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Bank of the James Financial Group (BOTJ) Competitors

Bank of the James Financial Group logo
$14.05 +0.07 (+0.50%)
Closing price 08/13/2025 04:00 PM Eastern
Extended Trading
$14.06 +0.00 (+0.04%)
As of 08/13/2025 04:04 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

BOTJ vs. LNKB, CZFS, TSBK, PKBK, ISBA, PLBC, CHMG, FINW, FDBC, and FOA

Should you be buying Bank of the James Financial Group stock or one of its competitors? The main competitors of Bank of the James Financial Group include LINKBANCORP (LNKB), Citizens Financial Services (CZFS), Timberland Bancorp (TSBK), Parke Bancorp (PKBK), Isabella Bank (ISBA), Plumas Bancorp (PLBC), Chemung Financial (CHMG), FinWise Bancorp (FINW), Fidelity D&D Bancorp (FDBC), and Finance of America Companies (FOA). These companies are all part of the "banking" industry.

Bank of the James Financial Group vs. Its Competitors

Bank of the James Financial Group (NASDAQ:BOTJ) and LINKBANCORP (NASDAQ:LNKB) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their media sentiment, dividends, risk, profitability, institutional ownership, earnings, analyst recommendations and valuation.

LINKBANCORP has higher revenue and earnings than Bank of the James Financial Group. LINKBANCORP is trading at a lower price-to-earnings ratio than Bank of the James Financial Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank of the James Financial Group$59.78MN/A$7.94M$1.598.84
LINKBANCORP$167.59M1.66$26.21M$1.007.43

Bank of the James Financial Group has a beta of 0.3, suggesting that its stock price is 70% less volatile than the S&P 500. Comparatively, LINKBANCORP has a beta of 0.47, suggesting that its stock price is 53% less volatile than the S&P 500.

LINKBANCORP has a consensus target price of $8.75, indicating a potential upside of 17.77%. Given LINKBANCORP's stronger consensus rating and higher possible upside, analysts plainly believe LINKBANCORP is more favorable than Bank of the James Financial Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank of the James Financial Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
LINKBANCORP
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, Bank of the James Financial Group had 1 more articles in the media than LINKBANCORP. MarketBeat recorded 2 mentions for Bank of the James Financial Group and 1 mentions for LINKBANCORP. LINKBANCORP's average media sentiment score of 1.64 beat Bank of the James Financial Group's score of 1.43 indicating that LINKBANCORP is being referred to more favorably in the news media.

Company Overall Sentiment
Bank of the James Financial Group Positive
LINKBANCORP Very Positive

18.5% of Bank of the James Financial Group shares are held by institutional investors. Comparatively, 37.5% of LINKBANCORP shares are held by institutional investors. 15.4% of Bank of the James Financial Group shares are held by company insiders. Comparatively, 37.5% of LINKBANCORP shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

LINKBANCORP has a net margin of 20.62% compared to Bank of the James Financial Group's net margin of 11.72%. Bank of the James Financial Group's return on equity of 10.62% beat LINKBANCORP's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank of the James Financial Group11.72% 10.62% 0.72%
LINKBANCORP 20.62%10.32%1.03%

Bank of the James Financial Group pays an annual dividend of $0.40 per share and has a dividend yield of 2.8%. LINKBANCORP pays an annual dividend of $0.30 per share and has a dividend yield of 4.0%. Bank of the James Financial Group pays out 25.2% of its earnings in the form of a dividend. LINKBANCORP pays out 30.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of the James Financial Group has increased its dividend for 5 consecutive years.

Summary

LINKBANCORP beats Bank of the James Financial Group on 12 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BOTJ and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BOTJ vs. The Competition

MetricBank of the James Financial GroupBANKS IndustryFinance SectorNASDAQ Exchange
Market CapN/A$1.94B$12.37B$9.82B
Dividend Yield2.86%2.67%5.58%4.12%
P/E Ratio8.8412.3019.7826.03
Price / SalesN/A2.4226.42105.52
Price / Cash6.1212.4721.5658.93
Price / Book0.991.182.256.06
Net Income$7.94M$156.23M$1.00B$265.11M
7 Day Performance0.79%3.90%2.37%3.38%
1 Month Performance-0.99%-0.04%1.64%2.28%
1 Year Performance7.83%21.52%545.03%29.67%

Bank of the James Financial Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BOTJ
Bank of the James Financial Group
3.3343 of 5 stars
$14.05
+0.5%
N/A+8.1%$0.00$59.78M8.84160Positive News
LNKB
LINKBANCORP
4.4394 of 5 stars
$6.75
+0.7%
$8.75
+29.6%
+20.0%$250.48M$167.59M6.75110Positive News
CZFS
Citizens Financial Services
3.5881 of 5 stars
$53.59
+1.9%
N/A+34.5%$250.41M$169.72M8.08310Positive News
TSBK
Timberland Bancorp
3.8443 of 5 stars
$31.37
+1.3%
N/A+19.3%$244.70M$75.33M9.23300Positive News
PKBK
Parke Bancorp
3.966 of 5 stars
$20.36
+0.2%
N/A+18.3%$240.54M$129.41M7.92100News Coverage
Positive News
High Trading Volume
ISBA
Isabella Bank
0.4691 of 5 stars
$32.47
+0.1%
$34.00
+4.7%
N/A$239.57M$70.49M14.83330Positive News
Gap Down
PLBC
Plumas Bancorp
4.9678 of 5 stars
$40.14
+0.3%
$58.00
+44.5%
+15.4%$237.22M$93.11M8.28190Positive News
CHMG
Chemung Financial
4.0693 of 5 stars
$50.02
+1.8%
$54.50
+9.0%
+18.5%$235.40M$150.79M21.38340Positive News
FINW
FinWise Bancorp
3.2181 of 5 stars
$17.78
+0.7%
$20.88
+17.4%
+60.1%$233.24M$96.84M18.33120
FDBC
Fidelity D&D Bancorp
4.3877 of 5 stars
$40.16
+0.5%
N/A-3.4%$230.59M$126.04M9.80320Positive News
FOA
Finance of America Companies
3.1214 of 5 stars
$22.04
+5.8%
$27.50
+24.8%
+288.6%$230.48M$338.17M5.996,630Gap Down

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This page (NASDAQ:BOTJ) was last updated on 8/14/2025 by MarketBeat.com Staff
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