Camden National (CAC) Stock Price, News & Analysis

Company Overview

Camden National Corporation, through its principal subsidiary Camden National Bank, operates as a diversified financial services provider serving individuals, businesses and institutions across Maine and parts of New England. The company’s core offerings encompass personal and commercial banking solutions designed to meet the evolving needs of its customers. Products include checking and savings accounts, mortgages, home equity lines of credit, consumer loans and digital banking platforms that emphasize ease of access and user-friendly interfaces.

On the commercial side, Camden National delivers a suite of lending and treasury management services tailored to small and medium-sized enterprises. These services comprise commercial real estate financing, equipment loans, construction lending and lines of credit, supported by cash management tools that help business clients optimize liquidity and streamline receivables and payables. The bank also provides merchant services, commercial card programs and specialized financing for healthcare, agriculture and nonprofit organizations.

Beyond traditional banking, Camden National offers wealth management and fiduciary services through its trust division and affiliated investment advisory teams. These offerings include personalized investment strategies, retirement planning, estate and trust administration, and philanthropic advisory services. By integrating trust services with its broader banking platform, the company caters to high-net-worth individuals and families seeking comprehensive financial stewardship and legacy planning solutions.

Founded in 1875 and headquartered in Camden, Maine, Camden National has expanded its footprint through a combination of organic growth and strategic acquisitions, establishing branches throughout Maine as well as parts of New Hampshire and Massachusetts. The institution maintains a community banking ethos under the leadership of President and Chief Executive Officer Philip A. Wilmott III, with a senior management team committed to delivering personalized service, local decision-making and deep community engagement. This leadership focus has guided Camden National’s evolution while preserving its long-standing reputation for stability and customer-centricity.

Key Stats

• Today's Range: $42.55 to $43.31
• 50-Day Range: $38.09 to $43.50
• 52-Week Range: $34.53 to $50.07
• Volume: 89,219 shs
• Average Volume: 69,140 shs
• Market Capitalization: $719.18 million
• P/E Ratio: 13.56
• Dividend Yield: 3.95%
• Price Target: $47.33
• Consensus Rating: Hold

Camden National Stock Analysis - MarketRank™

Camden National scored higher than 84% of companies evaluated by MarketBeat, and ranked 245th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.2 / 5
• Analyst Rating: Hold

Consensus Rating

Camden National has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 1 buy rating, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Camden National has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 16.47%

Earnings Growth

Earnings for Camden National are expected to grow by 16.47% in the coming year, from $4.25 to $4.95 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Camden National is 13.56, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.86.

Price to Earnings Ratio vs. Sector

The P/E ratio of Camden National is 13.56, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.20.

Price to Book Value per Share Ratio

Camden National has a P/B Ratio of 1.17. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.11% of the float of Camden National has been sold short.

Short Interest Ratio / Days to Cover

Camden National has a short interest ratio ("days to cover") of 7.3.

Change versus previous month

Short interest in Camden National has recently decreased by 0.54%, indicating that investor sentiment is improving.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Camden National is a leading dividend payer. It pays a dividend yield of 3.95%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Camden National does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Camden National is 53.50%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Camden National will have a dividend payout ratio of 33.94% next year. This indicates that Camden National will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.11% of the float of Camden National has been sold short.

Short Interest Ratio / Days to Cover

Camden National has a short interest ratio ("days to cover") of 7.3.

Change versus previous month

Short interest in Camden National has recently decreased by 0.54%, indicating that investor sentiment is improving.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: N/A

News Sentiment

Camden National has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.94 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Camden National this week, compared to 3 articles on an average week.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Camden National insiders have bought more of their company's stock than they have sold. Specifically, they have bought $4,129.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 1.72% of the stock of Camden National is held by insiders.

Percentage Held by Institutions

77.41% of the stock of Camden National is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CAC Stock Analysis - Frequently Asked Questions

How have CAC shares performed this year?

Camden National's stock was trading at $42.74 on January 1st, 2025. Since then, CAC stock has decreased by 0.4% and is now trading at $42.58.

How were Camden National's earnings last quarter?

Camden National Corporation (NASDAQ:CAC) released its quarterly earnings results on Tuesday, May, 6th. The financial services provider reported $0.95 earnings per share for the quarter, missing the consensus estimate of $0.99 by $0.04. The financial services provider earned $60.05 million during the quarter, compared to analyst estimates of $57.63 million. Camden National had a trailing twelve-month return on equity of 10.28% and a net margin of 15.03%.
Read the conference call transcript.

Who are Camden National's major shareholders?

Top institutional investors of Camden National include Delphi Management Inc. MA (0.19%). Insiders that own company stock include David C Flanagan, Renee Smyth, Robert D Merrill and Raina Maxwell.
View institutional ownership trends.

How do I buy shares of Camden National?

Shares of CAC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Camden National own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Camden National investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Tesla (TSLA), Netflix (NFLX), JPMorgan Chase & Co. (JPM) and Alphabet (GOOG).

Company Calendar

• Record date for 4/30 Dividend: 4/15/2025
• Ex-Dividend for 4/30 Dividend: 4/15/2025
• Dividend Payable: 4/30/2025
• Last Earnings: 5/06/2025
• Today: 7/13/2025
• Record date for 7/31 Dividend: 7/15/2025
• Ex-Dividend for 7/31 Dividend: 7/15/2025
• Next Earnings (Estimated): 7/29/2025
• Dividend Payable: 7/31/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:CAC
• CIK: 750686
• Web: www.camdennational.com
• Phone: (207) 236-8821
• Fax: 207-236-6256
• Employees: 620
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Camden National: $47.33
• High Price Target: $53.00
• Low Price Target: $42.00
• Potential Upside/Downside: +11.2%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.14
• Trailing P/E Ratio: 13.56
• Forward P/E Ratio: 10.02
• P/E Growth: N/A
• Net Income: $53 million
• Net Margins: 15.03%
• Pretax Margin: 17.66%
• Return on Equity: 10.28%
• Return on Assets: 0.94%

Debt

• Debt-to-Equity Ratio: 0.10
• Current Ratio: 0.81
• Quick Ratio: 0.81

Sales & Book Value

• Annual Sales: $294.10 million
• Price / Sales: 2.45
• Cash Flow: $4.05 per share
• Price / Cash Flow: 10.51
• Book Value: $36.44 per share
• Price / Book: 1.17

Miscellaneous

• Outstanding Shares: 16,890,000
• Free Float: 16,596,000
• Market Cap: $719.18 million
• Optionable: Optionable
• Beta: 0.63