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NASDAQ:BCAL

Southern California Bancorp (BCAL) Stock Price, News & Analysis

Southern California Bancorp logo
$14.75 -0.54 (-3.53%)
Closing price 05/21/2025 04:00 PM Eastern
Extended Trading
$14.76 +0.01 (+0.07%)
As of 05/21/2025 04:02 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About Southern California Bancorp Stock (NASDAQ:BCAL)

Key Stats

Today's Range
$14.75
$15.30
50-Day Range
$12.16
$15.34
52-Week Range
$11.87
$18.49
Volume
50,962 shs
Average Volume
88,064 shs
Market Capitalization
$478.09 million
P/E Ratio
77.64
Dividend Yield
N/A
Price Target
$19.50
Consensus Rating
Buy

Company Overview

Southern California Bancorp operates as the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to medium-sized businesses. The company offers checking, personal and business savings, and money market accounts, as well as certificates of deposit. It also provides home equity lines of credit, business loans and lines of credit, commercial real estate and construction loans, small business administration loans, letters of credit, and personal and business credit cards. In addition, the company provides cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; courier service; lockbox services; and merchant services. It operates branches in San Diego, Orange, Ventura, Los Angeles, and Riverside counties, as well as the Inland Empire. The company was founded in 2001 and is headquartered in San Diego, California.

Southern California Bancorp Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
46th Percentile Overall Score

BCAL MarketRank™: 

Southern California Bancorp scored higher than 46% of companies evaluated by MarketBeat, and ranked 635th out of 909 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Southern California Bancorp is 77.64, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 24.81.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Southern California Bancorp is 77.64, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 22.48.

  • Price to Book Value per Share Ratio

    Southern California Bancorp has a P/B Ratio of 0.94. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about Southern California Bancorp's valuation and earnings.
  • Percentage of Shares Shorted

    1.67% of the float of Southern California Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    Southern California Bancorp has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Southern California Bancorp has recently increased by 6.38%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Southern California Bancorp does not currently pay a dividend.

  • Dividend Growth

    Southern California Bancorp does not have a long track record of dividend growth.

  • Percentage of Shares Shorted

    1.67% of the float of Southern California Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    Southern California Bancorp has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Southern California Bancorp has recently increased by 6.38%, indicating that investor sentiment is decreasing significantly.
    • Insider Buying vs. Insider Selling

      In the past three months, Southern California Bancorp insiders have not sold or bought any company stock.

    • Percentage Held by Insiders

      14.84% of the stock of Southern California Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

    • Percentage Held by Institutions

      55.40% of the stock of Southern California Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

    • Read more about Southern California Bancorp's insider trading history.
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    BCAL Stock News Headlines

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    See More Headlines

    BCAL Stock Analysis - Frequently Asked Questions

    Southern California Bancorp's stock was trading at $16.54 at the beginning of 2025. Since then, BCAL stock has decreased by 10.8% and is now trading at $14.75.
    View the best growth stocks for 2025 here
    .

    Southern California Bancorp (NASDAQ:BCAL) posted its earnings results on Thursday, April, 24th. The company reported $0.52 EPS for the quarter, topping the consensus estimate of $0.38 by $0.14. The company earned $44.82 million during the quarter, compared to the consensus estimate of $44.86 million. Southern California Bancorp had a trailing twelve-month return on equity of 8.97% and a net margin of 2.94%.

    Southern California Bancorp's board authorized a stock buyback plan on Thursday, May 1st 2025, which allows the company to buy back 1,600,000 outstanding shares, according to EventVestor. This allows the company to reacquire shares of its stock through open market purchases. Shares buyback plans are generally an indication that the company's board believes its stock is undervalued.

    Top institutional investors of Southern California Bancorp include Alliancebernstein L.P. (7.76%), Vanguard Group Inc. (3.99%), FJ Capital Management LLC (3.26%) and Mendon Capital Advisors Corp (1.33%).
    View institutional ownership trends
    .

    Shares of BCAL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

    Based on aggregate information from My MarketBeat watchlists, some other companies that Southern California Bancorp investors own include American Water Works (AWK), The RMR Group (RMR), Waste Connections (WCN), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC), AUO (AUOTY) and Triple Flag Precious Metals (TFPM).

    Company Calendar

    Last Earnings
    4/24/2025
    Today
    5/22/2025
    Next Earnings (Estimated)
    7/29/2025
    Fiscal Year End
    12/31/2025

    Industry, Sector and Symbol

    Stock Exchange
    NASDAQ
    Sector
    Finance
    Industry
    National commercial banks
    Sub-Industry
    Banking
    Current Symbol
    NASDAQ:BCAL
    Fax
    N/A
    Employees
    204
    Year Founded
    N/A

    Price Target and Rating

    Average Stock Price Target
    $19.50
    High Stock Price Target
    $20.00
    Low Stock Price Target
    $19.00
    Potential Upside/Downside
    +32.2%
    Consensus Rating
    Buy
    Rating Score (0-4)
    3.00
    Research Coverage
    2 Analysts

    Profitability

    Trailing P/E Ratio
    77.64
    Forward P/E Ratio
    8.15
    P/E Growth
    N/A
    Net Income
    $5.43 million
    Pretax Margin
    -5.67%

    Debt

    Sales & Book Value

    Annual Sales
    $150.68 million
    Cash Flow
    $1.33 per share
    Price / Cash Flow
    11.11
    Book Value
    $15.73 per share
    Price / Book
    0.94

    Miscellaneous

    Free Float
    25,848,000
    Market Cap
    $478.09 million
    Optionable
    Not Optionable
    Beta
    1.20
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    This page (NASDAQ:BCAL) was last updated on 5/22/2025 by MarketBeat.com Staff
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