NASDAQ:BCAL Southern California Bancorp (BCAL) Stock Price, News & Analysis $14.75 -0.15 (-1.01%) Closing price 05/23/2025 04:00 PM EasternExtended Trading$14.74 -0.01 (-0.03%) As of 05/23/2025 05:32 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Southern California Bancorp Stock (NASDAQ:BCAL) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get BCAL alerts:Sign Up Key Stats Today's Range$14.53▼$14.9850-Day Range$12.16▼$15.3452-Week Range$11.87▼$18.49Volume74,529 shsAverage Volume88,217 shsMarket Capitalization$478.09 millionP/E Ratio77.64Dividend YieldN/APrice Target$19.50Consensus RatingBuy Company OverviewSouthern California Bancorp operates as the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to medium-sized businesses. The company offers checking, personal and business savings, and money market accounts, as well as certificates of deposit. It also provides home equity lines of credit, business loans and lines of credit, commercial real estate and construction loans, small business administration loans, letters of credit, and personal and business credit cards. In addition, the company provides cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; courier service; lockbox services; and merchant services. It operates branches in San Diego, Orange, Ventura, Los Angeles, and Riverside counties, as well as the Inland Empire. The company was founded in 2001 and is headquartered in San Diego, California.Read More… Southern California Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks36th Percentile Overall ScoreBCAL MarketRank™: Southern California Bancorp scored higher than 36% of companies evaluated by MarketBeat, and ranked 756th out of 912 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.5 / 5Analyst RatingBuy Consensus RatingSouthern California Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.Amount of Analyst CoverageSouthern California Bancorp has received no research coverage in the past 90 days.Read more about Southern California Bancorp's stock forecast and price target. Earnings and Valuation0.6 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Southern California Bancorp is 77.64, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 24.80.Price to Earnings Ratio vs. SectorThe P/E ratio of Southern California Bancorp is 77.64, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 22.22.Price to Book Value per Share RatioSouthern California Bancorp has a P/B Ratio of 0.94. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Southern California Bancorp's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.67% of the float of Southern California Bancorp has been sold short.Short Interest Ratio / Days to CoverSouthern California Bancorp has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Southern California Bancorp has recently increased by 6.38%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldSouthern California Bancorp does not currently pay a dividend.Dividend GrowthSouthern California Bancorp does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted1.67% of the float of Southern California Bancorp has been sold short.Short Interest Ratio / Days to CoverSouthern California Bancorp has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Southern California Bancorp has recently increased by 6.38%, indicating that investor sentiment is decreasing significantly. News and Social Media0.0 / 5News SentimentN/A News Coverage This WeekMarketBeat has tracked 1 news article for Southern California Bancorp this week, compared to 1 article on an average week. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Southern California Bancorp insiders have not sold or bought any company stock.Percentage Held by Insiders14.84% of the stock of Southern California Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions55.40% of the stock of Southern California Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Southern California Bancorp's insider trading history. Receive BCAL Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Southern California Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address BCAL Stock News HeadlinesSouthern California Bancorp Elects Directors at Annual MeetingMay 22 at 5:51 PM | tipranks.comFBI still seeking 4 men wanted for bank fraud, aggravated identity theft last seen in Southern CaliforniaMay 2, 2025 | msn.comSilicon Valley Gold RushA new technology has sparked a modern-day gold rush in Silicon Valley. OpenAI’s Sam Altman invested $375M. Bill Gates has backed four companies in this space. The World Economic Forum calls it “the most exciting human discovery since fire.” Whitney Tilson believes this trend could mint a new class of wealthy investors—and he’s sharing one stock to watch now, for free.May 24, 2025 | Stansberry Research (Ad)Southern California Bancorp Expands Share Repurchase ProgramMay 1, 2025 | tipranks.comCALIFORNIA BANCORP ANNOUNCES INCREASE IN SHARE REPURCHASE PROGRAM AND THE REDEMPTION OF SUBORDINATED NOTESMay 1, 2025 | globenewswire.comKBW Sticks to Their Buy Rating for Southern California Bancorp (BCAL)April 27, 2025 | markets.businessinsider.comCALIFORNIA BANCORP REPORTS NET INCOME OF $16.9 MILLION FOR THE FIRST QUARTER OF 2025April 24, 2025 | finance.yahoo.comColumbia Banking System announces $70B Pacific Premier acquisition to expand Southern California footprintApril 24, 2025 | msn.comSee More Headlines BCAL Stock Analysis - Frequently Asked Questions How have BCAL shares performed this year? Southern California Bancorp's stock was trading at $16.54 at the beginning of 2025. Since then, BCAL shares have decreased by 10.8% and is now trading at $14.75. View the best growth stocks for 2025 here. How were Southern California Bancorp's earnings last quarter? Southern California Bancorp (NASDAQ:BCAL) released its quarterly earnings results on Thursday, April, 24th. The company reported $0.52 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.38 by $0.14. The company earned $44.82 million during the quarter, compared to the consensus estimate of $44.86 million. Southern California Bancorp had a trailing twelve-month return on equity of 8.97% and a net margin of 2.94%. Is Southern California Bancorp doing a stock buyback? Southern California Bancorp's Board of Directors authorized a stock buyback plan on Thursday, May 1st 2025, which authorizes the company to buy back 1,600,000 outstanding shares, according to EventVestor. This authorizes the company to buy shares of its stock through open market purchases. Stock buyback plans are generally a sign that the company's leadership believes its shares are undervalued. Who are Southern California Bancorp's major shareholders? Top institutional investors of Southern California Bancorp include Alliancebernstein L.P. (7.76%), Vanguard Group Inc. (3.99%), FJ Capital Management LLC (3.26%) and Mendon Capital Advisors Corp (1.33%). View institutional ownership trends. How do I buy shares of Southern California Bancorp? Shares of BCAL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Southern California Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Southern California Bancorp investors own include American Water Works (AWK), The RMR Group (RMR), Waste Connections (WCN), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC), AUO (AUOTY) and Triple Flag Precious Metals (TFPM). Company Calendar Last Earnings4/24/2025Today5/24/2025Next Earnings (Estimated)7/29/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryBanking Current SymbolNASDAQ:BCAL CIK1795815 Webwww.banksocal.com Phone(858) 847-4780FaxN/AEmployees204Year FoundedN/APrice Target and Rating Average Stock Price Target$19.50 High Stock Price Target$20.00 Low Stock Price Target$19.00 Potential Upside/Downside+32.2%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage2 Analysts Profitability EPS (Most Recent Fiscal Year)$0.45 Trailing P/E Ratio77.64 Forward P/E Ratio8.15 P/E GrowthN/ANet Income$5.43 million Net Margins2.94% Pretax Margin-5.67% Return on Equity8.97% Return on Assets1.09% Debt Debt-to-Equity RatioN/A Current Ratio1.00 Quick Ratio0.99 Sales & Book Value Annual Sales$150.68 million Price / Sales3.17 Cash Flow$1.33 per share Price / Cash Flow11.11 Book Value$15.73 per share Price / Book0.94Miscellaneous Outstanding Shares32,413,000Free Float25,848,000Market Cap$478.09 million OptionableNot Optionable Beta1.20 7 Stocks That Could Be Bigger Than Tesla, Nvidia, and GoogleLooking for the next FAANG stock before everyone has heard about it? 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