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.45% of the float of BancFirst has been sold short.

Short Interest Ratio / Days to Cover

BancFirst has a short interest ratio ("days to cover") of 5.7.

Change versus previous month

Short interest in BancFirst has recently increased by 1.26%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 1.12

News Sentiment

BancFirst has a news sentiment score of 1.12. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for BancFirst this week, compared to 5 articles on an average week.

MarketBeat Follows

2 people have added BancFirst to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, BancFirst insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $631,450.00 in company stock.

Percentage Held by Insiders

32.43% of the stock of BancFirst is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

51.72% of the stock of BancFirst is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BANF Stock Analysis - Frequently Asked Questions

How have BANF shares performed this year?

BancFirst's stock was trading at $117.18 on January 1st, 2025. Since then, BANF shares have increased by 11.9% and is now trading at $131.1750.

How were BancFirst's earnings last quarter?

BancFirst Corporation (NASDAQ:BANF) released its quarterly earnings results on Thursday, July, 17th. The bank reported $1.85 earnings per share for the quarter, topping analysts' consensus estimates of $1.67 by $0.18. The bank had revenue of $169.30 million for the quarter, compared to the consensus estimate of $163.62 million. BancFirst had a trailing twelve-month return on equity of 14.16% and a net margin of 24.94%.

When did BancFirst's stock split?

BancFirst shares split on Tuesday, August 1st 2017.The 2-1 split was announced on Wednesday, May 31st 2017. The newly created shares were issued to shareholders after the closing bell on Monday, July 31st 2017. An investor that had 100 shares of stock prior to the split would have 200 shares after the split.

Who are BancFirst's major shareholders?

BancFirst's top institutional shareholders include State Street Corp (3.67%), BancFirst Trust & Investment Management (2.65%), Geode Capital Management LLC (1.50%) and Champlain Investment Partners LLC (0.95%). Insiders that own company stock include Leslie Jeannine Rainbolt, Main Street Banking Partners L, William Scott Martin, David E Rainbolt, Darryl Schmidt, Dennis L Brand, Kevin Lawrence, F Ford Drummond, Joe Goyne, Dennis Jay Hannah, H E Rainbolt, Mautra Staley Jones, Robin Noel Roberson, Randy Foraker and Dave R Lopez.
View institutional ownership trends.

How do I buy shares of BancFirst?

Shares of BANF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of BancFirst own?

Based on aggregate information from My MarketBeat watchlists, some other companies that BancFirst investors own include JPMorgan Chase & Co. (JPM), Tesla (TSLA), Netflix (NFLX), Meta Platforms (META), Advanced Micro Devices (AMD), NVIDIA (NVDA) and Chevron (CVX).

Company Calendar

• Record date for 7/15 Dividend: 6/30/2025
• Ex-Dividend for 7/15 Dividend: 6/30/2025
• Dividend Payable: 7/15/2025
• Last Earnings: 7/17/2025
• Today: 9/16/2025
• Record date for 10/15 Dividend: 9/30/2025
• Ex-Dividend for 10/15 Dividend: 9/30/2025
• Dividend Payable: 10/15/2025
• Next Earnings (Estimated): 10/16/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHWEST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:BANF
• CIK: 760498
• Web: www.bancfirst.com
• Phone: (405) 270-1086
• Fax: 405-270-1089
• Employees: 2,135
• Year Founded: 1984

Price Target and Rating

• Average Price Target for BancFirst: $134.00
• High Price Target: $136.00
• Low Price Target: $132.00
• Potential Upside/Downside: +0.6%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.95
• Trailing P/E Ratio: 19.17
• Forward P/E Ratio: 20.43
• P/E Growth: N/A
• Net Income: $216.35 million
• Net Margins: 24.94%
• Pretax Margin: 31.64%
• Return on Equity: 14.16%
• Return on Assets: 1.70%

Debt

• Debt-to-Equity Ratio: 0.05
• Current Ratio: 1.01
• Quick Ratio: 1.01

Sales & Book Value

• Annual Sales: $908.71 million
• Price / Sales: 4.88
• Cash Flow: $7.24 per share
• Price / Cash Flow: 18.40
• Book Value: $48.94 per share
• Price / Book: 2.72

Miscellaneous

• Outstanding Shares: 33,310,000
• Free Float: 22,507,000
• Market Cap: $4.44 billion
• Optionable: Optionable
• Beta: 0.79