Cass Information Systems (CASS) Competitors

Cass Information Systems (NASDAQ:CASS) and CSG Systems International (NASDAQ:CSGS) are both small-cap computer and technology companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, community ranking, risk, profitability, valuation, dividends, institutional ownership, earnings and media sentiment.

Do institutionals & insiders have more ownership in CASS or CSGS?

59.1% of Cass Information Systems shares are owned by institutional investors. Comparatively, 91.1% of CSG Systems International shares are owned by institutional investors. 3.2% of Cass Information Systems shares are owned by company insiders. Comparatively, 3.6% of CSG Systems International shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Does the MarketBeat Community favor CASS or CSGS?

CSG Systems International received 100 more outperform votes than Cass Information Systems when rated by MarketBeat users. However, 62.14% of users gave Cass Information Systems an outperform vote while only 61.09% of users gave CSG Systems International an outperform vote.

Company	Underperform	Outperform
Cass Information Systems	Outperform Votes 192 62.14%	Underperform Votes 117 37.86%
CSG Systems International	Outperform Votes 292 61.09%	Underperform Votes 186 38.91%

Is CASS or CSGS a better dividend stock?

Cass Information Systems pays an annual dividend of $1.24 per share and has a dividend yield of 2.9%. CSG Systems International pays an annual dividend of $1.28 per share and has a dividend yield of 2.0%. Cass Information Systems pays out 81.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. CSG Systems International pays out 43.7% of its earnings in the form of a dividend. Cass Information Systems has raised its dividend for 23 consecutive years and CSG Systems International has raised its dividend for 12 consecutive years. Cass Information Systems is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media prefer CASS or CSGS?

In the previous week, CSG Systems International had 12 more articles in the media than Cass Information Systems. MarketBeat recorded 13 mentions for CSG Systems International and 1 mentions for Cass Information Systems. Cass Information Systems' average media sentiment score of 1.89 beat CSG Systems International's score of 0.82 indicating that Cass Information Systems is being referred to more favorably in the media.

Company	Overall Sentiment
Cass Information Systems	Very Positive
CSG Systems International	Positive

Do analysts prefer CASS or CSGS?

Cass Information Systems currently has a consensus price target of $46.00, indicating a potential upside of 7.78%. CSG Systems International has a consensus price target of $70.71, indicating a potential upside of 9.45%. Given CSG Systems International's higher probable upside, analysts plainly believe CSG Systems International is more favorable than Cass Information Systems.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cass Information Systems	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
CSG Systems International	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	3.00

Which has more risk and volatility, CASS or CSGS?

Cass Information Systems has a beta of 0.44, indicating that its stock price is 56% less volatile than the S&P 500. Comparatively, CSG Systems International has a beta of 0.9, indicating that its stock price is 10% less volatile than the S&P 500.

Is CASS or CSGS more profitable?

Cass Information Systems has a net margin of 9.62% compared to CSG Systems International's net margin of 7.25%. CSG Systems International's return on equity of 39.42% beat Cass Information Systems' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Cass Information Systems	9.62%	8.25%	0.84%
CSG Systems International	7.25%	39.42%	7.93%

Which has preferable earnings and valuation, CASS or CSGS?

CSG Systems International has higher revenue and earnings than Cass Information Systems. CSG Systems International is trading at a lower price-to-earnings ratio than Cass Information Systems, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cass Information Systems	$192.35M	2.96	$19.17M	$1.52	28.08
CSG Systems International	$1.20B	1.56	$86.85M	$2.93	22.05

Summary

CSG Systems International beats Cass Information Systems on 14 of the 21 factors compared between the two stocks.