Cass Information Systems (CASS) Competitors

First Busey (NASDAQ:BUSE) and Cass Information Systems (NASDAQ:CASS) are related companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, valuation, earnings, dividends, institutional ownership, risk, media sentiment and analyst recommendations.

Which has more risk & volatility, BUSE or CASS?

First Busey has a beta of 0.82, suggesting that its share price is 18% less volatile than the S&P 500. Comparatively, Cass Information Systems has a beta of 0.45, suggesting that its share price is 55% less volatile than the S&P 500.

Do insiders and institutionals hold more shares of BUSE or CASS?

56.5% of First Busey shares are held by institutional investors. Comparatively, 59.1% of Cass Information Systems shares are held by institutional investors. 3.9% of First Busey shares are held by company insiders. Comparatively, 3.2% of Cass Information Systems shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Which has better valuation and earnings, BUSE or CASS?

First Busey has higher revenue and earnings than Cass Information Systems. First Busey is trading at a lower price-to-earnings ratio than Cass Information Systems, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Busey	$663.36M	3.32	$113.69M	$1.12	22.09
Cass Information Systems	$199.19M	2.75	$19.17M	$1.86	22.31

Do analysts recommend BUSE or CASS?

First Busey presently has a consensus target price of $27.33, indicating a potential upside of 10.48%. Cass Information Systems has a consensus target price of $48.00, indicating a potential upside of 15.69%. Given Cass Information Systems' stronger consensus rating and higher possible upside, analysts clearly believe Cass Information Systems is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
Cass Information Systems	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the media prefer BUSE or CASS?

In the previous week, First Busey had 5 more articles in the media than Cass Information Systems. MarketBeat recorded 7 mentions for First Busey and 2 mentions for Cass Information Systems. First Busey's average media sentiment score of 1.85 beat Cass Information Systems' score of -0.45 indicating that First Busey is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Busey	4 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Very Positive
Cass Information Systems	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is BUSE or CASS more profitable?

Cass Information Systems has a net margin of 13.22% compared to First Busey's net margin of 9.48%. Cass Information Systems' return on equity of 9.02% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Busey	9.48%	8.76%	1.04%
Cass Information Systems	13.22%	9.02%	0.91%

Is BUSE or CASS a better dividend stock?

First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.0%. Cass Information Systems pays an annual dividend of $1.24 per share and has a dividend yield of 3.0%. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Cass Information Systems pays out 66.7% of its earnings in the form of a dividend. First Busey has increased its dividend for 10 consecutive years and Cass Information Systems has increased its dividend for 23 consecutive years.

Summary

First Busey beats Cass Information Systems on 10 of the 19 factors compared between the two stocks.