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BancFirst (BANF) Financials

BancFirst logo
$113.24 -1.27 (-1.11%)
Closing price 04:00 PM Eastern
Extended Trading
$113.12 -0.11 (-0.10%)
As of 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
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Annual Income Statements for BancFirst

Annual Income Statements for BancFirst

This table shows BancFirst's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 66 71 86 126 135 100 168 193 212 216 241
Consolidated Net Income / (Loss)		 66 71 86 126 135 100 168 193 212 216 241
Net Income / (Loss) Continuing Operations		 66 71 86 126 135 100 168 193 212 216 241
Total Pre-Tax Income 		101 108 136 160 170 124 208 237 270 275 305
Total Revenue		 295 311 345 386 419 444 486 557 610 631 691
Net Interest Income / (Expense)		 189 204 227 260 282 307 316 374 424 447 490
Total Interest Income		 201 219 248 303 337 327 327 420 624 724 760
Loans and Leases Interest Income		 190 204 222 263 292 312 316 336 468 555 565
Investment Securities Interest Income		 6.47 6.19 7.91 9.42 14 9.08 6.53 25 37 34 27
Deposits and Money Market Investments Interest Income		 4.27 7.91 18 30 31 6.05 4.37 59 119 135 168
Federal Funds Sold and Securities Borrowed Interest Income		 0.01 0.00 0.06 0.29 0.00 0.00 0.00 0.08 0.23 0.03 0.46
Total Interest Expense		 12 15 21 43 55 20 11 46 199 277 270
Deposits Interest Expense		 10 13 19 40 53 18 8.23 42 195 273 265
Short-Term Borrowings Interest Expense		 0.00 0.01 0.02 0.10 0.03 0.01 0.00 0.06 0.31 0.24 0.29
Long-Term Debt Interest Expense		 2.00 2.10 2.12 2.17 1.97 1.97 3.13 4.12 4.12 4.12 4.17
Total Non-Interest Income		 106 107 118 125 137 137 170 184 185 185 200
Trust Fees by Commissions		 17 11 11 13 17 15 12 19 31 36 41
Other Service Charges		 78 21 22 25 26 28 50 59 56 54 60
Net Realized & Unrealized Capital Gains on Investments		 11 2.81 6.98 3.52 4.39 5.81 10 5.00 4.21 2.66 4.50
Other Non-Interest Income		 - 73 78 84 90 88 97 101 94 91 94
Provision for Credit Losses		 7.68 12 8.51 3.80 8.29 63 -8.69 10 7.46 9.00 5.67
Total Non-Interest Expense		 186 191 200 222 241 258 286 310 332 347 380
Salaries and Employee Benefits		 113 120 125 140 153 165 167 185 200 212 226
Net Occupancy & Equipment Expense		 16 17 17 18 19 23 25 27 29 33 37
Marketing Expense		 6.99 7.24 7.39 8.03 8.55 7.00 7.40 8.07 9.11 9.39 10
Other Operating Expenses		 34 32 39 43 45 44 67 68 72 71 84
Depreciation Expense		 9.97 10 9.60 11 13 15 17 19 19 18 19
Amortization Expense		 1.94 2.27 2.19 3.01 3.37 3.82 3.12 3.45 3.53 3.55 3.45
Income Tax Expense		 35 37 50 34 35 24 41 44 57 59 65
Basic Earnings per Share		 $2.13 $2.27 $2.72 $3.85 $4.13 $3.05 $5.12 $5.89 $6.45 $6.55 $7.22
Weighted Average Basic Shares Outstanding		 15.56M 31.23M 31.81M 32.61M 32.70M 32.75M 32.63M 32.89M 32.94M 33.23M 33.55M
Diluted Earnings per Share		 $2.09 $2.22 $2.65 $3.76 $4.05 $3.00 $5.03 $5.77 $6.34 $6.44 $7.11
Weighted Average Diluted Shares Outstanding		 15.56M 31.23M 31.81M 32.61M 32.70M 32.75M 32.63M 32.89M 32.94M 33.23M 33.55M
Weighted Average Basic & Diluted Shares Outstanding		 15.56M 31.23M 31.81M 32.61M 32.70M 32.75M 32.63M 32.89M 32.94M 33.23M 33.55M
Cash Dividends to Common per Share		 - - - - - - - $1.52 $1.66 $1.78 $1.90

Quarterly Income Statements for BancFirst

This table shows BancFirst's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
Period end date 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 55 51 49 50 51 59 56 56 62 63 59
Consolidated Net Income / (Loss)		 55 51 49 50 51 59 56 56 62 63 59
Net Income / (Loss) Continuing Operations		 55 51 49 50 51 59 56 56 62 63 59
Total Pre-Tax Income 		70 65 60 64 65 74 72 71 80 79 75
Total Revenue		 154 149 150 151 154 164 163 165 169 175 181
Net Interest Income / (Expense)		 106 104 105 106 110 115 116 116 121 126 128
Total Interest Income		 151 160 167 172 178 188 186 182 188 194 195
Loans and Leases Interest Income		 115 122 127 132 138 144 141 137 139 144 146
Investment Securities Interest Income		 9.43 9.28 9.20 9.20 8.95 8.36 7.86 7.02 6.90 6.52 6.31
Deposits and Money Market Investments Interest Income		 27 29 32 30 32 35 38 38 42 44 43
Federal Funds Sold and Securities Borrowed Interest Income		 0.08 0.06 0.05 0.02 0.01 0.00 0.01 0.00 0.00 0.00 0.46
Total Interest Expense		 45 56 62 66 69 73 70 67 67 69 67
Deposits Interest Expense		 44 55 61 64 67 72 69 65 66 68 66
Short-Term Borrowings Interest Expense		 0.13 0.05 0.05 0.10 0.06 0.05 0.03 0.01 0.05 0.10 0.13
Long-Term Debt Interest Expense		 1.03 1.03 1.03 1.03 1.03 1.03 1.03 1.03 1.03 1.03 1.08
Total Non-Interest Income		 48 44 45 45 44 49 47 49 48 50 53
Trust Fees by Commissions		 7.93 8.18 7.88 8.65 9.15 9.19 9.22 10 11 10 10
Other Service Charges		 12 14 16 15 11 16 13 16 13 14 17
Net Realized & Unrealized Capital Gains on Investments		 1.07 0.84 1.43 0.17 0.73 0.35 0.72 0.64 1.67 1.47 0.73
Other Non-Interest Income		 27 22 20 22 23 23 24 22 23 24 25
Provision for Credit Losses		 2.82 2.31 - 4.02 3.36 3.03 -1.40 1.46 1.24 4.44 -1.47
Total Non-Interest Expense		 81 81 90 83 85 87 92 92 88 92 107
Salaries and Employee Benefits		 50 50 51 52 52 54 54 55 55 58 59
Net Occupancy & Equipment Expense		 7.34 7.31 7.66 7.82 7.93 8.50 8.70 8.65 9.02 9.34 9.99
Marketing Expense		 1.90 2.03 2.65 2.26 2.25 2.17 2.72 2.46 2.33 2.13 3.12
Other Operating Expenses		 16 16 23 16 18 16 21 21 16 17 30
Depreciation Expense		 4.77 4.69 4.56 4.56 4.50 4.48 4.59 4.81 4.69 4.73 4.87
Amortization Expense		 0.88 0.89 0.89 0.89 0.89 0.89 0.89 0.89 0.86 0.86 0.84
Income Tax Expense		 15 14 11 14 15 15 16 15 17 16 16
Basic Earnings per Share		 $1.67 $1.55 $1.48 $1.53 $1.53 $1.78 $1.71 $1.69 $1.87 $1.88 $1.78
Weighted Average Basic Shares Outstanding		 32.94M 32.92M 32.94M 32.99M 33.02M 33.13M 33.23M 33.24M 33.31M 33.33M 33.55M
Diluted Earnings per Share		 $1.64 $1.52 $1.46 $1.50 $1.51 $1.75 $1.68 $1.66 $1.85 $1.85 $1.75
Weighted Average Diluted Shares Outstanding		 32.94M 32.92M 32.94M 32.99M 33.02M 33.13M 33.23M 33.24M 33.31M 33.33M 33.55M
Weighted Average Basic & Diluted Shares Outstanding		 32.94M 32.92M 32.94M 32.99M 33.02M 33.13M 33.23M 33.24M 33.31M 33.33M 33.55M

Annual Cash Flow Statements for BancFirst

This table details how cash moves in and out of BancFirst's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 -316 252 -93 -334 444 -251 433 1,119 -771 1,156 851
Net Cash From Operating Activities		 78 91 110 140 159 155 204 226 233 261 285
Net Cash From Continuing Operating Activities		 78 91 110 140 159 155 204 226 233 261 285
Net Income / (Loss) Continuing Operations		 66 71 86 126 135 100 168 193 212 216 241
Consolidated Net Income / (Loss)		 66 71 86 126 135 100 168 193 212 216 241
Provision For Loan Losses		 7.68 12 8.51 3.80 8.29 63 -8.69 10 7.46 9.00 5.67
Depreciation Expense		 12 12 12 14 16 18 20 22 22 22 23
Amortization Expense		 1.02 0.13 -0.15 -0.42 -4.28 -0.09 4.41 2.62 -1.27 -1.05 -0.72
Non-Cash Adjustments to Reconcile Net Income		 -7.51 -2.74 6.07 -0.52 3.22 -24 17 12 -5.64 9.40 15
Changes in Operating Assets and Liabilities, net		 -1.10 -1.43 -2.92 -2.21 0.87 -1.97 3.60 -14 -2.16 5.82 2.05
Net Cash From Investing Activities		 -265 -98 -350 -294 50 -899 423 -1,519 -670 -71 16
Net Cash From Continuing Investing Activities		 -265 -98 -350 -294 50 -899 423 -1,519 -670 -71 16
Purchase of Property, Leasehold Improvements and Equipment		 -11 -11 -18 -52 -27 -66 -27 -20 -23 -37 -48
Acquisitions		 - - - - 0.00 0.00 -14 0.00 0.00 0.00 0.00
Purchase of Investment Securities		 -341 -402 -417 -473 -489 -1,406 -60 -2,407 -1,174 -764 -659
Sale and/or Maturity of Investments		 74 316 91 216 597 575 517 917 533 741 748
Net Increase in Fed Funds Sold		 13 -0.70 - 24 -1.00 1.00 14 0.56 1.53 0.60 6.30
Other Investing Activities, net		 - - -5.22 -8.86 -29 -2.20 -7.46 -9.71 -7.64 -13 -31
Net Cash From Financing Activities		 -129 260 147 -180 235 492 -194 2,412 -335 966 550
Net Cash From Continuing Financing Activities		 -129 260 147 -180 235 492 -194 2,412 -335 966 550
Net Change in Deposits		 -106 275 167 -140 274 536 -192 2,452 -285 1,018 611
Issuance of Debt		 - - 0.40 0.78 -0.58 3.00 58 0.30 3.05 -3.35 10
Issuance of Common Equity		 4.43 13 4.84 2.24 2.48 1.79 2.26 7.65 2.54 9.20 4.68
Repayment of Debt		 -3.48 - - -5.16 0.00 -3.00 0.00 0.00 0.00 0.00 -14
Repurchase of Common Equity		 -1.65 -5.52 - -7.91 -1.60 -3.10 -12 0.00 -1.82 0.00 0.00
Payment of Dividends		 -21 -23 -25 -30 -40 -42 -45 -48 -54 -58 -62
Cash Interest Paid		 12 15 21 42 55 22 12 43 192 271 269
Cash Income Taxes Paid		 34 33 41 28 31 27 31 35 52 47 55

Quarterly Cash Flow Statements for BancFirst

This table details how cash moves in and out of BancFirst's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
Period end date 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025
Net Change in Cash & Equivalents		 -427 -72 61 128 -32 499 562 420 23 57 350
Net Cash From Operating Activities		 60 61 43 66 100 78 17 77 78 75 55
Net Cash From Continuing Operating Activities		 60 61 43 66 100 78 17 77 78 75 55
Net Income / (Loss) Continuing Operations		 55 51 49 50 51 59 56 56 62 63 59
Consolidated Net Income / (Loss)		 55 51 49 50 51 59 56 56 62 63 59
Provision For Loan Losses		 2.82 2.31 - 4.02 3.36 3.03 -1.40 1.59 1.39 4.44 -1.74
Depreciation Expense		 5.65 5.57 5.45 5.44 5.39 5.37 5.48 5.69 5.55 5.59 5.71
Amortization Expense		 -0.30 -0.31 -0.39 -0.31 -0.32 -0.22 -0.20 -0.06 -0.18 -0.20 -0.29
Non-Cash Adjustments to Reconcile Net Income		 -2.25 5.44 -12 5.98 40 9.48 -46 15 7.38 5.44 -12
Changes in Operating Assets and Liabilities, net		 -1.26 -2.90 1.13 0.86 1.38 1.03 2.55 -1.05 1.63 -2.50 3.97
Net Cash From Investing Activities		 -141 -167 -134 -141 -220 -27 317 -50 24 -73 115
Net Cash From Continuing Investing Activities		 -141 -167 -134 -141 -220 -27 317 -50 24 -73 115
Purchase of Property, Leasehold Improvements and Equipment		 -5.05 -4.68 -4.81 -10 -6.02 -5.24 -15 -11 -14 -12 -12
Purchase of Investment Securities		 -183 -235 -487 -131 -315 -135 -182 -72 -43 -166 -378
Sale and/or Maturity of Investments		 54 78 353 0.51 103 115 522 46 83 106 514
Net Increase in Fed Funds Sold		 -3.40 -2.39 5.56 0.11 0.11 1.10 -0.72 0.20 0.52 - 5.59
Other Investing Activities, net		 -3.28 -2.86 -0.97 -0.43 -2.04 -3.41 -6.77 -13 -3.34 -1.19 -14
Net Cash From Financing Activities		 -346 33 152 203 88 448 228 394 -79 55 180
Net Cash From Continuing Financing Activities		 -346 33 152 203 88 448 228 394 -79 55 180
Net Change in Deposits		 -135 48 166 209 106 459 244 408 -71 62 211
Issuance of Debt		 -200 0.08 -0.63 6.35 -5.44 0.17 -4.43 0.00 5.86 5.82 -1.67
Issuance of Common Equity		 1.34 0.09 0.48 0.85 1.71 3.63 3.01 0.89 1.09 2.62 0.08
Payment of Dividends		 -13 -13 -14 -14 -14 -14 -15 -15 -15 -15 -16
Cash Interest Paid		 44 54 60 62 67 72 71 67 67 69 66
Cash Income Taxes Paid		 29 12 9.72 0.25 22 14 10 1.98 14 12 26

Annual Balance Sheets for BancFirst

This table presents BancFirst's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 6,693 7,019 7,253 7,574 8,566 9,212 9,406 12,388 12,372 13,554 14,839
Cash and Due from Banks		 203 184 216 228 222 281 229 259 225 238 227
Federal Funds Sold		 - 0.70 0.70 - 1.00 0.00 0.80 2.85 1.32 0.72 92
Interest Bearing Deposits at Other Banks		 1,395 1,667 1,542 1,196 1,646 1,336 1,821 2,910 2,172 3,316 4,177
Trading Account Securities		 553 470 464 772 492 555 535 1,541 1,555 1,212 925
Loans and Leases, Net of Allowance		 4,190 4,352 4,670 4,925 5,608 6,303 6,086 6,851 -97 -99 -104
Allowance for Loan and Lease Losses		 42 49 52 51 54 91 84 93 97 99 104
Loans Held for Sale		 14 9.32 6.17 8.17 11 54 25 6.23 3.49 8.07 12
Premises and Equipment, Net		 127 127 134 174 206 262 269 278 279 296 326
Goodwill		 54 54 54 80 149 150 150 182 182 182 183
Intangible Assets		 16 13 11 16 23 19 18 20 17 13 21
Other Assets		 141 143 155 175 208 253 273 338 8,034 8,388 8,980
Total Liabilities & Shareholders' Equity		 6,693 7,019 7,253 7,574 8,566 9,212 9,406 12,388 12,372 13,554 14,839
Total Liabilities		 6,037 6,308 6,478 6,671 7,561 8,144 8,234 11,137 10,938 11,933 12,985
Non-Interest Bearing Deposits		 2,410 2,527 2,550 2,614 2,956 3,791 3,775 4,945 3,982 3,907 3,898
Interest Bearing Deposits		 3,564 3,721 3,865 3,992 4,527 4,274 4,317 6,029 6,718 7,811 8,773
Short-Term Debt		 0.50 0.50 0.90 1.68 1.10 1.10 0.00 0.30 3.35 0.00 10
Long-Term Debt		 32 32 32 27 27 27 86 86 86 86 86
Other Long-Term Liabilities		 32 27 30 37 49 52 56 76 149 128 206
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 656 711 776 903 1,005 1,068 1,172 1,251 1,434 1,621 1,854
Total Preferred & Common Equity		 656 711 776 903 1,005 1,068 1,172 1,251 1,434 1,621 1,854
Preferred Stock		 - - - 0.00 0.00 - - 0.00 0.00 0.00 0.00
Total Common Equity		 656 711 776 903 1,005 1,068 1,172 1,251 1,434 1,621 1,854
Common Stock		 118 133 139 182 186 189 193 202 208 220 251
Retained Earnings		 536 578 639 723 815 871 977 1,120 1,276 1,434 1,611
Accumulated Other Comprehensive Income / (Loss)		 1.53 0.09 -2.33 -2.14 3.45 7.43 2.15 -72 -50 -33 -8.27

Quarterly Balance Sheets for BancFirst

This table presents BancFirst's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025
Total Assets		 12,452 12,332 12,020 12,115 12,602 12,737 13,313 14,038 14,046 14,198
Cash and Due from Banks		 227 213 221 203 183 194 248 268 260 205
Federal Funds Sold		 3.88 1.08 4.48 6.88 1.21 1.10 0.00 0.52 0.00 0.00
Interest Bearing Deposits at Other Banks		 3,106 2,624 2,188 2,134 2,342 2,299 2,744 3,706 3,738 3,850
Trading Account Securities		 1,522 1,618 1,571 1,525 1,535 1,441 1,377 1,167 1,105 1,016
Loans and Leases, Net of Allowance		 6,738 7,024 7,202 7,375 7,685 -100 -102 -100 -97 -100
Allowance for Loan and Lease Losses		 90 95 97 98 97 100 102 100 97 100
Loans Held for Sale		 4.82 6.22 8.78 3.85 6.00 7.41 7.84 8.28 10 8.92
Premises and Equipment, Net		 278 279 280 280 284 285 286 303 312 314
Goodwill		 182 182 182 182 182 182 182 182 182 182
Intangible Assets		 21 19 18 18 16 15 14 12 11 11
Other Assets		 370 39 345 387 369 8,411 8,557 8,490 8,525 8,712
Total Liabilities & Shareholders' Equity		 12,452 12,332 12,020 12,115 12,602 12,737 13,313 14,038 14,046 14,198
Total Liabilities		 11,257 11,021 10,679 10,744 11,133 11,225 11,729 12,365 12,318 12,415
Non-Interest Bearing Deposits		 5,203 4,540 4,286 4,171 3,850 3,816 3,859 4,028 3,968 3,816
Interest Bearing Deposits		 5,856 6,070 6,190 6,364 7,060 7,200 7,616 8,099 8,089 8,302
Short-Term Debt		 4.60 203 3.89 3.98 9.70 4.26 4.43 0.00 5.86 12
Long-Term Debt		 86 86 86 86 86 86 86 86 86 86
Other Long-Term Liabilities		 108 122 114 120 128 119 164 152 170 199
Total Equity & Noncontrolling Interests		 1,195 1,311 1,341 1,371 1,469 1,512 1,585 1,673 1,728 1,783
Total Preferred & Common Equity		 1,195 1,311 1,341 1,371 1,469 1,512 1,585 1,673 1,728 1,783
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 1,195 1,311 1,341 1,371 1,469 1,512 1,585 1,673 1,728 1,783
Common Stock		 201 203 205 206 209 212 216 222 224 228
Retained Earnings		 1,076 1,165 1,206 1,242 1,312 1,349 1,393 1,475 1,522 1,568
Accumulated Other Comprehensive Income / (Loss)		 -82 -57 -71 -77 -52 -48 -24 -24 -18 -13

Annual Metrics And Ratios for BancFirst

This table displays calculated financial ratios and metrics derived from BancFirst's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Growth Metrics		 - - - - - - - - - - -
Profitability Metrics		 - - - - - - - - - - -
Valuation Ratios		 - - - - - - - - - - -
Leverage & Solvency		 - - - - - - - - - - -
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Efficiency Ratios		 - - - - - - - - - - -
Capital & Investment Metrics		 - - - - - - - - - - -
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $2.13 $2.27 $2.72 $3.85 $4.13 $3.05 $5.12 $5.89 $6.45 $6.55 $7.22
Adjusted Weighted Average Basic Shares Outstanding		 31.06M 31.73M 32.63M 32.61M 32.70M 32.75M 32.63M 32.89M 32.94M 33.23M 33.55M
Adjusted Diluted Earnings per Share		 $2.09 $2.22 $2.65 $3.76 $4.05 $3.00 $5.03 $5.77 $6.34 $6.44 $7.11
Adjusted Weighted Average Diluted Shares Outstanding		 31.06M 31.73M 32.63M 32.61M 32.70M 32.75M 32.63M 32.89M 32.94M 33.23M 33.55M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 31.06M 31.73M 32.63M 32.61M 32.70M 32.75M 32.63M 32.89M 32.94M 33.23M 33.55M
Debt Service Ratios		 - - - - - - - - - - -
Payout Ratios		 - - - - - - - - - - -

Quarterly Metrics And Ratios for BancFirst

This table displays calculated financial ratios and metrics derived from BancFirst's official financial filings.

Metric Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
Period end date 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025
Growth Metrics		 - - - - - - - - - - -
Profitability Metrics		 - - - - - - - - - - -
Valuation Ratios		 - - - - - - - - - - -
Leverage & Solvency		 - - - - - - - - - - -
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Efficiency Ratios		 - - - - - - - - - - -
Capital & Investment Metrics		 - - - - - - - - - - -
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.67 $1.55 $1.48 $1.53 $1.53 $1.78 $1.71 $1.69 $1.87 $1.88 $1.78
Adjusted Weighted Average Basic Shares Outstanding		 32.94M 32.92M 32.94M 32.99M 33.02M 33.13M 33.23M 33.24M 33.31M 33.33M 33.55M
Adjusted Diluted Earnings per Share		 $1.64 $1.52 $1.46 $1.50 $1.51 $1.75 $1.68 $1.66 $1.85 $1.85 $1.75
Adjusted Weighted Average Diluted Shares Outstanding		 32.94M 32.92M 32.94M 32.99M 33.02M 33.13M 33.23M 33.24M 33.31M 33.33M 33.55M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 32.94M 32.92M 32.94M 32.99M 33.02M 33.13M 33.23M 33.24M 33.31M 33.33M 33.55M
Debt Service Ratios		 - - - - - - - - - - -
Payout Ratios		 - - - - - - - - - - -

Financials Breakdown Chart

Key Financial Trends

Here’s a concise, trend-focused snapshot from BANF’s quarterly results over the last four years, based on the data you provided. Note: BANFP is a different instrument (the PFD you cited), and the data below reflects BANF’s common equity and related quarterly statements.

  • Solid net interest income drives core earnings. Net interest income stayed robust in 2025 quarters, contributing a stable core to total revenue (roughly 120–129M per quarter in the latest periods). This indicates a resilient net interest margin despite fluctuating funding costs.
  • Total revenue trending higher thanks to stronger non-interest activity. Latest quarters show total revenue near 170–181M (Q3: ~175.5M; Q4: ~181.0M), signaling improving non-interest income alongside net interest income.
  • Consistent profitability with solid earnings per share. Net income and earnings per share have remained positive and generally in the $1.7–$1.9 per share range across recent quarters (e.g., Q4 2025 basic EPS $1.78, Q3 2025 $1.88, Q2 2025 $1.69).
  • Operating cash flow generation remains healthy. Net cash from continuing operating activities stayed positive, with Q4 2025 showing about $54.8M in net cash from continuing operations, reflecting ongoing cash generation to fund activities and distributions.
  • Balance sheet shows asset growth and a solid capital base. Total assets climbed toward the mid-14B range by 2025, and total equity hovered around $1.7–$1.8B, indicating improving scale and a stable capital base to support liquidity and lending activities.
  • Funding base remains sizable and stable, supporting liquidity. Deposits—both interest-bearing and non-interest-bearing—remain large components of funding, contributing to a stable liquidity profile across recent years.
  • Investing activity shows variability across quarters. Cash flows from investing activities swing between outflows and inflows (e.g., sizable purchases of securities in some quarters and meaningful sales/maturities in others), reflecting active management of the investment portfolio rather than a constant pattern.
  • Provision for credit losses generally small or negative (recoveries in some periods). The provisioning line has been modest, with occasional negative values indicating recoveries rather than fresh impairments, which can be favorable but is not a recurring growth driver.
  • Non-interest expenses rising modestly in 2025, potential margin pressure in near term. Salaries, occupancy, marketing, and other operating costs increased to support growth, which could pressure margins if revenue growth slows.
  • Near-term margin pressure from elevated interest expense and expense mix. While net interest income is strong, total interest expense (notably deposits-related costs) and non-interest expenses have shown upward movement in 2025, which could challenge quarterly margin expansion if revenue growth slows.

If you’d like, I can tailor this to BANFP specifically if you provide any BANFP-focused quarterly figures or filings, and I can extend the four-year view to include a direct comparison of BANFP’s own metrics where available.

05/07/26 08:53 PM ETAI Generated. May Contain Errors.

Frequently Asked Questions About BancFirst's Financials

When does BancFirst's financial year end?

According to the most recent income statement we have on file, BancFirst's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

How has BancFirst's net income changed over the last 10 years?

BancFirst's net income appears to be on an upward trend, with a most recent value of $240.61 million in 2025, rising from $66.17 million in 2015. The previous period was $216.35 million in 2024. Check out BancFirst's forecast to explore projected trends and price targets.

How has BancFirst's revenue changed over the last 10 years?

Over the last 10 years, BancFirst's total revenue changed from $294.60 million in 2015 to $690.63 million in 2025, a change of 134.4%.

How much debt does BancFirst have?

BancFirst's total liabilities were at $12.98 billion at the end of 2025, a 8.8% increase from 2024, and a 115.1% increase since 2015.

How much cash does BancFirst have?

In the past 10 years, BancFirst's cash and equivalents has ranged from $183.92 million in 2016 to $280.52 million in 2020, and is currently $226.95 million as of their latest financial filing in 2025.


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Financial statements for NASDAQ:BANF last updated on 2/27/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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