NASDAQ:CHMG Chemung Financial (CHMG) Stock Price, News & Analysis $53.92 -0.18 (-0.33%) Closing price 04:00 PM EasternExtended Trading$53.82 -0.10 (-0.19%) As of 04:48 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Chemung Financial Stock (NASDAQ:CHMG) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Chemung Financial alerts:Sign Up Key Stats Today's Range$53.50▼$53.9250-Day Range$46.75▼$54.1052-Week Range$40.71▼$55.73Volume3,883 shsAverage Volume13,960 shsMarket Capitalization$258.28 millionP/E Ratio23.04Dividend Yield2.37%Price Target$54.50Consensus RatingHold Company Overview Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market accounts. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial and residential mortgage loans; and consumer loans, including home equity lines of credit and home equity term loans. In addition, the company provides interest rate swaps, letters of credit, employee benefit plans, insurance products, mutual fund, brokerage, and tax preparation services. Further, it offers guardian, custodian, trustee, investment, pension, estate planning, and employee benefit administrative services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts. Chemung Financial Corporation was founded in 1833 and is headquartered in Elmira, New York. Read More Chemung Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks86th Percentile Overall ScoreCHMG MarketRank™: Chemung Financial scored higher than 86% of companies evaluated by MarketBeat, and ranked 265th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.0 / 5Analyst RatingHold Consensus RatingChemung Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageChemung Financial has only been the subject of 1 research reports in the past 90 days.Read more about Chemung Financial's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth11.71% Earnings GrowthEarnings for Chemung Financial are expected to grow by 11.71% in the coming year, from $5.38 to $6.01 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Chemung Financial is 23.04, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 56.02.Price to Earnings Ratio vs. SectorThe P/E ratio of Chemung Financial is 23.04, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 225.86.Price to Book Value per Share RatioChemung Financial has a P/B Ratio of 1.10. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Chemung Financial's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.95% of the float of Chemung Financial has been sold short.Short Interest Ratio / Days to CoverChemung Financial has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Chemung Financial has recently decreased by 13.25%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldChemung Financial pays a meaningful dividend of 2.39%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthChemung Financial has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Chemung Financial is 54.70%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Chemung Financial will have a dividend payout ratio of 21.30% next year. This indicates that Chemung Financial will be able to sustain or increase its dividend.Read more about Chemung Financial's dividend. Sustainability and ESG3.2 / 5Environmental Score-0.51 Percentage of Shares Shorted0.95% of the float of Chemung Financial has been sold short.Short Interest Ratio / Days to CoverChemung Financial has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Chemung Financial has recently decreased by 13.25%, indicating that investor sentiment is improving significantly. News and Social Media1.9 / 5News Sentiment0.49 News SentimentChemung Financial has a news sentiment score of 0.49. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.18 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Chemung Financial this week, compared to 2 articles on an average week.Search InterestOnly 1 people have searched for CHMG on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership3.3 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Chemung Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $968,415.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders12.41% of the stock of Chemung Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions47.50% of the stock of Chemung Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Chemung Financial's insider trading history. Receive CHMG Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Chemung Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CHMG Stock News HeadlinesChemung Financial Corp (NASDAQ:CHMG) EVP Purchases $149,448.30 in StockAugust 6, 2025 | insidertrades.comInsider Buying: Chemung Financial Corp (NASDAQ:CHMG) Director Acquires 2,612 Shares of StockJuly 29, 2025 | insidertrades.comBONUS GUIDE - Ben Stein Prepares For the Next Financial CrisisWith inflation high, debt soaring, and global tensions rising, a financial storm may be brewing. Economist Ben Stein—drawing on insights from his own experience and his father’s time advising two U.S. presidents—just released a new report on how to help protect your retirement from the next major crisis.August 29 at 2:00 AM | Goldco Precious Metals (Ad)Chemung Financial's (NASDAQ:CHMG) Upcoming Dividend Will Be Larger Than Last Year'sAugust 23, 2025 | finance.yahoo.comChemung Financial Announces Dividend IncreaseAugust 20, 2025 | msn.comChemung Financial increases quarterly dividend to 34c per shareAugust 19, 2025 | msn.comChemung Financial Corporation Announces Dividend IncreaseAugust 19, 2025 | globenewswire.comChemung Financial Reports Q2 2025 Results Amid Strategic ChangesJuly 17, 2025 | tipranks.comSee More Headlines CHMG Stock Analysis - Frequently Asked Questions How have CHMG shares performed this year? Chemung Financial's stock was trading at $48.81 at the start of the year. Since then, CHMG shares have increased by 10.5% and is now trading at $53.92. How were Chemung Financial's earnings last quarter? Chemung Financial Corp (NASDAQ:CHMG) issued its earnings results on Thursday, July, 17th. The bank reported $1.31 EPS for the quarter, hitting analysts' consensus estimates of $1.31. The bank had revenue of $10.10 million for the quarter, compared to analyst estimates of $26.26 million. Chemung Financial had a trailing twelve-month return on equity of 10.67% and a net margin of 8.19%. Who are Chemung Financial's major shareholders? Top institutional investors of Chemung Financial include Geode Capital Management LLC (1.95%), Bridgeway Capital Management LLC (1.59%), Acadian Asset Management LLC (1.54%) and Basswood Capital Management L.L.C. (1.47%). Insiders that own company stock include Jeffrey B Streeter, G Thomas Jr Tranter, Jeffrey P Kenefick, Loren D Cole, Thomas R Tyrrell, Thomas W Wirth, Joseph F Iv Meade, Daniel D Fariello and Raimundo C Archibold Jr. View institutional ownership trends. How do I buy shares of Chemung Financial? Shares of CHMG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Chemung Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Chemung Financial investors own include American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH), AU Optronics (AUOTY), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR). Company Calendar Record date for 7/1 Dividend6/17/2025Ex-Dividend for 7/1 Dividend6/17/2025Dividend Payable7/01/2025Last Earnings7/17/2025Today8/29/2025Record date for 10/1 Dividend9/17/2025Ex-Dividend for 10/1 Dividend9/17/2025Dividend Payable10/01/2025Next Earnings (Estimated)10/28/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - SOUTHEAST Sub-IndustryBanking Current SymbolNASDAQ:CHMG CIK763563 Webwww.chemungcanal.com Phone(607) 737-3711FaxN/AEmployees340Year Founded1833Price Target and Rating Average Price Target for Chemung Financial$54.50 High Price Target$59.00 Low Price Target$50.00 Potential Upside/Downside+0.4%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage2 Analysts Profitability EPS (Trailing Twelve Months)$2.34 Trailing P/E Ratio23.08 Forward P/E Ratio10.09 P/E GrowthN/ANet Income$23.67 million Net Margins8.19% Pretax Margin9.95% Return on Equity10.67% Return on Assets0.86% Debt Debt-to-Equity Ratio0.44 Current Ratio1.00 Quick Ratio1.00 Sales & Book Value Annual Sales$150.79 million Price / Sales1.72 Cash Flow$5.94 per share Price / Cash Flow9.13 Book Value$49.04 per share Price / Book1.11Miscellaneous Outstanding Shares4,790,000Free Float4,196,000Market Cap$259.93 million OptionableNot Optionable Beta0.39 Social Links Reduce the RiskMarket downturns give many investors pause, and for good reason. 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