Cass Information Systems (CASS) Competitors

Cass Information Systems (NASDAQ:CASS) and CSG Systems International (NASDAQ:CSGS) are both small-cap computer and technology companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, dividends, valuation, community ranking, risk, analyst recommendations, media sentiment, earnings and profitability.

Is CASS or CSGS more profitable?

Cass Information Systems has a net margin of 9.62% compared to CSG Systems International's net margin of 7.25%. CSG Systems International's return on equity of 39.42% beat Cass Information Systems' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Cass Information Systems	9.62%	8.25%	0.84%
CSG Systems International	7.25%	39.42%	7.93%

Do analysts prefer CASS or CSGS?

Cass Information Systems presently has a consensus price target of $46.00, suggesting a potential upside of 7.80%. CSG Systems International has a consensus price target of $70.71, suggesting a potential upside of 10.56%. Given CSG Systems International's higher probable upside, analysts clearly believe CSG Systems International is more favorable than Cass Information Systems.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cass Information Systems	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
CSG Systems International	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	3.00

Does the MarketBeat Community prefer CASS or CSGS?

CSG Systems International received 100 more outperform votes than Cass Information Systems when rated by MarketBeat users. However, 62.14% of users gave Cass Information Systems an outperform vote while only 61.09% of users gave CSG Systems International an outperform vote.

Company	Underperform	Outperform
Cass Information Systems	Outperform Votes 192 62.14%	Underperform Votes 117 37.86%
CSG Systems International	Outperform Votes 292 61.09%	Underperform Votes 186 38.91%

Do insiders and institutionals have more ownership in CASS or CSGS?

59.1% of Cass Information Systems shares are held by institutional investors. Comparatively, 91.1% of CSG Systems International shares are held by institutional investors. 3.2% of Cass Information Systems shares are held by insiders. Comparatively, 3.6% of CSG Systems International shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Which has better earnings and valuation, CASS or CSGS?

CSG Systems International has higher revenue and earnings than Cass Information Systems. CSG Systems International is trading at a lower price-to-earnings ratio than Cass Information Systems, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cass Information Systems	$192.35M	2.96	$19.17M	$1.52	28.07
CSG Systems International	$1.20B	1.54	$86.85M	$2.93	21.83

Is CASS or CSGS a better dividend stock?

Cass Information Systems pays an annual dividend of $1.24 per share and has a dividend yield of 2.9%. CSG Systems International pays an annual dividend of $1.28 per share and has a dividend yield of 2.0%. Cass Information Systems pays out 81.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. CSG Systems International pays out 43.7% of its earnings in the form of a dividend. Cass Information Systems has increased its dividend for 23 consecutive years and CSG Systems International has increased its dividend for 12 consecutive years. Cass Information Systems is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media favor CASS or CSGS?

In the previous week, CSG Systems International had 4 more articles in the media than Cass Information Systems. MarketBeat recorded 5 mentions for CSG Systems International and 1 mentions for Cass Information Systems. CSG Systems International's average media sentiment score of 0.92 beat Cass Information Systems' score of 0.54 indicating that CSG Systems International is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Cass Information Systems	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
CSG Systems International	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk & volatility, CASS or CSGS?

Cass Information Systems has a beta of 0.43, suggesting that its share price is 57% less volatile than the S&P 500. Comparatively, CSG Systems International has a beta of 0.87, suggesting that its share price is 13% less volatile than the S&P 500.

Summary

CSG Systems International beats Cass Information Systems on 15 of the 21 factors compared between the two stocks.