BOTJ vs. LNKB, CZFS, TSBK, PKBK, ISBA, PLBC, CHMG, FINW, FDBC, and FOA
Should you be buying Bank of the James Financial Group stock or one of its competitors? The main competitors of Bank of the James Financial Group include LINKBANCORP (LNKB), Citizens Financial Services (CZFS), Timberland Bancorp (TSBK), Parke Bancorp (PKBK), Isabella Bank (ISBA), Plumas Bancorp (PLBC), Chemung Financial (CHMG), FinWise Bancorp (FINW), Fidelity D&D Bancorp (FDBC), and Finance of America Companies (FOA). These companies are all part of the "banking" industry.
Bank of the James Financial Group vs. Its Competitors
Bank of the James Financial Group (NASDAQ:BOTJ) and LINKBANCORP (NASDAQ:LNKB) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their media sentiment, dividends, risk, profitability, institutional ownership, earnings, analyst recommendations and valuation.
LINKBANCORP has higher revenue and earnings than Bank of the James Financial Group. LINKBANCORP is trading at a lower price-to-earnings ratio than Bank of the James Financial Group, indicating that it is currently the more affordable of the two stocks.
Bank of the James Financial Group has a beta of 0.3, suggesting that its stock price is 70% less volatile than the S&P 500. Comparatively, LINKBANCORP has a beta of 0.47, suggesting that its stock price is 53% less volatile than the S&P 500.
LINKBANCORP has a consensus target price of $8.75, indicating a potential upside of 17.77%. Given LINKBANCORP's stronger consensus rating and higher possible upside, analysts plainly believe LINKBANCORP is more favorable than Bank of the James Financial Group.
In the previous week, Bank of the James Financial Group had 1 more articles in the media than LINKBANCORP. MarketBeat recorded 2 mentions for Bank of the James Financial Group and 1 mentions for LINKBANCORP. LINKBANCORP's average media sentiment score of 1.64 beat Bank of the James Financial Group's score of 1.43 indicating that LINKBANCORP is being referred to more favorably in the news media.
18.5% of Bank of the James Financial Group shares are held by institutional investors. Comparatively, 37.5% of LINKBANCORP shares are held by institutional investors. 15.4% of Bank of the James Financial Group shares are held by company insiders. Comparatively, 37.5% of LINKBANCORP shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
LINKBANCORP has a net margin of 20.62% compared to Bank of the James Financial Group's net margin of 11.72%. Bank of the James Financial Group's return on equity of 10.62% beat LINKBANCORP's return on equity.
Bank of the James Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 2.8%. LINKBANCORP pays an annual dividend of $0.30 per share and has a dividend yield of 4.0%. Bank of the James Financial Group pays out 25.2% of its earnings in the form of a dividend. LINKBANCORP pays out 30.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of the James Financial Group has increased its dividend for 5 consecutive years.
Summary
LINKBANCORP beats Bank of the James Financial Group on 12 of the 18 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding BOTJ and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartMedia Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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Bank of the James Financial Group Competitors List
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This page (NASDAQ:BOTJ) was last updated on 8/14/2025 by MarketBeat.com Staff